Smart Money Moves

Annuities are everywhere in retirement conversations—yet most people still don’t understand what they actually do. In this episode of Smart Money Moves, Keith Collins demystifies annuities using plain, practical language. He breaks down what annuities are at their core, the different types available, and how each one may serve a specific purpose—whether that’s income, growth, tax planning, or long‑term care considerations. The discussion also addresses common misconceptions, fees, liquidity concerns, and why annuities often get a bad reputation when used incorrectly. This episode focuses on clarity, context, and asking the right questions before deciding if an annuity belongs in a retirement plan. When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here. Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Even people who earn millions can hit financial roadblocks in retirement—and the reasons may sound familiar. In this episode of Smart Money Moves, Keith Collins uses a surprising example from professional sports to explore the common missteps that derail retirement plans. The conversation covers overspending, neglecting taxes, being too aggressive or too conservative with investments, relying on a single income source, and underestimating healthcare and long‑term care costs. Keith also explains why written plans, balanced strategies, and proactive thinking matter long before retirement begins. It’s a practical discussion focused on awareness, preparation, and avoiding preventable setbacks that can impact retirees at every income level. When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here. Facebook | LinkedInSee omnystudio.com/listener for privacy information.

A new savings account for kids is making headlines—but most families aren’t sure what it really is or how it fits into a real financial plan. In this episode of Smart Money Moves, Keith Collins breaks down the newly introduced Trump accounts for kids, including how they work, who qualifies, contribution limits, and how they compare to tools like 529 plans. The conversation explores where these accounts may complement existing strategies, how families can think about prioritizing retirement versus children’s savings, and why education and flexibility matter when planning long‑term. It’s a practical discussion designed to help families better understand this emerging option. When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here. Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Big changes are quietly reshaping retirement planning in 2026—and missing them could be costly. In this episode of Smart Money Moves, Keith Collins breaks down how current tax rules, market volatility, inflation, and longevity risk intersect for retirees and pre‑retirees right now. The conversation explores Roth conversions, gifting strategies, portfolio rebalancing, required minimum distributions, and why emotional decision‑making matters just as much as math. Keith also explains where technology and AI tools help—and where human guidance remains essential—when building a confident, adaptable retirement plan for the year ahead   When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here. Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Is claiming Social Security at 62 a smart move—or a costly mistake? In this episode of Smart Money Moves, host Keith Collins, founder of Keith Collins, Inc., unpacks the debate sparked by Dave Ramsey and explore the complex world of Social Security decisions. From risk management and longevity to spousal benefits, taxes, and the timing of Roth conversions, Keith shares practical insights for building a retirement strategy that fits your life. Whether you’re years away from retirement or ready to claim, this conversation highlights the questions and planning steps that can shape your financial future.   When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here. Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Ready to wrap up your year on a strong financial note? In this episode, Keith Collins of Keith Collins, Inc. walks through the essential end-of-year financial checklist—from maxing out retirement accounts and harvesting investment gains or losses to reviewing RMDs, charitable giving, and Roth conversions. Discover why these steps matter, how to avoid costly mistakes, and what to bring to your first financial consultation. Whether you’re planning for retirement or just want to make smarter money moves, this conversation offers practical advice to help you finish the year with confidence.   When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here. Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Is the American Dream still within reach—or has its price tag made it a luxury for the few? In this episode, Keith Collins of Keith Collins, Inc. breaks down the true cost of a fulfilling life in 2025, from homeownership and college to retirement and healthcare. Discover why $5 million is the new benchmark, how to prioritize competing financial goals, and what steps you can take to build a sustainable future. Whether you’re planning for retirement or just starting out, this conversation offers practical strategies and honest insights for navigating today’s financial realities. When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here. Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Is your retirement plan built on outdated rules? From the 4% rule to the “magic number” for savings, this episode with Keith Collins challenges common financial advice and explores what really matters for your future. Discover why one-size-fits-all benchmarks may not fit your unique situation, how debt and healthcare impact retirement timing, and why flexibility is key. Keith breaks down the pros and cons of classic strategies, showing how to adapt them to today’s market and your personal goals. If you’re rethinking your retirement game plan, this conversation offers fresh perspective.   When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here. Facebook | LinkedInSee omnystudio.com/listener for privacy information.

What happens after the final at bat? Roman Anthony’s $230 million contract sparks a bigger conversation about sudden wealth, retirement planning, and the risks of instant gratification. In this episode, Keith Collins shares lessons from athletes and entertainers that apply to anyone planning for their financial future. Discover why structure, flexibility, and delayed gratification matter—whether you’re earning millions or managing a modest nest egg. Learn about budgeting and how to avoid common pitfalls that leave even high earners vulnerable. Keith explains why it’s not what you earn, but what you keep, that shapes your retirement.   When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here. Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Smart Money Moves, Keith Collins tackles how inflation—from groceries to healthcare—is reshaping retirement planning. He explores how to reassess your budget, identify true financial needs, and prepare for rising long-term care costs. With practical insights and a few laughs, this conversation helps listeners rethink what “retirement ready” really means in today’s economy.   When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here. Facebook | LinkedInSee omnystudio.com/listener for privacy information.

