The Effective Adviser

Most business leaders start the year with clear goals and good intentions.Then momentum drops. Habits slip. Difficult conversations get avoided. And before long, it’s business as usual.In this recorded live session, we tackle two problems that quietly limit performance and value in growing businesses:1. Why motivation fades and change doesn’t stickDr Stephen Ford, Exit Partner at Melo, explores the psychology behind behaviour change, why people struggle to maintain momentum and what leaders can do differently to make progress last.2. Why leaders avoid difficult conversationsSara Cooke and Rhi Baxter from We Are Brave share practical approaches for handling disagreement, conflict and challenging conversations with more clarity and confidence, before avoidance creates bigger issues.This session is designed for business owners and leaders who want a better year, not just a busier one.If you want to turn intention into progress this year get in touch. Melo works with ambitious financial planning business owners to improve decision-making, leadership, and long-term value, whether or not an exit is imminent.Find out more at melo.co.uk or follow us on LinkedIn for more insights. 00:00 Intro03:48 – Why we fail to stick to resolutions10:36 – The psychological impact of not sticking to goals12:44 – Tips to help you stick to new habits or behaviours15:12 – How to form positive habits17:04 – How to get back on track if you've got lost21:36 – Why do we shy away from hard conversations?23:24 – What are we so scared of?24:32 – The impact of staying quiet30:36 – Why you should schedule difficult conversations32:00 – Changing your mind shouldn't be humiliating35:48 – "I don't want to speak up because I'm scared of their reaction"38:30 – How to disagree in a group setting42:36 – What to do if you're a reflector45:36 – The 5 point framework to have better conversations48:40 – How to deal with someone who doesn't want to engage50:54 – The conversations you wished you'd had last year53:42 – Final thoughts keeping new habits on track55:00 – You might not actually be disagreeing56:12 – Wrap upMusic: Good Night (Lofi) by FASSounds

In this episode of Melo's Growing or Going Podcast, we unpack one of the most common and complex decisions firm owners face. Joined by Melo CEO Victoria Hicks, COO Gaynor Rigby, Ben Wright explores how adviser structure impacts growth, operations, culture and exit value. This conversation covers:Why adviser structure matters more than many firms realiseAutonomy vs alignment in self-employed and employed modelsThe real cost and scalability considerationsCulture, client experience and consistencyHow adviser structure influences business valuation and exitsWhat to consider if you’re thinking about transitioning modelsBoth approaches can work. The key is designing intentionally, not drifting into a structure by accident. If you’d like a confidential conversation about your firm’s structure or exit readiness, get in touch with Melo. Like, subscribe and share with anyone wrestling with this decision.

This is a recording from the Sheffield Life & Pensions Society Annual Conference, where Melo CEO Vicki Hicks, took the stage to talk about The Efficiency Flywheel – how to strip out friction, boost capacity and build a business that runs smoother every quarter.These are some of the practical actions we've learned from working with hundreds of financial planning firms.By audience request, she also talked about what’s really happening in the M&A and exit market right now, including buyer trends, valuation shifts and what firm owners should prepare for next.If you're running, growing or preparing to sell a financial planning business, this session is packed with practical takeaways you can use immediately.If you're wanting to run a more effective business, or you're thinking about selling in the next 5 years, this one is for you.🌐 https://melo.co.uk📧 [email protected]:00 Intro00:43 The Efficiency Flywheel22:49 Exit market update#FinancialPlanning #IFA #BusinessEfficiency #MergersAndAcquisitions #ExitPlanning #Sheffield #ProfessionalDevelopment #Melo #AdviceFirms #PracticeManagement

Thinking about selling your financial planning business but have historic Defined Benefit (DB) transfer cases in the past? You're not alone. DB history is one of the biggest unknowns for firm owners planning an exit, and it can impact valuation, deal structure, PI, premiums and how buyers approach due diligence.In this webinar recording, Ben Wright from Melo hosts a practical, no-nonsense conversation with:• Vicki Hicks, CEO at Melo• Ben Goodwin, Director and Actuary at Isio, specialists in DB, redress and compliance due diligenceTogether we covered:00:53 – Welcome05:20 – Why DB history matters when you sell09:20 – What counts as DB advice and safeguarded benefits13:20 – Understanding your DB book and risk mapping it17:20 – How DB redress really works in practice21:50 – Opt in rates and the rise of “no loss” outcomes25:50 – DB risk, PI cover and premiums30:20 – How buyers assess DB exposure today34:50 – Valuation impact and deal structures with DB history39:20 – Regulatory expectations, CP23/24 and deed polls43:50 – Preparing your firm: options, PBR and timescales48:20 – Picking the right buyer and shaping the deal52:20 – Practical first steps if you have DB exposure55:20 – Live Q&A highlightsIf you have any DB history at all, even if you’re not selling anytime soon, now could be the perfect time to sort it out.Learn more:Melo: https://www.melo.co.ukIsio: https://www.isio.com/#FinancialPlanning #DefinedBenefit #FinancialAdvisers #Melo #Isio #BusinessSale #IFA #FinancialServices #DBTransfers #SuccessionPlanning #ExitPlanning #Redress

