The Finance Show With Joe

Is Australia entering a buyer's market? Dwelling values in both Sydney and Melbourne are slowly beginning to dip and sellers are having to adjust their expectations. This does mean that buyer's are in a better spot than they have for years, but supply remains constrained. Typical buyer's markets have supply outstripping demand, but that simply isn't the case in Australia, placing the market in a weird spot that's probably more correction than recession. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

The Australian economy is sending serious warning signs of an incoming recession. To prepare for this, Joe and Michael shared five home loan strategies that can help save you thousands of dollars each month. From stretching your home loan to utilising your offset account to its fullest, there’s something here for every homeowner and investor to help shield their assets. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

What is a recession? With the globe continuing its nosedive into chaos, economies around the world are suffering and Australia is no exception. As such, it’s important to understand what a recession is and how it affects you. In this episode, Joe and Michael break down everything you need to know about recessions and provide some tips to help you protect yourself financially during tough times. Despite the panic a possible recession might cause, Joe and Michael explain why staying calm and seeking advice from your financial professional is key because the wrong move at the wrong time can cost you more than you think. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

The 5% deposit sounds like a win… until you realise a small mistake on suburb choice, timing, or holding costs can leave you owing more than the property is worth. We sit down with Nick Khzouz, a buyer’s agent (and former lawyer and banker) from B Money Property Group, to unpack the real-world risks behind low-deposit buying, refinancing, and trying to leapfrog into your next property. If you’ve been watching the Australian property market and wondering whether the First Home Guarantee is helping or hurting, this chat gets specific fast.We get practical on what to look for before you buy: stock on market trends, supply saturation, land constraints, and why days on market can be one of the simplest demand indicators to track. Nick also breaks down return on capital versus return on investment, why some investors grow faster with the same cash, and how strategies like interest-only lending and negative gearing (with proper accountant advice) fit into the bigger picture of serviceability and risk.Then we go straight into the messy stuff people whisper about: off the plan property deals, hidden incentives, “rebates”, and why conflict of interest is the line that separates an advocate from a salesperson. We share horror stories, talk transparency reforms like a conflict register, and run through how we assess a buyer’s budget, time horizon, goals, and when they want to extract equity. We also touch on areas we’re watching across Sydney, Newcastle, and parts of Victoria, plus why policy changes can push eager first home buyers into repayments they can’t comfortably carry.This episode is for informational purposes only and does not constitute financial, legal, or tax advice. Please consider your personal circumstances and consult a licensed professional before making any financial decisions.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

A single conversation at 15 changed everything. Davie Mach chose accounting to pull his family out of debt, started a firm at 26, and built it to 40 people by doing one thing most advisers avoid: telling small business owners the whole truth about money, structure, and risk. Davey breaks down the difference between reactive, textbook accounting and proactive, real-time advice powered by cloud tools and AI without losing the human touch. We map the structures that matter in Australia: when a company beats a trust, how a family trust can hold shares for asset protection, why SMSFs are for long-term assets, and where bucket companies and intercompany loans create tax efficiency without triggering Division 7A headaches. If you’ve ever wondered whether the CGT discount justifies holding assets in your own name, you’ll hear the long-game maths that many investors miss.With a wave of senior accountants retiring and government revenue pressure rising, small businesses face a tougher environment than ever. Enforcement is up, complexity is rising, and yet opportunities grow for owners who keep tight books, review quarterly, and structure for resilience. If you run a business, invest in property, or simply want to pay less for better decisions, this episode is for you. Follow and subscribe, share this with a mate who owns a business, and leave a review so more Australians find practical, plain-English finance advice.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

We’re back with more Finance Show with Joe in 2026! Now with our new co-host, Milad Amin!There’s a saying that to understand the future, you have to understand the past. We’re doing the same thing here, trying to predict 2026 by looking at what happened in the Australian property market in 2025.From expanded government schemes to rate cuts, we get into it all while cracking a few jokes along the way. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

We map the best performing investment suburbs across Australia at three price points, from $500k to $1.5m, showing how leverage and tight supply can turn a modest deposit into meaningful equity. We provide three suburbs at each price point and measure their performance based on capital gain, rental yield, and potential future growth in the next 12 months. If you ever need any help with your mortgage or your property inquiries or anything along the lines of that, you can visit us at www.itsimple.com.au. If you are looking to invest in property, we also have a panel of buyers’ agents that we work with, and we can refer you several in the market that specialise in each particular location.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Prices are climbing, tempers are flaring, and a simple promise—“buy with just a 5% deposit”—isn’t as simple as it sounds. Joe and Michael unpack the new rules around Australia’s First Home Guarantee and why it might not be the slam dunk the federal government believes. We draw a clean line between the federal guarantee and state‑based grants and stamp duty concessions, then walk through what that means in New South Wales, Victoria, and Queensland. The boys don't just complain, Joe provides practical solutions that might improve supply and demand. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

