The Co-Living Show

Matt Osman is back... and this time we're going deep on one tool that can dramatically reduce the cash you bring to a co-living acquisition: the invoice authorization.In simple terms, it's an addendum where the seller agrees to pay your contractor directly at closing. Done right, it lets you fold renovation costs into your loan, keep the seller whole, satisfy the lender, and walk into a co-living-ready property with a fraction of the out-of-pocket spend.Matt shares real examples (including a $100K invoice authorization on one deal), the front-end vs. back-end negotiation playbook, how to position it with listing agents, and why the appraisal is the linchpin of the whole strategy.Connect with Matt: Email: [email protected] Ask about the Co-Living Agent AcceleratorFollow Us: Miller - www.instagram.com/millermcswainCraig - www.instagram.com/craigcurelopIf you got value from this one, share it with an investor who's about to close on a co-living property, it might save them five figures.

The Co-Living Insurance Gap (and How to Fix It) | ft. Matthew OsmanCo-living is growing fast—but insurance hasn’t caught up.In this episode, we sit down with Matthew Osman, a co-living realtor and operator who’s been working on one of the most overlooked risks in the space: improper insurance coverage.Most operators assume they’re covered under standard landlord policies. But once you go beyond 4 unrelated tenants, you may be operating in a gray area, or worse, completely exposed.We break down what’s really happening behind the scenes and what you should be doing instead.What We Cover: Why co-living doesn’t fit traditional insurance models  The risk of having 5+ unrelated tenants under one policy  Common scenarios where claims get delayed or denied  How commercial-style co-living insurance works  When to switch from landlord policy to co-living coverage  How to think about insurance as you scale your portfolio Why This Matters:If you’re making co-living-level income, you need co-living-level protection. This episode gives you a clearer path to protecting both your property and your business.🔗 Resources & Links Join the Co-Living Community: https://millermcswain.com/community Co-Living Pro: https://colivingpro.io📲 Connect with Us Miller McSwain: https://www.instagram.com/millermcswain Craig Curelop: https://www.instagram.com/craigcurelopIf you found this helpful, share it with another operator. This is one of those topics most people don’t think about, until it’s too late.

In this episode of The Co-Living Show, we sit down with Franco Montano, a seasoned operator managing 600+ co-living rooms (and owning 150+ himself), to break down what it actually takes to scale a co-living portfolio.Franco shares how he transitioned from running a 42-location T-Mobile business with 750 employees into real estate—and why co-living became his highest ROI strategy.If you’re serious about building a cash-flowing co-living portfolio, this episode is packed with real-world insights you won’t hear anywhere else.🔑 What You’ll Learn:How Franco scaled to 600+ rooms under managementWhy co-living works even in expensive markets (remote investing strategy)The truth about tenant demand, pricing, and vacancy cyclesHow to structure leases to avoid winter vacanciesWhy most operators fail due to poor underwriting (not operations)Franco’s remodel strategy (including converting homes for under $10K)The biggest mistakes new co-living investors makeHow to build systems and teams to scale beyond 20+ roomsWhy affordable, safe, and clean housing beats fancy amenitiesReal talk on tenant screening, evictions, and long-term retention🧠 Key Takeaway:Co-living isn’t complicated because of tenants,It’s complicated because of systems, operations, and scaling.Master those, and the upside is massive.🔗 Connect with Franco:📧 Email: [email protected]🌐 Website: highestmanagement.com🔗 Connect with Us:📸 Miller McSwain: https://www.instagram.com/millermcswain 📸 Craig Curelop: https://www.instagram.com/craigcurelop💬 Join The Co-Living Community:https://millermcswain.com/community🚀 Resources Mentioned:👉 CoLiving Pro (Marketing + Pricing Tool): https://www.colivingpro.ioIf you enjoyed this episode, make sure to follow the show, leave a review, and share it with another investor looking to scale in co-living.

The Co-Living Lending Playbook: How Smart Investors Structure DealsFinancing is the part of co-living that most investors underestimate… until a deal almost falls apart.In this episode of The Co-Living Show, Miller McSwain and Craig Curelop sit down with Jessica Khani, a top 1% loan originator and real estate investor who has helped structure and close a large portion of their portfolio. They break down what actually happens behind the scenes of getting deals funded—and why the right lender is often the difference between scaling and getting stuck.This is not theory. These are real stories, real deals, and real mistakes.🔑 What You’ll Learn: Why co-living financing is different from traditional real estate  How to choose the right lender (and what questions to ask)  Conventional vs FHA vs DSCR loans explained simply  Why “shopping for the lowest rate” can cost you deals  Creative financing strategies (interest-only, seller concessions, etc.)  Real stories of deals nearly falling apart—and how they were saved  🔗 Connect with Us Miller McSwain → https://www.instagram.com/millermcswain Craig Curelop → https://www.instagram.com/craigcurelop Jessica Khani → https://www.instagram.com/homeswithjessicakhani/💬 Join the CommunityWant help with your next deal or financing strategy?Join The Co-Living Community to connect with other operators and get real feedback.⭐ If You Found This ValuableShare this episode with another investor and leave a review, it helps us reach more operators.

In this episode of The Co-Living Show, Miller McSwain and Craig Curelop sit down with Alfredo Goytia, a co-living operator who scaled from 0 to 800 doors in just 12 months.This is not theory—this is real-world execution.Alfredo breaks down exactly how he built a high-performance co-living operation, including: The systems required to scale from small portfolios to hundreds of doors  Why co-living operations are more about processes than properties How automation and tech replace traditional property management models  The biggest mistakes operators make when trying to scale  Why managing 8 tenants vs 800 tenants comes down to systems—not complexity We also dive into: Transitioning from traditional rentals to co-living  Property management software and tools for scaling  Lead flow, tenant communication, and operational bottlenecks  The mindset shift required to operate at scale If you're serious about co-living investing, scaling rental portfolios, or building systems-driven real estate businesses, this is one of the most tactical episodes we’ve ever recorded.As Alfredo shares, scaling isn’t about doing more work, it’s about building better systems. 📲 Connect with the hosts & guest: Miller McSwain: https://www.instagram.com/millermcswain Craig Curelop: https://www.instagram.com/craigcurelop Alfredo Goytia: https://www.instagram.com/fredofyre

Scaling a co-living business isn’t about buying more properties.It’s about building systems that actually work.In this episode of The Co-Living Show, Miller McSwain and Craig Curelop sit down with Dave Edwards—an experienced co-living operator who has managed over 400 rooms—to break down the real operational systems behind scaling co-living rentals successfully.If you’re a real estate investor, house hacker, or co-living operator trying to increase cash flow, improve occupancy, and streamline property management, this episode gives you a behind-the-scenes look at what it actually takes to run co-living at scale.🚀 What You’ll Learn About Co-Living Investing: How to scale a co-living business from 1 property to hundreds of rooms  The exact systems used to manage 400+ co-living units efficiently Common mistakes new co-living investors make (and how to avoid them)  How to design your property and operations for long-term scalability  The best lock systems, tenant management workflows, and maintenance processes  Why most co-living operators struggle with operations—and how to fix it  How to think like a professional operator, even with your first deal 🧠 Why This Episode Matters:Most real estate investors focus on acquisitions. But in co-living, operations determine your profit.Dave shares lessons learned from managing hundreds of tenants, testing multiple systems, and refining processes over time—so you don’t have to learn everything the hard way.This episode is especially valuable if you’re: Scaling beyond your first co-living property  Struggling with tenant management or turnover  Trying to increase occupancy and rental income  Looking to build a repeatable co-living system 💡 Key Takeaway:You don’t need 400 rooms to build scalable systems. But you do need to think like someone who does.🔗 Connect with the Hosts:Miller McSwain (Co-Living Investor | Author of Co-Living Cash Flow) 👉 https://www.instagram.com/millermcswainCraig Curelop (Real Estate Investor | Author of The House Hacking Strategy) 👉 https://www.instagram.com/craigcurelop🎙 About the Guest:Dave Edwards is a co-living operator based in Houston who has managed 400+ rooms and built scalable systems for operations, tenant management, and property optimization.Instagram: https://www.instagram.com/djedwards83/📘 Resources for Co-Living Investors: Get the book: Co-Living Cash Flow (https://millermcswain.com/book/) Join the Co-Living Community (Facebook Group) 👉 https://millermcswain.com/community/⭐ Enjoying The Co-Living Show?If this episode helped you: Follow the show  Leave a 5-star review  Share it with another investor

From $400K Loss to Lending Millions: The Co-Living Comeback StoryIn this episode, we’re joined by Fernando Corona, a co-living lender who’s helped investors close hundreds of deals—and built his business after losing over $400,000.We break down the real path to success in co-living: failure, resilience, and learning how to solve problems most investors avoid.Fernando shares how he: Went from zero income to owning multiple co-living properties  Built a lending business by solving his own financing problems  Uses creative loan strategies to help investors scale faster We also dive into: DSCR loans vs. bank statement loans  Financing renovations into your purchase  Why most investors misunderstand risk  How to think like an operator, not just an investor 👥 Connect with the Hosts & Guest:Miller McSwain: https://www.instagram.com/millermcswain/ Craig Curelop: https://www.instagram.com/craigcurelop/ Fernando Corona: https://www.instagram.com/itsfernandocorona/🔔 Subscribe & Follow:Follow The Co-Living Show for weekly episodes covering: Deal analysis  Operations & systems  Financing strategies  Real stories from active operators If this episode helped you, share it with someone who’s trying to get their first (or next) co-living deal.

In this episode of The Co-Living Show, Craig Curelop and Miller McSwain are joined by Jordan Smith, a co-living operator who has built a 30-bedroom portfolio with a strong focus on systems, automation, and operational efficiency.Jordan breaks down how he got started with his first house hack, what the numbers looked like on that first deal, and how his background in management consulting shaped the way he now runs his portfolio. The conversation covers lead generation, pre-screening, automations, communication systems, maintenance workflows, tenant issues, and the operational mindset required to scale co-living well.They also discuss why co-living should be treated like a real business, not just a real estate strategy, and why investors need to think carefully about return on equity as they grow.If you want a more practical look at what it takes to build a sustainable co-living operation, this episode is for you.Connect with the hosts: Miller McSwain: www.instagram.com/millermcswain Craig Curelop: www.instagram.com/craigcurelopConnect with Jordan Smith: Instagram: www.instagram.com/smith.t.jordan

In this episode of The Co-Living Show, Craig Curelop and Miller McSwain are joined by co-living pioneer Clara Arroyave, who scaled a 160-room co-living portfolio generating nearly $2M annually using the arbitrage model.Clara shares how she filled rooms without paid marketing by partnering directly with employers, universities, and HR departments, how her portfolio grew rapidly in Boston, and what ultimately happened when COVID disrupted the arbitrage model.She also explains the lessons she learned from scaling quickly, why arbitrage shouldn’t be your long-term strategy, and how she’s now focused on purpose-built co-living developments.Topics covered include:• Building a 160-room co-living portfolio• Filling rooms through employer and university partnerships• The risks of the arbitrage model• Designing co-living properties that maximize occupancy• Why private bathrooms increase tenant retention• The future of co-living housingIf you're investing in co-living, house hacking, or room-by-room rentals, this episode provides real insights from someone who has operated at scale.Follow the hosts and guest:Craig Curelop – https://instagram.com/craigcurelopMiller McSwain – https://instagram.com/millermcswainClara Arroyave – https://instagram.com/lifeisrocknroll

In this episode of The Co-Living Show, Craig Curelop and Miller McSwain welcome Harrison DeMaira, a large-scale co-living operator with experience managing everything from small townhouse conversions to 100+ unit buildings and 400-unit purpose-built co-living developments.Harrison breaks down what changes when you scale co-living into multifamily—and what operators get wrong when they assume co-living leases like traditional rentals. We cover the real leasing funnel, scrappy marketing that still works (signage + employer outreach), the operational systems you must build early, and how to think about furnishing, unit design, and resident experience at scale.We also unpack:What Common Living was and why it went defunct (and what co-living operators can learn from it)Why Harrison avoids 2-bedroom co-living unitsThe bathroom-to-resident rule he won’t breakWhy leasing + marketing is the foundation that makes everything else easierOutsourcing earlier (and the accounting mistake most operators make)And an unforgettable operations story involving an emotional support duck and a missing snakeIf you’re trying to fill rooms faster, scale beyond one property, or understand what multifamily co-living really looks like—this episode is for you.Follow the hosts:Miller McSwain: https://www.instagram.com/millermcswainCraig Curelop: https://www.instagram.com/craigcurelopGuest: Harrison DeMairaEmail: [email protected] you enjoyed the episode, please follow the show and leave a rating/review, it helps more operators find the podcast.

