The Finance Things in Life

Season 2: Episode 3 with Special Guest, Jesse TothIn this episode of The Finance Things in Life, The Pitti Group Wealth Management brothers sit down with Jesse Toth, President of Leaders Inspire, for a powerful conversation on leadership, financial health, business growth, personal fulfillment, and the challenges facing today’s leaders. From succession planning and developing emerging leaders to balancing business success with family, health, and purpose, this episode explores what truly makes a leader worth following. Jesse shares his journey from financial advising and physical therapy into executive leadership coaching, while Matt and Anthony connect these lessons directly to business owners, financial professionals, and families. Whether you're a business owner, entrepreneur, financial advisor, or someone striving for personal growth, this episode delivers practical wisdom on: - Leadership development - Succession planning - Financial wellness - Personal reflection - Screen time and technology’s impact on leadership & family At The Pitti Group Wealth Management, we believe financial planning is about more than money; it’s about building a life and legacy with purpose. 📍 Based in Victor, New York, The Pitti Group helps individuals, families, and business owners pursue financial confidence through personalized wealth management strategies. Connect with The Pitti Group Wealth Management: Retirement Planning | Wealth Management | Business Financial Planning thepittigroup.com Participants: - Jesse Toth, President, Leaders Inspire:https://www.linkedin.com/in/jesse-toth-8769bb97/- Matt Pitti, AIF® Senior Vice President, Wealth Advisor:https://www.linkedin.com/in/matthewpitti/- Anthony Pitti, CDFA®, CRPS™ Vice President, Wealth Advisor https://www.linkedin.com/in/anthonypitti/ #WealthManagement #LeadershipDevelopment #VictorNY #FinancialPlanning #BusinessLeadership #SuccessionPlanning #ThePittiGroup #RochesterNY #Entrepreneurship #PersonalGrowth #FinanceThingsAndLife The Pitti Group Wealth Management | Victor, NY Disclosure: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such.

Season 2: Episode 2 -- Special Guest Greg Cullen Former pro baseball player Greg Cullen joins The Finance Things in Life podcast to share his journey from Penfield Little League standout to being drafted by the  @braves , navigating the realities of major league baseball, and building a new career in the booming sports card world with  @wethehobby .In this episode, Greg opens up with Matt and Anthony about: ⚾ His path through college baseball and professional baseball 💰 The financial realities of life in the minor leagues 🏠 Homeownership, weddings, and smart money moves 📈 Roth IRA, investing, and financial literacy for athletes 🎴 Sports cards, collectibles, and the explosive growth of the hobby market 🔥 Why passion, adaptability, and perspective matter after sports Whether you're a baseball fan, athlete, investor, collector, or just love hearing real stories about career pivots and success, this episode is packed with insight, humor, and practical advice. Be sure to like, comment, and subscribe for more conversations about wealth, life, sports, and the financial decisions that shape our futures. If you’ve found this information useful and have any questions, don’t hesitate to reach out to us at [email protected] and visit thepittigroup.com Disclosures: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. #Baseball #Finance #SportsCards #Investing #GregCullen #TheFinanceThingsInLife #AtlantaBraves #RothIRA #WeTheHobby #Podcast

Season 2: Episode 1: Biggest 401(k) MistakesMost people change jobs and never think twice about their old 401(k)… until it’s too late.In this episode of The Finance Things in Life, Matt Pitti and Sean Hantes break down what really happens to your retirement accounts when you switch jobs, and the costly mistakes they see all the time.From forgotten accounts and poor investment allocations to outdated beneficiaries and real-life horror stories, this conversation covers the small details that can make a massive difference in your financial future.👉 You’ll learn:- What your options are when leaving a job (leave it, roll it over, or transfer it)- Why “set it and forget it” can quietly hurt your retirement- How outdated beneficiaries can override your will- Real client stories where small oversights led to big consequences- Why reviewing your accounts annually matters more than you thinkIf you’ve ever changed jobs, been laid off, or plan to retire someday (so… everyone), this is a must-watch.📩 Have questions about your 401(k) or old accounts? Reach out to us at The Pitti Group Wealth Management, we’re happy to help. ThePittiGroup.com👍 Be sure like, subscribe, and share if this helped you.Disclosures:The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group’s strategies are disclosed in the publicly available Form ADV Part 2A

