The Financial Freedom Podcast

Everyone talks about strategy…But very few talk about what actually moves the needle.In this episode, we break down the real drivers behind wealth creation in today’s property market:✅ Why visibility and positioning now matter more than ever✅ The shift from passive investing to active deal-making✅ How consistency and systems separate serious investors from the rest✅ And what most people are getting completely wrong right nowThis isn’t theory.This is what’s working right now in the real world.If you're serious about building momentum in property, this is one you don’t skipThis podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

A Technical breakdown of Global Conflict and its impact on propertyIn this technical episode, we break down what’s really happening behind the headlines and how global conflict affects the property market and wider economy.From rising energy costs to inflation, interest rates, and market confidence… everything is connected.One thing is clear—when uncertainty rises, confidence drops.And when confidence drops:– Buyers pause– Sellers hold– Markets slowBut at the same time, opportunities are created.Because while some sectors contract… others expand.And for property investors, understanding these shifts is key. Because markets don’t disappear…they adjust.And those who understand the cycle are the ones who stay ahead.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

This episode breaks down one of the biggest mistakes investors make…confusing purpose with strategy.Your purpose is your why. Your strategy is how you execute. And if you don’t separate the two…you stay stuck.Because the reality is:If you don’t know what you’re building for,you won’t know what to build.The investors who move forward fastest are the ones who:– Get clear on their purpose first– Align it with where they are financially– Then choose the right strategy to matchBecause when your purpose is clear… your decisions become easier, faster, and more focused.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Social Media Tips and Tricks for the modern Property ProfessionalIn this episode, we sit down with Chris Tremlett, founder of UK Homes Network.One thing is clear property success today is no longer just about finding deals.It’s about how visible you are on social media.If you're not showing up consistently online, you're simply not in the conversation.The investors building momentum right now are: – Sharing insights regularly – Staying visible to their network – Positioning themselves as the go-toBecause visibility gets you seen…but consistency builds trust.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Joint ventures are one of the most powerful ways to scale in property, but only when structured correctly.In this episode, we break down what a JV really is, when it makes sense to partner, and the key principles that underpin successful long-term relationships.Drawing from over 30 projects, the majority completed through joint ventures, we share practical insights on structuring agreements, aligning interests, and avoiding the common pitfalls that undermine partnerships.Because in property, the right joint venture can accelerate growth.The wrong one can do the opposite.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode, we sit down with Gareth and Halima, a driven couple building their route to financial freedom through property, business, and a shared long-term vision.From Gareth’s background as an electrician and property investor, to Halima’s journey through the Royal Navy and into fitness and entrepreneurship, this is a real conversation about what it takes to build a better life together. They share the mindset shifts, sacrifices, and defining moments that pushed them to move beyond buy-to-lets and focus on a strategy that could genuinely bring freedom faster.This episode is honest, grounded, and packed with the kind of perspective that will resonate with investors, builders, and portfolio builders who know this journey is about far more than just the numbers.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode, we break down the recently passed Renters’ Rights Bill and what it means in real terms for landlords, HMO operators, and portfolio builders across the UK.Joining us is Amber Chadwick, who manages nearly 400 tenancies across Greater Manchester. Between lettings, compliance, and tenant management, she’s on the frontline of these changes.This isn’t scaremongering. It’s a practical conversation about adapting your systems, protecting cashflow, and raising standards in a tightening rental market.If you’re building or managing a portfolio, this episode matters.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode, Phil shares that since 2021, we’ve completed 38 planning applications, with a strong success rate, but still a few refusals along the way. And that’s the key message: you can be excellent, have experience, work with professionals… and still get a “no” sometimes.This is the big one for most small developers, moving between use classes (e.g. Class E to C3) which often needs planning or prior approval. He also flags how Article 4 Directions can remove PD rights, especially around HMOs.If you’ve not liked, subscribed, and turned on notifications on your platform of choice, please do it nowThis podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

From scaffolding to site sourcing, Sam Bastow’s journey is anything but typical.In this episode of The Financial Freedom Podcast, we sit down with Sam Bastow to explore how he transitioned from a hands-on construction career to running his own property development business , all while navigating the challenges of raising a young family and growing a new venture.It’s a grounded and inspiring conversation for anyone beginning their journey to financial freedom.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbEpisode 56 is live on Youtube: https://youtu.be/UGtS2CETh88Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