In this tactical episode of The Co-Living Show, hosts Miller McSwain and Craig Curelop sit down with Colorado investor and agent Tanner Pile to unpack one of the most creative deals you’ll hear this year:👉 A $1.3 million property 👉 Structured with owner financing 👉 Acquired with just $5,000 out of pocketBut this episode goes far beyond the headline.Tanner breaks down exactly how he negotiated the seller financing, how he structured the down payment, and what made the deal work in a rising interest rate environment. You’ll hear the real numbers — mortgage, utilities, renovation costs, and how the property performs as a short-term rental.Then the conversation shifts into deeper operator-level strategy:• When short-term rentals outperform co-living (and when they don’t) • Why parking can make or break a co-living deal • How garages can create hidden cash flow (storage, ADUs, or conversion plays) • The screening mistake that cost Tanner and why “don’t be a charity” matters • “Speed to lead” and how to fill rooms faster • Why mixing strategies too early can slow your scaling • How to find a true investor-friendly (and co-living-aware) agent in your marketThis episode is for serious operators, not dreamers.If you’re analyzing deals, house hacking, or scaling into co-living, this one is packed with execution-level insights.Connect With Us:📸 Miller McSwain https://www.instagram.com/millermcswain📸 Craig Curelop https://www.instagram.com/craigcurelop📸 Tanner Pile https://www.instagram.com/tanner.pile

In this episode of The Co-Living Show, Craig Curelop and Miller McSwain sit down with Caitlyn Verdugo — aka Co-Living Cait — an Atlanta-based co-living agent, investor, operator, capital raiser, and coach who’s been in the space since the early PadSplit days.Atlanta is one of the most mature co-living ecosystems in the U.S., and Caitlyn has seen the model evolve from “rent-by-the-room” experiments into a real operating business. She shares what she’s learned from acquiring and running co-living homes, how she approaches conversions (including garage builds), and why she intentionally designs each house to feel like a home — not a template.This conversation is packed with operator-level nuance: screening beyond platform checks, searching local eviction records, managing resident conflict without becoming a mediator, and how to build systems that protect your time while improving resident experience.In This Episode, We Cover:Caitlyn’s origin story: real estate agent → house hacker → co-living operatorHow she used her real estate commission creatively to reduce money needed to buyWhy Atlanta’s market maturity makes PadSplit a major factor in marketing + leasingLessons from her first co-living conversion (capital gaps, holding costs, and what she’d do differently)What she looks for in co-living properties: layouts, vintage builds, no HOA, conversion potentialGarage conversions: HVAC strategies, insulation, code risks, and payback vs. “ROI” framingHer signature approach: naming houses + themed rooms to enhance resident experienceThe screening stack: forms, interviews, and why she checks eviction records manuallyHow she prevents resident conflict with boundaries, addendums, and expectationsHandling tenant-landlord conflict fast (and why respect is non-negotiable)Women in co-living: safety realities, contractor dynamics, and solving problems differentlyBuilding She Leads Co-Living / Wealth By The Room to support women operatorsHow to find operators in your market (Facebook groups, meetups, and “search within groups” strategy)The Big 3: a tenant horror story, her first house rule, and her most valuable operating systemFollow the HostsMiller McSwain: www.instagram.com/millermcswain Craig Curelop: www.instagram.com/craigcurelopJoin our FREE Community: www.millermcswain.com/communityGuest: Caitlyn “CoLiving Cait” VerdugoFind her as CoLiving Cait across social platforms and check out her community:She Leads Co-Living (women-focused events + network)Wealth By The Room (education + coaching series)Instagram: www.instagram.com/colivingcait

Welcome to Episode 1 of The Co-Living Show — where hosts Craig Curelop and Miller McSwain break down how to build real cash flow with room-by-room rentals.In this first full episode, we lay the foundation: Why co-living is misunderstood, what most investors get wrong, and how Craig + Miller approach the strategy from two different seats — growth + acquisitions (Craig) and operations + systems (Miller). You’ll also hear their personal stories, how Miller scaled to 7 properties / 51 rooms, why networking changed everything, and how this partnership (and podcast) came to be.No hype. No fluff. Just the real numbers, renovations, zoning, and operations behind co-living.Join the free community: millermcswain.com/community Leave a rating + review and share this with an investor who’s serious about co-living.

🎙️ Trailer: Welcome to The Co-Living ShowIn this official trailer, hosts Miller McSwain and Craig Curelop introduce The Co-Living Show—the first podcast built specifically for operators and investors who want real, scalable cash flow without pretending shared housing is simple.This show goes beyond surface-level advice and passive-income hype. It’s about what actually works in high-density residential real estate—and what breaks if you’re not prepared.🔍 What This Show Is AboutOn The Co-Living Show, we dive deep into:- Zoning and compliance that can make or kill deals- Insurance strategies that actually work with density- Designing properties that survive real tenants- Pricing rooms for true revenue (not theory)- Building systems to manage room rentals at scale- Finding, analyzing, and renovating co-living deals- Real operator stories, mistakes, and case studiesNo fluff. No fairy tales. No guru talk.Just real business, inside residential real estate.🤝 Why This Duo WorksMiller and Craig bring two complementary skill sets:Miller focuses on operations, systems, and scalable managementCraig focuses on acquisitions, analysis, renovations, and growthTogether, they cover the full lifecycle of a co-living business:Find it. Fund it. Build it. Run it. Scale it.🏘️ A Win-Win MissionWith housing affordability becoming a nationwide challenge, co-living offers a real solution—for both renters and investors.This show explores how to:- Create affordable housing responsibly- Build profitable, sustainable portfolios- Help residents progress toward financial independence- Align impact with incomeIf you want high cash flow and long-term value, this show is for you.📲 Connect With the HostsFollow along for behind-the-scenes content, insights, and updates:Miller: https://instagram.com/millermcswainCraig: https://instagram.com/thefiguy▶️ Who This Show Is ForThis podcast is for you if you’re:✔️ Running or scaling a co-living portfolio✔️ Exploring rent-by-room strategies✔️ Tired of surface-level real estate advice✔️ Serious about building a real business✔️ Focused on operations, not just acquisitionsIf that’s you—welcome.This is your room.#financialindependence ​ #millionaire​ #househack​ #househacking​ #realestate​ #realestateinvesting​ #passiveincome​ #invest​ #investwisely​ #buildwealth​ #FIREmovement​ #retireearly​ #bedifferent​ #business​ #safetynet​ #invest​ #winning​ #realestateinvestor​ #wealthbuilding​ #entrepreneur​ #biggerpockets

After over five years and more than 260 episodes, host Craig Curelop, known as The FI Guy and a leading voice in real estate investing and financial independence, announces the bittersweet farewell of the Invest2FI Podcast. In this short but heartfelt episode, Craig reflects on the podcast’s incredible journey, lessons learned from scaling and focus, and what’s next for his ventures in co-living, real estate investing, and coaching.  Gain insight into his mindset shift, upcoming projects with The FI Team and HomeCrew.co, and how to stay connected as Craig continues to inspire investors nationwide. PODCAST HIGHLIGHTS: [00:19] Farewell announcement and reflections on five transformative years of Invest2FI.[00:29] Craig explains his decision to discontinue the podcast and lessons from Scaling.com. [01:18] Insights from Benjamin Hardy and learning to eliminate tasks “below the floor.” [02:02] Shifting focus to The FI Team’s mission to reduce the U.S. retirement age to 55. [02:20] Deep dive into co-living investments and operational scaling strategies. [02:52] Discussing future growth models including franchising and investor funds. [03:34] Why co-living aligns with solving America’s housing affordability crisis. [04:07] Craig assures continued real estate work and support for investors nationwide. [05:01] Details on property management structure and criteria for co-living homes. [05:52] Heartfelt goodbye, gratitude to listeners, and an invitation to stay connected. HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze   

What if real estate could rebuild lives while building lasting wealth? In this 45-minute episode of Invest2FI, host Craig Curelop welcomes back real estate investor Jim Boad for an in-depth conversation about scaling success through trust, discipline, and purpose. Jim shares how he pivoted during COVID from struggling rentals to sober-living group homes that blend community impact with strong returns.  Operating in a small Washington market near Olympia, he explains his model of five-bedroom, three-bath homes renting for $700 per bed, often partnered with recovery clinics and DOC reentry programs that prepay several months in advance.  Jim also discusses leveraging $100K–$200K grants, launching a 501(c)(3) nonprofit, and working with private lenders at two points and ten percent interest to fund and scale 18 new builds. This episode reveals how purpose-driven investing can generate both financial freedom and meaningful community change. PODCAST HIGHLIGHTS: [03:42] Craig tees up the sober living deep dive with Jim’s backstory. [04:00] COVID nonpaying rentals force Jim to pivot toward group homes. [5:24] Buys a $500 coaching course overnight and launches within a week. [07:39] Converts rentals into sober living homes and adds extra bedrooms. [09:41] Payment totals $2,700 monthly; collects $7,000 using per-bed rent. [11:03] Residents’ stays are prepaid for two to six months by recovery programs. [12:01] Operations manager Shay handles calls, phones, and food support. [15:31] Random drug testing; any failed test leads to immediate removal. [18:00] Explains the drug-free rule to maintain state and grant compliance. [20:47] Research areas by mapping local clinics and case manager networks. [24:03] Expands via referrals from agencies impressed with his housing quality. [27:36] Keeps furnishing simple, durable furniture, storage, and ready rooms only. [28:12] Secures $200,000 in grant funding and forms a 501(c)(3) nonprofit. [30:26] Grants fund operations, staff, utilities, and resident scholarships. [32:26] Now building 18 homes, start two, refinance, then repeat the process. [34:20] Private lenders fund projects at two points and ten percent interest. [34:51] He met his main lender at a bar, proof that valuable connections can happen anywhere. [36:16] Keeps 30–35% equity to build long-term legacy instead of chasing quick profits. [41:37] Advises new investors to start small and build credibility through consistency. [42:26] Success story: one property doubled in value through patience and discipline.  HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze     GUEST Jim Boad  📱 Facebook: https://www.facebook.com/profile.php?id=61567072777563  💼 LinkedIn: https://www.linkedin.com/in/jim-boad-aba962b5 