In this episode of The Finance Things in Life, Anthony Pitti sits down with Lindsay Connelly, founder of Linden Digital, to discuss what truly sets successful marketing agencies apart in a crowded marketplace. Key topics covered: ✅ Why culture and retention matter more than ever in service businesses ✅ The "media calculator" approach: Using actual math to predict marketing ROI ✅ How to determine if Google Ads, social media, or other channels make sense for YOUR budget ✅ Scaling from $0 to $2M through authentic relationships and word-of-mouth ✅ The power of cross-training teams and proactive client strategy ✅ Building a workplace where employees actually want to stay (and bring pie) Lindsay shares real client examples, including when she told a prospect NOT to hire her agency, and why radical honesty wins more business than overselling ever could. Whether you're a small business owner trying to navigate digital marketing or an entrepreneur building a team, this conversation delivers actionable insights on culture, client service, and sustainable growth. #Marketing #BusinessGrowth #AgencyLife #ROI #CompanyCulture #Entrepreneurship #DigitalMarketingThe Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.​​​​​​​This information is general in nature and should not be considered tax advice.  Investors should consult with a qualified tax consultant as to their particular situation.

In this episode of Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management sit down with Peter Glennon from the Glennon Law Firm PC to discuss the complex challenges facing family business owners. From starting as a solo entrepreneur to bringing on partners and family members, Peter shares invaluable legal insights on entity formation, succession planning, and protecting your business assets. Learn about the importance of governing documents, navigating family dynamics in the workplace, prenuptial agreements for business owners, and why communication is absolutely critical at every stage of business growth. Whether you're just starting out or managing a multi-generational family business, this episode is packed with practical advice to help you avoid costly legal pitfalls.The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.This information is general in nature and should not be considered tax advice.  Investors should consult with a qualified tax consultant as to their particular situation.

Now that the year has come to a close, we are reminded of some of the smart tax planning that can make a big difference. In this episode of Finance Things in Life, Matt and Anthony break down tax loss harvesting—what it is, how it works, and when it actually makes sense to use it. They walk through real-world examples of realized gains and losses, explain the $3,000 annual loss limit and carryforwards, and clarify common misconceptions around the wash sale rule, ETFs vs. individual stocks, and why this strategy only applies to taxable brokerage accounts—not IRAs. You’ll also hear how tax loss harvesting can be especially powerful in volatile markets or years with large income events, like selling a property, and why communication between your advisor and CPA is critical to making it work effectively.If you’ve had gains this year—or want to be more proactive about reducing your tax burden—this episode gives you practical insights to help you stay invested while keeping more money in your pocket. 🎧 Tune in to learn how small moves today can lead to meaningful tax savings tomorrow.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management are joined by special guest Candace Messner of True Agent Real Estate for a candid, wide-ranging conversation that goes far beyond Real Estate 101.Together, they explore how real estate fits into a bigger financial picture; touching on investing strategies, retirement planning, tax considerations, and what “retirement” really means in today’s world. From staying active and generating income later in life to aligning real estate decisions with long-term financial goals, this episode blends practical insight with real-world experience.Whether you’re just getting started or thinking at a more advanced level, this discussion offers valuable takeaways on planning smarter, asking better questions, and building a strategy that works for your life.  The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management break down the often-overlooked process of reviewing your company’s 401(k) plan. As the new year begins, many business owners and HR professionals revisit different areas of their business, but the 401(k) is one area that’s frequently ignored or feels too overwhelming to tackle. The brothers walk through what a 401(k) review actually looks like, debunk common myths about how time-consuming or complicated it is, and explain how an RFP (request for proposal) can help you evaluate your plan without committing to changes. They cover key considerations like provider comparisons, plan documents, employer match options, auto-enrollment, employee tools, and fiduciary responsibility. Whether you discover opportunities for improvement or confirm that your plan is already in great shape, this episode shows why a 401(k) review can benefit both business owners and employees, and why it’s easier than you think.Disclosures: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

Matt and Anthony return for another crowd-favorite confession session. Turns out, the things people admit about work, money, and daily habits are more universal than you’d expect. From the temptations of working from home to the surge of silent quitting, the brothers reflect on what these habits reveal about our financial priorities. Real stories, real talk, all wrapped in insight and humor. Disclosures: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. 

