The 3Bz Podcast - Building Better Business

In this episode of The 3Bz Podcast, Stephanie breaks down one of the biggest reasons business owners feel financially unclear…they’re looking at the wrong numbers.From relying on bank balances to obsessing over revenue without understanding profit, this episode explores why visibility matters more than vanity metrics and how misunderstanding your numbers can quietly impact decisions, confidence and growth.Stephanie explains the difference between feeling financially okay and actually knowing where your business stands, along with the key numbers business owners should be paying attention to instead.If your business feels financially reactive, inconsistent or harder than it should, this episode will help you understand why.And if you’re ready for clearer numbers, better visibility and systems that actually help you run your business properly, A B C S UK can help: https://linktr.ee/abcsukBecause your business deserves better.

In this episode of The 3Bz Podcast, Stephanie challenges a common belief many business owners carry…that they’re the problem.Feeling overwhelmed, inconsistent or “all over the place” is often misinterpreted as a lack of ability, when in reality, it’s a lack of structure.Stephanie breaks down what missing structure actually looks like in a business, why it becomes more noticeable as a business grows and how it quietly impacts time, decisions and overall clarity.This episode focuses on the shift from reactive, inconsistent ways of working to building simple, repeatable processes that make a business easier to run.If your business feels harder than it should or like you’re constantly starting from scratch, this episode will help you understand why and what needs to change.If this sounds like you and you’re ready to bring more structure, clarity and control into your business, the next step is simple.Book a call with A B C S UK and let’s look at what’s really going on behind the scenes and how to fix it properly: https://linktr.ee/abcsukBecause your business deserves better.

In this episode of The 3Bz Podcast, Stephanie challenges one of the most common habits holding business owners back…guessing.From relying on bank balances to making decisions without full visibility, this episode breaks down why “I think I’m doing okay” is not the same as actually knowing where your business stands. Stephanie explores where guessing shows up in day-to-day business decisions, why it feels normal in the early stages and why it becomes risky as a business grows.This episode focuses on the shift from reactive decision-making to clarity, structure and control, helping business owners understand what they really need to look at and why it matters.If your business feels uncertain, inconsistent or harder than it should, this episode will help you see exactly why and what needs to change.If you want to book a discovery call or see how A B C S UK can help you, visit: https://bookings.cloud.microsoft/book/[email protected]/

In this episode of The 3Bz Podcast, Stephanie dives into a stage of business that most people experience but rarely talk about; the messy middle.This is the point where a business is no longer new, clients are coming in and things look like they’re working from the outside, but behind the scenes, it feels heavier, more reactive and harder to manage than expected.Stephanie breaks down why this stage happens, what it actually looks like day-to-day and why doing more is not the solution.This episode explores the shift from reactive to intentional, from doing everything to focusing on what actually matters, and why structure, clarity and better decision-making are the real way forward.If your business feels busy but not quite in control, this episode will help you understand why and what to do next.Book a call with Stephanie here: https://linktr.ee/abcsuk

In the first episode of Series 4 of The 3Bz Podcast, Stephanie explores what the start of a new tax year really means for business owners and why it’s more than just a fresh set of dates.In this episode, Stephanie breaks down the areas that quietly hold businesses back year after year, including pricing, bookkeeping, financial visibility and habits, and explains what actually needs to change to avoid repeating the same cycle.This episode is designed to help business owners move from reactive patterns to more intentional decisions, using the new tax year as a practical reset point.If the last year felt rushed, unclear or harder than it should have been, this episode will help you step into the next one with more clarity, structure and direction.If you're ready to stop carrying forward the same problems and start running your business properly, this is the place to start.To book a call with A B C S UK, visit: https://outlook.office365.com/book/[email protected]

In this milestone episode of The 3Bz Podcast, Stephanie Marshall reflects on how the show has grown and why its original intention still matters today.As the final episode of Series 3, Stephanie shares ten of the biggest lessons business has taught her so far. From understanding the difference between revenue and profit to recognising the importance of systems, community and decision-making, this episode brings together real insights shaped by experience rather than theory.It is an honest and reflective conversation about what it actually takes to build a business that works, not just on paper, but in real life.With over 3000 downloads across podcast platforms, more than 6900 YouTube views and almost 60,000 impressions, the podcast continues to grow because of the business owners behind it.This episode is both a reflection and a reset. A reminder that better businesses are built through better decisions, consistency and clarity.And if you want Series 4 to cover the topics that matter most to you, now is the time to say. Drop a message, leave a comment or share what you want to hear next: https://linktr.ee/abcsuk

