The Broke Millionaires

Join our FREE Broke Millionaires Skool community for weekly Office Hours Call where we break down podcast episodes and apply them to your real-life situation. skool.com/brokemillionairesWhat happens when a fully permitted, ground-up rebuild in one of California's most in-demand neighborhoods stops making financial sense to hold — and selling it could generate up to $800K tax-free? In Episode 49, we pull back the curtain on the exact strategy we're exploring to make that happen, plus the creative finance scandal making national news, the hidden IRS tax trap destroying sellers in 0% seller-finance deals, and a $2,000 education savings strategy that could fund years of private school tuition completely tax-free.What You'll Learn:Why irresponsible sub-2 investors are causing innocent sellers to face foreclosure — and what ethical creative finance looks likeThe IRS imputed interest rule creating hidden tax bills in 0% seller-finance dealsHow bonus depreciation (back for 2026) can legally eliminate a six-figure capital gains tax billWhy we didn't sell last year — and why this summer may be the right windowWhat a cost segregation study is and how to use it to turn tax liability into new investment propertiesThe honest math behind a property that barely cash-flows despite renting for $13,500–$15,000/monthThe Coverdell ESA strategy: how $2,000 could fund 12+ years of private school and college tuition tax-freeHow HostShare and Home Exchange funded a family snow trip for nearly freeWhy we shifted from equity-building to cash-flow-focused investing — and what that means for our next movesThe free School community we're launching: weekly office hours, Q&A, and deeper dives on every episode topicResources & Links:HostShare: hostshare.coHome Exchange: homeexchange.comIRS Applicable Federal Rates (Imputed Interest): irs.gov/applicable-federal-ratesCoverdell ESA Overview: irs.gov/coverdell-esaFree School Community: skool.com/brokemillionairesMTR Summit: midtermrentalsummit.comJoin our FREE Broke Millionaires Skool community for weekly Office Hours where we break down episodes and apply them to real life.Instagram: @thebrokemillionaires_Newsletter: https://tinyurl.com/yfzjfeyjLegacy Wealth Builder: bmlegacywealthbuilder.com(Info + schedule a call)Legal Disclaimer:This podcast is for informational and entertainment purposes only. Nothing discussed constitutes financial, legal, tax, or investment advice. Consult a licensed CPA, financial advisor, or attorney before making any investment or tax decisions. Real estate investing involves risk, including potential loss of capital.

Join our FREE Broke Millionaires Skool community for weekly Office Hours Call where we break down podcast episodes and apply them to your real-life situation. skool.com/brokemillionairesIn this episode, we sit down with Lorenzo Mercado—a pediatric nurse turned real estate investor and podcast host—who shares the real side of building wealth while still working a full-time job.From losing money on flips… to pivoting into boutique hotels… to raising capital and building in public—this episode breaks down what it actually takes to level up in real estate.If you’ve ever felt like you’re doing everything right but nothing is working yet… this one will hit.What We Cover What beginners completely misunderstand about real estate  Lorenzo’s first deal (and how he lost ~$30K)  Costly mistakes: permits, timelines, title issues, and bad assumptions  Why flipping can be riskier than people think  Why Lorenzo walked away from flipping entirely  How hotels create value differently than single family homes  The power of NOI vs. comps in commercial real estate  Raising capital and building deals through relationships  Why consistency beats everything (especially early on)  When to stay focused vs. when to pivot  Hiring, leverage, and buying back your time  Building wealth while working a W2 job  Using your network (even your day job) to unlock opportunities Key Takeaways “Safe” thinking (no debt, pay everything off) keeps you stuck  Most people don’t fail—they just wait too long to start  Real estate isn’t easier or harder now—it’s just different  Flipping margins are thin unless you control the deal flow  Commercial real estate = controllable value (not comps)  Consistency for 3–5 years is non-negotiable  You don’t need to quit your job to build wealth  The fastest growth comes from taking imperfect action Real Talk Moments Losing money on deals doesn’t mean you’re failing—it means you’re learning  “Building in public” comes with pressure—but also opportunity  Waiting is the most expensive mistake in real estate  You can’t learn your way into success—you have to act  Books MentionedRich Dad Poor DadSet for Life – Scott Trench The Surrender Experiment🔗 Connect with Lorenzo Instagram: @lorenzo.mercado_  Podcast: The Lo-downFinal MessageIf you’re stuck consuming content and waiting for the “right time”… this is your sign:Just start.You’ll learn more from one deal than 100 podcasts.Join our FREE Broke Millionaires Skool community for weekly Office Hours where we break down episodes and apply them to real life.Instagram: @thebrokemillionaires_Newsletter: https://tinyurl.com/yfzjfeyjLegacy Wealth Builder: bmlegacywealthbuilder.com(Info + schedule a call)

Join our FREE Broke Millionaires Skool community for weekly Office Hours Call where we break down podcast episodes and apply them to your real-life situation. skool.com/brokemillionairesMost people try to preserve wealth before they even have it. In this episode, Kam Dasani reveals why he quit his $250K Silicon Valley job to become a full-time options trader—and how his copy-paste swing trading system helps busy professionals accelerate wealth faster than any 401k or index fund.We break down:Why 401ks and index funds keep you stuckThe 45-second options trade anyone can doHow swing trading beats day trading for busy peopleThe #1 mistake new traders make (and how to avoid it)How to copy ex-Wall Street traders’ movesWhy Kam’s mom still thinks his success is “fake”Is this better than real estate or crypto?Kam shares real results, risk management tips, and how you can start with just $5-10K—even if you’re a total beginner. If you want financial freedom, location flexibility, and a proven system for building wealth, this episode is for you.Resources & Links:Free Trial Discord: https://discord.gg/TKrdXJ4JWnFollow Kam on instagram: @profitwithkamBook: Laughing at Wall Street by Chris CamilloJoin our FREE Broke Millionaires Skool community for weekly Office Hours where we break down episodes and apply them to real life.Instagram: @thebrokemillionaires_Newsletter: https://tinyurl.com/yfzjfeyjLegacy Wealth Builder: bmlegacywealthbuilder.com(Info + schedule a call)Disclaimer: This episode is for informational purposes only and is not financial, tax, or legal advice. Options trading involves risk and may not be suitable for all investors.