When changing jobs, it’s easy to lose track of old retirement plans, but what happens to that money, and what should you do next? In this episode, Matt and Anthony break down the real-life decisions behind retirement account rollovers, including whether to keep your plan where it is, move funds into a new employer plan, roll into an IRA, or cash out entirely. They discuss the pros and cons of each option, the importance of understanding your investment choices, and why being informed is the key to long-term success. Whether you’re switching careers, dealing with a layoff, retiring, or just playing catch-up on past accounts, this episode will help you understand your options and make confident decisions with your retirement savings.Disclosures: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

In this episode of The Finance Things in Life, Matt and Anthony sit down with longtime friend and real estate investor Marty Grizzanti, owner of Suplex Properties. Together, they dive into the realities of real estate investing, from commercial opportunities to residential flips, and the mindset needed to build long-term wealth. The conversation also explores the shifting landscape of the trades, the decline of traditional college pathways, and why blue-collar skills may become some of the most valuable assets in the coming decade. Marty also shares updates on available commercial space in Victor/Farmington and offers insight for anyone looking to remodel a professional office. Whether you're new to real estate or looking to level up your investing game, this episode is loaded with practical advice, honest stories, and laughs from old friends reconnecting.Disclosures: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

Matt and Anthony from The Pitti Group Wealth Management break down the Top 5 Financial Mistakes people are still making, according to Finance Time. In this fun and insightful episode, Anthony tries to guess each mistake while Matt reveals the real list, sparking honest conversations about emotional investing, the power of a solid financial plan, and why having an advisor can feel a lot like therapy (minus the bar tab). Whether you’re planning for retirement or just trying to get your money right this year, this episode will help you steer clear of costly missteps.The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.All information has been obtained from sources believed to be reliable, but its accuracy is not guaranteed. There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information, and it should not be relied on as such.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management break down the six key ages you need to know for effective retirement planning. From your pre-50s contribution years to post-70 estate updates, they walk through each milestone and what actions to take at every stage, including catch-up contributions, penalty-free withdrawals, Social Security timing, Medicare enrollment, and RMDs.Whether you’re planning your own retirement or helping loved ones prepare, this episode offers a clear, practical roadmap to help you stay organized and make the most of every opportunity along the way. The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation.All information has been obtained from sources believed to be reliable, but its accuracy is not guaranteed.  There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information, and it should not be relied on as such.

Matt and Anthony from The Pitti Group are back with the second edition of Money Confessions! From unused gym memberships to surprise streaming charges, they unpack the little financial habits that quietly drain our wallets. Tune in for real stories, relatable laughs, and practical tips to keep your finances in check, no judgment, just honest conversation. The Pitti Group Wealth Management, LLC  (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. For additional information, please visit our website at https://www.thepittigroup.com/ The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation.

Matt and Anthony from The Pitti Group Wealth Management are spilling the tea on real-life money confessions, from secret savings accounts to luxury cars bought for the wrong reasons. In this fun and honest episode, they break down the emotions behind our financial choices, what we can learn from them, and why it’s okay to laugh (and cringe) along the way.The Pitti Group Wealth Management, LLC  (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. For additional information, please visit our website at https://www.thepittigroup.com/

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management explore one of the most important yet often delayed conversations families need to have: preparing children to handle finances, caregiving, and long-term planning.From introducing your kids to your trusted advisors, to updating wills, beneficiaries, and powers of attorney, Matt and Anthony share practical steps for creating smoother transitions and stronger financial literacy for the next generation. They also highlight the importance of organizing accounts, planning for long-term care, and even writing a “family love letter” to reduce stress and uncertainty later on.Whether you’re a parent looking to prepare your children, or an adult child hoping to support your parents, this conversation will give you tools to start early, communicate clearly, and build a team that ensures your family is ready for the future.The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or anoffer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management shift gears, tackling a deeply important topic: caring for aging parents.They break down the conversations every family should be having before it’s too late. From organizing legal documents and setting up powers of attorney, to holding family meetings and making homes safer, Matt and Anthony share practical steps to ensure clarity and reduce stress down the road.They also touch on:How to start sensitive conversations without creating defensivenessThe importance of family love letters and document organizationLong-term care options and the financial planning behind themFraud prevention and monitoring for elderly loved onesTax benefits and financial considerations when caring for parentsWhether you’re already helping your parents or just starting to think about what the future might look like, this episode provides guidance, perspective, and actionable steps to bring peace of mind.The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitationto buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor. No investment strategy or risk management technique can guarantee returns oreliminate risk in any market environment.  All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