The biggest property gains often come from the most boring moves—and that’s exactly where Steve Palise thrives. We sit down with the engineer‑turned‑buyers’ advocate and author to dismantle catchy myths, unpack the fundamentals that actually drive returns, and show how to pick between residential, commercial, and development without getting lost in the hype. Steve shares how he scaled a buyers’ agency from overseas using deep-work blocks, SOPs, and a serious CRM, then channelled that structure into three practical books and a free 10‑hour course built to answer the questions everyone keeps asking.We dive into the numbers that matter: vacancy risk, lease quality, and realistic lender appetite. Steve explains why Perth and Brisbane have delivered strong net yields and tight industrial/retail vacancies while Sydney’s sub‑5% returns demand bigger cheques—and how those relative values shift as yields converge. We break down ROI vs return on capital, the role of leverage in the early years, and why a “cash flow positive” badge means little without a decade‑long view of demand and rental growth. On the development front, Steve doesn’t sugarcoat it: margins have been squeezed, holding costs hurt, approvals take time, and banks want 15%+ profit on cost before they even listen. Small infill projects can work for the right operators, but the horror stories are real and avoidable only with proper feasibility.If you’re tired of “one true strategy” gurus, you’ll appreciate Steve’s approach: define the goal, set the time frame, map finance constraints, then choose the least risky path that still hits the target. Expect candid talk on postcode restrictions, specialised assets, valuation traps, and the unglamorous diligence that protects your downside. Want more of the good stuff? Grab Steve’s free resources, then listen and tell us which market you’re eyeing next. If this helped, follow, share with a mate, and leave a quick review so more investors find facts over noise.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Think financial planners are only for the wealthy? Ray Regmi and Malissa Vargas from Ryker Capital don't think so, revealing why financial advice might be most valuable for everyday Australians.Ray, with 21 years in financial services, and Malissa, with 32 years in lending, share powerful insights about the transformative impact of good financial planning. They explain why waiting until you're wealthy to seek advice is like saying "I need to be fit before I go to the gym" – completely backward! Joe explores the critical differences between financial planning and accounting, with planners focusing on future strategies while accountants reconcile the past. Ray and Malissa highlight how innovative approaches like the "cash out and re-contribute" superannuation strategy can save beneficiaries up to $300,000 in taxes. This is knowledge most people simply don't have access to without professional guidance. Perhaps most valuable is their insight into creating a financial ecosystem where advisors, accountants, and brokers collaborate to maximise client outcomes. This comprehensive approach protects against government policy changes while ensuring all aspects of your financial health are optimised. Whether you're struggling with debt, uncertain about retirement, or simply wanting to make better use of your income, this episode proves that financial planning isn't a luxury, it's an essential resource for building the future you deserve. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In our conversation with Jacob Fahmy, Client Director for Latitude Accountants, the boys discuss all things small business - the backbone of the Australian economy. Australia's small business owners are facing unprecedented challenges through increasing regulations, proposed tax changes, and economic policies that favour large corporations over local entrepreneurs.Jacob explains how structuring is the cornerstone of tax and accounting for small businesses (as well as employees) by helping you save significant money and headaches by getting things right at the start. Elsewhere we discuss productivity, working from home, and death taxes.Book a free discovery meeting with Latitude Accountants if you're an ABN holder to ensure your business is structured correctly for your goals.Contact Jacob Fahmy: Instagram: https://www.instagram.com/jacobfahmy TikTok: https://www.tiktok.com/@jacob.fahmy.taxWebsite: https://latitudeaccountants.com.auFollow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Looking to grow wealth through property but can't afford your own backyard? JP Gabriel, founder of Investr buyer's agency, reveals to Joe and Michael his powerful strategies for navigating Australia's challenging property landscape.JP shares his personal journey from tech professional at LinkedIn to successful property investor, building a portfolio across three states. He tackles head-on the biggest conundrum facing potential buyers today: "I want to buy my own home, but I'm either scraping the bottom of the barrel or I can't even buy something I really want to live in."JP explains his investment philosophy: "Capital growth is the game, but cashflow keeps you playing it." He draws brilliant parallels between property investment and stock market strategies, asking why young investors chase growth in tech stocks but often prioritise yield in property.For those weighing interstate investments, JP offers data-backed insights on the Queensland versus Victoria debate. After "nine years of growth in a four-year period" in Southeast Queensland, he believes Melbourne now presents compelling opportunities as the only state where housing affordability has actually improved.Whether you're a first-time investor or looking to expand your portfolio, we're providing the strategic clarity needed to make confident property decisions in today's complex market. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