If only we all had a Crystal Ball,Do the current market trends and changes tell us anything about what will happen in the future?In this episode, Phil and Tim discuss the current market outlook, what's happened in the past, and put their best guestimates forward.Will they be right or will they have egg on their face 12 months from now? This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbEpisode 56 is live on Youtube: https://youtu.be/UGtS2CETh88Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Why do some people seem to move forwards while some people get stuck in the mud. Phil and Tim sit with Guillame Black the CEO of Property Filter who’s system Property Filter has seen more than 3000 property deals since 2022.Guillame breaks down the behaviours and habits that the most successful investors have and why some people fall away and don’t end up doing any deals.Theres nothing new in property, it’s the habits and behaviours. With thousands of deals flowing through his community and platform, Guillaume shares what separates the people who talk about property… from the people who consistently do deals. From mindset and habits, to the reality of momentum, follow-up, and why “deals are made, not found”. This episode is a behind-the-scenes look at what top performers do differentlyThis podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

This is one of our technical episodes, where we strip back the hype and talk honestly about what no money down and no money left in deals really mean in today’s market.From where the phrase actually came from, to why many of the old tactics no longer work, this episode breaks down the practical realities of creative finance, refinancing, vendor finance, and the risks most people don’t talk about.No sales talk. No shortcuts. Just a clear, grounded explanation of what’s possibleand what isn’t, for UK property investors right now.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this Six Rounds episode, we sit down with Steve Hammond, builder, developer, landlord, and co-host of the Developers Network in Birmingham.Steve never planned to work in construction. One unexpected project led to another, and before he knew it, he’d built a career spanning extensions, developments, and a growing property portfolio. In this conversation, he shares the real turning points: scaling challenges, mindset shifts, and why learning to step back was just as important as learning to build.It’s an honest look at what happens when hard work alone isn’t enough, and how the right systems, team, and thinking unlock the next level.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode, we sit down with Vicky Sherwood, a pharmaceutical professional and driven property investor building a serious portfolio alongside a full-time career and family life.Vicky is an example of how to expertly play the property game to achieve Financial Freedom. Haste not Speed, Laser Focus not Shiny Penny.Vicky shares what it really looks like to chase financial freedom when you’ve got kids, a demanding job, and limited hours, and why she’s chosen cash-flow strategies like HMOs and serviced accommodation to create long-term control (without betting the house).This one’s practical, relatable, and packed with real-world honesty. From early-morning graft to building a portfolio with the right people around you.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode, we sit down to unpack Article 4 directions and what they really mean for property investors and developers.We break down, in straightforward terms, how Article 4 works, why so many councils across Greater Manchester are adopting it, and the impact it has on C3–C4 HMO conversions. From tighter planning controls to protected asset values, changing supply, and rising barriers to entry. This episode explores both sides of the debate.Is Article 4 a problem… or an opportunity in disguise?No jargon. Just a clear look at what’s happening and how investors can navigate it.🎧 Watch or listen now on YouTube, Spotify, or Apple Podcasts.#FinancialFreedomPodcast #Article4 #HMO #PropertyInvestment #UKProperty #Planning #SmallScaleDevelopment #WealthBuildingThis podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode, we sit down with Adam Lawrence, one of the UK’s most experienced property entrepreneurs, with close to 900 property deals under his belt.Adam’s story is far from typical. From bar work and fruit machines… to Oxford University… to now running one of the largest JV-based portfolios in the country, he shares a refreshingly honest look at the realities of building long-term wealth in the UK.We dive into:What nearly 900 deals actually teaches youWhy the UK economy isn’t as doomed as people thinkThe truth about HMOs, leases, and the future of rentingHow compounding really plays out over 10–15 yearsAnd the biggest mistakes he’s made — including the ones that cost moneyThis is one of our most in-depth episodes yet, practical, grounded, and full of insights you simply won’t get anywhere else.🎧 Watch the full episode now on Youtube: Link in comments#FinancialFreedomPodcast #AdamLawrence #PropertyInvestment This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected] Episode 50 now on YouTube: https://youtu.be/b8_Thg56w38🎧 Listen now on Spotify: https://open.spotify.com/episode/6qhnXflNRFTBT1Ve2cYoe0?si=iZwt6MiUSPyKPowVXxqlhw&pi=BWeTFpaeQw2UR&t=6🎧 Listen now on Apple Podcast: https://podcasts.apple.com/ph/podcast/the-financial-freedom-podcast/id1753228761?i=1000738752860Hope you enjoy!