What if your retirement plan is missing a few crucial puzzle pieces? In this episode of Smart Money Moves, Keith Collins, founder of Keith Collins, Inc., demystifies retirement seminars. From Social Security timing to understanding Medicare and taxes, Keith shares what attendees can expect—and what to avoid. Learn how to prepare, what questions to ask, and how to spot red flags that signal a sales pitch. Whether you're nearing retirement or just starting to plan, this episode offers practical insights to help you make informed decisions without pressure.   When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here. Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Keith Collins of Keith Collins Inc. talks about Qatar’s gift to President Trump of a 747 jet and relates that to the limits people have in gifting. He explains the limit people can receive annually, before taxes kick in. And Keith describes how children inheriting from their parents normally happens in their prime income years and can really impact their tax rates. So, Keith explains how people need to have a plan for decluttering, so to speak, so the people they are leaving gifts for are not left with a mess. When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here. Facebook   LinkedIn See omnystudio.com/listener for privacy information.

Keith Collins of Keith Collins Inc. comments on Investopedia’s findings that Americans should have $35,000 in an emergency fund and how the average person only had around $8,700. Keith explains how these numbers vary for each household and how people should consult a financial advisor to figure out the figures. Keith shares how a complimentary first meeting with him and his team will help people learn how long their money can last, how much income they can potentially get each month, and how to make a budget to stay within those limits. When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here. Facebook   LinkedIn See omnystudio.com/listener for privacy information.

Keith Collins discusses a big qualification of pre-tax retirement accounts: required minimum distributions. Keith defines RMDs and the age at which most kick in. He shares why they are mandated and to which accounts they apply. Keith also describes the complexity of individual situations and how an advisor like him helps people plan ahead for RMDs, so they are not surprised by a tax burden later. When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here: https://keithcollinsinc.com/contact/ https://www.facebook.com/keithcollinsinc https://www.linkedin.com/company/keith-collins-inc/?trk=top_nav_homeSee omnystudio.com/listener for privacy information.

Keith Collins defines what 401(k)s and IRAs are, what they have in common, and the main differences between them. He also shares the limits they have in both annual contributions and when people can withdraw that money. Keith also shares the distinction about taxes with each one and why people should account for those. Keith also discusses his Boston sports teams and the directions each is trending. When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here: https://keithcollinsinc.com/contact/ https://www.facebook.com/keithcollinsinc https://www.linkedin.com/company/keith-collins-inc/?trk=top_nav_homeSee omnystudio.com/listener for privacy information.

Inflation, longevity, and taxes can significantly impact retirement funds. Financial Advisor Keith Collins discusses how asset protection is vital for both individuals and business owners, with each facing unique risks. Click here to schedule an appointment with Keith and his team or call 508-735-9910. Follow us on Facebook!  See omnystudio.com/listener for privacy information.

Financial Advisor Keith Collins discusses how Social Security, pensions, and annuities can provide guaranteed income to cover essential expenses without worrying about outliving your savings. Click here to schedule an appointment with Keith and his team or call 508-735-9910. Follow us on Facebook!See omnystudio.com/listener for privacy information.

In this episode, financial advisor Keith Collins discusses the financial planning challenges faced by adult children caring for aging parents. He emphasizes the importance of open communication about finances, the role of estate planning, and recognizing financial red flags that may indicate a need for assistance. Collins shares success stories of families he has helped navigate these complex issues, highlighting the significance of proactive planning and support. Click here to schedule an appointment with Keith and his team or call 508-735-9910. Follow us on Facebook!See omnystudio.com/listener for privacy information.

In this episode, Keith Collins delves into the intricacies of Social Security, a crucial component of retirement planning. He discusses the basics of Social Security, common misconceptions, strategies for claiming benefits, tax implications, and the importance of professional guidance in navigating retirement planning. Keith emphasizes the need for individuals to understand their options and make informed decisions to secure their financial futures. Click here to schedule an appointment with Keith and his team or call 508-735-9910. Follow us on Facebook!See omnystudio.com/listener for privacy information.

Defining your financial goals and developing a plan for success can now begin just by pressing the play button. Keith Collins Inc. brings you Safe Money Moves with Keith Collins, a new podcast and your latest resource for professional and experienced financial guidance that goes wherever you do! On each episode, host Keith Collins will dive deep into the topics that most concern you about retirement and your financial future. From retirement strategizing to estate planning, Keith brings his decades of retirement preparation experience straight to your streaming device so that you can confidently plan for your golden years. Start streaming now and subscribe to never miss an episode drop!See omnystudio.com/listener for privacy information.

In this episode of Smart Money Moves, Keith Collins discusses the latest tax changes for 2025 and their implications for retirement planning. He explores how retirement income is taxed, strategies to minimize tax liability, the importance of understanding required minimum distributions (RMDs), and the tax implications of Social Security income. Keith shares insights on effective tax planning strategies and a success story of helping a client navigate their retirement tax strategy.See omnystudio.com/listener for privacy information.

In this episode of Smart Money Moves, financial advisor Keith Collins breaks down the essentials of 401k plans, including the differences between traditional and Roth 401ks, the benefits of employer matches, and how to manage your 401k when changing jobs. He also discusses the implications of inheriting a 401k and explores other retirement plans like 403b and 457. This conversation aims to demystify retirement planning and empower listeners to make informed financial decisions.See omnystudio.com/listener for privacy information.