How do you bring AI into your advice firm the right way?Not by bolting it onto broken processes, but by rethinking how your business could run using the latest technology.In this live conversation, Melo's Chief Innovation Officer, Ben Wright, sits down with Tom Hind of Saturn AI and Head of Progress at Melo, Kath Harvey, to explore how AI is reshaping financial planning.You’ll learn:💡 Where AI adds real efficiency (and where it doesn’t)⚙️ Why process design must come before tech🧠 How to build firm-wide adoption that actually sticks🚀 What an “AI-empowered paraplanner” could look like📊 How the best firms are using AI to create more human advice experiencesIf you’re a leader or operations head in financial planning and want to use AI to make your firm run better, this one’s for you.00:00 – Show intro01:00 – Why “make shift happen”05:40 – What AI is (and isn’t) for advice firms13:10 – Process before tech: the non-negotiable21:30 – Note-taking & data quality wins30:45 – Report writing reality check39:20 – The AI-empowered paraplanner48:10 – Getting client consent to record meetings54:00 – Hiring, roadmaps & picking providers58:30 – Final takeaways & next steps👉 Listen now, take notes, and get ready to make shift happen.📥 Download our free guide: “Approaching AI in Financial Planning”🌐 Learn more at https://melo.co.uk/events-ai-financial-planning/📧 Or get in touch at [email protected]#FinancialPlanning #ArtificialIntelligence #AIForAdvisers #WealthManagement #FinTech #FinancialAdvice #Melo #SaturnAI #BusinessEfficiency #AIImplementation #AdviceFirms #FinancialServices #FutureOfFinance

Consumer Duty has raised the bar (and the cost) of running financial planning businesses. In this practical session, and with the help of 8AM Global, we unpack advisory vs discretionary models, demystify co-manufacturing/insourcing, and show how to reduce burden without losing control of your proposition.Who it’s for: financial planning firms using advisory or discretionary model portfolios, and providers working with advisers who want to be able to have smarter conversations about investment management.You’ll learn:* What “manufacturer” means under PROD & Consumer Duty* How responsibilities, reporting, and liability differ across advisory, outsourced MPS, and co-manufactured solutions* How much control you keep with co-manufacturing—and how to evidence value* Migration, comms, and positioning with clients (without losing trust)* Objective MPS comparisons * Asset levels needed to launch a fundSpeakersBen Wright (Melo), Paul Hogg & Ash Weston (8AM Global)Here's what we talked about:00:46 – Introduction05:31 – Jargon buster: advisory vs discretionary vs MPS vs co-manufacturing (what’s what?)09:18 – Who’s responsible for what under each model? (permissions & duties)10:36 – If we run advisory model portfolios, are we a “manufacturer”?11:05 – How do reporting and evidence requirements differ across models?15:32 – Considering co-manufacturing: how much control do we keep?24:43 – If we gain discretionary permissions later, can we take over the models?29:14 – What’s the easiest way to migrate clients from advisory to an insourced/co-manufactured solution?32:37 – How do we reposition with clients without “losing face”?38:15 – Value chain: where (and how) can firms fairly take value for investment work?42:49 – “Aren’t model portfolios just fancy multi-asset funds?”46:54 – If we blend several multi-asset funds, are we co-manufacturing?48:46 – We currently use 3 multi-asset funds per risk level—what’s the smarter next step?49:28 – One multi-asset fund vs moving to an MPS provider—how to choose?51:30 – What about blending outsourced MPS ranges—smart or messy (and are we manufacturers)?54:14 – Quick-fire: best way to compare MPS propositions objectively56:00 – Quick-fire: how much AUM do you need to start a fund?To find out more or get in touch visit https://melo.co.uk.#ConsumerDuty #FinancialPlanning #FinancialPlanner #AdvisoryVsDiscretionary #ModelPortfolios #CoManufacturing #Insourcing #Outsourcing #MPS #WealthManagement #BuildingBetterBusinesses #Melo