Join our FREE Broke Millionaires Skool community for weekly Office Hours Call where we break down podcast episodes and apply them to your real-life situation. skool.com/brokemillionairesWhat if the biggest thing holding your business back… is you?In this episode, Justin Lund joins us to break down the real reason founders get stuck, overworked, and secretly trapped—even after hitting 7 figures.The problem isn’t lack of effort.It’s hiring in the wrong order.Justin explains why hiring isn’t about scaling your business—it’s about buying back your time so you can pull bigger levers.We unpack:The biggest lie entrepreneurs believe about scalingWhy founders avoid hiring at the coreHow to calculate your true hourly valueThe cost of inaction vs. the cost of hiringWhy your business collapses when you take a vacationThe 2 types of problems in life and businessThe most expensive hiring mistake founders makeHow to build rhythms and routines around financesBalancing ambition with marriage and young kidsJustin also shares a powerful personal story about losing millions due to poor financial oversight—and the systems he now uses to protect himself and his clients.If you’re rebuilding, scaling, or feel like your business can’t survive without you… this episode will shift your perspective.Key Takeaway: Hiring the right way gives you time back. Time back lets you pull bigger revenue levers. Bigger levers create freedom and enterprise value.Books Mentioned:Buy Back Your Time – Dan MartellHow to Win Friends & Influence People – Dale CarnegieGetting Things Done – David AllenConnect with Justin on Instagram to learn more about buying back your time and building a business that works without you.Instagram: instagram.com/itsjustinlundJoin our FREE Broke Millionaires Skool community for weekly Office Hours where we break down episodes and apply them to real life.Instagram: @thebrokemillionaires_Newsletter: https://tinyurl.com/yfzjfeyjLegacy Wealth Builder: bmlegacywealthbuilder.com(Info + schedule a call)If this episode brought value, leave a review and share it with another entrepreneur who needs it.Get out there and make it happen.

Join our FREE Broke Millionaires Skool community for weekly Office Hours Call where we break down podcast episodes and apply them to your real-life situation. skool.com/brokemillionairesReal estate investing and passive income are often marketed as effortless paths to financial freedom, but in Episode 45 we unpack the truth about rental properties, value-add real estate, property management, cash flow, and what it really takes to build wealth.Joshua and Lauryn dive into the misconception that real estate is passive from day one. Whether you’re buying rentals, flipping homes, managing apartments, or scaling short-term rentals, the early stages are rarely hands-off.They share real-life examples from their own portfolio — renovation delays, sewer backups, contractor issues, property manager challenges, and the reality of being house rich but cash broke.Key themes in this episode:• Why passive income requires upfront effort and risk • The difference between buying assets and building systems • Why even managed properties require decisions • The stress behind value-add investing • The loneliness of building wealth differently • Raising kids while managing renovations and rental propertiesJoshua explains that passive income becomes more passive over time as systems, automation, and teams take over. But in the beginning, it demands time, energy, capital, and resilience.If you’re building a real estate portfolio and chasing financial freedom, this episode offers an honest, grounded look at what the journey really involves.⭐ Support the ShowIf this episode helped you, please leave a 5-star rating and a review. It takes 2 seconds and helps us reach more families building wealth in a down economy.Connect + Support:If you got value from this episode, share it with a friend and leave a review. Questions or guest recommendations? DM Joshua + Lauryn.Instagram: @thebrokemillionaires_NewsletterLearn how we made over $2M in equity in 5 years. FREE download of the ALLLL Method™ blueprint. https://bit.ly/4pUFBMDWant to learn more about our mastermind community? Send us a DM or visit https://bmlegacywealthbuilder.comThis podcast is for informational purposes only and is not financial, tax, or legal advice.

Join our FREE Broke Millionaires Skool community for weekly Office Hours Call where we break down podcast episodes and apply them to your real-life situation. skool.com/brokemillionairesIn Episode 44, Lauryn and Joshua talk about a key lesson reinforced by Dan Martell’s coaching: when sales are going down and a product is consuming your time without paying you back, it’s time to sunset it—not emotionally, but strategically. They share real-life updates on family life, investing momentum, and what “rebuilding” looks like in 2026. Joshua breaks down a major strategic pivot inside Midnight30 Marketing: moving away from commodity orders (low-dollar, high-time) and doubling down on premium, service-based client gifting through a new brand—Impacked™. The conversation goes deep into raising minimums, learning to say no, automating repeat orders using AI, and building a scalable “client experience gift” system designed to boost retention for coaches, educators, and membership-based businesses.They also share updates on:• stabilizing their Texas apartment building with new property management• a solar + roof program that drops insurance costs dramatically• launching the Broke Millionaires Legacy Wealth Builder community🔥 What You’ll Learn• Why “selling commodities” becomes a race to the bottom—and how to escape it• How to reframe an offer and charge more by adding a service layer• The importance of sunsetting work that drains time and kills momentum• Why $50, $500, and $50,000 orders can cost the same amount of time• How Joshua plans to use AI automation to process repeat orders end-to-end• The Impacked™ concept: premium gifts + automation + retention triggers (welcome / mid-year / renewal)• Why premium items beat cheap swag (and actually stay in people’s lives)🧠 Key Themes• Momentum, positivity, and rebuilding as 2026 focus words• Letting go of “yes to everything” and protecting time with minimums• Shifting from transactional orders to a retention-based program• Building a business model that supports family life (not 80-hour weeks)🧩 Mentioned in the Episode• Dan Martell coaching framework: pivot + sunset declining offers• Impacked™ (premium client experience gifting)• Legacy Wealth Builder community + weekly calls + deeper coaching• Automation using AI to reduce time spent on repeat orders• Premium gifting for online coaches and educators  ⭐ Support the ShowIf this episode helped you, please leave a 5-star rating and a review. It takes 2 seconds and helps us reach more families building wealth in a down economy.Connect + Support:If you got value from this episode, share it with a friend and leave a review. Questions or guest recommendations? DM Joshua + Lauryn.Instagram: @thebrokemillionaires_Learn how we made over $2M in equity in 5 years. FREE download of the ALLLL Method™ blueprint. https://bit.ly/4pUFBMDWant to learn more about our mastermind community? Send us a DM or visit https://bmlegacywealthbuilder.comThis podcast is for informational purposes only and is not financial, tax, or legal advice.#BrokeMillionairesPodcast #BusinessPivot #EntrepreneurLife