The controversial $3 million superannuation tax has sparked fierce (if not overblown) debate across Australia, with important questions about fairness, implementation challenges, and political accountability taking centre stage.Targeting roughly 80,000 Australians (0.5% of the population) with super balances exceeding $3 million, this policy increases their tax rate from 15% to 30%. While Michael argues it affects only the wealthy, he admits there are several flaws that shouldn't be ignored. First is the issue of taxing unrealised gains. Property investments within super funds could trigger substantial tax bills without generating actual cash flow to cover them. Joe asks, where does this money come from? Must investors liquidate assets or pay from personal accounts? Even more troubling is the blatant exemption of federal politicians and defence force members from this tax increase. This "rules for thee, not for me" approach fundamentally undermines the policy's credibility and is something both the guys agree on. The absence of indexation represents another serious flaw. Without automatic adjustment for inflation, this threshold will gradually capture more Australians as asset values naturally increase over time. However, Michael argues that the ceiling is still so high that it is unlikely to capture many average Australians while also highlighting the unlikelihood of a future government not adjusting the indexation rate. Meanwhile, multinational corporations continue paying minimal tax on Australian resources they later sell back to us at premium prices. The government's willingness to target retirement savings while signing 40-year contracts with companies paying as little as 0.015% of profits in tax raises profound questions about priorities and fairness.Want to learn more about protecting your financial future amid changing tax policies? Subscribe to The Finance Show and join the conversation about creating true economic equity in Australia.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Australia's housing market is being strangled by the NIMBY (Not In My Backyard) phenomenon, with the average first home buyer age jumping from 34 to 37 in just three years. This devastating trend shows how local opposition to development is driving up prices and pushing homeownership further out of reach for young Australians.This episode touches on:• The NIMBY mindset • Sydney's poor urban planning compared to Melbourne's more efficient grid layout• Top 10 Sydney suburbs with less than 1% housing growth, including Glenmore Park and Illawong• Australia approving only 500,000 dwellings while welcoming 1.34 million new residents (2022-2025)• Housing prices skyrocketing – example of Bossley Park property gaining $160,000 in just 13 months• Average Australian savings dropped from $39,000 to $29,000 in three years• Overregulation and excessive red tape slowing development approvals• Strategic property investment as a potential solution for individuals facing the housing crisisIf you need help with property investment or financial advice, contact us for guidance.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Joe and Michael explore how Trump's tariffs are reshaping the Australian economy through currency devaluation, interest rate changes, and property market shifts, with surprising benefits for some and challenges for others.Overall, these won't affect Australia too negatively, in fact, they might actually improve things for the Australian economy as we look to other markets, particularly China and Europe. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

The boys discuss the government schemes that can actually help you get into the market and start building wealth. Find out:• Why someone earning $90,000 with HECS debt takes home approximately $5,200 less annually than someone without.• What you can do if your HECS debt is stopping you from buying a property.• Info on the federal government's investment of $182 million in NSW infrastructure to enable 25,000 new homes.• Suburbs like Goulburn will benefit owner-occupiers priced out of Canberra.If you need help with your home loans, refinancing, or purchasing your first home, visit us at www.itsimple.com.au.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Australia's housing crisis has reached a breaking point, forcing all political parties to place housing policy at the forefront of their election platforms. In this episode, we dissect the competing visions for solving Australia's housing affordability crisis, exploring whether any party has realistic solutions to the mounting pressure.Labor's ambitious promise of 1.2 million new homes by 2030 sounds impressive, but we examine whether this target is achievable given construction industry constraints and regulatory hurdles. We break down their policy framework including the Help to Buy scheme, stronger renter protections, and infrastructure funding designed to increase supply. But will these measures be enough when housing demand continues to outpace construction capacity?The Coalition's alternative vision focuses on unlocking superannuation for first home buyers, implementing a two-year ban on foreign investors purchasing existing homes, and freezing the National Construction Code for a decade. We evaluate whether these market-oriented solutions address the fundamental challenges or simply shift the problem.Most revealing is our discussion about the realities faced by everyday Australian landlords. As interest rates climbed, many small investors found themselves unable to cover their mortgage costs through rental income. The narrative of "greedy landlords" emerged only after these rate hikes, highlighting the complex relationship between monetary policy and housing affordability.For first home buyers, the situation looks increasingly bleak. With the average age of first home purchase now 38 years old in Australia, we consider whether radical interventions are necessary or if incremental policy changes can restore balance to the market. Share your experiences with housing affordability and let us know which policies you believe could make a difference in solving Australia's housing crisis.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Manny returns to discuss the latest shifts in Australia's property market. (Melbourne might be back in the game).Join us for our upcoming event "Ready, Set, Buy" at Strathfield Golf Club on Thursday, April 10th, featuring expert insights from Manny, Joseph, and Peter Ishak on property investment fundamentals.Live in Sydney? Get your free ticket on eventbrite: https://www.eventbrite.com.au/e/ready-set-buy-an-insiders-guide-to-property-investment-tickets-1278531635539?aff=FSWJFollow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

The long-awaited 0.25% interest rate cut from the Reserve Bank of Australia has finally arrived, bringing welcome relief to homeowners after rates reached their highest point in 15 years. But beyond the modest monthly savings—about $180 for the average New South Wales mortgage holder—lies a much more significant opportunity that savvy Australians shouldn't overlook.First-time buyers with median NSW salaries now have an additional $12,000-$14,000 in borrowing capacity, potentially bridging the gap that previously kept them from entering the market. Investors gain even more leverage, with borrowing power increasing by $15,000-$20,000. This expanded capacity coincides perfectly with the government's new residential housing scheme that has relaxed zoning laws across numerous NSW hotspots, creating a perfect storm of opportunity for those previously priced out of the market.Unlike previous rate cuts, we're unlikely to see an immediate property price surge. The two-year ban on foreign investment in existing properties, combined with depleted savings across Australian households due to prolonged high interest rates and inflation, means the market response will likely be measured. The Northwest corridor of Sydney, with its significant infrastructure investments including the metro line that connects Barangaroo to Bella Vista in just 38 minutes, stands out as a particularly promising investment region.Rather than putting small sums into Bitcoin or stocks, Joe advocates investing in yourself—developing marketable skills like video editing that could generate exponentially more income than the interest savings alone. This entrepreneurial mindset, combined with understanding Australia's business tax advantages (25% flat company tax versus up to 46% personal income tax), offers a pathway to true financial independence and wealth creation that goes far beyond the impact of a single rate cut.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