In this technical episode, we sit down with Louise Wynn, founder of WildKind Interiors, an interior designer who specialises in small-scale developments, HMOs, flat conversions and staging for developers.Louise shares how she went from an HR career she hated to discovering her passion for interiors, and how 20 years of hands-on experience shaped the work she does today.we dive into: Why interior design is more than picking colours How good design de-risks projects and saves money The impact of colour, layout, and psychology on buyer emotion The real value of staging and why most developers underestimate itIf you’re a developer or investor, this episode is packed with practical tips that will genuinely change how you look at design, specification, and your power team.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, we sit down with Dan Norman, property investor, mentor, and the man known across the UK property scene as “the nice guy in property.”With nearly three decades of experience, Dan has seen it all, from the highs of successful developments to the lessons learned during the tough times.He shares how his journey went from DJ decks to property deals, why community and connection matter, and how his work with Get Up Give Back and supported accommodation is changing lives.💬 Expect honesty, humour, and decades of wisdom, no fluff, just real stories from someone who’s lived it.🎧 Tune in now on YouTube, Spotify, or Apple Podcasts.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Refurb is dead, long live the Development king!In this episode of The Financial Freedom Podcast, we dive into why the BDRR strategy (Buy, Develop, Rent, Refinance) is now more relevant than the traditional BRRR method in 2025.Once refurb was the way, now with increased costs, increased regulation and increased compliance to have the same impact you need to have development level systems to ensure you make money. BRRR is now BDRR.In this episode of the Financial Freedom Podcast we dive into how BDRR (Buy, Develop, Rent, Refinance) has evolved to make the modern investor need better systems.This episode discusses the evolution and prepares you for our technical and systems book launch on 26th November. This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode, we’re joined by Mark Fitzgerald, a hands-on property investor, mentor, and host of The Property Unleashed Podcast, who swapped the tools of the trade for the keys to financial freedom.From a start in carpentry to building a thriving property business, Mark shares the real story behind his leap from the 9-to-5 to financial freedom. He opens up about mistakes, mindset shifts, and why real change starts with you.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, Tim and I dive into one of the most talked-about topics in the property world, training and mentorship. Is it really worth the investment, or just clever marketing?We open up about our own journeys through mastermind programmes, mentorships, and self-development courses, what worked, what didn’t, and the lessons we wish we’d known before spending a penny. From spotting red flags to knowing when to invest in yourself, this episode is about separating hype from genuine growth.If you’ve ever wondered whether property training is a shortcut to success or just another shiny distraction, this one’s for you.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, we're joined by John Howard a property developer, investor, mentor, and one of the stars of Property Elevator.From standing for mayor to mentoring developers, John’s journey is anything but ordinary. He opens up about his time in politics, the madness of today’s systems, and what led him to switch gears and focus on what he knows best, building and protecting wealth through property. 🏗️Here’s what you’ll take away:💬 Why business experience trumps politics when it comes to leadership🏠 His 3 golden rules for de-risking property deals💷 The truth about financial freedom (and why too much wealth can actually take it away)🔑 Real-world insights from 40+ years in the property game. From recessions to smart investing strategiesJohn doesn’t sugarcoat it. He talks deals, risk, purpose, and why luck, timing, and guts still play a huge part in success.🎧 Watch or listen now on YouTube, Spotify, or Apple Podcasts.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this technical episode of The Financial Freedom Podcast, Tim and I tackle one of the most debated questions in property and personal finance is your home an asset or a liability? 🏠💭We break down both sides of the argument and share real-life examples that reveal how owning your home can either help or hinder your journey to financial freedom.Here’s what we cover: 💡 When your home becomes an investment,not just a roof over your head 💷 Why renting can make financial sense (in the short term) 🏠 How to leverage home equity to build real wealth 📈 A real 14-year case study comparing property vs. the stock marketWhether you’re a first-time buyer, an investor, or just figuring out your next move, this episode will give you the clarity you need to make smarter property decisions.This podcast is sponsored by Property Filter register.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, we dive into our PPB Director’s personal journey, leaving a high‑pressure corporate sales role to build a life centred on freedom, family, and purpose.It’s an honest look at what happens when success on paper no longer matches success in life, and how property became the bridge to balance.This isn’t just another success story—it’s a wake-up call about why we choose to build wealthIn this episode, we dive into:💡 What a family medical emergency taught him about freedom🔑 How a single rental sparked a career change🏠 Why small-scale property development won over rent-to-rent⚒️ The real challenges of transitioning into property from scratchWhether you're a parent, a property investor, or a business owner, this episode is a must-listen.This podcast is sponsored by Property Filter register.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!