Join our FREE Broke Millionaires Skool community for weekly Office Hours Call where we break down podcast episodes and apply them to your real-life situation. skool.com/brokemillionairesBrent Bowers (thelandsharks.com) joins Joshua and Lauryn to break down how he went from broke Army officer, deployments, and debt to building freedom through vacant land investing. Brent shares the exact moment land “clicked” for him, why land beats rentals for simplicity, and how seller financing turned one small deal into predictable monthly cashflow. If you’ve ever thought land investing sounds fake, this episode will challenge that.In This Episode, We Cover:• Brent’s origin story: military life, family strain, and needing a way out• Why rentals didn’t “cashflow” like promised (repairs killed profits)• The first land deal: paying $285 in back taxes and turning it into $5,000• Why “boring” land can be a money printer with seller finance• How Brent uses postcards/letters to reach tax-delinquent landowners• Seller financing: down payments, 8–12% interest, and long-term cashflow• The biggest lie: “You can’t make money with land”• Why beginners fail: inconsistency, perfectionism, and quitting too early• The fastest way to lose money: skipping due diligence (call the county!)• Tax mistakes: the painful IRS bill, and why depreciation assets matter• Passive vs active: it’s active while building, passive once stabilized• Long-term plan: keep taxes low, buy rentals annually (mobile parks/industrial)• Golden rule: “Never buy on emotion”Book recommendation: Who Not How (Benjamin Hardy + Dan Sullivan)Brent’s Most Memorable Lessons:• Consistency beats perfection. Send the offers, follow up, repeat.• Due diligence is non-negotiable. “Call the county and see if it’s buildable.”• Cash chunks + cashflow matters. Big flips are great, but monthly payments protect you in downturns.• Land has fewer headaches. No tenants, no toilets, no HVAC repairs.Resources + Links:• Brent’s site: thelandsharks.com• Land owner/data tool: landsharksdata.com• Brent on YouTube: Brent Bowers (https://www.youtube.com/@brentlbowers)• Postcard resource mentioned: thelandsharks.com/postcardConnect + Support:If you got value from this episode, share it with a friend and leave a review. Questions or guest recommendations? DM Joshua + Lauryn.Learn how we made over $2M in equity in 5 years. FREE download of the ALLLL Method™ blueprint. https://bit.ly/4pUFBMDWant to learn more about our mastermind community? Send us a DM or visit https://bmlegacywealthbuilder.comInstagram: @thebrokemillionaires_This podcast is for informational purposes only and is not financial, tax, or legal advice.#LandInvesting #CreativeFinance #SellerFinancing #WealthBuilding #RealEstateInvesting #BrokeMillionaires

Join our FREE Broke Millionaires Skool community for weekly Office Hours Call where we break down podcast episodes and apply them to your real-life situation. skool.com/brokemillionairesIn this episode, Joshua and Lauren pull back the curtain on one of the hottest topics they keep getting asked about: co-hosting midterm rentals. They break down what co-hosting really is (and what it isn’t), why their model focuses on 91016, and the exact process they use to onboard and manage properties—from the discovery call to guest screening, turnovers, and performance clauses.They also share a wild real-world result: one of their three-bedroom midterm rentals closed out 2025 with 355 booked nights—only 10 vacant days all year—by strategically stacking reservations and building a strong lead network (insurance placement, corporate stays, and overflow leads from Airbnb).If you’re a real estate investor considering midterm rentals—or an owner curious about co-hosting—this episode lays out the operational truth: leads + systems + the right property are everything.What You’ll Learn• Why “stacking reservations” is the secret to minimizing gaps in a midterm calendar• The difference between short-term, midterm, long-term, and where each model wins• Why vacancy can kill short-term numbers (even in “perfect” STR locations)• The #1 reason most owners fail at midterm rentals: no lead network• Why they tell owners to expect ~10 months occupancy (and aim to overdeliver)• How they evaluate property fit (size, layout, family features, market demand)• The difference between market appreciation, inflation, and forced appreciation• Their co-hosting system: walkthrough → analysis → proposal → onboarding → operations• The “controversial” turnover move: brand new sheets + duvet cover every guest• How they screen guests using tools like Autohost, ID verification, and leasesKey Topics CoveredStacking bookings + insane occupancy• A three-bedroom property closes 2025 with 355 booked nights (10 vacancy days).• Why midterm can outperform STR vacancy patterns (midweek gaps, turnover friction).Why they won’t build on comfort• Selling a property to “fix cashflow” is a band-aid that sacrifices long-term wealth.•Capital gains taxes + losing an appreciating asset makes selling a bad “quick fix.”The three types of appreciation• Market appreciation: supply/demand forces.• Inflation hedge: dollar devaluation inflates asset prices on paper.• Forced appreciation: strategic renovations and value-add improvements.Co-hosting vs arbitrage• Arbitrage relies on fixed rent obligations while income can decline.• Cities tightening STR rules + oversaturation has crushed some large operators.• Co-hosting offers a lower-liability model (no master lease exposure).Why midterm operations are different• Midterm guests are often families, displaced insurance claims, corporate stays.• Furnishings must feel homey + durable, not “party house” aesthetic.• Small details matter: bathtubs, family amenities, cohesive kitchen setup.Their “Controversial” Turnover StandardThey do something almost nobody does:✅ Every new guest gets brand new sheets + a brand new duvet cover• They don’t reuse sheets for guests—helps avoid stains, wear, and hygiene concerns.• Guests can keep the sheets; sheets are donated when possible.It also saves labor:• Their cleaning crew does less laundry, which reduces turnover time and cost.Who This Episode Is For• Investors considering midterm rentals as a strategy• Owners struggling with vacancy or transitioning away from STR• People curious about co-hosting but unsure what it includes