Hey everyone - it's been a while, but we're back with the new show name of Growing or Going.Every financial planning firm is unique, but most face similar challenges. In this live, unscripted Q&A session, we tackled real questions from owners and leadership teams, getting to the root cause, sharing fixes that work and giving ideas you can apply in your financial planning firm.Here’s what we talked about: 00:05 Introduction01:25 Start06:20 Advice on selling to local firms or consolidators11:33 When should owners step back from giving advice?17:38 How to get your staff to step up and deal with underperformance23:59 The main factors that determine sale value33:35 What’s EBITDA?37:16 What’s a good profit margin?38:57 Do you need to segment your clients?41:27 Top 3 tips to make a business more effective49:48 How to tell your team you’re selling56:50 What’s the average ongoing service fee?57:36 Closing remarks For more useful ideas visit our website at www.melo.co.uk. If you’d like to talk either GROWING or GOING from your financial planning firm, get in touch by emailing [email protected] or calling 0113 4656 111.

What to know how AI works? Want to catch a glimpse into the future of the technology financial advice firms will use? Want to hear first hand what advice Defaqto CEO John Milliken would give to his 10 year old self? Good news - you're in the right place! John has worked in and around AI for years and knows more than you're average Joe. He's also incredibly good at explaining it simply so if you've always wanted to understand AI, this is the episode for you. Thanks as always to our wonderful long term sponsor Owen James Events. There are some awesome events coming up which are free to attend for those who work in financial advice firms. Go to https://www.owenjamesevents.co.uk to find your next event or learn more about how they can put on awesome events for you. Go to https://www.melo.co.uk to find out what the heck a business lifecycle agency is and how we build better business in the financial advice space.

This episode is guaranteed to blow your mind! Ben talks to founder of the 311 institute and Fanatical Futurist, Matthew Griffin about everything that going to happen, and what will happen after that. Matthew works with NASA, leaders of G7 and G20 countries, banks, technology providers and even Disney! Our conversation covers; · Is the future as bad as people think? 2.08 · Are we backsliding to pre-pandemic thinking? 09.36 · What should employers think about flexible working?12:48 · What does a world without work look like? 19.12 · What does the future of financial services look like? 39.12 · AI advisers? 41.52 · AI assisting advisers? 1.00.00   · What to do with all the knowledge in the world? 1.05.04 · How to deal with AI Hallucinations? 1.08.00 · What does AI mean for large v’s small businesses? 1.11.52 · Liability for algorithms? 1.26.00 · Marine biology to futurist? 1.38.52 · Quickfire questions 1.47.29 If you want to find out more about Matthew’s work and access his free codex’s, visit www.311institute.com As always, a massive thank you to our sponsor Owen James Events. There are loads of great events coming up including Meeting of Minds, WealthTec Matters and Retirement Matters. Check out www.owenjamesevents.com to book your place – you’ll probably see Ben there! If you want to build a better business, Change Squared can help. We help leadership teams be more effective, teach soft skills and help firms launch change projects and make them stick. Find out more at www.changesquared.com.

In this episode Ben Wright interviews industry titan and CEO of Dynamic Planner, Ben Goss. We talk about Ben's early days, his successes and failures in business, what's next for Dynamic Planner and his secret love of compost management, only on The Effective Adviser! Special thanks to today's sponsor, Owen James Events! If you've not been to an Owen James event, you really should. They bring together the right people from across the industry to have meaningful discussions and share ideas. If you need help hosting your own event, Owen James can help. From breakfast briefings to annual conferences. Find out more at https://www.owenjamesevents.com/ If you want to future proof. your financial advice business, get in touch at https://www.changesquared.com. We hope you enjoy the show!