This week Joe and Michael explore the interest rate predictions from ANZ, CBA, and Westpac, while we unravel the political and economic factors shaping these forecasts. Discover how migration trends and government policies focusing on individual welfare create a challenging landscape for first-time homebuyers, as we spotlight the disconnect between policymakers and the realities of the housing market.With interest rates likely to drop, they boys also take a look at the best Sydney suburbs to invest in and it may or may not shock you to find out that Western Sydney is taking the cake. Find out the top performing suburbs and more on the latest episode of the Finance Show with Joe. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

The boys kick off the new year with a recap on the financial activity we saw over Christmas.  All we can say is don't make your settlement date during the holiday period! Moving into the world of personal loans and debt consolidation, we dissect the growing trend of managing multiple debts post-holiday season. The episode takes a deeper look at the changing travel landscape and the impact of gambling on financial decisions. With major airlines altering services and competition heating up, we examine how these changes affect consumer behavior. Meanwhile, the cultural impact of gambling in Australia and its influence on loan applications are analyzed through a hypothetical scenario. By spotlighting an individual's struggle with gambling and financial stability, we bring to life the intricate connection between personal habits and economic resilience. Join us for an in-depth exploration of these compelling financial themes and equip yourself with the knowledge to navigate the season with confidence.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Welcome It's Simple broker, Anthony Fontana, to the Finance Show with Joe!Tackling today's challenging homeownership landscape, we explore how the "Bank of Mum and Dad" is reshaping the property market. Discover strategic financial solutions like guarantor loans and the First Home Guarantee that are helping families overcome housing affordability issues. With expert advice on navigating lending options from institutions like First Mac and Macquarie, we underscore the importance of diverse financial planning and consultation.We wrap up with a focus on the benefits of starting early in property investment. Learn how time in the market can lead to significant growth and how regions like Newcastle and Adelaide offer promising opportunities. Anthony shares his advice for maximizing borrowing capacity through investment properties, while parents and young adults gain practical tips for leveraging support and building solid financial habits. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Damien joins us in this episode, the longest-standing member of It's Simple Finance, who stumbled into the world of brokering after an unexpected encounter at a wedding. With Damien, we explore Sydney's wealthiest suburbs to uncover the concept of "good debt" and how strategic financial planning with accountants can maximize tax efficiency and bolster property portfolios.Shifting our lens to the broader economic landscape, we ponder the Reserve Bank of Australia's potential interest rate decisions, particularly given the festive season's approach. Reflecting on the property boom of 2020-2021, we voice concerns about the current inflationary pressures and their impact on consumer spending. Tune in to hear our take on these pressing economic issues and the potential shifts in consumer behaviour as Australians navigate this complex financial terrain.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

What happens when a property investor decides to switch sides and become a mortgage broker? David shares his compelling journey on our latest episode of the Finance Show. Discover how a miscalculation by a lender nearly derailed his property purchase plans in Perth and how It's Simple saved the day. David's experience underscores the importance of motivated brokers and the art of matching clients with the right lender, illustrating how diverse bank offerings can meet specific customer needs.Ever wonder where the real estate market is headed? With construction delays and tax changes, Victoria emerges as a hotspot for owner-occupiers, while Sydney's urban sprawl and developments near the new Badgerys Creek airport present unique opportunities. We examine how local council regulations and upcoming infrastructure projects can serve as key indicators for savvy property investors.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Curious about which suburbs in Australia are thriving and why? Join us on The Finance Show with Joe as we explore the incredible growth of areas like Gables and Lismore in New South Wales, where family-friendly environments and innovative social housing initiatives have sparked impressive property value increases. We break down the factors making these suburbs attractive, from desirable schools to resilient rental markets, even in the face of natural challenges like flooding.Despite the downturn in Melbourne, the Victorian capital still has property hotspots, where a buyer's market is flourishing despite legislative hurdles. We explore everything from cyclical market patterns to the political ideologies shaping economic climates. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