Join our FREE Broke Millionaires Skool community for weekly Office Hours Call where we break down podcast episodes and apply them to your real-life situation. skool.com/brokemillionairesIn this episode of The Broke Millionaires Podcast, Joshua and Lauryn unpack a powerful wealth-building concept that most investors completely overlook: creative lending itself can be the investment.The conversation starts by breaking down why the traditional financial system favors owners over employees — from taxes to inflation and debt — and why simply earning more income rarely leads to financial freedom. But around the 12-minute mark, the episode takes a deeper turn into creative lending strategies and how they can be used to generate returns, reduce risk, and unlock deals that conventional financing can’t touch.Instead of viewing lending as something only banks do, Joshua and Lauryn explain how everyday investors can step into the role of the lender — using private notes, seller financing, subject-to deals, and hybrid structures to create income-producing assets backed by real estate.They discuss how creative lending allows investors to:Earn returns without owning or managing the propertyControl risk through collateral and structureStay liquid while still benefiting from real estate-backed dealsParticipate in deals they otherwise couldn’t qualify forBuild predictable income streams outside of appreciation playsThe episode also covers why creative lending becomes especially powerful in uncertain or high-interest-rate environments, when sellers need flexibility and traditional buyers struggle to qualify. Rather than sitting on the sidelines, lenders who understand creative structures can step in as problem solvers — and get paid to do it.Joshua and Lauryn share real-world examples of how these strategies show up in their own investing journey, including how lending can complement long-term rentals, mid-term rentals, and active ownership strategies — all while fitting into a family-focused, long-term wealth plan.In this episode, we cover:Why the financial system rewards ownership over laborHow inflation quietly destroys savingsThe difference between investing in real estate vs. investing through lendingWhat creative lending actually looks like in practiceHow seller financing and private notes workWhy being the lender can mean less stress and more controlHow creative lending fits into a diversified wealth strategyThis episode is ideal for investors who want exposure to real estate without taking on another renovation, tenant, or management headache — and for families looking to grow wealth without relying solely on appreciation.Resources & Next Steps:If you want to learn how we evaluate creative deals, lending structures, and long-term ownership strategies as a family, explore the Legacy Wealth Builder community or book a discovery call to see if it’s a fit.🎧 Listen through the end, share this episode with a partner or investor friend, and let us know which creative strategy surprised you most.We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]: @thebrokemillionaires_CLICK HERE for a FREE download of the ALLLL Method™ blueprint. Want to learn more about our mastermind community? Send us a DM or visit BMLegacyWealthBuilder.com

CLICK HERE for a FREE download of the ALLLL Method™ blueprint. Join our FREE Broke Millionaires Skool community for weekly Office Hours Call where we break down podcast episodes and apply them to your real-life situation. skool.com/brokemillionairesIn Episode 40, Joshua and Lauryn record for the first time in their new studio, celebrating a major milestone after nearly a year of filming at kitchen tables, bedrooms, and anywhere they could squeeze in an episode. With daytime energy (and no kids in the background!), they kick off a fresh chapter for the show. They share updates on hiring editors, launching their YouTube channel, and finally gearing up for more consistent weekly releases. The long nights of editing until 3 AM are officially coming to an end—freeing them to focus on growth, content, and new in-person interviews. The episode quickly turns to the big housing news of the week: a proposed 50-year mortgage. Joshua breaks down why he believes it could temporarily open doors for priced-out buyers, how it may drive demand, and why any window of opportunity will be short before prices rise again. They also unpack a potential bill that could remove the tax cap on primary-home capital-gains exclusions, which could dramatically impact inventory and long-term strategy. But the heart of the episode is the long-awaited reveal of their signature wealth-building framework:🔥 The ALLLL Method™ BlueprintA strategy they’ve quietly used since 2020 to nearly 10X their equity—without high incomes, without inheritance, and while raising four kids. The method:A — AcquireBuy undervalued primary residences with favorable loan terms (low down payment, better rates, first-time buyer advantages).L — LiveMove into each property as a true primary residence, allowing better financing and access to HELOCs and second-position loans.L — LiftForce appreciation through strategic renovations: kitchens, bathrooms, curb appeal, ADU potential, layout improvements. This creates instant value far beyond market appreciation.L — LeveragePull out equity via HELOCs, cross-collateralization, or construction loans—tax-free.  L — LoopTake that newly unlocked equity and roll that into the next property to repeat the cycle.They share real numbers: starting with ~$270K in equity and growing to $2.3M+ in under five years, all while living in the homes during renovations, working weekends, and navigating pregnancies, babies, and financial pressures. Nothing about it was “luck”—only mindset, sacrifice, and consistency. The episode closes with a powerful discussion on silent income, inflation, why holding cash is dangerous, and how long-term real-estate strategy paired with the IRS step-up basis allows families to build generational wealth without triggering massive taxes. Finally, Joshua and Lauryn announce their upcoming Broke Millionaires Community, a mastermind designed to help families implement the ALL Method and build wealth together—something they wish they’d had during their hardest seasons.We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]: @thebrokemillionaires_Want to learn more about our mastermind community? Send us a DM or visit BMLegacyWealthBuilder.com. 