In this episode of The 3Bz Podcast, Stephanie Marshall shares five key decisions business owners should make before the end of the tax year.As March comes to a close, many businesses start thinking about their numbers, their tax position and what they want the next year to look like. But thinking about change is not the same as making it happen.In this episode, Stephanie focuses on the decisions that actually move a business forward. From reviewing pricing and client fit to improving systems and financial visibility, these are the areas that often get delayed but have the biggest impact.This is not about setting goals for next year. It is about making clear, practical decisions now so the next tax year starts from a stronger position.If your business has felt busy, reactive or slightly chaotic, this episode will help you reset with intention.🎧 Listen/Watch now: https://linktr.ee/abcsukAnd if you are heading into the new tax year without clarity on your numbers, now is the time to change that.

In this episode of The 3Bz Podcast, Stephanie Marshall is joined by fellow bookkeeper Mehul Dave to discuss the reality of building a bookkeeping practice from the ground up.Mehul shares his journey from working in accounting roles in India to restarting his career in the UK, navigating setbacks in education, and launching his own practice during the Covid period. Despite qualifying and starting his business in 2020, he experienced a long period without clients before things began to shift.The conversation explores the resilience required to build a business, the importance of community within the bookkeeping profession, and why helping small businesses understand their finances remains at the core of the work.This episode is a reminder that business growth is rarely instant, and that consistency, support and purpose play a significant role in long-term success.🔗 Connect with Mehul Dave on LinkedIn: https://www.linkedin.com/in/mehul-dave-micb-pm-dip/🔗 Listen now: https://linktr.ee/abcsukAnd if you are building your business and it feels slower than expected, this episode will show you that you are not alone.

In this episode of The 3Bz Podcast, Stephanie Marshall shares five financial red flags she often sees before a business begins to struggle. Working closely with businesses every day gives bookkeepers and accountants a unique perspective. Patterns start to appear long before problems become obvious to the business owner.In this episode Stephanie explains the warning signs that frequently show up in the numbers first. From avoiding financial reports to letting bookkeeping fall behind, these small signals can quietly build into bigger challenges if they are ignored. She breaks down why these patterns happen, what they usually indicate inside a business and most importantly how business owners can spot them early and fix them before they become serious problems.If you want your business finances to feel clearer, calmer and more under control, this episode will help you recognise the signals your numbers may already be giving you.And if your finances currently feel reactive instead of strategic, it might be time to get the right support around you. Connect with A B C S UK here: https://linktr.ee/abcsuk

In this episode of The 3Bz Podcast, Stephanie Marshall explores the difference between growing a business and scaling one.Many business owners focus on growth. More clients, more sales, more work. But growth alone does not always create a stronger business. In fact, without the right systems and financial foundations, growth can sometimes create more stress and less profit.In this episode, Stephanie breaks down what scaling actually means in practice and why so many businesses struggle to make the shift from busy to sustainable. She explores the key areas that need to evolve as a business grows, including systems, pricing, capacity and decision-making. Because scaling is not about working harder. It is about building a business that can grow without everything depending on the owner.If you are feeling busy but not necessarily moving forward, this episode will help you understand the difference between growth and true scale.For ways to work with Stephanie: https://linktr.ee/abcsuk

In this episode of The 3Bz Podcast, Stephanie shares the honest truths most bookkeepers wish business owners understood.From unclear transactions and late information to VAT surprises and messy expense records, this episode explores the small habits that create unnecessary stress in business finances. Stephanie explains why clean communication, consistent record-keeping and financial engagement are essential not just for compliance but for confidence and profitability.This is a practical and slightly cheeky conversation designed to strengthen the partnership between business owners and their bookkeepers.If your finances feel reactive, rushed or unclear, this episode will help you understand why and what to change.🔗 To work with A B C S UK or book a discovery call, visit www.abcsuk.com⭐ Follow, subscribe and leave a review to help more business owners build better businesses.

In this episode of The 3Bz Podcast, Stephanie Marshall explores the real cost of procrastination in business and why it is not a time management problem but a self-regulation problem.Drawing on established psychological research, this episode unpacks why high-performing business owners delay important decisions, how short-term mood relief leads to long-term stress and poorer outcomes and why avoidance often looks like productivity.This is a grounded, research-informed conversation for business owners who know they are capable of more but keep putting certain tasks off.If you have been delaying something in your business, this episode will help you understand why and, more importantly, what to do about it.🔗 To work with A B C S UK or book a discovery call, visit www.abcsuk.com⭐ If this episode helped, please follow, subscribe and leave a review to support more business owners building better businesses.