With over 70 property deals in the last five years this episodes shares the really keys elements to doing a good one. 55 of their deals have been through Property Filter who have also been sponsoring The Financial Freedom Podcast for 1 Year. It is a really key tool in the business but most people don’t get the best out of it so it’s time to share some secrets. This session deep dives into Deal Making across multiple strategies. Comm to Resi, PLO, HMO, BMV they break it down to the simple building blocks.Subscribe now 👇🎧 Listen now and level up your property strategy.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbFacebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

How do you build a UK property business while living in the Middle East and holding down a full-time corporate career?In this episode of The Financial Freedom Podcast, we sit down with Jason Dowling, a facilities management professional based in Oman, who shares how he went from watching others invest to becoming an HMO investor himself, and how mindset, planning, and the right support made it all possible.We discuss:✅ Managing UK refurb projects from abroad✅ Raising funds through a UK Ltd company as a new investor✅ Switching from corporate mindset to action-takerWhether you're an expat, working full-time, or just getting started, this one proves there’s no such thing as “too busy” when your goals are clear.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbFacebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In our latest podcast, we're cutting through the noise and answering the question we get asked most: what does Property Portfolio Building actually do?This episode is a deep dive into our end-to-end service, from sourcing to building and managing your assets. We lay down our unique approach, why it works in our local market, and how it’s designed to tackle the real challenges landlords and investors face today, from new regulations to rising costs.In this episode we cover: ✅ The Mission: Our core purpose is to help clients achieve financial freedom through our end-to-end "Source, Build, and Manage" program.✅ Targeted Investment: We specialise in HMOs and commercial-to-residential projects, explaining why these strategies are so effective in the Greater Manchester market.✅ Your Goals, Not Our Deals: We walk you through our unique onboarding process, which is all about understanding your personal financial goals before we ever find a property.If you’ve ever wondered about our turnkey Source, Build, and Manage program or are looking for a clear path to build a high-performing portfolio in Greater Manchester, this one's for youHit the link to watch it now.🎧 Watch it now on Youtube: [Link to podcast episode]#PropertyInvestment #GreaterManchester #FinancialFreedom #PropertyPortfolio #LandlordLife #ManchesterProperty #PropertyPodcast #RealEstateInvesting #BuyToLetThis podcast is sponsored by Property Filterhttps://property-filter.co.uk/Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Most people talk about financial freedom.But very few actually define it, or live it.Is it flying first class? Quitting your job?Or is it something deeper… like not having to trade your time for money?In this week’s episode of The Financial Freedom Podcast, we’re joined by Simon Zutshi, seasoned investor, educator, and founder of property investors network (pin).We cover what financial freedom really means in 2025, including: • The key difference between financial independence and financial freedom • How to build income streams not tied to your time• The risks of relying on single-lets in today’s market • How to simplify your investing strategy and avoid common traps • Why mindset and education are just as important as your cashflowThis episode is packed with insights from someone who’s been through multiple market cycles, and it’s a must-listen if you want to grow your portfolio and your freedom.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbFacebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Small-scale development isn’t just about numbers on a spreadsheet , it’s a real test of planning, resilience, and problem-solving under pressure.In this episode of The Financial Freedom Podcast, we explore the most common issues developers face on the ground, from time delays that push everything back to cost overruns that can wipe out your profit.More importantly, we share exactly how to keep your project moving when things don’t go to plan.✅ Real-world examples✅ Practical tips you can implement now✅ Proven strategies to stay on time and on budgetThis podcast is sponsored by Property Filterhttps://property-filter.co.uk/Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