On this episode, we get into the skyrocketing Perth market, where some homes are gaining $1,000 a day! Ever wondered where to find the next big investment opportunity? We've got you covered with an in-depth look at regional Victoria, particularly Melbourne, where the lingering effects of COVID-19 have shifted the investment landscape. With investors exiting, property values and rental yields have seen fluctuations.Plus, don't miss our special guest, Manny, who shares expert advice for first homebuyers and guides you through the labyrinth of financial decisions. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In this episode we break down Anthony Albanese's controversial housing bill, dissecting the shared equity scheme designed to help first-time buyers and the political clash it ignited between the Coalition and the Greens. We'll unpack why the Greens' demands on negative gearing and capital gains tax changes are seen as impractical and explore the limited impact of this bill on property prices due to stringent eligibility criteria. Compare this with the existing home guarantee scheme, and you'll see why concerns about skyrocketing property prices might be overstated.Additionally, we navigate through the shifting sands of consumer spending from April 2021 to July 2024, focusing on the drastic decline in discretionary spending and the economic pressures driving these changes. Discover the hidden impact of rising taxes on alcohol and tobacco, pushing consumers towards illegal alternatives. Finally, we turn our attention to the real estate market in New South Wales, spotlighting Catherine Field and Austral as key investment opportunities with promising rental yields and future capital growth. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Ever wondered what it takes to be a successful real estate agent in 2024? We are thrilled to have Karem back with us to shatter the stereotypes and unveil the true essence of a modern-day agent. Forget the outdated image of fancy suits and luxury cars; today’s agents are multifaceted professionals mastering roles in negotiation, marketing, content creation, and even psychology. Karem shares how balancing vendor and buyer expectations leads to fair outcomes and immense job satisfaction, providing a realistic look at the dedication and hard work behind each successful deal.Harnessing the power of social media is no longer optional but essential in the real estate industry. Karem and the boys break down how authenticity and strategic content creation can significantly impact your business. We cover everything from conceptualization to the execution of diverse forms of content, including behind-the-scenes footage. These efforts not only increase engagement but also help in building a robust personal brand that keeps you prominently in the minds of potential clients.Trust is the cornerstone of any successful real estate business. Karim underscores this by discussing how authentic marketing and referrals have driven his success, illustrated by a recent listing that broke viewership records in New South Wales.  Karem also shares insights on the dynamics of running a real estate business, emphasizing the value of a robust rent roll and the collaboration between rental and sales departments for sustained success. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Ever wondered how the magic happens behind high-stakes real estate deals? Meet Karem Lakiss, co-founder of Mayfair Real Estate, as he takes us on his remarkable journey from working in his family's service station business and with Emirates to becoming a real estate powerhouse. Karim also dives deep into how social media has revolutionized the real estate landscape. Get ready to hear about some jaw-dropping real estate transactions, including a scenario where a $16 million home is purchased for a buyer's daughter. Learn the true importance of property styling and how professional stylists can turn a home into a buyer's dream.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Is the Australian property market on the brink of a major shift, or are we just seeing temporary hiccups? Join us on this episode of the Finance Show with Joe as we uncover the latest trends in housing values across major capital cities. CoreLogic’s recent data reveals a cooling off in housing values, presenting both opportunities and challenges. First-time buyers might find some relief in more affordable prices, while property investors could face a bumpy road ahead. We’ll break down how rising living costs and high interest rates are playing a pivotal role in shaping these trends.We then zoom in on the dramatic shifts within Sydney and Melbourne's property markets. For example, a Blacktown couple who enjoyed a staggering 20% gain in just six months. However, this growth is not uniform citywide. Wealthier areas like Cronulla and Miranda are showing signs of stabilization or even potential dips. Plus, with broader economic issues like stagnant wages and construction company bankruptcies, we question the sustainability of these markets. We also touch on the seasonal nature of property trends and the possibility of a market boom later in the year.Lastly, we tackle the critical question of whether current market trends are genuine shifts or just temporary fluctuations. With the end of the financial year in sight, the focus is shifting towards refinancing over new property purchases. We emphasize the strategic importance of accessing equity now to facilitate future investments. Balancing immediate financial prudence with long-term investment goals becomes paramount in these uncertain times. Tune in for a comprehensive analysis that offers invaluable insights for first-time buyers, seasoned investors, and everyone in between.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Is it too expensive to have a child in 2024? Fertility rates have plummeted in Australia's capital cities i.e. where most people live. The leading theory is that things are simply too expensive to consider a child with rental payments and mortgage repayments reaching record highs and the significant cost of childcare services. Elsewhere, the Crowdstrike outage bricked over 8.5 million computers worldwide affecting services like banks. Millions of people couldn't access their own money thanks to many banks' insistence on a digital only service. This outage has many questioning whether a digital only economy is the right decision. Western Australian renters will be celebrating after new laws were passed allowing them more freedom to make small changes to their homes and keep pets all with the approval of their landlords. All this and more on the latest Finance Show with Joe. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Foreign buyers acitivty is on the rise in Australia by 27% in 2022/23. Foreign buyers were responsible for $1.9 billion worth of property sales in the last financial year, but does that spell disaster for Aussie buyers? Yes and no. Most property sales were under $1 million AUD and given that foreign buyers cannot hold onto property indefinitely, it seems to be adding to local housing shortages, but is far from the main driving force.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