In this milestone episode, Stephanie reflects on how the show began and why its original intention still matters today.What started as a simple, audio-only podcast without a launch plan or polished production has grown through consistency, clarity and a commitment to helping business owners build better businesses. There was no big strategy. Just a decision to begin.With over 3,000 downloads across podcast platforms, more than 5,000 YouTube views and over 40,000 impressions in the last year, the growth of The 3Bz Podcast is proof that meaningful progress often comes from showing up consistently rather than waiting for perfect conditions.In this episode, Stephanie shares why she started before she felt ready, what has evolved over 150 episodes, and what has intentionally stayed the same.If you have been waiting for confidence, certainty or the “right time” to begin something important in your business, this episode is your reminder that starting is often the only step you need.🎧 Listen now and share your thoughts or future episode ideas via https://linktr.ee/abcsuk⭐ And if this podcast has supported you, please follow, subscribe and leave a review to help more business owners find it.

In this episode of The 3Bz Podcast, Stephanie explores one of the most common but least talked about issues in small business: Bad-fit clients.While many business owners focus on getting more clients, fewer stop to look at the impact certain clients have on time, energy, confidence, and profitability. This episode looks at how bad-fit clients quietly drain resources, create unnecessary stress and prevent businesses from operating at their best.The conversation covers how to spot warning signs early, why saying yes often feels easier than saying no and why raising prices alone does not always solve the problem. It also looks at the importance of reviewing client relationships honestly and setting clearer standards for who a business is built to serve.This episode is designed for business owners who feel busy but stretched, and who want a healthier, more sustainable business going forward.Links and ways to work with A B C S UK can be found athttps://linktr.ee/abcsuk

Being busy is often worn like a badge of honour in small business.Full diary. No gaps. Always on.And yet…the numbers don’t reflect it.In this episode, Stephanie talks about why being busy doesn’t automatically mean your business is profitable, why over-delivery quietly eats into your margins, and how “just getting through the work” can stop you making better decisions.This is about stepping back and asking some uncomfortable questions.Where is your time actually going?Which work makes you money?And what are you doing out of habit rather than strategy?It’s not about working harder or adding more hours. It’s about understanding what’s really driving your income and what’s quietly draining it. If your days are full but your business still feels harder than it should, this episode will give you the clarity to fix that.Listen now and stop mistaking busy for success.Links and ways to work with Stephanie are here: https://linktr.ee/abcsuk

Pricing is one of the things business owners overthink the most and fix the least.In this episode, I’m talking about why pricing feels so uncomfortable, why so many business owners are undercharging without realising it and why constantly tweaking your prices doesn’t actually solve the problem.This isn’t about copying what someone else charges or pulling numbers out of thin air. It’s about looking at your business properly. What you delivered. What it cost you. What actually worked last year.It’s about using evidence, not emotion. Looking at what actually happened last year and making decisions from that, instead of getting swept up in January noise.If you’ve ever justified your prices, avoided saying them out loud or quietly resented the work because it’s “not worth the hassle”, this episode is for you.Listen now and then decide if your pricing really is the issue or if it’s time to stop second-guessing yourself.Links and ways to work with me are here:https://linktr.ee/abcsuk

January has a way of making even solid businesses feel uncomfortable financially. Invoices take longer to get paid, sales slow down and suddenly the numbers feel louder than usual.In this episode, Stephanie breaks down what January cash flow anxiety really looks like and, more importantly, how to tell the difference between a normal seasonal wobble and a genuine red flag that needs attention.We talk about why January often feels tight, what’s expected at this time of year, and the warning signs you shouldn’t ignore. You’ll learn how profit and cash flow are not the same thing, why timing matters more than most people realise and what practical steps to take if the bank balance is making you uneasy.If January has you questioning whether your business is working or whether something is wrong, this episode will help you get clarity before panic decisions creep in.Find links, resources and ways to work together at:https://linktr.ee/abcsuk

January doesn’t need to mean starting from scratch or reinventing your entire business. More often than not, that’s what creates overwhelm before the year has even properly begun.In this episode, Stephanie talks through how to approach January as a reset rather than a rebuild. We look at what to stop doing because it didn’t work last year, what to keep because it did, and what to start focusing on so you build momentum without burning yourself out.This is about making decisions based on evidence, not pressure. Using what last year taught you instead of ignoring it. And creating clarity before you pile more onto your plate.If you want January to feel calmer, more intentional and actually useful for the rest of the year, this episode will help you get there.Find links, resources and ways to work together at:https://linktr.ee/abcsuk