From scraping through school and barely passing uni… to leading a major recruitment business as CEO.We talk:The moment that changed his work ethic foreverBuilding through the 2008 recessionSwapping the CEO chair for family life after becoming a dad to twinsHis approach to investing, advising, and mentoring across multiple businessesWhat real financial freedom means to him (and why it’s not about the flashy stuff)If you want straight-talking lessons on resilience, business growth, and building a lifestyle on your terms. This one’s for you.#FinancialFreedomPodcast #SixRoundsWith #Entrepreneurship #BusinessGrowth #FinancialFreedom #UKBusinessWhether you're a parent, a property investor, or a business owner, this episode is a must-listen.Stay connected with us through our social media channels:This podcast is sponsored by Property Filterhttps://property-filter.co.uk/Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Ever wondered how it all began? In this episode, we’re lifting the lid on Tim Witt’s journey, from renting a room in Cheadle to building a successful property business and achieving financial freedom. He shares the early challenges, mindset shifts, and what it really takes to scale in the UK property world.In this episode expect real talk on:✅ Running 10 projects while working full-time (and surviving it)✅ Mindset shifts, raising private finance, and the power of JV partnerships✅ Why systemising, outsourcing, and learning to say no are critical✅ How the business helps investors build wealth through done-for-you BDRR projects⚖ Real stories of loss, resilience, and the emotional cost of not being preparedWhether you're a parent, a property investor, or a business owner, this episode is a must-listen.Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, we sit down with Akash, co-founder of On Point Mortgages and creator of The Black Box, a simple but powerful tool that combines life insurance, wills, and power of attorney into one clear, actionable solution for families and business owners.As property investors how well protected are your assets when you die? Will they become an family asset or a difficult liability?But this isn’t just about paperwork. It’s about legacy, peace of mind, and building a life that protects your loved ones even when you’re not there.You’ll hear:🔒 Why every family and business owner needs a “Black Box”🛡 How life insurance in trust can save your estate from massive tax bills⚖ Real stories of loss, resilience, and the emotional cost of not being preparedWhether you're a parent, a property investor, or a business owner, this episode is a must-listen.Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this technical episode of The Financial Freedom Podcast, Tim and Phil break down the biggest life lessons that were never taught in the classroom, but absolutely should’ve been.From mastering good vs. bad debt, building personal cashflow, and learning to block out the noise of other people’s opinions, to embracing health, purpose, and the power of doing things differently—this episode is a goldmine of real-world knowledge. It’s practical, honest, and packed with mindset shifts that can change the trajectory of your life.💥 Here’s what we cover:Why not all debt is bad, and how to leverage the good kindHow personal cashflow management is the real secret to building wealthWhy playing the game of life beats fighting the systemStay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

This week on The Financial Freedom Podcast , we sit down with Hannah Haikal, a property investor, developer, business psychologist, and full-time working mum of two — who’s building a UK property portfolio from Dubai. 🏡🌍From scuba diving in Santorini to securing HMO projects in Manchester, Hannah shares:✅ How she balances career, kids, and property✅ Strategies for financial freedom — from ETFs to bricks & mortar✅ Her game-changing experience with our Source, Build, Manage service at PPB✅ What really goes on behind a two-year development project!If you’re juggling work, life, and a growing property business (or thinking of starting one), this episode is a must-listen. 🎧💬 “It’s not a race. It’s about building a future for our family with freedom and choice.”👉 Listen now and hear Hannah’s story of resilience, growth, and smart investing.Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this technical deep dive, we explore why having a project manager is essential for your development success. Whether you're managing a £60K refurb or a half-a-million-pound conversion, project managers don’t just save you time—they protect your budget, reduce risk, and bring order to the chaos.🎧 Join us as Tim breaks down:✅ The difference between a consultant and construction project manager✅ What a good PM actually does (spoiler: a lot more than you think)✅ How they save you tens of thousands in variations✅ The biggest mistakes investors make when they go without oneIf you’re serious about scaling your property business while avoiding costly errors, this is an episode you won’t want to miss.Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, we sit down with Aaisha Qureshi, a former banker turned property developer, who shares her powerful journey through career change, personal loss, and rediscovery of purpose through property.After facing redundancy in the 2008 crash and losing both parents during the pandemic, Aaisha pivoted from a driving instructor to small-scale property developer—driven by a mission to create a better life for her son and inspire others to dream bigger.💡 What you’ll hear in this episode:✅ How Aaisha transitioned from banking to property development✅ The personal challenges that shaped her mindset and motivation✅ Why small-scale development gave her control, purpose, and confidenceStay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