You should be buying in regional Australia right now if you're interested in an investment. Why? Well, the boys spoke to special guest, Emmanuel Michael, a buyers agent who has seen some explosive growth in regional Australia, particularly in Western Australia. In fact, it's not just the regions with great prices for entry and potential for growth, but Perth too. The WA capital has now become the most affordable capital city in Australia but there are some restrictions for investors. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Is there a conspiracy around property prices? Probably not, but its certainly starting to feel that way. Anyway, what this episode about other than conspiracies? The boys provide a market update for May/June in which Joe explains that banks and lenders are loosening lending laws to help borrowers during the cost of living crisis. Alongside this, borrowers are consolidating their debt in droves. You've got three guesses as to why.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Can Australia truly become a renewable energy superpower?  Joe and Michael break down a few winners and losers from the 2024/25 Federal Budget. It isn't the groundbreaking budget some were hoping for, in fact, little is changing, but what doesn't make people overly happy or overly upset is a success? Right? Let us know your thoughts below. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Joe and Michael are talking about immigration. Oh boy... This isn't about race, so if that's what you're here for, you're not welcome. This is about how immigration policies are affecting the economy and contributing to the cost of living crisis.Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In this episode, Joe and Michael get into how much you have to earn to buy a property in each Australian capital city in order not to feel financial stress. Additionally, they discuss which jobs allow you to do that easily. Spoilers, there aren't many. Interested to learn more? Join our FB community ‘Home Loan University’ where you can ask any home loan questions and get access to the latest property market trends, insights and expert tips: https://www.facebook.com/groups/575999569987533You can also call us at 1300 796 937 or book a FREE consultation to find out more: https://itssimple.com.au/book-consultation/Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In this week's episode of the Finance Show with Joe, the boys chat about where you might consider buying outside of Sydney and Melbourne, tips for getting ahead, and whether government incentives are helping people get out of financial funks. This podcast is intended to provide general information (and hopefully entertainment) only and the contents of which do not purport to provide personal financial advice. You should consider seeking independent financial advice. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Welcome to the Finance Show with Joe and co-host, Michael. In today’s episode, Joe and Michael tackle the big questions surrounding government policy and Australia’s housing crisis. Are immigration rates unsustainable during the current crisis? Are interest rates helping at all? Why are property prices still rising? The guys get into it all while also making suggestions as to what might be up and coming suburbs. This podcast is intended to provide general information (and hopefully entertainment) only and the contents of which do not purport to provide personal financial advice. You should consider seeking independent financial advice. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Welcome to "The Finance Show with Joe," your gateway to the world of finance and property, hosted by Joseph Daoud, Founder of It's Simple Finance, alongside special guest Renee Roumanos of Renee Roumanos legal to discuss the 2023 financial budget, how to protect yourself and Renee's personal experience. Join us as Joe and Renee navigate the 2023 budget, unraveling the winners and losers and sharing valuable insights for both buyers and sellers.Tune in to this episode of The Finance Show with Joe for an informative and engaging discussion that will empower you with the knowledge you need to thrive in Australia.  Follow Renee on:  ▸Website - https://www.reneeroumanos.com.au/▸LinkedIn - https://www.linkedin.com/in/renee-roumanos-4a94a862/▸Instagram -  https://www.instagram.com/reneeroumanosFollow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/#Australianpropertymarket #finance #realestate #homeloan #mortgage #RBA #homeloanuniversity Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Welcome to "The Finance Show with Joe," your gateway to the world of finance and property, hosted by Joseph Daoud, Founder of It's Simple Finance, alongside special guest Tarun Sethi, Principal of McGrath Strathfield, to explore the dynamic real estate landscape of Strathfield and the Inner-West of Sydney.Join us as Joe and Tarun navigate Strathfield's Market, unraveling the intricacies of this vibrant market and sharing valuable insights for both buyers and sellers.They take a stroll down Strathfield's "Golden Mile" and uncovering the hidden gems and prime locations that make Strathfield a one of the most sought-after destination in the inner-west of Sydney.Joe and Tarun delve into understanding first home buyer priorities, offering crucial advice for those looking to take their first steps onto the property ladder in Strathfield or any other competitive market.Tune in to this episode of The Finance Show with Joe for an informative and engaging discussion that will empower you with the knowledge you need to thrive in Strathfield's ever-evolving real estate scene.___________________________________________________________________________Follow Tarun on:  ▸Website - https://www.mcgrath.com.au/offices/384-strathfield▸LinkedIn -  https://au.linkedin.com/in/tarun-s-sethi▸Instagram -  https://www.instagram.com/tarun.sethi.mcgrath/Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/#Australianpropertymarket #finance #realestate #homeloan #mortgage #RBA #homeloanuniversityFollow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In this episode, our host Joseph Daoud sits down with Julian Khursigara, the visionary Owner of Search Party Property. Join us as we delve into the ever-shifting landscape of property market trends, Why buying established properties will always outperform House & Land packages or off-the-plan apartments and why it's better to have "time in the market" rather than timing the market.Follow Julian on:  ▸Website - https://searchpartyproperty.com.au▸LinkedIn -  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/▸Instagram -  https://www.instagram.com/juliankhursigara_buyersagent/Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Instagram -  https://www.instagram.com/itsjosephdaoud/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

On this episode of The Finance Show with Joe we are joined by well known licensed finance content creator that most of you will know by the name of "Invest with Queenie".  Join Joe and Queenie as they delve into the topics of Global ETF's, Frequent Flyer Points, Buy Now Pay Later, First Home Super Saver Schemes, Money Saving tips & many more!Follow Queenie on:  ▸Website - https://www.investwithqueenie.com ▸Instagram -  https://www.instagram.com/investwithqueenie/channel/▸TikTok - https://www.tiktok.com/@investwithqueenie▸Podcast -  @investwithqueeniepablo1909 ▸YouTube -  @InvestWithQueenie  Follow us for more property news and mortgage advice! ▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/▸Instagram:  https://www.instagram.com/itssimplefinance/▸Facebook: https://www.facebook.com/itssimplefinance▸LinkedIn: https://www.linkedin.com/company/itssimple/Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