In Episode 39, Joshua and Lauryn sit down for what they hope is their final recording from home before moving into their newly built studio. This episode is a transparent look at their current season—exhaustion, setbacks, celebrations, and the goals they’re setting for the year ahead. They open with life updates: missed recordings, illness that sent Lauryn to the ER, juggling four kids, and the constant challenge of trying to find energy at the end of long days. They share how unpredictable their weeks have been, how quickly time is passing, and how proud they are to be approaching the one-year anniversary of the show. A major highlight is the progress on their new podcast studio, which will allow them to finally record consistently, bring on live guests, and stop dragging equipment across their dining room every episode. The behind-the-scenes setup—monitors propped on baby chairs and gear balanced on high chairs—has become part of the show’s charm, but the upgrade is overdue. They also open up about the continued financial pressure they’re under, joking that they’re still “broke” and barely staying afloat while pushing toward their vision. Their motto: Survive ’25, Thrive ’26. They reflect on the emotional toll of raising a young family while building multiple businesses and trying to create wealth in a down economy. A big portion of the episode focuses on the upcoming Broke Millionaires Community, their most ambitious project yet. They share why this matters so much: the isolation many couples feel while building wealth, the desire for a supportive network, and the craving for a place where parents, entrepreneurs, and young families can grow together. They’re aiming for a launch early next year and are committed to doing it right. From there, the episode shifts into goal setting—both shared goals and individual ones:Shared Goals- Launch the community and serve families navigating wealth-building with kids- Move out of their tiny 1,300 sq ft home and explore new neighborhoods- Grow their co-hosting business, which has taken off faster than expected- Carve out more family time and reduce daily chaos through better systems- Bring consistent studio-recorded episodes and increase production qualityJoshua’s Personal Goals- Pivot and rebrand his print business toward higher-value services- Implement “Josh 2.0”—an AI-powered automation system to eliminate bottlenecks and handle quoting, invoicing, and order processing- Be more present as a husband and father by reducing mental load- Continue strengthening community, mentorship, and relationship circlesLauryn’s Personal Goals- Rebuild morning routines with intentionality- Re-establish a workout rhythm (Pilates) as life stabilizes- Develop a healthier daily structure around motherhood and businessThe couple also shares humorous but relatable family hacks—like switching to paper plates to survive mealtime chaos—and how they’re refining their Airbnb/MTR SOPs to reclaim time and reduce stress. We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

🎙 Episode SummaryAfter an unplanned month-long break brought on by illness, recovery, and life chaos, Lauryn and Joshua return with one of their most transparent episodes to date. Episode 38 takes listeners deep into what life really looks like behind the scenes when you’re raising four kids, running multiple businesses, and building wealth in a down economy.Recording late at night—on their 8th wedding anniversary—the couple opens up about:hitting true rock bottom financiallybalancing cash-flow crises with long-term wealthbuilding a brand-new podcast studiolaunching their upcoming Broke Millionaires Communitysurviving property issues, insurance disasters, title nightmares, and renovationsparenting in the middle of entrepreneurial chaosstaying connected as a couple when stress is at its peakAuthentic, vulnerable, and full of real-world lessons—this episode is a raw look at what it takes to build wealth while life keeps life-ing🔑 Key Takeaways & Highlights1. A New Professional Studio Is ComingThey’ve been piecing episodes together from couches, patios, and spare rooms—so they’re building a dedicated studio to elevate the show and allow for in-person interviews. The setup has taken time, money, and trial and error, but it's a milestone they’re excited for.2. Launching the Broke Millionaires CommunityThey officially announce work on a paid, high-value, tight-knit community, backed by a mastermind they joined to learn the right structure. This community will support everyday families building wealth—just like them.3. Property Management Matters More Than You ThinkThey fired (or rather, were fired by) their Texas property manager. Before the new manager even onboarded, they:renegotiated energy ratessaved them $6,000/yearfilled vacant units immediatelyA powerful reminder: operations can make or break cash flow.💬 Notable Quotes“People assume if you own properties you must have money. That’s not how this works.”“We may be broke—but we are millionaires. And we know what we’re doing.”“Everything is for sale at the right number.”“We’re broke, but with a purpose.”🧠 Lessons From Episode 38Cash flow is temporary; equity and assets compound.Creative financing is a survival tool, not a gimmick.Property management is a leverage point.Community matters—especially when things get hard.Building wealth with kids is hard, but they’re learning firsthand.Marriage is strengthened through shared struggle and shared vision.The entrepreneurial journey isn’t linear—it's cyclical.📚 Book MentionedHabits of the Household – Justin Whitmel Earley Lauryn shares how this book is reshaping their morning routines and family rhythms. 🎯 Closing ThoughtsJoshua and Lauryn thank listeners, friends, and their community for the messages, encouragement, and check-ins. They admit they’re not “okay” right now—but they will be. And they’re committed to bringing listeners along for every win, lesson, and challenge.If the show brings you value, they ask for:⭐️ a rating✍️ a written review📤 sharing the podcast with a friendThose small actions are what help their mission growWe are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

In this episode, Lauryn and Joshua open with personal life updates before diving into a core entrepreneurial principle: buying back your time. As their lives grow busier—especially with four children at home—they reflect on why doing everything themselves is no longer sustainable. They explore how to delegate intentionally, retake control of their schedule, and focus on the high-leverage tasks that truly move their business (and family) forward.They anchor much of their strategy around Dan Martell’s “Buy Back Your Time” framework, discussing how to apply it both professionally and personally. Through candid examples and actionable steps, they show listeners not just why time is their most limited resource—but how to reclaim it as they scale.Book recommendationsBuy Back Your Time: Get Unstuck, Reclaim Your Freedom, and Build Your Empireby Dan MartellWe are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

We sit down for several updates with our projects and dive into how we go about setting up a furnished rental out of state. One of the programs we talk bout is the Ladder Up Home Loan Grant from City National Bank. This is for CA, NJ and NY residents. We also talk about the  No Tax on Home Sales Act which aims to eliminate the capital gains tax on a primary residence. This is huge for us personally because we have 3 properties that have far surpassed the current exclusion cap so we are not able to sell homes we have lived in without triggering major tax bills. We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

In this episode we dive into some interesting statistics and talk about where you live and how you look can drastically improve your mental health and improve your ability to keep moving forward with your wealth building goals. We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

We finally finished up the project house that seemed to be never ending and got it rented. In this episode we walk through what is looked like leading up to the final minutes before the guests arrived. We were of course down to the wire on everything getting final permits signed off the day before it rented. We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

The Millionaire Next Door is a book that interviewed several self-made millionaires in the 90's and finds the common traits amongst these people. We break down these 7 common traits that still hold true today. We also talk about how a million is not what is was 30 years ago and how a decamillionaire is probably the new millionaire in today's world. Book recommendationsThe Millionaire Next Door: The Surprising Secrets of America's Wealthyby Thomas J. Stanley, William D. Danko We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