Ever wondered what makes a great event? If you’re anything like me, you can come away from an event thinking about it was a waste of time attending, or alternatively, you can come away wanting to tell everyone about it. Turns out there are several parts that make an event memorable and in this episode, I get the secret recipe from James Goad, Founder or Owen James Events. If you’re not been to an Owen James event, they are like no other. Feedback from delegates and sponsors alike is amazing and there’s a real buzz of openness and collaboration. In this episode, James talks candidly about: ·       The changes he seeing in financial services ·       How AI is disrupting everything ·       The secret sauce to putting on a great event ·       How to get the most from sponsoring an event as a provider ·       Why hybrid events don’t work (yet) ·       Hiking in the Welsh mountains ·       Just saying “yes” If you want to find out more about attending an Owen James event, or getting them in to run your event, visit their website https://www.owenjamesevents.com. If, like most of the people who attend Owen James events, you’re worried about how to become more productive, get in touch at https://www.changesquared.com. We share the best practice from the industry with our clients to cut out years of trial and error. Also now running negotiation and soft skills training for advisers. A necessity for those advisers who have come from a paraplanning/admin background and a great refresher for those who are slightly longer in the tooth. Don’t forget to subscribe to the show. It means more than you can possibly imagine! Ben

Financial advice is becoming a service only available to the most privileged people. Consumer Duty and increased regulatory reporting make it commercially impossible for financial advisers to provide traditional advice to most of the UK population - the advice gap. In this episode, Ben talks to Bill Bottomley and Andy Wealthall of Lifetime, a financial advice firm who have made a very profitable business looking after clients other firms turn away. They do things a little differently though!   We cover: ·    Why Lifetime set their sights on the mass market ·    Making financial advice a “team sport” ·    The role of the non-qualified financial coach ·    The vital role of technology (including AI avatars) in their business ·    How to deliver financial advice for £149! If you want to find out more about lifetime, you can do so on their website (www.lifetime-fm.com. If you’re thinking about stopping service to some of your lower value clients, get in touch with Andy (https://www.linkedin.com/in/andy-wealthall-0b71a435/) to see how Lifetime could help. A huge thank you to Owen James for sponsoring the podcast! There are some great Red Folder events coming up and it’s never too early to book onto 2024’s Meeting of Minds events. You can see all events on their website https://www.owenjamesevents.com/listing/events.

Money is a bit of a taboo subject. In fact, for us Brits, it’s just not the done thing to talk about it. But why is that and what problems does it cause? In this Talk Money Week special episode, Ben talks to Jenny Wright, Money & Pensions Service Regional Manager for Yorkshire and Humber about the issues that over 20% of the UK are experiencing and why it’s important to #TalkMoney. In the world of financial advice, we tend to only deal with people who have money and with this special, we wanted to give those in our profession a peek into issues that we don’t normally see and what you can do to help those less fortunate. In this episode we talk about: - What talk money week is   - Who the Money & Pensions Service & Money Helper are - Why we struggle to #TalkMoney       - How things have got so bad in relation to financial resilience - How loan sharks are targeting people through their children - The danger of listening to “Dave down the pub” - Financial wellbeing and mental health - Why employers could be the key to widespread financial wellbeing - How the financial advice community can help - Jenny’s journey from Financial Adviser to MaPS And as always, we finish with our quick-fire questions. Every November the Money & Pensions Service (also known as Money Helper) run Talk Money Week. This year it’s on 6th – 12th November and during the week everyone is encouraged to #TalkMoney. This week’s theme is “do one thing” with regard to your finances. If you know someone who needs support with their money, direct them to Money Helper here https://www.moneyhelper.org.uk/en You can report illegal money lending here https://www.stoploansharks.co.uk/ If you’d like to partner with the Money & Pension Service (MaPS) you can find more details here https://maps.org.uk/en And finally if you'd like to give something back, the PFS run a Education Champions initiative to educate kids about money. You can find out more here https://www.thepfs.org/about-us/initiatives/my-personal-finance-skills/education-champions/ A huge thank you to Owen James Events for sponsoring this special episode! There are some amazing Owen James events coming up which you can review and register to attend on their website, including the upcoming Meeting of Minds Wealth Management and Private Banking ⁠https://owenjamesevents.com⁠. You’ll probably see Ben there! We hope you enjoy the episode!