On this episode of The Finance Show with Joe, we are joined by none other than our very own Michael Mankin, Chief of Operations at It's Simple Finance. Join Joe and Michael as they delve into Rental Yield, Professional Relationships in Property, Interstate Investing. Explore the intricacies of rental yield Joe and Michael will share their personal experiences, stories, and tips to help you maximise your property investments while creating a comfortable home for others.Buckle up for a fascinating journey into Interstate Investing! Joe and Michael will take you beyond the spreadsheets and charts, sharing their journeys of growth and risk-taking. Learn from these seasoned experts who are not afraid to reveal their challenges and the lessons they've learned along the way.Follow Michael Mankin on:  ▸Website - https://itssimple.com.au▸Facebook - https://www.facebook.com/itssimplefinance/▸Instagram - https://www.instagram.com/itssimplefinance/▸Instagram - https://www.instagram.com/itsmichaelmankin/▸Linkedin - https://www.linkedin.com/company/itssimple/▸Linkedin - https://www.linkedin.com/in/michael-mankin-05ab4055/Follow us for more property news and mortgage advice! ▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/▸Instagram:  https://www.instagram.com/itssimplefinance/▸Facebook: https://www.facebook.com/itssimplefinance▸LinkedIn: https://www.linkedin.com/company/itssimple/Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In this episode of The Finance Show with Joe, host Joseph Daoud is joined by Julian Fayad, the brilliant mind behind LoanOptions.ai. In this episode, we'll be tackling one of the most critical aspects of borrowing: Qualifying for Lending Criteria. Julian will be sharing his expertise on the factors that lenders consider when evaluating loan applications. Joe and Julian explore the vast array of Different Types of Lenders available in today's market. From the big four banks to FinTech companies and everything in between, the options can be overwhelming. Julian discusses why having different options for different situations is important.Julian explains the struggles of the small businesses in today climate and how they are being affected by the increased cost of living. Follow Julian Fayad on:  ▸Website - https://loanoptions.ai▸Facebook - https://www.facebook.com/loanoptionsai/▸Instagram - https://www.instagram.com/loanoptions.ai/▸Linkedin - https://www.linkedin.com/company/loanoptions-ai/▸Linkedin - https://www.linkedin.com/in/julianfayad/Follow us for more property news and mortgage advice! ▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/▸Instagram:  https://www.instagram.com/itssimplefinance/▸Facebook: https://www.facebook.com/itssimplefinance▸LinkedIn: https://www.linkedin.com/company/itssimple/Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

On this episode of The Finance Show with Joe, host Joseph Daoud is joined by Renee Roumanos from Renee Roumanos Legal.  Joe and Renee delve into current property trends in todays market, new stamp duty exemptions and whether you should look into buying a brand new or established property. Renee from Renee Roumanos Legal is passionate about bridging the gap between the complex legal system and her client’s needs by keeping it simple. Renee Roumanos Legal is dedicated to doing law differently and providing legal advice without the jargon. We believe that the essence of the law is to help, and that involves making real connections with our clients, understanding their legal concerns and going above and beyond to work together to creatively and efficiently get from A to B.Renee Roumanos Legal specialises in conveyancing, estate planning and commercial law. The mission is to provide a fresh approach by delivering timely, expert advice with a personable service.Follow Renee Roumanos on:  ▸Website - https://www.reneeroumanos.com.au/▸Facebook - https://www.facebook.com/reneeroumanoslegal/▸Instagram -  https://www.instagram.com/reneeroumanoslegal/▸Linkedin - https://www.linkedin.com/in/renee-roumanos-4a94a862/Follow us for more property news and mortgage advice! ▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/▸Instagram:  https://www.instagram.com/itssimplefinance/▸Facebook: https://www.facebook.com/itssimplefinance▸LinkedIn: https://www.linkedin.com/company/itssimple/Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Welcome to another captivating episode of The Finance Show With Joe, In this highly anticipated instalment, Joe is joined by Yahya Jassem, a distinguished Broker from the It's Simple Finance team.Get ready as Joe and Yahya unravel the age-old question: "Is it better to go to a broker or directly to the bank?" Through their wealth of experience and deep industry knowledge, they demystify the pros and cons, helping you make informed decisions when it comes to your financial endeavors.Is it a buyers or sellers market?  Explore the intricacies of these dynamic market forces and gain valuable insights into navigating different market conditions. In a world saturated with media frenzy, Joe and Yahya dive headfirst into the topic of panic-induced by the media and how it often misleads and misrepresents. Follow Yahya Jassem on:  ▸Website - https://itssimple.com.au▸Facebook - https://www.facebook.com/itssimplefinance/▸Instagram - https://www.instagram.com/itsyahyajassem/▸Linkedin - https://www.linkedin.com/in/yahya-jassem-4ab639123/Follow us for more property news and mortgage advice! ▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/▸Instagram:  https://www.instagram.com/itssimplefinance/▸Facebook: https://www.facebook.com/itssimplefinance▸LinkedIn: https://www.linkedin.com/company/itssimple/Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In this episode, Joe has the sits down with Andrew Debono, Co-founder of Peak Wealth Management, multi-award winning and highly respected name in the industry. Together, they delve into the fascinating topic of negative gearing in property investment. Gain a comprehensive understanding as they explore the potential benefits and risks associated with this strategy, providing you with the knowledge to make informed investment decisions.Joe and Andrew emphasize the indispensable value of a financial advisor. Discover how a skilled advisor can offer personalized guidance, tailored to your unique circumstances and goals. They will help you navigate the complexities of finance, provide expert insights, and ensure you make sound financial choices. Learn why having a trusted advisor by your side is an essential asset on your path to financial success.Andrew explains the importance of implementing an effective cash flow strategy. Discover the power of managing your income and expenses wisely, optimizing your cash flow for financial success. Uncover practical insights and strategies to prioritize savings, allocate funds strategically, and achieve your long-term financial goals.Follow Andrew Debono on:  ▸Website - https://peakwm.com.au▸Facebook - https://www.facebook.com/peakwm/▸Instagram - https://www.instagram.com/peakwealthmanagement/▸Linkedin - https://www.linkedin.com/company/peakwealthmanagement/ ▸Linkedin - https://www.linkedin.com/in/andrewdebono/Follow us for more property news and mortgage advice! ▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/▸Instagram:  https://www.instagram.com/itssimplefinance/▸Facebook: https://www.facebook.com/itssimplefinance▸LinkedIn: https://www.linkedin.com/company/itssimple/Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

