The Dentist Money Show | Financial Planning & Wealth Management

On this episode of The Dentist Money Show, Matt and Rabih kick off a new investing series by breaking down the foundational investment concepts every dentist should understand before building a portfolio. They explain the three main types of accounts and discuss how each fits into a long-term financial strategy. They also explore the major categories of investments, including public markets, private investments, and real estate. Tune in to understand the foundation to make smarter investing decisions and avoid some common mistakes dentists make. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this short episode of The Dentist Money Show, Practice Strategist Christine Uhen, BA, CEPA, shares the final point of productivity: how dentists can design a schedule that drives both a great patient experience and consistent production. Christine breaks down why many practices struggle with inconsistent, chaotic days and explains how to shift from reactive scheduling to a structured, goal-driven approach. Learn how to set clear production targets, analyze procedure mix, and build realistic time blocks that reflect the true pace of clinical work. If you would like to watch the fourth point of productivity: financial options patients actually accept, click here! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Cody, and Rabih talk about emerging markets and how cultural, political, and economic factors impact the decline of the Chinese stock market. They also discuss the results of a financial literacy test across different age groups and what it reveals about how each generation consumes financial content and develops money habits. Finally, they dive into the importance of understanding behavioral streaks and how gambling on money differs from long-term investing. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode of The Dentist Money Show, Matt and Taylor explain why dentists don't need an advisor to beat the market, they need one to help them avoid costly mistakes and stay invested. They explore the gap between investment returns and investor returns, why behavior often hurts long-term performance, and how advisors add value through portfolio construction, rebalancing, tax efficiency, withdrawal strategy, and behavioral coaching. If you've ever wondered what an advisor should be doing with your money, this episode offers a look inside Dentist Advisors' philosophy and how we invest clients' portfolios. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Jake, and Rabih talk about the thin bubble of "normal" we're riding, what income range feels the most impactful for living paycheck to paycheck, and the nuances of savings rates and your career goals. Tune in to hear insights from diversification and uncertainty to technology adoption, and practice profitability. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode of The Dentist Money Show, Matt and Christine break down the biggest misconceptions dentists have about exiting their dentistry careers, from unrealistic timelines to overestimating practice value and underestimating the emotional impact. They talk about the three key elements of a successful exit: personal finances, business readiness, and personal readiness. Because leaving dentistry isn't just a financial decision, it's a personal one too. Whether you're early in your career or approaching retirement, this episode will help you understand how to build a practice and a life that allows you to exit on your terms. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this short episode of The Dentist Money Show, Practice Strategist Christine Uhen, BA, CEPA, breaks down the fourth point of productivity and most overlooked drivers of case acceptance: how your team presents financial options to patients. Christine shares practical strategies for creating a smooth handoff from clinical to administrative teams, uncovering each patient's "why," and presenting financial options in a way that feels supportive, not overwhelming. Learn how to structure payment choices, reduce friction around money conversations, and position your team as advocates who help patients move forward with care. If you would like to watch the second and third point of productivity: diagnotics and case acceptance, click here! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Will, and Rabih talk about global uncertainty and Japan's economy, whether AI can actually make your practice better, and why so many dentists are rethinking their relationship with PPOs. Tune in to hear insights from diversification and uncertainty to technology adoption, and practice profitability. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode of The Dentist Money Show, Matt has a conversation with Dr. Michelle Jorgensen as she shares her journey from practicing dentistry to building a thriving, purpose-driven practice centered on whole health and intentional leadership. Dr. Michelle unpacks the mindset shifts that reshaped how she views ownership, growth, and success. She explains the critical role of leadership in dentistry, why traditional partnership models often fall short, and how redefining roles can create stronger and more sustainable practices. Tune in to hear a powerful perspective on designing a dental practice that truly works for you. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt and Rabih discuss the surprising surge to all-time highs in the market despite ongoing geopolitical tension and what it reveals about the unpredictability of markets. They also break down how shifting supply chains and geopolitical strategies are impacting different regions. Finally, Matt and Rabih have a reflective conversation on the limits of financial advice: when guidance helps, when experience becomes the real teacher, and how behavior ultimately drives outcomes. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode of The Dentist Money Show, Matt, Rabih, and Will walk through a case study of a real dentist's investment portfolio to show how even a solid portfolio can have hidden gaps and missed opportunities when it's not aligned with a clear financial plan. They break down the specific changes we made and why they mattered, showing how thoughtful, tailored investment management aligned with long-term goals can improve diversification, reduce unnecessary complexity, and create a more confident path to retirement.. Tune in to hear how aligning your investments with your life goals can lead to a more confident and optimized path to retirement. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this short episode of The Dentist Money Show, Practice Strategist Christine Uhen, BA, CEPA, breaks down the next two of the most important drivers of practice growth: diagnostics and case acceptance. She explains why hitting your production goals isn't just about getting patients to say yes, but making sure you're diagnosing enough to begin with. Tune in for practical strategies to improve case acceptance at the chair, including how to communicate in a way patients understand, connect treatment to what they truly value, and confidently discuss costs. If you would like to watch the first point of productivity: how to measure patient value and practice performance, click here! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Jake and Rabih explore how rising oil prices are driving recent cost increases, while unemployment remains historically low despite a declining labor force participation rate. They discuss the psychology of consumer pessimism, even in a strong job market. And finally, they talk about myths around taxes, clarifying how tax brackets really work, why earning more is always beneficial, and why making financial decisions purely to avoid taxes can backfire. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode of The Dentist Money Show, Matt and Tom Whalen, CPA break down the five biggest tax mistakes dentists make and how to avoid them. From treating tax planning as a once-a-year task to relying on disconnected advice, they highlight the common pitfalls that can quietly cost dentists over time. Whether you're an associate or practice owner, this episode will help you take a more intentional approach to taxes, so you can help reduce costly mistakes, stay aligned with your long-term goals, and build wealth along the way. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Taylor, and Rabih explore how geopolitical tensions and rising energy costs could impact inflation and markets. They also break down the end of the SAVE student loan plan and what its replacement means for dentists facing renewed payments. And finally, they discuss the growing concern of insurance companies acquiring dental practices and what it could mean for competition, pricing, and the future of private practice. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode of The Dentist Money Show, Mike Baird, CEO of Accelerate Dental joins Matt to break down what's happening in today's dental market. From shifting industry dynamics to the growing influence of private equity and DSOs, Mike shares a behind-the-scenes look at how macro trends are shaping practice valuations and ownership decisions. They explore what differentiates successful practices in this environment and how dentists can position themselves to thrive. Whether you are looking to grow, sell, or simply stay competitive, this episode is all about cutting through the noise and helping dentists make smarter, more intentional decisions in a rapidly changing landscape. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Jake, and Rabih discuss whether the current economic narrative truly matches reality as markets dip, global tensions rise, and uncertainty around inflation and interest rates grows. They also talk about a recent New York Times article about whether a $500,000 income is "middle class," using a real-life example to explore how lifestyle, location, and social circles can distort our perception of wealth, even for high earners. Finally, they break down why dentists, despite strong incomes, often feel financially behind due to student debt, delayed investing, and the pressure to catch up. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode of The Dentist Money Show, Matt and Taylor explore the complex role debt plays in a dentist's financial life. They break down the difference between good and bad debt, discuss how borrowing can be a strategic tool, and explain how debt can influence both personal finances and practice growth. They highlight how personality traits and individual risk tolerance shape financial decisions and emphasize the importance of dentists understanding how to evaluate their debt in the context of long-term goals and career trajectory. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt and Rabih unpack the Federal Reserve's latest press conference, what's ahead for Jerome Powell, and the growing conversation around political influence on monetary policy. They talk about how markets are reacting to ongoing uncertainty, shifting interest rate expectations, and key economic indicators like inflation, unemployment, and oil prices. Finally, they analyze ADEA (American Dental Education Association) data to evaluate dentists' readiness to manage their businesses and finances. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode of The Dentist Money Show, Matt breaks down what dentists need to know about the financial advising industry, from how advisors are compensated to the different service models, and the real value they provide. He explains why transparency matters, how incentive structures can influence advice, and why dentists should evaluate their current advisors based on both the services they receive and the fees they pay. If you're looking for guidance from a financial advisor, you can schedule a free consultation with us here. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this short episode of The Dentist Money Show, Practice Strategist Christine Uhen, BA, CEPA, dives deeper into one of the five points of productivity: how to measure the true value of your patient base and why it's one of the most important drivers of practice performance. Christine teaches you how patient numbers, retention rates, and annual patient value shape the financial health of your practice. She explores key benchmarks to track how to balance new patient acquisition with retention, when to add hygience capacity, and more. Whether you're building momentum or planning your next move, this episode helps you understand the metrics that matter most. If you would like to watch the first episode of The Five Points of Productivity, click here! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Cody, and Rabih break down the latest developments surrounding the oil prices, demand, and supply chain on a global scale. They disect the "what ifs" of the future of inflation and interest rates if oil prices continue to rise. Pivoting to tax refunds, they discuss what a refund actually is and why getting one isn't as economically beneficial as you might think. Finally they quickly discuss study results showcasing the rising trends of practice ownership by age and discuss whether it is worth it for a dentist to enter the private practice space with the rising barriers of entry in a post-COVID world. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