People always ask "How do you have all these properties in CA?" It's not easy that's for sure, but we find ways to make it work and continue to acquire the next asset and struggle through until it stabilizes. We are always better off in the end than if we didn't buy that asset, it's just the in between time getting the property renovated that is always a struggle.  Looking back...worth it! We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

The biggest question we hear when someone is considering the MTR strategy is "What about squatter's rights?" We go over our screening process and what we do to help prevent these type of guests in our properties. We also cover calendar control and what we do to help avoid calendar gaps that we can't fill. We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

In this episode we provide some updates on our life, current projects and and how we are managing everything with a newborn in the fold. We do dive into MTR marketing, outlining how to make your listing stand out in searches and the ways we market our properties to create a constant lead funnel. We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

In this episode we jump into how to launch your first MTR to stand out from the crowd and operate build a legitimate business with this strategy.  We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

In this episode we break down a strategy to get you to 7 figures a year without having a single company make it big. This strategy also helps you to diversify your risk, hedge against a down economy, and makes it easier to offset your tax liability.  We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

Nate Green is an award winning CEO, Founder, Entrepreneur, Best Selling Author and Success and Leadership Coach. His relentless spirit and grit, coupled with his passion to impact the lives of those that are hungry and driven have been a combination that have provided him great success. Through a life of crazy adventures, major hardships and the constant need to adapt, Nate has constantly pushed forward to develop the core of who he is and overcome all obstacles he encounters. The life transition from a Police Officer to Founder and CEO of a company that sold for 8 Figures has allowed for financial freedom and a unique knowledge base that he has channeled to launch others toward success.Nate's BookSuck Less, Do Better: The End of Excuses & the Rise of the Unstoppable YouBy Nate GreenBuy on Amazon Buy on AudibleBook recommendationsThe Last ArrowBy Erwin Raphael McManusReach out to Natesuccesswithnategreen.comWe are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

In this episode we talk about the power of partnerships and how this can free up time, money and take your business or investing to the next level as you scale up. We also touch on how fostering and maintaining relationships can help build your network and come full circle. We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

Join our FREE Broke Millionaires Skool community for weekly Office Hours Call where we break down podcast episodes and apply them to your real-life situation. skool.com/brokemillionaires🎙 Episode SummaryIn this powerful episode, Lauryn and Joshua sit down with Luke W. Gilbert, a real estate investor, agent, and entrepreneur whose journey from digging ditches and bartending in San Francisco to building a 7-figure real estate portfolio is nothing short of remarkable.Luke opens up about the moment that changed his life, juggling parenthood while broke, reinventing himself as an electrician, and ultimately discovering real estate, land development, and tax strategy as the keys to building long-term wealth.He also shares the behind-the-scenes truth about:moving his family across states for a better financial futurescaling to 9 properties and a 100-door management portfoliomaking $1.4M in one year and paying $0 in taxes legally through bonus depreciationsurviving a nightmare out-of-state rental with slab leakswinning Rookie of the Year his first year as an agentrebuilding his life, marriage, and mindset through sobriety and personal developmentThis episode is packed with mindset breakthroughs, practical strategies, and real, raw stories about the sacrifices required to build wealth.🔑 Key Takeaways1. You’re Not Stuck—You Need New VariablesLuke reveals how leaving San Francisco and later San Diego changed everything. He realized geography was destroying his financial future and making ownership impossible. Once he reframed his situation, opportunities opened. 2. A Career Reset at 30 Can Still Change EverythingHe went from bartending and digging ditches to becoming an electrician simply by calling a contractor every other day until he got hired. Tenacity became his secret weapon. …3. Real Estate + Tax Strategy = WealthAfter discovering Kiyosaki and tax codes, Luke realized taxes are the #1 enemy of wealth creation. So he became a real estate professional and used bonus depreciation to offset massive income. He bought seven properties in a year—and paid zero taxes on $1.4M of income. 4. The Power (and Pain) of Out-of-State InvestingFrom Oklahoma to Idaho, Luke shares wins and losses—including a brutal rental with under-slab leaks that cost him over $15k in repairs and crushed his cash flow. “It’s not if you lose money in real estate, it’s when.” 5. Building a Business That Serves Your FamilyLuke openly discusses the strain entrepreneurship placed on his marriage and home life—and how he works to balance ambition with being a good husband and father. 6. Coaching, Sales, and Helping Others WinLuke is now building a coaching program designed to help real estate agents create predictable income, growth, and tax strategy—because most agents never make it through year one.🧠 Mindset Moments“What you think is a lot of money… isn’t.”“Leadership is communicating the vision—even when no one else sees it yet.”“Tenacity is my secret sauce.”“You can’t study your way into out-of-state investing—you can only experience it.”“The tax man sees me after depreciation; lenders see me before it.Book recommendationsThe 7 Habits of Highly Effective People: By Stephen R. CoveyUnfair Advantage: The Power of Financial Education: By Robert T. KiyosakiReach out to LukeInstagram: @luke.w.gilbertWe are looking for guests that have

In this episode we break down the current stock market crash, Trump's tariffs and the direction of the economy. We also talk about how you can prepare your financial health to weather the impeding recession comes upon us. We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

In this episode we talk about the sacrifices and struggles we face while building wealth through real estate while raising money. We also touch on our side hustles and the income streams those are creating which have helped us to push through. We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

In this episode we talk further in depth on how we renovate homes on a budget and still get a stylish high quality end result. When to use a contractor and when to take on a project on your own and what type of finishes to use when you are rehabbing a rental property. We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

In this episode we shed light on the less talked about truth of investing. When building wealth and investing you will have wins and losses, people tend not to talk about the losses and glorify the wins. We talk about the losses we have experienced and how the lessons we learned helped us succeed on the next investment. Failed Businesses OC Recycled Furniture  Baby & BowWe are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