Ever wondered how to invest in one of the most expensive housing markets in America and still make it profitable? In this inspiring episode of Invest2FI, host Craig Curelop is with Yoni Kaszynski, a scrappy real estate investor who turned a high-cost Seattle market into a powerful cash-flow machine. Yoni reveals how he financed his projects with a 0% AMEX card, filled rooms through Facebook Marketplace, and managed construction chaos while working full-time. He shares candid insights on finding reliable contractors, scaling property management, and achieving financial independence through real estate—without overcomplicating the process.  If you’ve ever wondered how to start investing on a budget or turn a small deal into a freedom-generating portfolio, this episode is packed with actionable wisdom, real numbers, and unfiltered lessons from a self-made investor on the rise. PODCAST HIGHLIGHTS:[03:32] Yoni shares his move from Chicago to Seattle-Tacoma. [04:13] Explains how real estate seemed only for the wealthy [04:36] Explains early condo hunt and why Seattle HOA rules killed cash flow. [08:01] Realtor pivots him toward Pierce County and Tacoma multi-family options. [08:46] Finds $623,000 triplex; inherited 2-bed unit renting for $2,291 monthly. [09:45] Discovers “studio” was a converted beauty salon with permit issues. [11:06] First lender blocks the deal— bans ADUs on multi-family. [11:04] Yoni calls 300 lenders and finds one that keeps the 6.88% rate intact. [12:55] Closes with 5% down, 3% credits, and minimal points at signing. [15:45] Rents two bedrooms at $925 each via Facebook Marketplace fast. [22:20] Camper strategy: buys $4,900 unit, lives there to free up studio. [22:36] Property grosses $6,300/month on $4,450 PITIMI—positive cash flow achieved. [28:58] Second deal: $656,500 four-bed, four-bath with ADU near first house. [32:37] PIT around $5,300; fully rented gross target near $8,000 per month. [36:45] Uses 0% AmEx for renovation materials—pays it down through rent flow. [38:50] Shares contractor lessons: feed crews, keep scope clear, avoid rework. [46:19] Final advice: stay scrappy, act fast, and systemize what works.  HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze     GUEST Yoni Kaszynski: https://www.instagram.com/yonikaszynski  

What if one “smelly” condo became the springboard to financial independence, luxury short-term rentals, and a reverse 1031 into a waterfront Arizona home? In this Invest2FI episode, Craig is with Maui-based investor and former firefighter Mike Neubauer about turning creative strategy into real results. You’ll hear how Mike and his wife Caroline targeted hotel-zoned lockout condos on Maui, bought a $540,000 fixer that “smelled like cat urine,” DIY-renovated on a tight deadline, and optimized pricing to hit ninety-seven percent blended occupancy and 10,000–12,000 monthly revenue. Mike breaks down the numbers behind a $ 7,000 net cash flow, then explains selling that unit for $ 1.365 million and using a reverse 1031 exchange to acquire and upgrade a $ 1.0 million lakefront home in Gilbert, Arizona, with a $ 400,000 remodel. What’s for you? A repeatable playbook for markets, zoning, lockouts, pricing levers, and exchanges you can apply now.PODCAST HIGHLIGHTS:[04:32] Mike’s background in photography and graphic design[05:56] Earning his first passive income through Amazon book royalties.[06:42] A firefighter mentor in Maui introduces him to short-term rentals.[07:15] Mike reflects on the fire tragedy and retiring before 2021.[08:53] He discusses building an ADU to house hack their first property.[10:58] Strategy focused on Maui lockout condos with hotel zoning advantage.[13:45] He details buying a $540k condo and budgeting $40k renovation.[15:29] Handyman backed out, forcing Mike to learn DIY via YouTube.[22:41] Occupancy soared to 97%, generating $10–12k in monthly revenue.[23:19] Net profits hit $6–7k monthly after all operating expenses.[25:08] They sold the Maui condo for $1.365M, using reverse 1031.[26:42] Invested $1M in Gilbert lake house, adding $400k renovations.[36:36] A preview of a 20-unit glamping development near Zion National Park.[40:49] Mike emphasizes picking syndicators carefully, investing in operators not assets.[42:42] His future plans include Coeur d’Alene living, Caroline’s Maui realtor expansion.[52:05] Advice to invest early, network hard, and stay consistent.HOSTCraig Curelop   📸 Instagram: https://www.instagram.com/thefiguy   📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy   🏘️ Buy Real Estate: https://bit.ly/3V3QDze   GUESTMike Neubauer📸 Instagram: https://www.instagram.com/mikeyneu/?hl=en🎙️Podcast: https://ourfamilyinvests.com/📱Facebook: https://www.facebook.com/michael.maui/

What if your “safe” job was the very thing keeping you from true financial independence? In this episode of Invest2FI, Craig Curelop interviews Dustin Heiner, founder of Master Passive Income and REWBCON. Dustin shares how he left his county IT job in California in 2006 and built a real estate portfolio in Phoenix, Arizona, that generated enough cash flow to retire by 37. This conversation covers the mindset shifts that led him to challenge the traditional “work until 65” narrative, the exact strategies he used to buy single-family rentals with less than $20,000 saved, and the freedom number that set him free.  You’ll hear how Dustin built scalable systems, overcame costly mistakes, and now teaches thousands how to create generational wealth. If you’re ready to break out of the J-O-B cycle and start investing with purpose, this episode is your blueprint. PODCAST HIGHLIGHTS:[03:17] Dustin opens by sharing how traditional career paths often trap workers. [06:09] He recalls the moment his job felt like “led bricks.” [08:41] Dustin explains being laid off despite having a good boss. [11:32] He notes there weren’t great YouTube videos to learn investing. [13:59] Dustin describes deciding to approach real estate differently from others. [16:49] He compares earning 25 cents profit on every rental deal. [19:38] Dustin recalls people doubting his ability to build passive income. [22:02] He details branching out from California to Texas and Arizona. [24:36] Dustin explains why families became his best long-term tenants. [27:07] He emphasizes the importance of scaling a rental portfolio. [29:41] Dustin shares building systems that made $300–$500 each month.. [31:58] He stresses helping people while becoming financially independent. [34:18] Dustin advises cutting expenses to accelerate financial freedom. [37:37] He reflects on challenges faced with early property acquisitions. [40:41] Dustin reveals buying into a $35 million apartment complex. [44:06] He responds passionately about lessons learned along the journey. [47:22] Dustin shares attending conferences to network with real estate investors. [50:46] He warns that tough times will strengthen investors over time. [53:41] Dustin offers his best single piece of real estate advice. [56:53] He closes with a lighthearted reference to a favorite movie. HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze     GUEST Dustin Heiner 🌐 Website: https://masterpassiveincome.com/ 📸Instagram: https://www.instagram.com/thedustinheiner 🔗Facebook: https://www.facebook.com/MasterPassiveInc/ ▶️YouTube: https://www.youtube.com/c/MasterPassiveIncome   

What does it take to leave the Army Infantry and build a 25-year real estate career across Arizona and beyond? In this episode, Craig sits down with Jim Boad, a seasoned investor who has seen every cycle of the housing market. Jim shares his journey from serving in the U.S. Army to navigating his first deal with just $15,000, tackling properties with galvanized pipes, and making his mark in Sun City, Arizona. He opens up about lessons learned, the mistakes he avoided, and the strategies that worked when others didn’t. Learn how Jim transitioned from military life into investing, how he evaluates properties, and why mindset is critical in real estate. If you’re looking for insights, financial independence tips, and stories from the trenches of property deals, this episode is packed with value for aspiring and seasoned investors alike. PODCAST HIGHLIGHTS:[03:39] Jim shares how his journey into real estate first began. [05:04] He explains leaving the Army without a high-ranking position. [06:27] Jim recalls selling properties even when markets weren’t favorable. [07:59] The housing market then wasn’t booming like it is today. [09:33] He describes coming up with about $15,000 for his deal. [11:04] Jim remembers facing issues with galvanized pipes in early properties. [12:19] He reflects on how sales principles apply across different careers. [15:50] Early investing left him thinking, “I’m only going to make 40.” [17:46] A quick but impactful reaction shows lessons learned the hard way. [20:26] Listings taught him where real profits could actually be made. [24:08] Jim realized he’d be a strong buyer’s and listing agent. [27:59] Looking back, he admits wishing for better timing on sales. [31:52] Craig asks when Jim finally sold one of his properties. [35:47] Negotiations stalled when both sides couldn’t reach agreeable terms. [39:56] Jim offers advice on how to never pay rent again. [43:53] He talks about targeting homes with minimum four bedrooms. [47:45] Sun City, Arizona, becomes a highlighted market in their discussion. [51:48] Jim explains programs that help people qualify for affordable housing. [55:23] He stresses hiring skilled people to handle specialized adjustments. HOSTCraig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📚 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy 🏡 Buy Real Estate: https://bit.ly/3V3QDze     GUEST Jim Boad 📱 Facebook: https://www.facebook.com/profile.php?id=61567072777563 💼 Linked: https://www.linkedin.com/in/jim-boad-aba962b5 

What does it take to survive a market crash, build a real estate business in seven cities, and close 700+ deals, all starting from a CPA background? In this high-impact episode of Invest2FI, Craig welcomes Brian Gubernick, who is the Chief Real Estate Officer at PLACE and is widely recognized as an experienced leader in the real estate industry. Who shares his incredible journey from Big Four accountant to leading one of the most successful short-sale teams in the country. With roots in Phoenix, Brian breaks down how he entered real estate during the early 2000s boom, pivoted during the 2008 crisis, and built a team model that helped him scale with partners. If you're an investor, agent, or anyone in real estate, this episode is full of actionable strategies, market predictions, and raw lessons from experience. PODCAST HIGHLIGHTS: [03:17] So why don’t we kick it off like any good story starts, in the beginning? [04:39] Brian recalls climbing the corporate ladder before pivoting to real estate. [06:17] What occurred during the economic and housing market downturn in 2008. [08:25] We got kind of like 04 to 07—market felt like it was impossible to fail. [10:19] Brian explains the role of REOs in his early real estate investment strategy. [12:43] How he built a vertically integrated real estate business in Phoenix. [14:27] “We were doing 80 to 90 transactions a month at our peak.” [16:40] Why the 2008 crisis was a turning point in his investing career. [19:04] Scaling the business with systems, not just hustle. [21:58] “There are riches in the niches”—Brian’s insights on specializing. [24:36] Transitioning from sales-focused to asset-ownership mindset. [28:10] How owning property management gave him long-term leverage. [32:22] Strategic hiring and leadership tips that drove sustainable growth. [36:45] “You don’t scale chaos”—the importance of operations. [40:17] Educating agents to think like investors (and why it matters). [44:51] Brian talks about mindset and how to win long-term in real estate. [48:35] Why he believes in coaching and constant skill improvement. [52:12] Real estate cycles: timing, patience, and managing investor fear. [56:09] “If I had to start all over again in 2025…” Brian shares what he’d do now. [59:45] Final thoughts: “Play the long game, bet on yourself.” HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy   🏘️ Buy Real Estate: https://bit.ly/3V3QDze     GUEST Brian Gubernick  🎙️Podcast: https://nodaysoff.com/ 🔗LinkedIn:https://www.linkedin.com/in/brian-gubernick-b2ab953/ 📸Instagram: https://www.instagram.com/bgubernick/?hl=en    