Kicking off the new year, Stephanie is joined by Natalie Potts for a grounded, honest conversation about planning for 2026 without pressure, panic or unrealistic expectations.This episode is for business owners who want structure and direction but are tired of rigid goal setting and hustle-led planning. Together, Stephanie and Natalie talk about how to reflect on the year just gone, decide what really matters next and build a plan that supports both the business and the human behind it. We cover what to focus on, what to let go of and how to approach the new year with clarity rather than overwhelm. It’s about making intentional decisions, setting priorities that actually move the needle and creating space for a sustainable way of working. If you want to start 2026 feeling calm, focused and in control, this episode is the perfect place to begin. Listen now and find all links and resources at:https://linktr.ee/abcsuk

This Christmas Day episode is a moment to pause, reflect and say thank you.In this final episode of 2025, Stephanie looks back on a year of conversations, learning and growth on The 3Bz Podcast. From powerful guest episodes to honest solo conversations, this episode pulls together the themes that mattered most to business owners this year.We talk about the topics that resonated, the questions that kept coming up and the lessons that shaped how we think about running better businesses. There’s also a look at the numbers behind the podcast (because as you know, data matters when you’re making informed decisions in business) including over 2,500 downloads across podcast platforms, 3,000+ YouTube views and 34,000 impressions this year!Most importantly, this episode is about you. What you’ve found helpful, what you want more of and what you’d like to hear in 2026 and beyond. This podcast is built around real business owners, real conversations and practical support and your feedback shapes what comes next.Thank you to every guest who gave their time, every listener who tuned in on the school run, dog walk or coffee break, and everyone who shared an episode with someone who needed it.The next episode lands on 1 January, kicking off 2026 with Natalie Potts, all about planning for the year ahead.Merry Christmas and thank you for being part of The 3Bz Podcast.You can find links, resources and ways to get involved at: https://linktr.ee/abcsuk

In this episode of The 3Bz Podcast, Stephanie is joined by Natalie Edwards, founder of Made in the Button Room, an eco-conscious crochet business proving that slow, creative work still has a powerful place in modern business.We talk about how a hobby started at home can grow into a full-time business, the importance of sustainability beyond buzzwords, and why creativity, community and fun are not “nice to haves”, they’re strategic.Natalie shares what it’s really like to run a handmade business from home, how she’s built a recognisable brand through playful design and storytelling and why being part of the right business community can make all the difference when you’re doing it on your own.If you’ve ever wondered whether a passion project could become something more, or how to run a business that aligns with your values without losing momentum, then this conversation will give you plenty to think about.Find Natalie on Instagram at @madeinthebuttonroom and explore her work via The British Craft House ⁠https://thebritishcrafthouse.co.uk/⁠ or connect with her here: ⁠http://www.linktr.ee/madeinthebuttonroom⁠For more episodes and support, head to: ⁠https://linktr.ee/abcsuk

This week’s episode is your calm but firm reminder to get your business in order before the year ends. If you’ve ever hit January feeling overwhelmed, behind or slightly furious with your past self, this one is for you.In 15 minutes, Stephanie walks you through the five things every business owner should sort now to avoid the classic New Year panic. No overwhelm, just simple steps that genuinely make January easier.Inside this episode:• The one bookkeeping task that will save you hours in the new year• What to review in your pricing before 2026 arrives• The subscription sweep that puts money back in your pocket• The boundaries that protect your time and energy• The year-end plan that stops you walking into January blindfoldedIf you want to start next year clear, confident and in control, this episode is your checklist.For links, support and more ways to build a better business, head to: https://linktr.ee/abcsuk

The Autumn Budget wasn’t just about businesses, it impacts every one of us as individuals too.In this episode of The 3Bz Podcast, I’m breaking down what the 2025 Autumn Budget means for everyday people: employees, families, renters, savers and pensioners. From frozen thresholds to rising savings tax and the new mansion levy, I’ll walk you through what’s changing, what it really means for your pocket, and the steps you can take now to prepare.We’ll cover:The “stealth tax” effect of frozen income thresholdsWhat the minimum wage rise actually means after deductionsIncreases in savings and property income taxUpdates on pensions, benefits and cost-of-living supportWhat to review right now to protect your finances before 2027This isn’t about politics or headlines, it’s about real-life impact. Whether you’re budgeting for your household or planning ahead for your financial future, this episode will help you understand how these changes affect you.🎧 Listen now and, if you want to talk through your numbers, book a free 15-minute call at https://www.abcsuk.comFind more resources via https://linktr.ee/abcsuk