What does it take to carry on the legacy of a family business? In this episode, Matt and Anthony from the Pitti Group Wealth Management sit down with Ted Messner of Messner Flooring, a third-generation business leader whose grandfather started the company out of the family station wagon over 60 years ago.Ted shares the challenges and rewards of succession planning, from growing up surrounded by the business, to learning the ropes of leadership, to honoring the legacy his father built while putting his own mark on the company. The conversation dives into the realities of running a family-owned business: the weight of responsibility, the importance of employee culture, lessons learned through transition, and why community connections are the heartbeat of sustainability.Whether you’re part of a family business yourself, considering a succession plan, or simply curious about how generational businesses thrive, this episode offers candid insights and timeless wisdom.The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management sit down with Brian, Vice President at JD Chapman Insurance, to dive deep into the world of insurance and asset protection. From homeowners and auto coverage to business exposures and policy renewals, Brian explains why keeping your insurance updated is critical, and how small oversights can lead to costly mistakes.They discuss real-life examples (including a shocking one involving an undisclosed kitchen renovation), the importance of building a strong relationship with your insurance agent, and why proactive communication can save you from financial disaster.Whether you’re a homeowner, business owner, or just someone trying to protect your assets, this episode will give you insights you didn’t know you needed. General Risk Disclosure: “No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.”Informational Purposes: “The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.”Not Tax Advice: “This information is general in nature and should not be considered tax advice.  Investors should consult with a qualified tax consultant as to their particular situation.”General Firm Disclosure: “The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.”

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management sit down with Kaleb Wilson, a standout golfer from West Virginia, to explore the evolving landscape of college sports, NIL (Name, Image, and Likeness) deals, and the financial realities young athletes face today.Kaleb shares his experiences traveling the country, competing at a high level, and navigating the pressures that come with opportunities both on and off the field. The conversation covers everything from revenue sharing and athlete branding to the importance of staying grounded, investing in your future, and making smart choices with money at a young age.Whether you’re an athlete, a parent, or just a sports fan curious about how NIL is reshaping the game, this episode offers valuable insights into balancing passion, performance, and personal finance.Informational Purposes: “The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.”General Firm Disclosure: “The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.”

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management sit down with retirement plan specialist Phil McCord to unpack the evolving world of retirement planning. From 401(k) updates to innovative digital tools that simplify employee education and plan access, they explore how employers can elevate their benefits offering and reduce administrative headaches in the process. Whether you're a business owner, HR leader, or just retirement-curious, this episode offers valuable insights into making retirement plans more efficient, accessible, and engaging for your team.Tune in for smart strategies, practical tools, and why simplicity is the new superpower in retirement planning.The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.

In this episode of The Finance Things in Life, host Anthony Pitti from The Pitti Group Wealth Management sits down with serial entrepreneur Randy Spurling, founder of On the Spot Cleaners and The Spurling Group. Randy shares the real journey behind his business success, from hustling to pay bills in stage one to building systems that allowed him to scale, step back, and thrive.They dive deep into the highs, lows, and lessons of entrepreneurship, discuss the importance of mentorship, business planning, and staffing, and talk about what it really takes to transition from working in your business to working on your business.It’s not all spreadsheets and scaling , the episode ends with laughs, cereal talk, and some surprisingly cold milk wisdom.They Cover:How Randy scaled from solopreneur to multi-business ownerThe importance of knowing your stage in businessWhy working less can mean earning moreHow lost leads affect your bottom line beyond just dollarsWhen it’s time to step in, or step out, of your businessHave any questions or topic suggestions? Drop them in the comments or message us directly!The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such.It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.

In this episode, Matt and Anthony from The Pitti Group Wealth Management dive into the world of investing for children. Whether you're a parent or grandparent, choosing the right type of account, like a 529 plan, custodial account, or something else, can be confusing. They share personal experiences, walk through the pros and cons of each option, and even discuss entrepreneurial lessons from lemonade stands, Venmo for kids, and childhood pizza ventures. Tune in for practical tips, laughs, and guidance on building a strong financial foundation for the next generation.  The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management dive into the often-overlooked world of 403(b) plans — a key retirement tool for educators, healthcare workers, and nonprofit employees.They cover: - Common 403(b) mistakes and how to avoid them - The hidden fees quietly draining your account - Why your pension and 403(b) must be part of the same retirement conversation - The forgotten importance of updating beneficiaries - Actionable steps to take this summer to clean up and optimize your planWhether you're a veteran teacher or just starting in the nonprofit sector, this episode delivers practical tips to help you make smarter retirement decisions, minus the jargon.Have a question or want us to cover a specific topic? Drop a comment or reach out,  we’re here to help!The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only anddoes not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The PittiGroup strategies are disclosed in the publicly available Form ADV Part 2A.