What if your teenage side hustle grew into a real estate empire? In this episode of Invest2FI, guest Sam Wegert shares how he started his first martial arts studio, scaling it into multiple schools before pivoting into real estate. Today, Sam manages over $10 million in co-living and short-term rental properties across markets like Richmond, Austin, and Charlotte.  He explains why 3,000–4,000 sq. ft. homes with good layouts can outperform traditional rentals, how a 2,500 sq. ft. property with 10+ rooms drives cash flow, and why public transportation access in Charlotte changes investment strategy. From his first Airbnb in 2015 to designing scalable housing solutions, Sam breaks down the real numbers, lessons, and growth systems that fueled his journey. Whether you’re new to investing or ready to scale, this episode delivers practical insights. PODCAST HIGHLIGHTS:[06:48] Co-living investments are still in their early stages [07:03] The First Airbnb in 2015 is still highly profitable today [08:04] Early adopters in co-living gain the biggest long-term advantage [09:57] Building strong tenant relationships ensures long-term stays [10:28] Mistakes from Sam’s first co-living house purchase [11:55] 2,500 sq. ft. property converted into 10+ rental rooms [14:59] Sam avoids buying anything under 3,000 sq. ft. today [18:10] Scaling co-living with multi-million-dollar design concepts [19:57] Why Charlotte investors prioritize homes near transit lines [22:48] Breaking down multi million portfolio across Richmond, Austin, Charlotte [34:12] Lessons from market expansion and operational challenges [40:01] Sam predicts a co-living price war, not amenity war [40:34] Even at $600 a room, cash flow stays strong [45:20] Creative financing approaches for scaling multiple properties [54:20] Sam emphasizes mindset shifts to avoid burnout and frustration [57:00] Final advice: stay consistent, focus on value, play long-term HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy 📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze    GUEST Sam Wegert 📸 Instagram: https://www.instagram.com/samwegert/ 💼 LinkedIn: https://www.linkedin.com/in/sam-wegert-a547ab54/ 💻 Website: https://samwegert.com/ 🎧 Youtube: https://www.youtube.com/@scaleyourrealestate 🎤Podcast: https://podcasts.apple.com/ph/podcast/scale-your-real-estate-show/id1702820329  

What if the future of real estate wasn’t just about commissions, but about building lifelong wealth and client loyalty? In this episode of the Invest2FI Podcast, host Craig sits down with Ramon Casaus. He is a powerhouse real estate leader who built an independent brokerage in Albuquerque, expanded virtually across New Mexico, and later scaled his career in Scottsdale, Arizona. Ramon shares how discovering PLACE, founded by Ben Kinney and Chris Suarez, completely changed his trajectory.  From early inquiries at the 2019 Keller Williams Family Reunion to hearing the “land on Mars” 10-year vision in Cabo, to partnering with Goldman Sachs-backed PLACE, Ramon discusses clarity, scale, IPO opportunities, and why agents who embrace partnerships are set to thrive. If you’re an agent, investor, or curious about how a trillion-dollar consumer services industry ties into homeownership, this episode is packed with insights you can’t miss. PODCAST HIGHLIGHTS [04:14] Ramon recalls running his own brokerage in Albuquerque from 2017 to 2020. [05:39] At Keller Williams’ 2019 Family Reunion, he first hears about Place. [07:22] Ben Kinney’s “land on Mars” vision convinces Ramon to go all-in. [08:10] Zillow HQ visit shows him how billion-dollar proptech disrupts the real estate industry. [10:10] Ramon breaks down $100 billion in commissions versus trillion-dollar services. [12:13] Place’s one-stop app for insurance, mortgage, and 37-point inspections. [15:45] Place solves the loyalty gap: 80% say yes, only 15% repeat. [26:51] Place acquisitions and Goldman Sachs backing create efficiency at scale. [28:53] Half of U.S. agents already use Place-owned tech without knowing it. [34:00] Ramon explains 50% guaranteed net profit through partnership, not splits. [37:44] Why a blue-collar work ethic and patience matter for new agents. [40:08] Place partners gain pre-IPO stock at Goldman Sachs valuations. [47:28] Ramon’s “why” is fueled by possibility and the question, Why not? [52:01] Closing thoughts: why Place feels like early Apple or Uber.  HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze    GUEST Ramon Casaus  🔗LinkedIn: https://www.linkedin.com/in/ramonabqnm/  📸 Instagram: https://www.instagram.com/ramon.casaus/?hl=en  

What if you could solve the housing crisis and build wealth at the same time? In this episode of Invest2FI, Craig is joined by Phil Daughton, a general contractor with extensive experience in ADU (Additional Dwelling Unit) builds. Together, they discuss the exciting potential of ADUs as a solution to the affordable housing crisis.Phil shares his insights on how to identify properties perfect for ADU development. He also covers key considerations during the building process and the future of this booming investment strategy. From construction tips to the best strategies for zoning regulations, this episode is a must-listen for real estate investors. If you're looking to maximize your properties and contribute to the affordable housing solution, you'll want to hear this. Learn the steps to build your own ADU and how to approach the market with a long-term investment mindset.PODCAST HIGHLIGHT:[04:25] Craig recalls Phil’s meetup talk on ADUs in California with a packed audience.[08:08] Phil shares starting a company in 2020 after leaving full-time work.[11:54] Remembering COVID times, waiting an hour outside Home Depot stores.[15:23] Investor example in California builds two ADUs behind the primary residence.[18:53] Rezoning properties for townhomes shows the city's affordable housing requirements255.[22:35] Guiding homeowners through ADU planning conversations on property potential.[26:03] Selling versus holding long-term property revealed major financial tradeoffs.[29:54] Rising property costs push investors to rethink affordability in California.[33:49] Comparing single-family return rates with multi-unit ADU rental strategies.[37:34] Networking for five years consistently built partnerships and steady project flow.[41:35] Challenges financing multiple ADU builds without overextending project budgets.[45:45] Phil shows confidence in adapting despite market downturns and risks.[49:43] Discussing three chapters from his book on investment lessons learned.[53:40] Comparing toys and material things with long-term wealth investments.HOSTCraig Curelop   📸 Instagram: https://www.instagram.com/thefiguy   📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy   🏘️ Buy Real Estate: https://bit.ly/3V3QDze   GUESTPhillip Daughton🌐Website: https://prenvalleybuilders.com/🔗LinkedIn: https://www.linkedin.com/in/phillip-daughton-8a218943/📸 Instagram: https://www.instagram.com/prenvalleybuilders/?hl=en

What if you could turn one rented apartment into a thriving 2,000-room co-living empire? In this episode of Invest2FI, Sergii Starostin shares his journey from working in healthcare in Ukraine to pioneering co-living operations in New York City. Discover how Sergii turned a single 6-bedroom rental into a scalable business model. He shares how he attracted investors, navigated complex regulations, and built systems to handle massive growth. In this conversation, Sergii also talks about strategies for negotiating with landlords, building a strong team, resolving conflicts, and adapting during crises like COVID-19. Whether you’re curious about co-living as an investment strategy or simply want practical, scalable property management insights, you’ll find plenty of actionable tips here. Sergii dives into the future of co-living, nationwide expansion plans, and how to create real pathways to homeownership for residents. If you want to learn how to scale quickly while keeping risks low, this episode is a must-listen. It’s a masterclass in operational excellence and real estate entrepreneurship. PODCAST HIGHLIGHTS: [03:57] Sergii’s background from Ukraine to U.S. real estate start[06:58] Launching the first co-living apartment in New York in 2016[09:40] Overcoming landlord objections with strong business planning[14:42] Raising $100K–$150K per project with investor partnerships[17:48] Scaling units rapidly through multi-property landlord deals[21:41] Navigating severe COVID losses and landlord negotiations[24:45] Converting leases to a management model for business survival[26:48] Acquiring failed competitor portfolios during market downturn[29:31] Systems to maintain tenant satisfaction and cleanliness[33:15] Managing conflicts and enforcing house rules effectively[37:19] Team structure: sales, operations, customer service, tech, finance[38:59] First hires and building a balanced sales–operations leadership[40:54] Outpost Club’s expansion plans across the top 10 U.S. metros[44:35] Sergii’s advice: find and secure good deals fast[45:55] Current reads: sci-fi and EOS business methodology[46:57] Sergii’s “why” – creating a path to homeownership for tenantsHOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze   GUESTSergii Starostin   🌐Website: https://outpost-club.com/ 🔗LinkedIn:https://www.linkedin.com/in/sergiistarostin/ 📸 Instagram: https://www.instagram.com/shailerz/ 📧Email: [email protected]   

How do you turn a seemingly bad investment into a profitable real estate venture? In this episode, Craig sits down with David Edwards, a Houston-based co-living operator, investor, and founder of CoLiving Operations. Dave shares how he left a shaky data analyst job to pursue real estate full time.  From his first $65K house in January 2020 (turned pink inside by accident) to converting dining rooms into bedrooms, Dave walks through his path to an 8-bedroom pad splits yielding $2K+ in monthly cash flow. Learn what it takes to thrive in Houston’s unique rental market, how to mitigate co-living risks, and how his 300+ doors under management started with one “stripper house.” If you're eyeing cash flow, shared housing, or white-glove turnkey co-living investing, this episode delivers unmatched ground-zero detail. PODCAST HIGHLIGHTS:[03:07] Dave shares why he left data analytics for real estate stability. [04:52] Describes moving from New York to Kingwood in 2019. [06:46] Purchases $65K rental property in January 2020, adds $20K rehab. [09:10] Discovers tenant abandoned the house after claiming COVID multiple times. [09:45] “First thing I see is a stripper pole”—Dave on entering home. [14:30] Rehabs trashed house and sells it, learning hard lessons. [16:45] Discusses April 2020 Kingwood flood-damaged flip yielding $40K profit. [20:45] Converts 5-bed home into 8-bed 3-bath co-living rental. [24:04] “I was cash flowing just shy of $2,000 a month.” [26:35] Sells property subject-to in order to fund duplex development. [33:23] Planning to build 10-bed 10-bath duplexes compliant with local laws. [35:29] Explains arbitrage model using 5-year leases with exit clauses. [39:00] Looks for properties with 60% parking and near public transit. [41:50] Reviews 12 deals weekly but only 3 usually make the cut. [43:45] “12–16% cash-on-cash is realistic—20% is rare in Houston.” [45:00] Uses Airbnb-style insurance in Texas due to co-living challenges. [46:20] “You don’t need to be perfect. Just start moving forward.” [48:30] “I don’t want to disappoint my wife—that’s my why HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze    GUESTDavid Edwards 📱 Phone: (917) 482-5894 (text preferred) 👤 Facebook: https://www.facebook.com/djedwards83/   