What are the financial rules of thumb dentists should be following? On this episode of The Dentist Money Show, Matt and Will look critically at some of the most common financial guidelines for dentists. From housing costs and debt-to-income ratios to budgeting frameworks and insurance planning, they discuss where popular money guidelines can be helpful and where they fall short. They challenge conventional advice, popularized principles, and emphasize why personalized planning matters more than following rigid formulas. Tune in to learn how to make smarter, more nuanced financial decisions throughout your dental career. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Will, and Rabih break down the latest developments surrounding the conflict with Iran and what it could mean for global markets and investors. They discuss how rising geopolitical tensions can influence oil prices, global supply, and why energy markets tend to react quickly to uncertainty. They explore the role of U.S. strategic petroleum reserves, broader energy policy decisions, and how markets historically respond during times of conflict. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

With the Oscars just around the corner, Matt, Jake, and Christine borrow a page from Rotten Tomatoes to rate some of the most common financial decisions dentists make. From 401(k)s and brokerage accounts to the often-overlooked importance of bookkeeping and financial organization, they break down which strategies actually hold up over time. They also dive into big-picture business decisions facing practice owners today, including marketing investments, expansion opportunities, DSOs, and the pros and cons of owning your practice building. Which financial strategies are fresh and which ones do we think deserve a thumbs-down? Listen to find out! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt and Rabih explore what's really driving the American economy, from strong consumer spending in service sectors to the growing divide in economic experiences across income groups. They discuss the role of government spending, why tariffs haven't significantly reduced the national deficit, and what these trends mean for long-term financial stability. Finally, they talk about venture capital as an investment opportunity for dentists and break down the key differences between private and public markets. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode of The Dentist Money Show, Will Gochnour, CFP® and Christine Uhen, CEPA, break down the financial fundamentals every dentist needs to build a sustainable and profitable practice, with a focus on paying yourself the right way, managing cash flow, and making intentional money decisions. They explain why compensation should be predictable and tied to clear benchmarks, how new practice owners can navigate the "ugly duckling" phase, and why understanding your numbers is critical for long-term success. Tune in to learn how dentists can avoid common pitfalls and create a practice that works for them. Read the full article here! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Sean, and Rabih talk about the major ruling from the United States Supreme Court that reclassified tariffs as a form of tax and discuss why the recent tariff reversal may be more market noise than a meaninful economic shift. They also explore the tax benefits of Health Savings Accounts (HSAs) and long-term value for covering medical costs in retirement. And finally, they unpack how solo 401(k)s and SEP IRAs work, why contributions limits matter, and the challenges of managing finances across multiple business entities. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode of The Dentist Money Show, Matt has a conversation with Carl Richards, CFP® about simplifying money and creating clarity in your financial life. Carl shares insights from his latest book Your Money, including how to spark meaningful conversations about money, why managing finances is a lifelong journey, and how attention plays a powerful role in both wealth-building and relationships. They explore the four sources of capital and discuss how personal values shape financial decisions. Tune in to get practical guidance for reducing financial stress and aligning your money with what matters most. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt and Rabih discuss what dentists can learn from Japan's economic history and its ripple effects across global markets, including how forces like the Japanese carry trade and currency fluctuations shape financial stability worldwide. They also talk about the strength of the United States dollar, why asset allocation should evolve over time, and the hidden risks of holding too much cash. Tune in to hear about the importance of aligning decisions with individual goals, risk tolerance, and proactive asset management. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this listener Q&R (Question and Response) episode of the Dentist Money Show, Matt and Ryan answer questions that are impacting dentists today, including how direct indexing works, who it's best suited for, and why managing cash reserves has become more nuanced in today's market. They also discuss whether the traditional 4% retirement rule still holds up and explore how personal spending habits shape long-term financial success. Tune in to understand how building a financial plan that balances retirement security and using your money intentionally  can create meaningful experiences along the way. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt and Rabih break down the market landscape, Dow Jones hitting an all-time high, and they explain why institutional investors are shifting away from technology stocks. They also discuss the recent crash in silver, gold, and bitcoin, the importance of diversification in uncertain markets, and how strategic financial planning can help dentists stay focused on long-term goals. Finally, they talk about backdoor Roth conversions and explain why this strategy can be valuable for high-income earners. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode of The Dentist Money Show, Matt, Jake, and Will dive into what it really means for dentists to be retirement ready and why it's about much more than hitting a savings number. They explore why many dentists retire later than the average American, how spending habits can delay financial independence, and why starting the planning process early is critical for long-term success. Tune in to learn how balancing clear financial systems with meaningful relationships, hobbies, and a gradual transition out of work can help dentists build a retirement they're truly prepared for and excited about. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Taylor, and Rabih kick things off with a few life updates before diving into key takeaways from the latest Federal Reserve meeting. They break down what those insights could mean for mortgage rates in the years ahead and what dentists should be paying attention to right now. They then talk about the changes in contribution rates for 2026 and important updates to be aware of. Finally, they talk about investment portfolio rebalancing and how to think about timing as you move closer to retirement. Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode of the Dentist Money Show, Ryan, Matt, and Cody reflect on 2025's biggest themes in dentistry and analyze the results from a recent survey sent out to Dentist Advisors' clients. They unpack the results of the quantitative benchmark data and what it reveals about dentists' income, spending, savings, debt, net worth, and retirement readiness across different age brackets and career stages. They explore how specialization impacts earnings, how student loans and practice debt shape cash flow, and what dentists' savings and investment balances look like in practice. Tune in to hear how dentists are really doing financially and what these numbers mean for building long-term wealth and retirement confidence. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Jake, Will, Lauren, and Rabih talk about what the best investment of 2025 really was and why staying invested matters more than timing the market. Then they discuss why boomers tend to have less retirement savings than millennials, unpacking the shift from pensions to 401(k)s, the lasting impact of the Great Recession, and how automatic enrollment and modern investing tools may give younger generations a long-term edge. Finally, they explore commonalities between dentistry and college football as private equity enters both spaces. Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode of The Dentist Money Show, Matt, Jake, and Christine break down how dentists can set goals that stick by creating realistic, achievable plans built around daily habits. They explain why most New Year's resolutions fail, how setting too many goals can backfire, and why focusing on the process matters more than chasing outcomes. Tune in to learn how to build intentional goal systems, stay motivated all year long, and create lasting momentum in both your personal and professional life. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this short episode of The Dentist Money Show, Practice Strategist Christine Uhen, BA, CEPA, breaks down the five points of productivity and shares a proven framework for growing your dental practice's top line. From attracting more patients and improving case acceptance to financing treatment and building a consistent, high-producing schedule, she explains how smart systems and intentional strategy can help you increase productivity without simply getting busier. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Jake, Will, and Rabih break down the topic surrounding Jerome Powell and the race for the next Fed chair, explain what the market is really pricing in for future interest rate cuts, and discuss why inflation still feels painful even as wage growth has technically kept up. They also react to Trump's proposal to cap credit card interest rates and what it could mean for credit access, rewards programs, and consumer behavior. Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.  

On this episode of the Dentist Money Show, Ryan, Matt, and Cody reflect on 2025's biggest themes in dentistry and analyze the results from a recent survey sent out to Dentist Advisors' clients. They unpack the results of the qualitative benchmark data and what it reveals about dentists' burnout, work schedules, vacations, and financial satisfaction. They discuss how dentists are defining their workload beyond clinical days, why leadership days can feel just as draining, and why burnout often persists even when dentists work fewer clinical days. Tune in to hear key takeaways about how dentists are feeling about their careers, work-life balance, vacations, savings, and more. And stay tuned for part two (coming soon!) which includes quantitative data like dentists' average savings rate, investment balance, net worth, and more! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Taylor, and Rabih give a market update from a cooling job market and slowing GDP growth to the global implications of Venezuela's massive oil reserves. They also discuss the newly introduced "Trump accounts" for kids, exploring how these accounts aim to promote early saving and investing, along with the potential tax drawbacks families should understand before signing up. Finally, they talk about the U.S. housing crisis, including the shortage of single-family homes, new policies targeting institutional investors, and how future interest rate cuts could impact buyers. Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On the final episode of a 5-part tax series of the Dentist Money Show, Tom Whalen, CPA joins Matt to break down tax planning strategies for dentists at every career stage, from early associates to practice owners nearing retirement. They explain how tax brackets and effective tax rates really work, why entity selection and timing matter, and the common mistakes dentists make when  chasing deductions. This episode emphasizes the importance of proactive planning, building good habits early, and having clear communication with your advisory team as your income and career evolve. Whether you're just getting started or planning your next chapter, this episode will help you put your taxes in the right context and make smarter decisions. If you missed the last episodes of the tax series you can find them here and check out our 2025 year-end tax planning checklist for dentists for more guidance! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.  