The 2025 UK Autumn Budget dropped and there’s a lot in there for business owners to digest. In this episode of The 3Bz Podcast, I’m breaking down the budget announcements from Wednesday and cutting through the noise. We’ll unpack tax changes, possible business-rate shifts, what could hit your cash flow and where you might still find opportunity. Whether you’re a sole trader, a small company, or growing fast, I’ll help you spot what matters, what to watch carefully, and what to act on quickly to protect your profits and plan ahead. Head over to https://linktr.ee/abcsuk if you want help making sense of what this Budget means for your business.

Back by popular demand, data strategist Zoë Dew returns to unpack why so many multi-offer businesses stall (spoiler: your offers are sitting in silos). We dig into the myth of the neat “offer ladder,” why most £100 buyers don’t magically jump to £2,000 and how to build a journey that actually moves people through your suite over time. Zoë shows you how to switch focus from audience growth to conversion, spot the mid-tier gaps that are costing you revenue, and use a simple Stripe or Xero export to find your real money makers. We also cover data-backed gut instinct, when to pull an underperforming launch, and smart ways to repackage best-sellers for Q4 without creating more work.Connect with Zoë: Instagram @zoerdew and zoedew.com.More from me: https://linktr.ee/abcsuk

This week I’m joined by strategist Natalie Potts to tackle the problem behind most slow sales: unclear messaging. We break down some of Natalie’s simple framework; get congruent about who you are, get specific about your ideal client, build an offer that actually solves their problem, then market and sell to that person. We talk about why “industry standards” rarely apply, why behaviour beats vanity metrics and how in-person connection still outperforms posting for the sake of it. If you’ve ever felt like people don’t quite “get” what you do, this conversation will help you cut through the noise, find your focus and communicate with confidence.Connect with Natalie: Instagram @nataliepottsstrategist and tickets for her London Live event on 27 November at nataliepotts.co.uk/londonliveMore from me: https://linktr.ee/abcsuk

This week I’m joined by Zoë Dew, data strategist and founder of Zoë Dew Consulting, who helps high-earning, multi-offer business owners finally get clarity from their numbers, without getting lost in spreadsheets.We talk about why data can feel intimidating, the problem with “industry standard” metrics and how to actually use your own numbers to make better business decisions.Zoë shares a refreshingly simple approach to tracking what matters, why you might be focusing on the wrong metrics and how small daily behaviours can have a bigger impact on sales than any conversion rate ever will.If you’ve ever felt overwhelmed by analytics or avoided your data dashboard completely, this episode will help you see your numbers in a whole new light.🎧 Listen now and connect with Zoë via zoedew.com or on Instagram at @zoerdewFor more episodes, visit https://linktr.ee/abcsuk

Business burnout doesn’t always look like falling apart, sometimes it looks like showing up, ticking all the boxes and still feeling completely drained.In this episode of The 3Bz Podcast, I’m talking about what burnout really looks like for business owners, why it creeps up even when things are going well and how to pull yourself out of it before it takes over.If you’ve been feeling tired, resentful or disconnected from the business you built this is your sign to slow down, reset and rebuild without guilt.🎧 Listen now and head to https://linktr.ee/abcsuk for support, resources or to book a discovery call to get your business (and your energy) back on track.

You know it’s time. You’re charging too little, doing too much, and let’s be honest...starting to resent the work. But the thought of raising your prices makes your stomach flip.This episode walks you through how to raise your rates without losing the clients you actually want to keep.I’ll talk about what signs to look out for, how to communicate a price increase clearly (without overexplaining) and why the fear of raising your prices is often worse than the reality.This isn’t about pricing for pricing’s sake. It’s about building a business that actually supports you, not just your clients.🎧 Listen now and head to https://linktr.ee/abcsuk if you need support working out what to charge or how to communicate it.