What if you could live rent-free and build over a million dollars in equity within just a few years? In this powerful solo episode of Invest2FI, Craig Curelop breaks down his real estate investing journey from his very first duplex in Denver in 2017 to building a portfolio of five house hacks that now generate over $10,000 per month in cash flow and nearly $1.2M in equity.  Craig shares raw details, including exact purchase prices, loan types, mortgage payments, and rental income. You’ll hear how he navigated market fears, COVID uncertainty, and even a costly $150,000 structural repair. Whether you’re a first-time homebuyer, an aspiring house hacker, or an investor scaling your portfolio, this episode is packed with proven strategies, real numbers, and inspiration to help you take action in 2025 and beyond. Highlights [03:03] Craig explains his very first duplex purchase in Denver 2017. [05:20] Shares FHA loan details and how he lived behind a curtain. [07:06] Reveals $800 monthly cash flow and $400K equity growth. [08:18] Talks about second house hack in Fortin Colorado in 2018. [09:57] Explains converting four-bedroom home into six-bedroom rental. [12:27] Discusses Airbnb strategy generating $2,000 monthly downstairs. [13:54] Breaks down Arvada property during COVID with studio unit. [15:19] Opens up about $150,000 structural issue and repair costs. [17:45] Describes Cherry Creek six-bed house hack bringing $4,700 rent. [19:45] Summarizes how five house hacks built $1M equity in 8 years. HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze    

What happens when you start with a 10-year prison sentence—and end up managing over $50 million in real estate assets? In this powerful episode of the Invest2FI, Craig Curelop welcomes Alex Donnolo: a real estate expert, public speaker, and former inmate with a story that defies the odds. Alex Donnolo’s life wasn’t always destined for success. Learn how he went from wrongful conviction to creating a thriving business in mobile home park investing through seller financing and operational discipline.  You’ll hear how he scaled from a lawn care hustle to an empire with 21 parks across 11 states and what it really takes to raise capital, build a hybrid investment model, and lead with resilience. Whether you're facing setbacks or looking for a strategic investing edge, this episode delivers inspiration and tactical wisdom in every minute. PODCAST HIGHLIGHTS:[02:35] - Growing up with family of business owners [03:02] Middle school hustling with t-shirts and skateboards [03:10] Ran small business screen printing with friends [03:49] Wrongfully convicted, sentenced to 10 years [06:50] Became national news, withdrew from high school [12:46] While incarcerated, Alex found spiritual guidance [26:45] Started seller-financed mobile home park investing [32:31] Alex manages 21 properties across 11 states, totaling $50 million [34:31] Blended interest rate strategy at 8% [35:59] Exit strategies and contingency planning [38:21] "Hybrid model" gives lenders partial equity [42:40] Doubled value of first MHP in 2 years [45:31] Rent increase strategy done with transparency [47:19] Solo growth after partnership split in 2020 [48:00] Why MHPs outperform storage and multifamily [49:02] Seller-financed deals are harder in storage asset class [51:01] Scaling challenges, building efficient team culture [52:55] Plans to focus more on writing and speaking [53:05] Upcoming book release in September [53:51] Best advice: “Resilience not perfection” by Jim Collins HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy 📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy 🏘️ Buy Real Estate: https://bit.ly/3V3QDze GUEST Alex Donnolo  📸 Instagram: https://www.instagram.com/alexdonnolo/ 📘  Pre-order his book: https://www.alexdonnolo.com/ 🔍Youtube: https://www.youtube.com/channel/UC2rurhFHovVKJgTxC3d5DBg   

Are you wondering how real estate can fast-track your journey to financial freedom? In this episode of Invest2FI, host Craig Curelop sits down with Scott Trench, a real estate investor, author, and former CEO of BiggerPockets to talk about why he walked away after 7 years at the helm. Scott opens up about leadership, burnout, identity, and what’s next in his journey through financial independence. This conversation digs deep into his personal philosophy on business, freedom, and the evolving meaning of success.  Whether you're building your first portfolio or scaling a team, this candid conversation offers actionable insight and hard-earned wisdom for entrepreneurs and investors alike. Plus, Scott drops golden nuggets on managing teams, family balance, and staying purpose-driven post-FI. Tune in to catch exclusive behind-the-scenes stories and strategic mindset shifts from one of the most influential voices in financial independence. PODCAST HIGHLIGHTS:[03:47] Scott’s background as real estate investor and former CEO [06:23] Dealing with identity shifts after stepping down as CEO [08:47]Why few investors don't "sell it all" and how long-term ownership builds wealth [11:20] How financial independence changes your spending patterns and priorities [14:19] The mindset shift of owning vs. managing property [17:28] How Scott avoids buying at the market peak [20:54] Understanding value and not overpaying in competitive markets [24:03] Negotiating below market in today’s real estate climate [27:29] The biggest mistakes people make on the path to FI [34:04] How population growth impacts real estate strategy [35:19] Limited supply = opportunity for smart real estate moves [38:56] Deciding between different property types and investment vehicles [42:41] Why Scott still values a bit of “earned income” [46:10] Finding joy in the process, not just the outcome [49:59] Scott’s current focus: family, investing, and the BiggerPockets podcast HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze    GUESTScott Trench 📸 Instagram: https://www.instagram.com/scott_trench/?hl=en 🔍Linked: https://www.linkedin.com/in/scott-trench-53056a22/  

What would you do if you had no money, no job, and no local connections—but wanted to build a real estate portfolio? In this episode of Invest2FI, Craig Curelop sits down with Fernando Corona, a real estate investor and private money expert who leveraged out-of-state co-living properties to build wealth from scratch.   Fernando reveals how he went from quitting his job with debt and no income to structuring creative deals, working with partners, and managing high-cash-flow PadSplit properties without ever visiting them in person.  You'll learn what mistakes to avoid, how to work with contractors remotely, raise capital, and scale with the right systems in place. Whether you're new or seasoned in house hacking, partnership investing, or PadSplit rentals, this episode is packed with real-world advice and actionable strategies to grow your portfolio today. PODCAST HIGHLIGHTS:[03:42] Quit job broke and in debt with no clear plan [06:45] Reduced mortgage by house hacking with roommates out of necessity [09:44] Started first PadSplit investment property remotely in Tennessee [12:44] Chose ideal markets after analyzing cash flow and demand [18:42] Built systems to manage contractors completely out-of-state [21:44] Overlooked renovation costs weren’t included in contractor’s original quote [24:46] Low purchase price markets improve rent-to-cost investment returns [27:47] Mobile homes provide affordable entry with potential cash flow [30:42] Creative financing gave investor-friendly benefits and cash flow [33:42] Evaluates if deal makes sense based on location returns [36:43] Tenant churn in co-living eats into profit margins [39:46] Rental income used to qualify for better financing terms [42:49] Compared co-living, Airbnb, and section eight investment strategies [45:46] Shared personal story and investing journey through recent years HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze    GUEST Fernando Corona 📸 Instagram: https://www.instagram.com/itsfernandocorona/ 🔍Linked: https://www.linkedin.com/in/fernando-corona/ 📲Youtube: https://www.youtube.com/@Itsfernandocorona  

What do soccer and real estate investing have in common? Grit. In this episode of Invest2FI, Craig Curelop is with former professional soccer player turned house hacker, Eric Lafon. Eric shares his remarkable transition from a European soccer league to climbing the property ladder in Denver—while cash flowing $1,500/month in 2024’s high-rate market.  This episode discusses co-living strategies, building resilience after layoffs, traveling frugally across 35+ countries, and how Eric turned a severance check into a financial pivot. Tune in to hear how he discovered BiggerPockets, mastered creative financing, and built a thriving real estate portfolio—starting with just one room. Whether you're a traveling minimalist, athlete, or nine-to-fiver dreaming of financial independence, Eric's story will show you what’s possible with smart investing and community-minded real estate. Don’t miss this high-value episode. PODCAST HIGHLIGHTS:[03:44] Transitioning from sports to a low-paying software job [04:05] Discovery of BiggerPockets during COVID lockdown [09:49] Told 15-year-old dreams don’t pay bills and shifted goals [13:04] Took higher role realizing he needed purpose beyond career [16:53] How frugality and long-term travel built financial discipline [19:30] Moving to Denver without job and landing one Day One [21:15] Volunteering in co-living in Oaxaca sparks new vision [23:06] Using new W2 to get pre-approved and find right property [26:00] Why co-living offered better ROI than duplex strategy [28:50] Buying a 4-bed, 3,000 sq ft house optimized for co-living [37:07] Biggest mindset shifts since becoming a property owner [38:30] Dealing with property management and early co-living issues [42:00] Learning lease management and tenant communication skills[45:20] You don't need to hustle 24/7 if systems are working [48:33] FI isn’t about retiring early but about intentional life design [51:47] Inspired to help others find clarity, confidence, financial peace  HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze    GUESTEric Lafon 📸 Instagram: https://www.instagram.com/soylafon/ 

In this episode of Invest2FI, Craig Curelop, shares his personal and professional journey in 2025. Reflecting on his goals for the year, Craig provides updates on his progress in key areas such as health, spirituality, personal growth, and real estate investing.  From intentional health choices and improving posture to deepening his faith and planning new business ventures, Craig opens up about the successes and challenges of staying aligned with his aspirations. Listen as he talks about the challenges of balancing relationships, fitness, and financial independence, while facing the ever-changing demands of life. PODCAST HIGHLIGHTS:[00:20] Introduction to the mid-year reflection on personal and professional goals. [02:40] Discussing health and fitness goals and tracking progress. [03:59] Reflecting on spiritual growth and memorizing Bible verses. [05:10] Shifting focus on lifestyle and less travel, prioritizing home and community. [07:43] Personal growth through books, podcasts, and mentorship. [09:39] Relationship with family, improving communication, and staying connected. [13:04] Real estate goals, challenges, and a surprise property sale for cash flow. [14:40] Plans for expanding co-living properties with investors. [16:00] Closing thoughts on balancing personal life and work, staying focused on the big picture.  HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze   

Chad Rocke’s Real Estate Flip Journey: Key Lessons on Budgeting, Permits, and Project Management  Are you considering flipping a house but unsure about the risks and rewards? In this episode Chad Rocke, the lead agent at The Five Team, returns to share his firsthand experience from a recent real estate flip. He discusses the challenges and key lessons learned, offering listeners valuable insights into the realities of house flipping.   Chad talks about the financing process, managing contractors, budgeting for unexpected expenses, and navigating difficult decisions like whether to pull permits. This episode is packed with practical advice that anyone in real estate or aspiring to flip houses can learn from. Tune in to hear about the lessons that Chad picked up through this process, and how these experiences shaped his approach to future investment opportunities.   PODCAST HIGHLIGHTS:  [03:45] Chad Rocke introduces his latest flip and how he got involved in the project.  [07:00] Chad reflects on past experiences and lessons learned from his earlier ventures.  [12:27] The choice of property in Evergreen and the challenges of flipping in remote locations.  [14:19] The importance of hiring trusted contractors and managing risk effectively during renovations.  [17:42]  Discussing financing strategies: the role of business credit and credit card stacking.  [20:35] Understanding the costs involved in flipping: from plumbing to electrical work.  [24:40] Decision-making behind property upgrades and keeping costs within budget.  [27:39] The challenges and risks of buying properties with issues like septic systems.  [33:30] The sale process: final steps to selling and the buyer's reaction to the property.  [37:00] Financial breakdown: how the flip cost and timeline affected the final outcome.  [41:30] The best advice that shaped his real estate journey: take calculated risks, follow proven success strategies.     HOST  Craig Curelop     📸 Instagram: https://www.instagram.com/thefiguy     📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy     🏘️ Buy Real Estate: https://bit.ly/3V3QDze       GUEST  Chad Rocke  📸 Instagram: https://www.instagram.com/rocketherealtor/  