Recruiting and retaining talent can be incredibly difficult at any time, however, the current shortage of candidates is making the situation even harder. In this episode, Ben talks to James Walker of BWD-Search, a recruitment firm specialising in financial services. In this episode we cover:     - How James built BWD and his mistakes that others can learn from     - Why Covid has changed how we hire - Flexible working is now an expectation and how employees have more power than ever before - How to attract talent and retain them - How to give you the best chance of getting the role as a candidate And as always, we finish with our quick-fire questions. If you have a job, want a job, employ people or need to, this is an episode you can’t afford to miss! You can get in touch with BWD Search via their website https://www.bwd-search.co.uk/ or contact James directly https://www.linkedin.com/in/james-walker-4484413/ Thank you to Owen James Events for sponsoring this episode. There are some amazing events coming up which you can review and register to attend on their website, including the upcoming Meeting of Minds Wealth Management and Private Banking https://owenjamesevents.com. You’ll probably see Ben there! We hope you enjoy the episode!

In this episode, Ben Wright talks to Adam Geddes of Paul Geddes Wealth Management about the sudden death of his father, Paul. The loss of a loved one can be hard at any time, but if that loved one is also your boss, mentor, and the principal of your firm it makes things even harder. Throw in the start of the pandemic and you’ve got a perfect storm. Adam shares his experiences of dealing with the death of his dad and how he found the drive to continue and make Paul Geddes Wealth Management the successful business it is today. This episode contains some graphic descriptions of death which some listeners may find distressing. Huge thanks to TOMD, our sponsor for this episode. TOMD are the preferred marketing partner of hundreds of financial services firms looking to change the way they promote their business. From the upcoming Autumn Statement to end of tax year planning, from Pension Awareness Week to festive greetings, they can provide effective and relevant content tailored to your audience. Change up your marketing with TOMD. Visit www.tomd.co.uk/change to find out more. If you need to create change in your business, but don’t know how. Get in touch at https://changesquared.com.   We hope you enjoy the show!

In this episode, Ben Wright discusses important things to consider and the potential pitfalls of moving national, network or service provider with Paul Day of Network Consulting. Network Consulting are an independent firm helping advisers and advice firms find the best network or support provider for them. There has been a lot of change in the national and network space recently, so it seemed the perfect time to share my conversation with Paul with you all. As you’ll hear in this episode, making a move isn’t easy so we cover what you need to know to make an informed decision. Whether a move is something you’re considering, or it’s being forced upon you, this episode will definitely give you some food for thought. If you need some support finding the right new home for your business, you can get in touch with Paul via https://www.network-consulting.co.uk/ or through LinkedIn https://www.linkedin.com/in/paulgday/. For all of our latest ideas or to get in touch you with us, go to https://changesquared.com. We hope you enjoy the show!

In this episode, Ben Wright talks to Stephen Baxter, Founder and now Managing Director or Robertson Baxter, an IFA firm based in Huddersfield (not Wakefield as we said in the intro - sorry Robertson Baxter!) Steve has successfully made the transition from financial adviser to business owner; something which many advisers talk about but most struggle to do. Steve shares his story “warts and all” as we discuss everything from handing over clients, losing and then re-finding purpose and dealing with Imposter Syndrome. You may have noticed this episode is much longer than normal. After reviewing the audio from our interview, we really couldn’t work out which bits to cut, so for the first time you’ve got the entire conversation! What do you think of this format? Let us know in the comments or by emailing [email protected]. Oh, and don’t forget to subscribe as we’ve got some more awesome content coming up over the next few months. Here are some key moments in the show, which should be available to select on your podcast player (hopefully!) 3:10 How Steve became a financial adviser 8:50 Going self-employed 12:00 Taking on the first adviser 20:25 Introducing the new adviserwhilst stepping back 30:12 The decision to step backfrom giving advice 35:53 Time to think 40:51 Bringing clients into yourinner circle 43:36 Adding value without proving advice 56:40 A typical day for a Managing Director 1:04:00 Becoming an business owner v’s selling up 1:09:15 The benefits of having a coach or mentor 1:14:05 Dealing with Imposter Syndrome 1:21:20 Quick fire round Get in touch with Change Squared here: https://www.changesquared.com/ You can find our more about 9 Dots Coaching here: https://ninedotscoaching.co.uk/ This is Robertson Baxter’s website: https://robertsonbaxter.com/ You can find out more about VouchedFor here: https://accounts.vouchedfor.co.uk/register Use code Wright1 for your first month free!