Companies House is getting a serious glow-up, and it’s not just cosmetic.From new ID checks and the end of the old web filing system, to the introduction of ACSPs and the requirement to file through software, changes are happening right now that every UK limited company director, shareholder and PSC (Person of Significant Control) needs to understand.In this episode, I’m walking you through what’s already live, what’s coming next and what you need to do today to stay compliant and avoid fines, filing issues, or worse, being struck off.If you're a business owner and haven’t updated your confirmation statement, your registered address or even realised Companies House now requires an email address, you need this episode.🎧 Listen now and head to https://linktr.ee/abcsuk for practical support, templates or to book a Power Hour and get ahead of the chaos.

Making Tax Digital for Income Tax or MTDIT is full of jargon, and honestly, HMRC hasn’t done the best job at explaining it. So in this episode, I’m breaking it down properly.We’ll cover what MTDIT is, who it affects, when it kicks in, and the real-world steps you need to be taking now especially if you’re self-employed or a landlord earning over £50k.Because April 2026 might feel far away, but it’s not. And sorting it early is the difference between a smooth transition and a last-minute panic.I’ll walk you through the rules, the records, the submissions and what it all means without the usual overwhelm.🎧 Listen now or head to https://linktr.ee/abcsuk to book a free discovery call and let's get it sorted properly.

Whether you’re freelancing, Ubering, OnlyFans-ing or side hustling something in between, you still have to deal with tax.And surprise...HMRC doesn’t make it easy.In this episode, I’m breaking down what most people don’t tell you about tax when you earn money through gig economy platforms, side hustles,or self-employed work.We’ll cover what counts as income, what HMRC does and doesn’t know, what you need to report and how to avoid the common mistakes that trip up thousands of gig workers every year.If you’ve ever been confused about tax thresholds, expenses, or what you actually need to do, this one’s for you.🎧 Listen wherever you get your podcasts, or head to https://linktr.ee/abcsuk to catch up on all episodes.

Most people think scaling means adding more offers, hiring a team, or hitting six figures. But none of that sticks without a solid financial foundation underneath it.This episode demonstrates what it really looks like to shift from solopreneur to CEO, not just in mindset, but in money. You'll hear the key financial systems every business needs before they scale, how to stop winging your numbers and what to prioritise when you’re juggling growth with keeping the lights on.Whether you're still a one-person show or growing fast, this episode will help you stop guessing and start leading like the boss you already are.🎧 Listen wherever you get your podcasts, or head to https://linktr.ee/abcsuk

AI isn’t coming, it’s already here.But if the thought of integrating it into your business makes you want to launch your laptop out the window, this episode is for you.In EP129, we’re talking about how to future-proof your business using AI in a way that feels manageable, strategic and aligned with how you want to run things. No tech degree needed. No soulless automation.From content creation to workflows to customer service, I’ll walk you through where AI can actually save you time and money, and where it’s not worth the hype.Because it’s not about using AI for the sake of it. It’s about using the right tools, in the right way, so you stay competitive without selling your soul to the algorithm.🔗 Listen now or head to https://linktr.ee/abcsuk for everything we mention in the episode.

We’ve been sold the dream of stacking side hustles like trophies. But if you’re overwhelmed, stretched too thin, and wondering why none of it feels sustainable...you’re not alone.In this episode, I’m calling out the obsession with multiple income streams and why it’s not always the smartest move for small business owners. You’ll hear why passive income isn’t as passive as it sounds, how chasing “more” can lead to less focus, and what to do if you’re feeling the pressure to turn every passion into profit.Because sometimes, the real power move isn’t starting something new, it’s backing yourself in what you’ve already built.Listen now, then head to https://linktr.ee/abcsuk to get support, tools and strategy that actually move your business forward.

In this episode of The 3Bz Podcast, I’m joined by sustainability expert Kathryn Frimond to look at how bookkeepers can make their practices (and their clients’) more sustainable.We’re talking:♦ How to measure your carbon footprint♦ Why digital clutter is a sustainability issue♦ The financial perks of going greener♦ And how to track and report sustainability efforts in a way that actually makes senseThis isn’t about preaching. It’s about progress.Because when bookkeepers get intentional about sustainability, it’s good for the planet and the profit.Whether you're just getting started or already making eco-conscious choices, there’s something in here for you.Connect with Stephanie here: https://linktr.ee/abcsukConnect with Kathryn here: http://linkedin.com/in/kathryn-frimondSubscribe to Kathryn's newsletter here: https://subscribepage.io/Balance