In this special episode of The Finance Things in Life, Matt and Anthony welcome their very first guest: Eric from The Eveland Group. Together, they dive into the human side of business—why great client relationships start with a happy, empowered internal team. Eric shares insights from the frontlines of employee benefits, how his team supports their clients through challenges, and why alignment between sales and service is crucial. From high-energy pitches to the importance of follow-through, this episode is full of honest takes, relatable moments, and even a nod to Tommy Boy. Don’t miss this one—it's the kind of conversation that sets the bar high for every episode to come.The Pitti Group Wealth Management LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management dive into 401(k) plans and what employers need to understand about their fiduciary responsibilities. From plan design and cost comparisons to compliance and risk mitigation, they share insights to help business owners make informed decisions and avoid common pitfalls. Whether you're offering a retirement plan for the first time or reviewing an existing one, this is essential listening.NY small business retirement mandate Fiduciary duties explainedHow to audit and compare your planTailoring plans to your business and employeesTax benefits and long-term strategiesHave questions about your specific situation? Reach out, we're here to help.The Pitti Group Wealth Management LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor. Diversification does not ensure a profit or guarantee against loss.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management explore how to protect your financial assets from cyber threats and scams. From strong passwords and two-factor authentication to real-world stories of elder financial abuse, they cover the growing risks in today’s digital landscape, and how to guard against them. They discuss:Best practices for online financial securityThe dangers of social engineering scamsHow cognitive decline can increase vulnerabilityThe importance of trusted contacts and power of attorneyTools and tips to stay protectedWhether you’re managing your own finances or looking out for aging loved ones, this episode is full of practical guidance to help you stay one step ahead of cybercriminals.The Pitti Group Wealth Management LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment.All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

In this episode of The Finance Things in Life, Matt and Anthony dig into the "Financial Inbox," a collection of real listener questions. From retirement planning for young professionals to the importance of rebalancing your portfolio and managing market volatility, they break down practical advice you can apply today. Whether you're just starting your career or looking to fine-tune your investment strategy, there's something in here for everyone (yes, even a nod to fantasy football).Have a financial question? Send it in, we might feature it next time!The Pitti Group Wealth Management LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied onas such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.Diversification does not ensure a profit or guarantee againstloss.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management break down everything you need to know about IRAs. What’s the difference between a Traditional and a Roth IRA? How do income limits and tax strategies play into your decision? Whether you're just starting out or nearing retirement, this conversation offers practical insight into how IRAs fit into your overall retirement strategy.  The Pitti Group Wealth Management LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.

Life happens, marriage, divorce, kids, loss, and each event can shake up your financial world. In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management dive into how major life events can impact your financial plan and what steps you can take to stay ahead.From making sure your spouse knows where the accounts are to discovering bonds in a shoebox in the freezer (yes, really), this episode is packed with real stories, practical tools like the Life Folio Checklist, and advice on preparing for the unexpected. Whether you're newly married or navigating a loss, don't miss these essential tips to keep your financial life organized and your loved ones protected.The Pitti Group Wealth Management LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied onas such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group break down what it takes to prepare for retirement, long before you start investing. From identifying your ideal retirement age to factoring in life events like weddings, college, and even grandkids, they walk you through how to build a clear, flexible, and realistic financial plan. They also dive into how tools like the Envision plan can help measure the probability of success in retirement and guide smarter decisions along the way. Whether you're decades out or nearing the finish line, this episode helps you start thinking like a planner, not just a saver.Note: Diversification does not ensure profit or guarantee against lossThe information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.

In the very first episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management dive deep into what it really means to create a retirement plan that fits your life—not just a vague notion of saving money. Whether you're in your 20s or approaching retirement, they explain why having a personalized financial plan is essential, what key questions to ask yourself, and how to factor in everything from travel and education goals to inflation and liabilities.They also share real-life planning scenarios, bust common retirement myths, and stress the importance of communication—especially with your spouse. Learn how the Envision tool helps build adaptable plans and why starting early, staying flexible, and revisiting your plan regularly can be the key to future financial peace of mind.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.

In this introduction episode of The Finance Things in Life, brothers Matt and Anthony Pitti introduce you to their wealth management podcast, brought to you by The Pitti Group Wealth Management. With over 30 years of experience, they break down financial topics that matter most to you—whether it's retirement planning, taxes, estate strategies, or investing. Tune in for practical, easy-to-understand advice, helpful tools, and a personalized approach to managing your financial future. Whether you're just starting your financial journey or looking for advanced strategies, Matt and Anthony are here to guide you every step of the way. Subscribe now for insights and tips to help you achieve your life’s ambitions!