On this episode of The Finance Show With Joe,  Joe sits down with Bradley Gimbert, the esteemed founder of Indigenous Wealth, to delve into an array of compelling topics that will both educate and inspire.As the founder of Indigenous Wealth, Bradley Gimbert brings a wealth of expertise to the discussion. Throughout the episode, Bradley passionately shares his profound insights on property opportunities specifically tailored for Indigenous people. By providing practical strategies and actionable advice, Bradley empowers Indigenous individuals and communities to embark on their own journeys toward financial prosperity.Joe and Bradley discuss upcoming challenges in real estate investing in the next 6-12 months. They analyze the evolving market landscape, highlighting hurdles and opportunities for investors. Their insights empower listeners to navigate real estate investing wisely.Bradley shares inspiring success stories of "Indigenous Wealth," showcasing individuals and communities who achieved financial success through dedication and strategic investments. These stories offer practical insights for listeners' own financial journeys.Join Joe and Bradley on The Finance Show as they explore property opportunities for Indigenous people, real estate investing challenges and opportunities, and celebrate "Indigenous Wealth" success stories. Gain knowledge, fuel aspirations, and pursue financial empowerment. Follow Bradley Gimbert on:  ▸Website - https://www.indigenouswealth.com.au▸Facebook - https://www.facebook.com/IndigenousWealth/▸Instagram - https://www.instagram.com/indigenous.wealth/?hl=en▸Linkedin - https://www.linkedin.com/company/indigenous-wealth/ ▸Linkedin - https://www.linkedin.com/in/bradley-gimbert-793800231/ Follow us for more property news and mortgage advice! ▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/▸Instagram:  https://www.instagram.com/itssimplefinance/▸Facebook: https://www.facebook.com/itssimplefinance▸LinkedIn: https://www.linkedin.com/company/itssimple/#TheFinanceShowWithJoe #Finance #RealEstate #IndigenousWealth #Investing #PropertyFollow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In this episode, Joe is joined by Adrian Hondros, the Managing Director of Hondros Consulting. Together, they dive into thought-provoking subjects that shape the real estate landscape. They shed light on the rental crisis, exploring its complexities and potential solutions. Additionally, they uncover the hidden opportunities of rural and regional properties, sharing valuable insights on their unique advantages. Lastly, they delve into their personal philosophies on recessions, offering valuable perspectives on navigating economic downturns. Get ready for an engaging conversation that blends expert knowledge and philosophical reflections, all geared towards empowering your financial journey.Adrian Hondros, Managing Director, Hondros Consulting.During his career Adrian has been a CEO, Board Chairperson and Managing Director. His career in Financial Services started months before the October '87 share market crash and continued until 2016. Over that time he had responsibility for insurances companies, fund management firms, private banks and financial advice businesses.Most notably in 2002 Adrian was General Manager of National Australia Bank's national financial planning business and then of NAB's Private Bank across Australia and Asia. After that he joined HBOS Australia just before the GFC and was CEO of St Andrew's Australia, an insurance, financial advice and funds and funds management business.St Andrew's was soon acquired by the Commonwealth Bank of Australia in 2015 and Adrian became the Executive General Manager of CBA's Private Bank and was a director and Chair of Commonwealth Private Ltd. The Private Bank had operations across Australia, Singapore and Hong Kong. Adrian's responsibilities included personal and commercial banking, financial advice and a private office service for the wealthiest families.After a transformational experience at INSEAD's Advanced Management Program in Fontainebleau, France in 2015, Adrian become CEO of Porter Davis Homes in Australia. While not ever having been in construction previously, he successfully lead one of Australia's largest home builders at the time to exceed its five year earnings plans 2016-2021 and worked closely with Genet Jeanjean to significantly develop and grow the leadership and professionalism of the business.Hondros Consulting was launched in June 2022 and now has business clients across commercial construction, financial services, executive recruitment, property development, property advice and management, insurance related, global consulting, global funds management and property tech companies.The focus of Hondros Consulting is Leadership, Strategy and Governance and Adrian works closely with founders, business owners, boards and CEOs to accelerate and develop their business plans in this regard. Hondros Consulting will often enable leadership development, the creation of a Strategy on a Page and the establishment and Chairing of Advisory Boards.▸Website - https://hondrosconsulting.com.au/▸LinkedIn Profile - https://www.linkedin.com/in/adrianhondros/Follow us for more property news and mortgage advice! ▸Instagram: https://wFollow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au▸Instagram -  https://www.instagram.com/itssimplefinance/▸Facebook -  https://www.facebook.com/itssimplefinance/▸LinkedIn - https://www.linkedin.com/company/itssimple/DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.