What if your first real estate deal could pay your mortgage and fast-track financial independence? In this episode of Invest2FI, Craig sits down with Tony Cruz, a first-time house hacker who purchased a $650,000 single-family home in Lakewood, Colorado—all while living abroad in Peru. Tony shares how he saved $60,000 over three years, worked with an investor-friendly agent, and used $15,000 in seller credits to buy down his interest rate from 6.9% to 6.25%.  He explains how he converted the layout into a six-bedroom co-living setup, added egress windows, and completed $65,000 in renovations while preserving privacy by living in the basement. Tony breaks down how he filled his rooms during Denver’s off-season using Roomies and Facebook groups and screened quality tenants with clear standards. This episode is a detailed roadmap for anyone ready to take action on their first house hack, even in a competitive, high-cost market. Podcast Highlights: [02:44] Tony Cruz joins the show and shares first home goals [04:01 How Reddit inspired remote work and early FIRE goals [05:07] First homeownership dream and link to house hacking [10:00] Choosing Denver and identifying price limits and tradeoffs [10:45] The value of investor-friendly agents with co-living insight [14:54] Property specs including layout and duplex potential [23:41] Turning 3-bed main listing into 6-7 bedrooms total [25:55] Total $65K renovation cost breakdown and decisions made [29:27] Filled rooms proactively despite offseason tenant timing [33:10] Tenant screening methods and red flag messaging filters [34:55] Managing privacy and shared living as a live-in landlord [40:05] Long-term strategy and personal lessons from first deal [50:30] final advice for first-timers afraid to take the leap HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze    GUESTTony Cruz 📸 Instagram: https://www.instagram.com/stay.cruzin/ Use Code: ILOVECRAIG for Coliving Conference discount 

What if financial independence was simpler than you think? In this powerful episode Craig Curelop reconnects with a prominent figure in the FIRE (Financial Independence, Retire Early) movement J.L Collins, whose best-selling book The Simple Path to Wealth has helped millions unlock freedom through frugality and investing in index funds.  This is not just a rehash—J.L. drops updates on Pathfinders, the upcoming Simple Path to Wealth 2.0, and how staying the course in a volatile market is still the winning strategy. You will walk away with timeless principles of wealth-building, practical investment tips (like using VTSAX), and motivation to pursue Financial Independence regardless of income level. Perfect for anyone in the FIRE movement, new investors, or anyone questioning the value of good debt, savings rates, and lifestyle inflation. PODCAST HIGHLIGHTS: [03:15] Book update and reflections on investing mindset [7:28] Avoiding lifestyle creep and how saving saved him [11:17] 4 percent rule and retirement income planning [16:12] How market volatility shapes disciplined investing long-term [25:27] Vanguard’s VTSAX index fund remains JL’s top investing pick [32:52] Staying the course when market drops test your resolve [38:03] Pushback on simplicity and myths about wealth accumulation [43:57] Financial independence is about freedom not early retirement age [47:27] Advice to young investors on maximizing savings from start [53:04] Stock market cycles and emotional control with investing [58:26] Meditation mindset helps maintain financial course in crashes  HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze     GUEST J.L. Collins 🌐 Website: https://jlcollinsnh.com/ ✖️ Twitter: https://x.com/jlcollinsnh?lang=en  

Are you ready to discover how short-term rentals and co-living properties can transform your real estate investment returns?  In this episode of Invest2FI, Craig Curelop is with Cliff Johnson, co-founder of Vakasa and current president of PadSplit, the leader in co-living rentals. Cliff shares his inspiring journey from attorney to real estate entrepreneur, how he built a vacation rental empire starting with a profitable oceanfront home in Oregon, and the strategic insights that helped him navigate complex markets and regulations.  Learn how Cliff leveraged data-driven approaches and innovative income guarantees to grow Vakasa and successfully transition into boutique hotels and co-living properties. Whether you're a beginner or seasoned investor, Cliff's story offers actionable lessons on identifying high-yield markets, adapting to evolving rental trends, and building wealth with multi-family and short-term rental investments. Don't miss this insider perspective from a key player in the co-living revolution. PODCAST HIGHLIGHTS:[04:36] Cliff shares how he transitioned from attorney to real estate entrepreneur [08:10] Explanation of Vakasa’s income guarantee model to owners [15:25] Cliff’s first purchase in Rockaway Beach Oregon was a home run [20:40] How data and market knowledge guided property selections and strategies [23:17] Discussion on managing short-term rentals with high monthly revenue [32:47] Transition from vacation rentals to boutique hotels explained [36 45] Insights on why co-living works better in cities than short-term rentals [39:50] How regulatory environments affect rental market opportunities [52:20] The future of co-living and PadSplit’s role in affordable urban housing [57:10] Cliff’s advice for investors entering short-term rental and co-living markets HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy 📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy 🏘️ Buy Real Estate: https://bit.ly/3V3QDze     GUESTCliff Johnson LinkedIN: https://www.linkedin.com/in/johnsoncliff/  🎟️ Co-Living Conference – June 6–7, 2025:  https://co-livingconference.com  Promo Code: ILOVECRAIG for $200 discounted ticket 

What does it take to go from buying a $43,000 condo to becoming the founder of a property management software used nationwide? In this episode of the Invest2FI, Craig Curelop sits down with Nathan Miller—longtime real estate investor and founder of Rentec Direct—to uncover his journey from humble beginnings to building a rental portfolio and a successful SaaS business. Nathan shares how house hacking before it was cool helped launch his real estate journey, how he scaled during the 2008 crash, and why he built Rentec Direct to solve his own landlord headaches. You’ll gain actionable insights on long-term investing, spotting value in foreclosures, and building tech solutions from scratch. Whether you're a buy-and-hold landlord, tech-savvy investor, or someone curious about building wealth slowly but surely, this episode is packed with golden nuggets.  PODCAST HIGHLIGHTS: [03:50] Inspiration to start investing and first real estate deal  [06:59] House hacked before strategy became mainstream for investors  [09:50] Used condo equity to purchase better property and rent  [11:35] Bought during 2008 crash using smart financing strategy  [20:26] Foreclosure deal became long-term rental at massive appreciation  [21:50] Moved into duplexes after realizing scalability of multi-units  [24:06] Self-managing rentals led to building Rentec Direct platform  [28:34] Warns against assuming all markets behave the same  [31:45] Shares how Rentec's features save thousands of hours  [39:18] Funded deals using savings, no liquidity events needed  [44:50] Answers why he still won’t accept venture capital  [46:29] Shares biggest lesson from hard-to-rent new builds  [48:00] Final Four segment: best advice was stop renting  [49:05] Created Rentec solely to save people time  [53:28] Advice for young investors to take action now  HOST  Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy 📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy     🏘️ Buy Real Estate: https://bit.ly/3V3QDze    GUEST Nathan Miller 🌐 Website: https://www.rentecdirect.com/ 🔗Linked: https://www.linkedin.com/in/nathan-miller-9087458/ 💻 Twitter/X: https://twitter.com/hitechlandlord   🔗 Affiliate Links  🎟️ Co-Living Conference – June 6–7, 2025:  https://co-livingconference.com  Promo Code: ILOVECRAIG for $200 discounted ticket 

Can a $10K summer Airbnb hustle turn into a $42 million real estate empire? In this episode of Invest2FI, Craig Curelop is with Clara Arroyave, a pioneer in co-living and founder of ColivingCashflow.com. Clara reveals how she scaled from renting out a living room to managing 160+ co-living rooms, then lost it all during COVID—and how she’s now rebuilding with even greater momentum.  You’ll hear her strategies on arbitrage, multi-family conversions, B2B tenant acquisition, and startup-style fundraising. This is a must-listen for real estate investors who want to grow fast, pivot through crisis, and make impact-driven housing decisions. If you’re passionate about co-living, affordable rentals, or multifamily investing—Clara’s resilience and insights will blow your mind. PODCAST HIGHLIGHTS:[04:29] Clara shares how she earned $10K from a living room Airbnb [07:35] First startup matched new residents with realtors open to no SSN [08:38] Built B2B network with HR and university housing contacts [10:37] Launched PlaceMe in 2016 to rent units as co-living spaces [16:01] Zero ad spend: How she filled units using B2B referrals [24:29] Raising money using SAFE agreements like a tech startup [30:29] Why Clara believes co-living can't be replaced by AI [32:34] COVID dropped occupancy from 95% to 40% in weeks [33:49] Clara negotiates lease terminations to avoid full collapse [34:15] Clara explains 30–36% rent boost from bedroom density in Boston [35:18] Joined investment bank to learn high-level capital raising [40:28] Discusses triple-decker conversions for scalable cash flow [48:35] Boston’s housing shortage and her plan to add 50K units [49:51] Why Clara is always near a Metallica concert [50:50] Final advice: Stay authentic, focus on strengths, solve real problems [51:50] Invitation to co-living conference and personal investor network HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy 📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy 🏘️ Buy Real Estate: https://bit.ly/3V3QDze 🎟️ Co-Living Conference – June 6–7, 2025:  https://co-livingconference.com Promo Code: ILOVECRAIG for $200 discounted ticket GUEST Clara Arroyave 🌐 Website: https://colivingcashflow.com 📸 Instagram: https://www.instagram.com/lifeisrocknroll/ 🔗LinkedIn: https://www.linkedin.com/in/claraarroyave/  

How can you double your rental cash flow while creating a meaningful community? In this episode of Invest2FI, Craig Curelop welcomes back co-living expert and long-time community builder Grant Shipman. With over two decades of co-living experience—both as a resident and investor—Grant breaks down why co-living is not just a trend, but a sustainable housing model that's here to stay. From his accidental beginnings in intentional shared living to managing profitable co-living spaces, Grant explains how healthy household dynamics, conflict resolution systems, and good design make co-living a win for both tenants and landlords. They also unpack the rise and fall of VC-backed co-living startups like Common and Ollie, why smaller operators are thriving, and how platforms like PadSplit are reshaping the landscape. If you're looking for a strategy with massive upside—financially and socially—this episode is packed with investor insights, operational tips, and future predictions. You’ll also hear about the first-ever Co-Living Conference happening June 6–7, 2025, in Denver—a must-attend event for real estate innovators. PODCAST HIGHLIGHTS:[04:49] How co-living started accidentally for grant in 2000 [07:24]21 years of co-living and why he stayed committed [09:20] How community naturally forms in shared spaces [10:51] Resolving conflict in co-living strengthens relationships [11:55] Grant’s first conflict story in a seven-person house [17:41] Double rental income and higher cash flow with co-living [19:14] Shift from transitional housing to mainstream shared living [22:35] Why most VC-backed co-living startups failed post-COVID [24:05] Padsplit’s survival and the role of software in success [26:58] How saturation won’t stop good co-living operators [33:39] Grant’s average cash flow in cash flow markets [36:15] The key question where does co-living work well [38:49] Details of the first U.S. co-living conference [42:19] Final pitch for co-living event and community  HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze 🎟️ Co-Living Conference Tickets: https://co-livingconference.com 📚 The Co-Living Book by Miller McSwain: https://store.biggerpockets.com/products/co-living-cash-flow-a-biggerpockets-guide?srsltid=AfmBOopIYB9b8MqjxMqt92ah1DCYaVjlscMbITIB9fEAD0sE1mruvlZl GUEST Grant Shipman 🏘️ Website: https://livingsmithpro.com/ 📸 Instagram: https://www.instagram.com/livingsmithpro/ 