On this episode of The Dentist Money Show, Matt, Jake, and Rabih explain why diversification is one of the most powerful tools in investing. Using historical data, they show why a globally diversified portfolio has a long history of positive long-term performance and why holding cash may be riskier than most investors realize. They highlight common misconceptions about risk and the danger of losing purchasing power over time. Tune in to understand how better education and portfolio optimization can lead to smarter long-term investing. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this listener Q&R (Question and Response) episode of the Dentist Money Show, Matt and Ryan break down what it really takes (financially and personally) to transition from general dentistry to a specialty. They explain why understanding lifestyle and location tradeoffs is just as important as analyzing income potential, what it means to be "work optional," and how to evaluate your readiness for a sabbatical or career reset. Whether you're considering a specialization, contemplating a move, or reassessing your long-term goals, tune in for clarity and perspective for building the career and life you truly want. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Will, and Rabih discuss mixed economic signals affecting today's markets, including recent unemployment, inflation data, and a potential Santa Claus rally. They also talk about major trends shaping the dental industry, from the growing demand for convenience and the rise of teledentistry, emotional dentistry, 3D printing, and the expanding role of AI. They wrap up with predictions for the year ahead and a discussion about the Super Bowl LX. Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode of The Dentist Money Show, Matt and Rabih explain why successful investing starts with maximizing after-tax wealth, not chasing the lowest tax bill. They explore the common myth that returns and taxes deserve equal focus and show how overprioritizing tax savings can actually limit long-term growth. Tune in to learn a smarter, sequencing-based approach to financial planning so you can build more wealth over time. If you've ever felt torn between growing your portfolio vs. minimizing taxes, this episode will help you rethink your strategy. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Taylor, and Rabih break down the Federal Reserve's latest projections, what slower GDP growth means for interest rates, and how current economic conditions affect the dental industry. They also talk about shifts in the dental workforce and address upcoming changes to student loan repayment as the SAVE plan nears its end. Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this special 10-year anniversary episode of The Dentist Money Show, Matt, Ryan, Will, Jake, Taylor, and Rabih revisit the 10 core financial principles that we still believe in today. They break down why many dentists still feel stressed even after hitting their income goals, how rising targets can create new layers of pressure, and why true satisfaction often comes from aligning expectations, not just increasing earnings. The conversation highlights the advisor's role in helping clients define meaningful financial goals, manage stress around money, and find confidence beyond the numbers. After over 700 episodes, millions of downloads, market cycles, and plenty of mistakes, tune in for 10 things we still believe 10 years later and stay tuned until the end for a special thank you and surprise! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Jake, and Rabih break down key economic predictions for 2026 and highlight the possibility of a "new economy" marked by steady growth, stable interest rates, and consumer spending. They also talk about why home prices are unlikely to fall despite a challenging market for first-time buyers and examine shifting trends in cryptocurrency, including major outflows and Bitcoin's increasing separation from tech stocks. Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On the fourth episode of a 5-part tax series of the Dentist Money Show, Tom Whalen, CPA joins Matt to break down why proactive, year-round tax planning is one of the most powerful tools dentists have for reducing stress and maximizing wealth. They explain the difference between playing offense and defense with your taxes, highlighting the common mistakes that lead to surprise bills, cash flow issues, and missed opportunities. Tune in to understand the importance of mastering quarterly tax payments, and why integrating your advisor and CPA can help avoid conflicting guidance. If you missed the last three episodes of the tax series you can find them here and check out our 2025 year-end tax planning checklist for dentists for more guidance! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.