This episode has been a while in the making but it's finally here! I've talked about Conquest Planning several times on the podcast and today I'm finally joined by Rob Tedder, Conquest's UK Account Manager. In this episode: We take a closer look at how Conquest works Discuss the benefits of using AI as a tool Addressing some of the concerns people (especially compliance departments) may have with an AI assistant providing recommendations Talk about the future of AI in financial planning If you want to find out more about Conquest Planning (and I strongly recommend you do), you can find them here: - https://conquestplanning.com/en-gb/home. This is Rob's LinkedIn profile if you would like a chat: https://www.linkedin.com/in/robtedder/ And if you want to learn how to use technology to improve your business, get in touch with us via ⁠⁠www.changesquared.com⁠⁠. We hope you enjoy the show!

We’re back, and for Change Squared’s 1 year anniversary, we’ve got a special treat for you! In this episode, I interview AI powered language model and internet sensation, ChatGPT. We talk about what ChatGPT is, what it can do, how it can make financial advisers more effective and its predictions for the future. As ChatGPT has access to pretty much all information from human history, I also take the opportunity at the end of the show to ask it what is the greatest lessons humans can learn and how humans can be happy. You might be surprised at the answer it gives! I’ve shortened some of ChatGPT’s answers (editors’ prerogative) but the answers ChatGPT gives in the show are all its own. After listening to this podcast, you’ll understand what all the fuss is about! If you want to talk about how to use AI tools like ChatGPT to improve your business, get in touch via ⁠www.changesquared.com⁠. If you’ve not seen ChatGPT yet, you can find it here -https://chat.openai.com/chat. To give ChatGPT a voice, I used the free text to speech tool from TextMagic which you can find here https://freetools.textmagic.com/text-to-speech. We also talk about AI being used in Conquest Planning software, which you can find here - https://conquestplanning.com/en-gb/home. We hope you enjoy the show!

In this episode I caught up with Jane Hodges, founder of MoneyHoney, a completely online financial advice business. Jane shares how she can effectively work from anywhere in the world, why an office is an outdated concept, the benefits to customers a dealing with a digital business and the coolest place she's ever given advice from. Any adviser who wants to be in business 5 years from now will need to embrace technology. If after listening to this episode, you want a bit of help with your digital strategy, get in touch via www.changesquared.com. You can find out more about conquest planning here : https://www.conquestplanning.com/en-ca/home Please take a second to mention the show if you do speak to them.

In this episode, I share my experience of attending the Empowering Advice Through Technology (#EATT2023) conference, talk through some of the most disruptive technology on display and chat with FTRC founder and conference host, Ian McKenna, on some of the developments that will very rapidly change the financial advice industry forever! Here's the link to our previous episode on confirmation bias: https://open.spotify.com/episode/6ZHRtu7zhV7X8rRziEEUQm  To find out more about the technology presently available, you can visit Ian's website - visit www.advisersoftware.com. Shout out to IntergenData (https://intergendata.com/), VouchedFor  - 1 month free by using code WRIGHT1 (https://professionals.vouchedfor.co.uk/elevation ) Conquest Planning (https://www.conquestplanning.com/en-ca/home ) and Origo (https://origo.com/) If you're not sure how to future-proof your business, we'd love to help. You can book a call via our website www.changesquared.com. And don't forget to subscribe - we'll be dropping discount codes for EATT2024 in the next few weeks! 

Hello and welcome to The Effective Adviser podcast from Change Squared. In this episode we look at how the principles of using a self checkout in the financial advice process could lower your costs of factfinding by 99%. You can find the link to the M&G report "Family Wealth Unlocked" here: https://tinyurl.com/mrxcydvw. If you find this podcast interesting, please subscribe to ensure you get all the latest episodes as soon as they're released. If you'd like to have a chat about your business and how we can help you become an Effective Adviser, get in touch either by completing the contact form on our website (www.changesquared.com), or emailing [email protected].

Welcome to The Effective Adviser podcast. With Christmas only a few days away, we wanted to give you a quick festive message and a sneak preview of what's to come in 2023. Thank you for all your support. Merry Christmas and a happy New Year! To find out more about Change Squared, visit www.changesquared.com

Welcome to The Effective Adviser podcast! In this episode we explore Confirmation Bias and how it can adversely impact your decisions without you knowing. We also cover how to identify Confirmation Bias, provide some examples of how biases could be affecting your business and give some tools and techniques to overcome your own biases and make more rational decisions. For more information on Confirmation Bias and a to access myriad of other resources to help you become The Effective Adviser, visit our website www.changesquared.com

Hello and welcome to The Effective Adviser podcast! In this quick intro, we'll let you know what to expect from the show.Subscribe now to ensure you get every new episode as soon as it's released.Ben