 In this episode we interview William and Jodi tingle. William is a Investor, Coach, Speaker, and Author of “The 12 House Blueprint”. William has bought hundreds of houses all across the US, most of them Subject To. He has trained and coached thousands of students all across the country to(including us) become financially successful real estate investors.  William’s wife Jodi is  a seasoned real estate investor with over 20 years of experience, specializing in short sales and wholesaling. As a former licensed real estate broker, she has a deep understanding of market dynamics and creative deal structuring. Whether she’s structuring deals, optimizing workflows, or designing high-impact visuals, Jodi delivers a unique blend of strategy and creativity to the industry. Where to buy William's book: www.12houseblueprintbook.com which comes with some extra perks and training. You also buy just the book on Amazon. William's coaching and education website: www.sub2deals.comWilliam's Podcast: The Sub2Deals ShowBook recommendationsRich Dad Poor Dadby Robert T. KiyosakiThe Millionaire Next Door: The Surprising Secrets of America's Richby Thomas J. Stanley, William D. Danko Ph. D, Sarah Stanley Fallaw Ph.D The Slight Edge: Turning Simple Disciplines into Massive Success and Happinessby Jeff OlsonWe are looking for guests that would have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

In this episode we break down a set of financial rules we live by which really make life easier and building wealth more attainable. We cover how much we strive to spend on the home we live in, car payment, 401K contributions and appropriate spending on luxury items as rewards. We are looking for guests that would have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]

In this episode we dive into the root causes of inflation and what you can do to hedge against a devaluing dollar. Cash, Gold, Properties & Bitcoin, where to park your money during a high inflation period. book recommendationThe Creature from Jekyll Island : A Second Look at the Federal ReserveBy G. Edward Griffin

In Episode 17 of The Broke Millionaires Podcast, Joshua and Lauren sit down with Vivian Yip and James Keller to break down what’s actually working in the mid-term rental (MTR) space—and why so many investors struggle when they treat MTRs like short-term rentals.Vivian and James share their journey from corporate careers and house flipping into running 30+ mid-term rentals in Austin, Texas. This episode pulls back the curtain on calendar control, guest screening, hospitality standards, and strategic pivots required to build cash flow without burning out.If you’re navigating STR regulations, considering MTRs, or trying to scale real estate while raising a family, this episode delivers real-world clarity.🔑 Topics Covered• From Construction to Cash Flow How early hands-on experience and family exposure to real estate laid the foundation for long-term investing.• Leaving Corporate & the “Golden Handcuffs” Vivian shares the physical and mental toll of high-pressure corporate life—and the mindset shift required to walk away.• Losing Money & Pivoting Fast Why losses are inevitable in real estate, how to manage risk, and when to pivot instead of forcing a strategy.• Why Mid-Term Rentals Work The truth about MTR booking behavior, why most demand is last-minute, and how fewer turnovers often mean higher net profit.• Calendar Control Explained Why future bookings can hurt MTR performance and how controlling availability protects extensions and cash flow.• Avoiding Squatters & Bad Guests Screening systems, deposits, agreements, and why hospitality standards matter more than platforms.• Hospitality vs. Landlording Why furnished rentals must operate like a professional hospitality business—not a DIY landlord setup.• Building a Scalable MTR Brand Vivian shares her vision for Hestia 360 and creating a trusted standard in temporary housing.• The Long Game Travel, geographic arbitrage, scaling systems, and repositioning into larger multifamily assets.💡 Key TakeawaysMid-term rentals are a strategy, not a fallbackOccupancy ≠ profitabilityCalendar control is criticalFewer bookings can mean more incomeStrong screening beats legal battlesStandards and systems scale freedomBook recommendationsUnreasonable Hospitality: The Remarkable Power of Giving People More Than They ExpectBy Will GuidaraTax-Free Wealth: How to Build Massive Wealth by Permanently Lowering Your Taxes'By Tom Wheelwright CPAAustin House Flippersyoutube.com/@sixfiguresidehustleReach out to James https://www.kelleraustinrealestate.com/facebook.com/jameskellerrealtorReach out to Vivianvivianyip.comConnect + Support:If you got value from this episode, share it with a friend and leave a review. Questions or guest recommendations? DM Joshua + Lauryn.Instagram: @thebrokemillionaires_Want to learn more about our mastermind community? Send us a DM or visit https://bmlegacywealthbuilder.comThis podcast is for informational purposes only and is not financial, tax, or legal advice.#MidTermRentals #RealEstateInvesting #BrokeMillionaires

In this episode we dive into mental toughness and having the mindset to get through tough times and stay the course to achieve your goals. We also dive into what is known as the New Rich in today's economic landscape by having several income streams and diversifying those income sources. Book Recommendations:Grant Cardone: How to Get and Stay Motivated Grant Cardone: Be Obsessed or Be Average

In this episode we dive into what section 179 depreciation is, how to utilize it and who it works well for. We outline how we purchased a brand new Tesla Mode X using this method and saved $50,000 in taxes and rebates. We also outline how to transfer this asset from your business to your person living trust after the depreciation has been fully realized. Insta@rebuillding_thedream 

This episode features an interview with the Hooymans. Nick has been a long time friend who always has wild stories that are extremely entertaining. Nick and Aja talk about how they got into real estate investing while still working full time jobs, and how they continue to build wealth and expand their investing strategies as they work toward financial freedom. Content Warning - Please note that this episode contains talks of depression and suicidal thoughts. Nick Hooyman book recommendation The Creature from Jekyll Island : A Second Look at the Federal Reserve By G. Edward GriffinSix Figure Side Hustle Youtube Channel youtube.com/@sixfiguresidehustleReach out to Nick on X@nick_hooyman

Today we are talking more in depth on some unique types of loans that most people haven’t heard of. Also some tips and tricks on ways to save money and fund repairs and renovations. Family Opportunity Mortgage Vendee Loan Program (www.vrmco.com/vendee-loans)Home warranty (www.ahs.com)Local government funding for renovations and repairs ( grants and 0% loans ) State programs for ADU’s including loan forgiveness for renting your ADU to a qualified low income housing tenant. 

In this episode we jump into a discussion on the state of emergency in California with the wildfires still raging. Many landlords have been increasing rent prices due to spiking demand in the affected areas which is not only unethical, but also illegal. We also cover ways that people can help with housing if you have a home that is not being used and could be turned into a rental for a displaced family. 