Another year, another tax bill panic?In this episode of The 3Bz Podcast, I’m breaking down exactly why your tax bill always feels like a shock, and what you can do right now to stop the stress, avoid cash flow chaos and stay ahead of HMRC's complicated compliance rules.Whether you’re a sole trader dreading January or a limited company pushing payments to the wire, this 15-minute episode gives you the clarity you need to:Understand what tax you owe and whenBuild simple systems to save aheadMake “payments on account” less painfulSpeak to HMRC (before it’s too late)If your current tax plan is “deal with it when it’s due” then this is the episode that’ll change everything.🎧 New Episodes every Thursday 6AM on podcast platforms, 8AM on YouTubeConnect with us here: https://linktr.ee/abcsuk

Business expenses shouldn’t be a guessing game. In this week’s episode of The 3Bz Podcast, I’m cutting through the confusion and giving you the no-nonsense guide to what you can actually claim (and what might land you on HMRC’s radar.)We’re covering:The golden rule HMRC uses to assess claimsThe most commonly missed (and over-claimed) expensesWhy everyday clothes don’t count, but Canva and client travel probably doAnd how to track expenses in a way that keeps you audit-readyIf you’ve ever asked, “Can I claim that?”, this episode is for you.🎧 Listen now and stop second-guessing your spreadsheet.Connect with us at: https://linktr.ee/abcsuk

VAT confuses a lot of business owners, but ignoring it doesn’t make it go away.In this episode, I break down what VAT actually is, when you need to register, what to claim and how to stop it becoming a cash flow disaster. I also cover the red flags HMRC are looking out for and when voluntary registration might actually work in your favour.If you’re hovering near the threshold or unsure what applies to your business, listen to this before you get a letter you weren’t expecting.Connect with us here: https://linktr.ee/abcsuk

Not a numbers person? Doesn’t matter.There are 5 key numbers every business owner should have a handle on. No jargon, no spreadsheets, just clear insight into what’s working, what’s not and what to fix first.In this episode, I walk you through what these numbers are, why they matter more than your follower count and how to use them to make better decisions.This is the episode to bookmark, save and come back to when you feel stuck in the day-to-day.Connect with us or book a discovery call here: https://linktr.ee/abcsuk

You’ve made a profit in your business, so why does your bank account still feel empty?In this episode of The 3Bz Podcast, I’m breaking down the difference between profit and cash flow and the sneaky reasons business owners can be smashing their sales targets but still feel like they’re treading water.From timing gaps to tax traps, we’ll walk through what’s really going on behind the numbers and what to do about it.If you’ve ever said, “But where’s the money gone?” this one’s for you.Connect with us here: https://linktr.ee/abcsuk

Think Making Tax Digital for Corporation Tax is just around the corner? Not anymore.In this week's episode of The 3Bz Podcast, I break down HMRC’s updated Digital Roadmap including what’s been scrapped, what’s still full steam ahead and how it impacts small business owners, limited companies and sole traders alike.Topics covered include:The official scrapping of MTD for Corporation Tax (and why it matters)What’s still coming with MTD for Income Tax (MTDIT) in 2026 and 2027HMRC’s bigger digital vision (think new logins, PAYE upgrades and biometric ID)Whether you're a one-person business or running a growing team, this isn’t about panicking. It’s about staying informed so you’re not left scrambling when HMRC hits go.🎧 Listen now to find out what’s really changing (and what’s just noise)You can connect with us at: https://linktr.ee/abcsuk

The Sustainability Conversation Every Business Owner Needs to HearYou’ve gone paperless. You recycle. Maybe you even buy eco packaging.But what if your business is still quietly doing more harm than you realise?In this episode of The 3Bz Podcast, I’m joined by sustainability expert Kathryn Frimond to talk about what real sustainability looks like in business and where even the most well-meaning founders are falling short.This isn’t about perfection or shame. It’s about running a business you can feel proud of inside and out.Listen now and rethink what “sustainable business” actually means.Connect with Kathryn here: https://subscribepage.io/Balancehttp://linkedin.com/in/kathryn-frimond

If you’ve ever been told you’re too quiet, too slow to act, or need to “just go for it”, then this episode is for you. In the final part of our introvert series, we’re talking about the Restrained Introvert. The type who likes to observe before acting, hates being rushed and builds serious momentum once they’re ready. This episode covers:- What makes restrained introverts unique in business- Why slow, deliberate decision-making is a strength, not a flaw- How to avoid being overlooked just because you're not loud- Three business strategies that support calm, consistent growth You don’t need to be fast. You don’t need to be everywhere. You just need a business that works with your pace, not against it.Not sure what type you are? Take the quiz: https://bit.ly/abcsuk-introvert-quiz