Could a flexible rental model be the game-changer your property needs? In this episode of Invest2FI, host Craig Curelop sits down with Miller McSwain, a former nuclear rocket scientist turned full-time real estate investor and author of Co-Living Cash Flow by BiggerPockets. Starting with just two house hacks in Colorado Springs, Miller now oversees 6 co-living properties totaling over 50 rentable rooms, proving that strategic co-living can outpace traditional rental strategies — even in today’s high-interest-rate environment. Learn how Miller scaled his portfolio, designed high-retention communities, boosted cash flow with simple renovation tweaks, and managed operations to maximize tenant satisfaction. He also shares critical mistakes, like contractor red flags, that beginners can easily avoid. PODCAST HIGHLIGHTS:[03:44] Miller discusses how games ignited his interest in exponential growth. [06:05] His first investment in mutual funds, influenced by Dave Ramsey. [08:55] Shares decision-making behind studying nuclear engineering in Tennessee. [11:01] Describes first exposure to real estate via his parents’ duplex idea. [15:25] Road trip story finding the right Colorado city for house hacking. [17:02] Breaks down numbers on first Colorado Springs co-living house hack. [20:05] Lessons from managing tenants, hiring cleaners, and improving systems. [25:50] Miller's second house hack: buying under market and adding bedrooms. [31:00] How to build strong community culture inside a co-living house. [33:30] Systems for leases, group chats, pizza nights, and boosting retention. [37:39] His experience financing co-living houses with conventional and DSCR loans. [39:00] Miller shares his plans for expanding his co-living portfolio. [44:15] Learn more about Miller’s book, Co-Living Cash Flow, and the co-living strategy. HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy   🏘️ Buy Real Estate: https://bit.ly/3V3QDze    GUEST Miller McSwain 📸 Instagram:  https://www.instagram.com/millermcswain  📘Book: https://millermcswain.com/book/ 🌐Website: https://millermcswain.com/ Co-living Conference: https://app.stormgrowthgroup.com/v2/preview/yZ4xXuM6ol1fTANaAYBV?notrack=true   

What makes home inspections crucial for real estate investments? In this episode we are joined by Andrew Sams, the founder of Alpine Building Performance, to explore essential aspects of home inspections, energy audits, and how they influence property decisions. Andrew shares his journey into the home inspection industry and discusses the ins and outs of energy audits, revealing how simple upgrades can lead to significant savings. From insulation improvements to sewer scope inspections, Andrew provides actionable insights that every homebuyer and investor should know to make informed decisions. This episode is packed with expert advice on ensuring your properties are both efficient and safe, saving you time and money in the long run.PODCAST HIGHLIGHTS:[03:41] Andrews’ journey and starting Alpine Building Performance[06:15] Importance of energy audits to reduce home costs[08:30] Top energy efficiency improvements for maximum ROI[10:55] Insulation and air sealing lower energy bills and improve comfort[13:05] Why sewer scope inspections are essential for buyers[17:45] Key components of a standard home inspection and its benefits[22:30] Deal breakers in inspections: structural, plumbing, electrical issues[24:55] Why outdated electrical panels need replacement for safety[27:05] Managing electrical issues in older homes, including circuit breakers[28:35] Addressing aluminum wiring in homes built from 1960s-1970s[32:00] Managing plumbing upgrades and calculating ROI[37:10] Home energy audits reveal improvements and potential savings[40:15] Sewer inspections prevent costly repairs and long-term damage[42:30] Prioritizing repairs after reviewing your home inspection report[44:00] Home inspections as a negotiation tool in real estate dealsHOSTCraig Curelop   📸 Instagram: https://www.instagram.com/thefiguy  📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy   🏘️ Buy Real Estate: https://bit.ly/3V3QDze   GUESTAndrew Sams🌐Website: https://www.alpinebuildingperformance.com/📸Instagram: https://www.instagram.com/alpinebuildingperformance/👍Facebook: https://www.facebook.com/alpinebuildingperformance/💻Linked:https://www.linkedin.com/company/alpine-building-performance-llc/🎥Youtube: https://www.youtube.com/channel/UC8U89qry-jrHAuVNpAVCjfQ

In just a little over a decade, Jessie Lang went from having $400 left in her bank account to owning a real estate portfolio worth millions of dollars in appreciation value alone. She didn’t have a million dollars or a team of investors to make this happen. Learn how she used the BRRRR Method (Buy, Rehab, Rent, Refinance, and Repeat) to her full advantage to increase her real estate portfolio, starting with renting out two extra rooms in a condominium soon after she graduated from college.  Realizing how investing in real estate could give her freedom over her time and finances, she applied the BRRRR Method and saw exponential growth almost at lightning speed. She bought good deals on the real estate market, renovated them, rented them out, used the rent to buy more doors, and repeated the whole process. In less than 5 years, Jessie grew her portfolio from 22 doors to 75 doors.  As the cash flow paid for the properties, she found that she had time to pursue her other passion and career. Because she’s able to manage much of her portfolio remotely, she travels for leisure and coaches others on the proven BRRRR system to build one’s wealth through rental properties. She shares both the triumphs and the setbacks that she’s learned in the decade-plus that she’s been growing her business, and gives an overview of the key topics in her book, “Rentals Made Easy.”  Be inspired by Jessie’s story and get a glimpse of how it’s truly possible—yes, even in this economy—to grow a real estate empire, and earn millions without having to put up millions in capital to begin. PODCAST HIGHLIGHTS:[3:34] Jessie’s Start in Real Estate Rentals  [13:26] Quitting Her Job and Traveling the World [14:11] Managing Rentals Remotely and Easily [18:10] A New Job and A New Life in Ohio [23:32] Investing More to Grow Her Portfolio [26:21] Realizing Real Estate Can Be a Career [27:37] Renovation Work and Other Real Challenges [30:05] 22 Doors on the First Year of BRRRR [32:45] Advice for Different Markets [35:23] The Impact of Rising Costs [35:41] Coaching to Succeed in Real Estate [36:29] Learning from Financial Losses [39:49] How Much Passive Income She’s Making Now [40:37] How She Stays on Top of her Portfolio [41:54] The Freedom Real Estate Gives You [43:38] Important Topics in Jessie’s Book, “Rentals Made Easy” [44:35] The Best Way to Find a Good Deal on the Market  HOST Craig Curelop   📸 IG: https://www.instagram.com/thefiguy   📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy   🏘️ Buy Real Estate: https://bit.ly/3V3QDze   GUEST Jessie Lang 📸 IG: https://www.instagram.com/jessielangofficial/ 📘 Book: https://www.amazon.com/Rentals-Made-Easy-Step-Step/dp/B0DYVDCML3 📱Facebook Group: https://www.facebook.com/groups/unlockedguide   

What if one leap of faith could change your life forever? In this episode of Invest2FI, Nathan Robbins shares how he left a $75,000 banking job and stepped into the world of real estate with no formal experience—only determination and a 90-day contract offer from investor Tarl Yarber. He explains how that decision led him to work on over 30 to 40 flips per year in the Seattle-Tacoma market and eventually build his own investment portfolio. Nathan breaks down the numbers and strategy behind his first solo deal: a $185,000 purchase that he renovated with $60,000, refinanced, and later added a detached Airbnb unit. That same property now appraises at over $700,000 and cash flows between $1,500 to $2,000 per month. He talks through zoning rules in Tacoma, shares how he handled the financing with a private money lender, and explains why betting on himself—even with skydiving in his contract—was the right move. He also shares his cold-call script and objection-handling worksheet used to secure off-market properties. This episode is packed with real numbers, lessons from the field, and examples from someone who built long-term success by starting small and staying consistent. PODCAST HIGHLIGHTS:[04:14] Nathan shares how a failing corporate path led him to real estate [05:48] He meets Tarl Yarber and remembers buying Carlton Sheets’ tapes [07:51] The life-changing 90-day contract and leaving his job at the bank [10:47] Nathan explains his acquisitions role and onboarding investment properties [11:18] Compensation differences between working at a bank and real estate [14:02] Overcoming fear, skydiving, and betting on performance-based income [18:59] Nathan’s “Forreal deal” story and building a high-cash-flow ADU [22:41] Converting a garage into an Airbnb unit and zoning limitations [24:29] Property breakdown: bought at $185K, now worth nearly $700K [26:19] Why wholesalers are gold for flippers and how to work with them [34:35] Managing six doors and the emotional side of partnerships [35:10] How he made $196K on his first independent flip outside Fixated [50:53] Where to connect with Nathan and get his cold-call script HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze💻Co-living Conference: co-livingconference.com     GUEST Nathan Robbins 📸 Instagram: https://www.instagram.com/n8robbins/  

Can real estate investing offer a path to financial freedom? In this episode of Invest2FI, Craig is joined by Jake Baker, an engineer turned real estate investor, as they discuss his remarkable journey from house hacking to the innovative co-living model in Jacksonville. Jake shares his transition from aerospace engineering to full-time real estate investing, including his first experiences with the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat) and how the co-living model has helped him optimize cash flow while growing his portfolio.Jake discusses the power of networking, particularly at conferences like BPCon, and reveals how he found his passion for real estate while studying at Long Beach State. He also talks about his unique experience with co-living spaces and how he blends short-term and long-term strategies for financial freedom.PODCAST HIGHLIGHTS:[03:48] - Jake shares his real estate journey, starting as an engineer.[04:50] - First property investment in Long Beach with a close friend.[06:15] - How Jake and his friend made their first real estate deal work.[08:12] - Why they decided to partner on their first property in Long Beach.[09:10] - Financing their first house with an FHA loan and creative down payment.[11:00] - The importance of choosing the right property and managing risk.[13:05] - Explaining the tax advantages of selling a primary residence using the "2 of 5-year rule".[14:45] - His first out-of-state investment in Jacksonville and the key lessons learned.[16:40] - Jake explains his move to co-living and how it increases cash flow.[19:30] - How Jake’s co-living model works and the potential for long-term success.[22:00] - The importance of location, layout, and tenant demographics in co-living investments.[25:10] - The benefits of using private money for real estate deals and partnerships.[27:30] - How he found success with short-term rentals in San Diego.[30:45] - Strategies for turning a 3-bedroom house into a 9-bedroom co-living space.[36:20] - Key factors when transitioning from traditional long-term rentals to co-living.[39:00] - The importance of understanding co-living regulations and permits in San Diego.[41:00] - The future of co-living investments and what his plans are for growth.HOSTCraig Curelop   📸 Instagram: https://www.instagram.com/thefiguy   📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy   🏘️ Buy Real Estate: https://bit.ly/3V3QDze   💻Co-living Conference: co-livingconference.comGUESTJake Baker💻LinkedIn: https://www.linkedin.com/in/jake-baker-831a97208/🌐Website: https://bookkeepingre.com/