In this episode we give an update on ringing in the new year and how we used a side benefit of our Mid Term Rental (MTR) to stay in a vacation home for free. We also dive into how we got started with our MTR business and what we are doing to scale this up. 

In this episode we interview our first guests Ethan Temianka & Sherry Wang. Ethan got started by raising money for his first deal in CA. From there he scaled one house at a time until he was able to launch his own fund which led to the acquisition of 270 properties over a 3 year period. Ethan talks about the sacrifices he has made along the way and the less glamorous part of building wealth when he got his start. He is now in a dispo cycle and is taking on much larger projects with the knowledge and experience he has gained over the last 10 years. 

In this episode we talk about creative ways we have bought properties and some of the tools we use to give us an edge up on the competition. We also discuss ways in which we find off market properties so we can be the first to make an offer. 

In this episode we dive into some of the actual deals we have done inside our Super 401K. We go over the numbers on the acquisition through the life cycle to disposition. 

In this episode we talk about how we have supercharged our retirement with a super 401K and how anyone can open up a self directed retirement account whether you are a business owner or an employee. We talk about how we invest in real estate inside this Super 401K. 

In this episode we will talk about how we build equity in properties by forcing appreciation through renovations. We also talk about some of the common mistakes people make and what to watch out for. We also touch on ways to pay or finance these renovations. 

In this episode we talk about how to maximize the benefits of credit card points and how to supercharge these benefits through your business or employer. Start enjoying the finder things in life without using your own money. 

Join our FREE Broke Millionaires Skool community for weekly Office Hours Call where we break down podcast episodes and apply them to your real-life situation. skool.com/brokemillionairesReal estate investing, HELOCs, leverage, home equity agreements, rental property financing, midterm rentals, and creative wealth building — this episode breaks down exactly how we scale our portfolio without piles of cash.In Episode 4, we share how we leveraged equity from one property to buy the next — and how we’ve used HELOCs, home equity loans, cross-collateralization, private money, retirement account loans, and creative financing to keep moving forward.We are the Broke Millionaires — equity rich, cash poor, and building anyway.Inside this episode:• How a HELOC works and why we prefer it over a HELOAN • What a home equity agreement is and when it’s useful • How cross-collateralization helped us finance a half-demoed property • How rental income can improve your DTI • Why self-employed borrowers face tougher underwriting • Why persistence matters when loan applications get deniedWe also talk honestly about:• Income dropping from $400k to $40k • Living through renovations with three kids • Managing multiple liens on properties • Surviving construction loans and balloon payments • Being in a “survive till ’25” seasonWe focus on buying value-add properties, forcing appreciation through renovations and ADUs, converting them to midterm rentals (30+ day furnished stays), and rolling equity into the next project.This is not the easy way. But it’s one way to build long-term wealth without inheritance or a corporate pension.Book Mentioned: The Book on Investing in Real Estate with No (and Low) Money Down by Brandon TurnerIf you’re finding value, please leave a rating and review — it helps us tremendously.Follow us on Instagram: @thebrokemillionairesNewsletter: https://tinyurl.com/yfzjfeyjLearn how we made over $2M in equity in 5 years. FREE download of the ALLLL Method™ blueprint. https://bit.ly/4pUFBMDSurvive Till ’25.

In this episode we talk through some of the traditional mortgage programs that are available with low down payments, and we also overview some more creative ways we have bought properties. 

In this episode we break down some of the benefits of owning real estate. 

Join our FREE Broke Millionaires Skool community for weekly Office Hours Call where we break down podcast episodes and apply them to your real-life situation. skool.com/brokemillionairesIn the very first episode of The Broke Millionaires Podcast, Joshua and Lauryn lay the foundation for what the show is all about: documenting their real, unfiltered wealth-building journey while raising a young family and navigating a tough economy. They describe the paradox that defines their lives today—they are multi-millionaires on paper, yet cash-broke while juggling mortgages, renovations, and the realities of entrepreneurship. Together, they break down the true meaning behind “Broke Millionaires,” the difference between being broke vs. poor, and how they built a net worth of roughly $3.2M despite constant financial pressure. They share early money lessons, the misconceptions people have about millionaires, and why cash flow is the lifeblood of their strategy. 🔥 Inside This EpisodeThe honest truth behind being “cash broke” while owning millions in assetsThe difference between being broke (temporary) and being poor (permanent)Joshua’s financial awakening: Rich Dad Poor Dad, 2007’s crash, and losing everythingHow he rebuilt from scratch through saving, self-education, and investingThe origin story of his first creative wealth move: couch flipping turned six-figure businessWhy Lauryn’s background in retail shaped her early money mindsetTheir first conversations about debt, 401(k)s, and how to combine financesHow they saved relentlessly to buy real estate while starting their familyA look into their first major renovation, brick-covered chaos, sweat equity, and how it helped them cross millionaire status in 2020 🏠 Wealth-Building Milestones They CoverBuying Joshua’s first home at 18Losing everything in the 2007 crash and starting overTurning $80K in a retirement account into a real-estate-driven solo 401(k)Creative tax planning and why “it’s not about how much you make, it’s about how much you keep”House hacking before it was a trendy termBuying a $400K home in California that is now worth ~$1.3M 💬 Relationship & Family Real TalkWhile grinding toward financial freedom, the couple also opens up about:Early dating stories (including Joshua “flipping couches”)Blending finances and fixing consumer debtRaising three kids, with a fourth on the way, while renovating homesThe sacrifice, long nights, missed time, and emotional weight that come with pursuing wealth 📚 Books & Podcasts MentionedRich Dad Poor Dad — Robert KiyosakiBiggerPockets Podcast (episodes 1–100 recommended) ✨ Their Wealth Philosophy in One WordSacrifice. They emphasize that wealth-building requires daily sacrifice—time, comfort, energy, and consistency—to create a life of long-term freedom for their family. We are looking for guests that have something helpful to share. If you or someone you know could make a good guest on the show, drop us a line to see if it would be a good fit [email protected]: @thebrokemillionaires_FREE download of the ALLLL Method™ blueprint. https://bit.ly/4pUFBMD  Want to learn more about our mastermind community? Send us a DM or visit https://bmlegacywealthbuilder.com