Anxious introverts don’t just like their own space, their minds often won’t switch off, even when they’re alone.If you find yourself replaying conversations, overpreparing for everything or worrying about how you’re perceived online... then this episode of The 3Bz Podcast is for you.We’re continuing our introvert series with a look at the Anxious Introvert; the one who’s brilliant, thoughtful and quietly terrified of getting it wrong. In this episode, I’m talking about:- The link between self-perception and stalled progress- How to reduce anxiety using decision systems and structure- Why micro actions build real confidence (without the burnout)- The difference between thinking too much and using that overthinking to your advantage- How anxious introverts can grow strong, sustainable businesses without trying to be louder than they areThis isn’t about fixing yourself. It’s about working with how you’re wired and giving yourself permission to move, even if it’s not perfect.Want to know your introvert type? The quiz is live at https://bit.ly/abcsuk-introvert-quiz Don't forget to connect with us at https://linktr.ee/abcsuk

Got a notebook full of ideas but struggle to press go on any of them? You might be a Thinking Introvert, and this episode is for you.In part two of our four-part introvert series, we’re talking about the deep thinkers, the overthinkers and the business owners who spend more time in their heads than on their socials.You’re not lazy. You’re not stuck. You just need a structure that helps you do something with those brilliant ideas.We cover:• Why “planning mode” can become a sneaky form of procrastination• How to move from thinking to action (without burning it all down)• What Harry Styles and Thinking Introverts have in common (yes, really)• Why a sounding board is your secret weapon, not another courseThis is about building trust in yourself, not trying to keep up with everyone else.Find your introvert type and get your action plan. Take the quiz now at https://bit.ly/abcsuk-introvert-quiz or connect with us at https://linktr.ee/abcsuk

If you can be social but find it draining...If you love real connection but hate constant visibility...You might just be a Social Introvert (and this episode is for you!)In part 1 of our 4 part introvert series, I’m breaking down what it really means to be a Social Introvert in business and how to build something sustainable without pretending to be an extrovert.We cover:Why deep connection beats daily contentHow to batch your energy instead of burning outThe power of a referral-based business when you’re quietly brilliant at what you doYou don’t need to be “on” 24/7. You need to work with your energy, not against it.Take the introvert quiz and find your type at https://bit.ly/abcsuk-introvert-quiz

If you’ve ever said “I’m just not a natural salesperson” or avoided showing up online because it feels draining, then this episode is for you.In EP115 of The 3Bz Podcast, I’m sharing what I covered in my recent Accountex talk: the 4 types of introverts and how knowing which one you are can completely change the way you show up, market and grow your business.Forget the one-size-fits-all advice. We’re talking:- The Social Introvert who thrives in 1:1 connection- The Thinking Introvert who lives in their head (and needs help getting out of it)- The Anxious Introvert who over-prepares and second-guesses- The Restrained Introvert who needs time to warm up but plays the long game beautifullyThis episode is the starting point for building a business around your strengths, not your stress triggers.The quiz to find out your introvert type is now live. Take it now at https://bit.ly/abcsuk-introvert-quiz or connect with us here and DM the word QUIZ: https://linktr.ee/abcs.uk

In this episode of The 3Bz Podcast, I’m pulling back the curtain on the most common red flags we see when new clients come to A B C S UK for bookkeeping or accountancy support...and how to avoid them.From missing receipts and guesswork tax returns to spreadsheets named “FINALfinalVERSION3”, these red flags are more common than you think, but they’re also completely fixable.Whether you’re doing everything yourself or know deep down it’s time to hand it over, this episode will help you spot the habits that are holding your business back (and what to do instead!)This one’s honest, practical and probably a bit too relatable.⁠Book a discovery call here: https://bit.ly/abcsukdiscoverycallConnect with A B C S UK & The 3Bz Podcast here: ⁠https://linktr.ee/abcsuk⁠

In this week’s episode of The 3Bz Podcast, I’m joined by legendary cartoonist Neil Kerber whose work has been featured in everything from Private Eye to The Times.We talk about how his career started, how it’s evolved and how he’s kept going through the inevitable ups and downs of creative business. Neil also shares the story behind his new venture DropKerb and the unconventional way he approaches business transactions (spoiler: it's brilliant!)This is an honest, inspiring chat about resilience, creativity and doing business on your own terms.Find out more about Neil’s work at kerber.co.uk and explore the new platform at dropkerb.co