Are you ready to hear how Ali Garced, a successful real estate agent, is mastering remote business management while building a nationwide real estate team? In today’s episode of Invest2FI, Ali shares her journey of working remotely from St. Paul, Minnesota, and the growth of her real estate team under the EXP umbrella. She also talks about her return to real estate investment, focusing on a seven-unit building in St. Paul, all while still building her real estate team from afar.  This episode is packed with actionable advice for agents looking to expand remotely and investors interested in growing a real estate portfolio. PODCAST HIGHLIGHTS: [02:55] Ali shares her business evolution from Arizona to Minnesota [06:15] The flexibility of working remotely in real estate explained [09:00] How Ali manages client relationships despite being in a different state [11:30] Remote real estate work: Efficiency through showings and outsourcing [14:40] Exploring how Ali uses social media and YouTube for lead generation [17:00] Ali’s YouTube journey: From zero to lead generation machine [19:10] Why YouTube is Ali’s preferred platform for real estate marketing [21:30] Outsourcing showing agents: Ali’s solution for efficient operations [24:10] The importance of automation and delegation in business scaling [27:50] Ali discusses the transition back into real estate investment [30:00] A detailed look at Ali’s investment in a seven-unit building [33:00] How Ali leverages private lending to fund her real estate purchases [36:20] Ali's approach to securing properties below market value [40:00] The benefits of Section 8 tenants in rental property investments [44:30]Scaling your real estate portfolio and managing remote operations HOST Craig Curelop 📸 Instagram: https://www.instagram.com/thefiguy 📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy 🏘️ Buy Real Estate: https://bit.ly/3V3QDzeaig Curelop GUEST Ali Garced 📸Instagram: https://www.instagram.com/ali_the_agent/ 🌐Website: https://www.aligarced.com/ 🖥️Linked: https://www.linkedin.com/in/alexandragarced/ 🎥Youtube: https://www.youtube.com/@AlitheAgent   

Are you looking to get into real estate but not sure where to start? Or perhaps you want to learn how investors achieve long-term financial independence? In today’s episode, Craig is with Owen Dashner, a real estate veteran with over 20 years of experience, to discuss the key lessons and strategies he’s learned from his journey in real estate.  Owen is a co-host of the popular REIA Radio podcast with Ted Kaasch, and he brings his wealth of knowledge about buying single-family homes, flipping properties, and investing in multi-family properties. Whether you’re just starting out or looking to scale your real estate portfolio, Owen’s insights are invaluable. From understanding market dynamics to avoiding costly mistakes, Owen’s candid approach to investing will inspire you to take action and improve your strategy. PODCAST HIGHLIGHTS:[03:39] Owen’s journey into real estate after exploring various career paths. [07:08] Creative finance strategies, like “nothing down,” transformed his real estate approach. [10:35] His experience buying foreclosures and flipping properties for profit. [13:19] Why his first flip wasn’t profitable but still offered valuable insights. [17:00] Partnering with a friend helped Owen maximize his investment efforts without capital. [20:02] Switching focus from single-family homes to multi-family properties for faster growth. [24:09] The importance of mentors and relationships within real estate meetups. [28:15] How small-town banks helped him finance real estate with 100% funding. [30:55] His portfolio with the BRRRR method, utilizing creative financing and rehab. [34:18] Pros and cons of self-managing properties versus hiring a property management company. [37:25] Obstacles like renovations, contractors, and making low offers in real estate. [44:42] The importance of setting clear property criteria to guide negotiations. [47:15] Direct mail campaigns helped Owen target off-market deals and boost his success rate. [51:09] Reflections on lessons learned from the market shift following the 2008 crisis. HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy 📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze    GUEST Owen Dashner 📸 Instagram: https://www.instagram.com/owenmoneyrealestate/ 📽️Podcast: https://podcasts.apple.com/us/podcast/reia-radio/id1582763673 🌐 LinkedIn: https://www.linkedin.com/in/owen-dashner-20869a/  

What if you could turn $40,000 into a multi-million-dollar real estate empire? In this episode of Invest2FI, Craig Curelop is with Ted Kaasch, an Omaha-based investor and leader of one of the fastest-growing REIAs in the U.S. Ted shares how he transitioned from foundation sales to real estate, using the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) method to flip condemned properties into high-performing assets. He reveals how strategic networking, wholesaler connections, and REIA groups fueled his success—including turning an $11,000 condemned house into a cash-flowing short-term rental. Ted also discusses the future of real estate investing, his shift to self-storage, and the rising regulations affecting rental investors. Packed with actionable strategies, this episode is a must-listen for anyone looking to start, scale, or adapt in real estate. PODCAST HIGHLIGHTS:[03:13] How Ted transitioned from foundation sales to real estate investing. [07:04 ] The impact of learning construction on real estate deals. [12:22] How networking and wholesaling helped Ted grow his business. [18:43] Turning a $40K seed fund into a multi-million dollar portfolio. [24:30]  Breaking down Ted’s perfect BRRRR deal on a condemned house. [31:16] Challenges of securing permits during the 2020 pandemic. [38:00] How Omaha’s market growth is attracting outside investors. [41:56] Why Ted is selling off rentals and shifting to self-storage investing. [45:20] The impact of rental regulations on landlords in Omaha. [50:42] How Ted built one of the fastest-growing REIA groups in the U.S. [54:36] Final thoughts on building a strong real estate network. HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze    GUEST Ted Kaasch 📸 Instagram: https://www.instagram.com/kaaschmoney 📽️Podcast: https://podcasts.apple.com/us/podcast/reia-radio/id1582763673 🌐 Linked: https://www.linkedin.com/in/tedkaasch  

What does it take to succeed in the short-term rental market? In this episode, Craig speaks with Avery Carl, a leader in short-term rental real estate. Avery shares her journey from musician to real estate expert and discusses her proven strategies for building a thriving rental business. With over 225 properties in prime vacation destinations, she offers key insights into property selection, renovations, and scaling a rental portfolio.  Learn how to choose the best markets, make smart property upgrades, and avoid common mistakes that can cost you. Whether you're just getting started or looking to grow your business, Avery’s knowledge will guide you every step of the way. PODCAST HIGHLIGHTS:[03:18] - Introduction to Avery Carl, short-term rental real estate expert. [04:10] - Avery shares her transition from musician to real estate. [08:30] - How to choose the best short-term rental markets. [12:45] - Why location is key for rental success. [15:00] - Avery’s first rental purchase and financial strategy. [18:05] - Scaling a short-term rental business with minimal risk. [22:10] - Red flags when selecting vacation rental properties. [26:50] - High-ROI renovation tips for beach and mountain rentals. [30:20] - Understanding guest experience for success. [35:45] - Scaling to 5,000 clients and $3.5B in deals. [45:00] - Building a brand in short-term rentals. [50:30] - Market trends and the future of short-term rentals. [55:00] - Final thoughts on growing a business by helping others. HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze    GUEST Avery Carl 📸 Instagram: https://www.instagram.com/theaverycarl/ 📽️Youtube: https://www.youtube.com/theshorttermshop 🌐 Website: https://theshorttermshop.com/ 

What if you could reach financial independence in your 20s? This week on Invest2FI, we welcome Courtney Frazee, a young and determined real estate investor from Grand Rapids, Michigan. Courtney started her journey at 20 years old, turning a rental dilemma into a profitable house-hacking strategy. She shares how she scaled from her first house hack to a thriving rental portfolio, all while living behind a curtain to maximize her investments. In this episode, Courtney opens about her unconventional path, the financial risks she took, and the lessons she learned about property management, tenant screening, and leveraging resources. Her story is a testament to financial resilience, strategic investing, and making sacrifices for long-term rewards. Courtney’s journey proves that financial independence is possible with determination, creativity, and the right strategy. Tune in to hear her firsthand experiences and gain insights into making real estate work for you! PODCAST HIGHLIGHTS:[02:19] Courtney’s unexpected start in real estate after a friend backed out.  [05:07] Learning to house hack: renting out rooms while living behind a curtain.  [10:22] Buying her first home and financing it with a low down payment.  [12:48] How she handled tenant screening and lease agreements successfully.  [16:02] Managing unexpected roommate challenges and ensuring rental income stability.  [21:35] Transitioning to her second property and overcoming financing obstacles.  [25:20] Key lessons learned from handling maintenance and property management.  [28:45] Scaling her real estate portfolio and shifting her mindset for success.  [30:58] The impact of rising interest rates and how it affected her strategy.  [32:15] Moving from pure profitability to comfort while still house hacking.  [33:52] Parting words of wisdom for the listeners.  [34:31] Final hour discussion on lessons learned and next steps.   [37:25] The importance of risk-taking and getting comfortable with the unknown.  [39:08] Advice for new investors: Start now, stay consistent, and keep learning. HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy   📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy   🏘️ Buy Real Estate: https://bit.ly/3V3QDze    GUEST Courtney Frazee 📸 Instagram: https://www.instagram.com/courtneyfrazee26/# 

Are you wondering how to build businesses that allow you to travel the world? In this episode, Craig is with Adrienne Greene, an experienced entrepreneur and real estate investor who has successfully built a real estate portfolio and virtual staffing business while living abroad. She made the leap from a traditional W2 job to running multiple businesses remotely, and in this episode, she shares her inspiring journey.  Adrienne’s path began with real estate investing on a farm, and she discovered the power of house hacking by renting out a basement to generate income. As her portfolio grew, she scaled her investments through systems and virtual assistants, making the process smoother and more efficient. Balancing real estate investing with family life while traveling full-time wasn’t easy, but Adrienne found ways to make it work.  She also reveals the technology tools that keep her business running effortlessly. Tune in to learn how you can build a business that supports your dreams, whether you're at home or traveling the world. This episode is packed with actionable insights to help you achieve financial freedom, automate your business, and live life on your terms. PODCAST HIGHLIGHTS:[02:31] - Adrienne Greene joins the show from Hanoi, Vietnam. [03:41] - Adrienne talks about her experience traveling with her family. [05:41] - Adrienne explains how she transitioned from finance to teaching. [07:54] - Adrienne shares her first step into entrepreneurship through tutoring. [08:34] - Adrienne recounts starting a family farm and the lessons learned. [10:58] - How Adrienne turned her family farm into an investment opportunity. [13:38] - Adrienne discusses her first real estate purchase, a family farm. [17:23] - Adrienne shares the numbers on her first farm deal and its profitability. [20:56] - Transitioning from a farm to a more profitable real estate strategy. [24:33] - How Adrienne scaled up condos in Northern Virginia. [27:43] - The power of investing in rental properties for cash flow. [30:48] - Adrienne’s big move to Myrtle Beach and the start of short-term rentals. [33:58] - Lessons from managing short-term rentals remotely and building systems. [36:48] - Adrienne talks about her short-term rental experience with Airbnb. [39:18] - How automation and outsourcing systems help Adrienne travel while managing properties. HOST Craig Curelop    📸 Instagram: https://www.instagram.com/thefiguy    📘 Book: https://store.biggerpockets.com/products/the-house-hacking-strategy    🏘️ Buy Real Estate: https://bit.ly/3V3QDze    GUEST Adrienne Greene 📘Facebook: https://www.facebook.com/ARealGreen123/ 🌐Website: https://adriennegreen.com/ 🔗LinkedIn: https://www.linkedin.com/in/arealgreen/ 📸 Instagram: https://www.instagram.com/arealgreen