💼 What does it really take to leave a career in education and build a life on your terms through property?In this episode of The Financial Freedom Podcast—brought to you by Property Portfolio Building and sponsored by Property Filter—we sit down with David Dixon, a former assistant headteacher turned full-time property investor, mentor, and backgammon competitor (yes, really).David shares how he transitioned from the classroom to a cashflowing property portfolio, why he pivoted from HMOs to low-maintenance units, and how financial freedom has enabled him to focus on family, purpose, and passion.🎧 Expect practical tips, personal truths, and property wisdom built over 25+ years of real-world investing.💡 You’ll learn:✅ The unexpected lessons from managing difficult tenants and how to protect your mental health✅ Why converting HMOs to self-contained flats changed David’s business—and life✅ How he’s supporting his son’s unique needs while continuing to grow his portfolio✅ The importance of “T-I-M-E” when it comes to being a great dad and business owner✅ And yes, how to win at backgammon 🥇This one’s equal parts strategy and soul.Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this tell-all episode of The Financial Freedom Podcast, Phil takes the reigns to reveal what it’s really like behind the scenes of a fast-growing lettings agency, warts, wins, and all.Phil breaks down the practical challenges of HMO management. Whether you’re a DIY landlord or working with a managing agent, this one is a must-listen for anyone serious about safeguarding their cashflow and protecting their property assets.💥 You’ll hear:✅ Why great property management is more than just collecting rent✅ How to spot red flags early and deal with difficult tenants—without losing your mind✅ The key differences between avoidable and unavoidable voids (and how to reduce both)✅ Why compliance alone isn’t enough—and what really makes a lettings service valuable✅ Real stories from inside the trenches, from “divorced dads” to World of Warcraft warriorsWhether you’ve been managing for years or just getting started, this episode is full of sharp insights, actionable advice, and a few laughs along the way.Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this special edition of The Financial Freedom Podcast, Tim and Phil go head-to-head in a rapid-fire breakdown of six popular asset classes. From Property, Precious Metals, Listed Stocks and Shares, EIS / SEIS Angel Investment, Setting up a Company, and Crypto Currency. Whether you’re starting out or refining your wealth-building strategy, this episode uncovers the pros, cons, and real-world insights you actually need to know. No fluff. Just real talk from real investors navigating today’s markets.💡 You’ll learn: ✅ The difference between building vs. buying a business ✅ Which asset classes offer the best mix of cashflow & capital growth ✅ Why property still holds its ground—and where it doesn’t ✅ What crypto, gold, and index funds have in common (and what they don’t)This is essential listening for anyone who’s ready to level up their investment game and take a smarter, more strategic approach to financial freedom in 2025 and beyond.Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this powerful episode, we sit down with Simon Kites partner at a national accountancy firm, globe-trotter, and now, an active property investor with a purpose. From running marathons in costume to changing his name by deed poll to honour his family legacy, Simon shares a life story that blends career success, personal reflection, and a deep desire to create generational wealth.Simon talks openly about his early mistakes in overseas property, the lessons learned from DIY investing, and how he’s now built a high-performing HMO portfolio with his sons—laying the foundation for their financial future.We also dive into: ✅ How a busy professional balances career, life, and investing ✅ Why outsourcing changed his property journey for the better ✅ How to involve your family in your financial plans ✅ What financial freedom really means when you already earn well ✅ The mindset shift from income-rich to asset-buildingThis is an honest, thoughtful, and inspiring listen for anyone looking to build wealth while staying grounded in what truly matters.Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this deep-dive technical episode of The Financial Freedom Podcast, Tim and Phil explore one of the most in-demand property strategies right now: converting commercial buildings into residential units. From navigating planning use classes like Class E and C3 to understanding permitted development rights under Class MA and G, this episode is packed with real-world advice for investors ready to take the next step.We share our personal case study of turning a derelict Victorian mill into 10 stylish flats—with all the planning wins, design challenges, and hidden costs along the way. If you’ve ever considered stepping into small-scale development or wondered if a shop or office block could be your next project, this episode will answer your questions and highlight the risks to avoid.What you’ll learn in this episode:✅ The difference between Class MA and Class G—and how to use them✅ What makes a building suitable (or not) for permitted development✅ The real cost of converting commercial spaces (and where people go wrong)✅ How to avoid the planning traps and use planning law to your advantage✅ Our own 2-year journey converting a historic mill into residential units✅ Top tips to navigate space standards, fire regs, and building controlWhether you're an HMO investor levelling up or a developer looking for your next niche, this is a must-listen for anyone exploring commercial to residential conversions in 2025.Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

You may know him as the man behind propertyCEO the UK’s leading property development training platform—but in this deeply personal episode of The Financial Freedom Podcast, we get to know Ritchie Clapson, the person behind the brand.With over 40 years in the property and construction industry, Ritchie’s track record speaks for itself: a chartered structural engineer, co-founder of a consultancy that worked on major projects like the Olympic Stadium, and now a respected mentor guiding others into the world of small-scale development. But this episode isn’t just about business—it’s about identity, reinvention, and what really matters once the targets have been hit.After selling his business for seven figures, Ritchie found himself unexpectedly adrift. What followed wasn’t a retirement filled with golf and relaxation—it was a search for renewed purpose. And he found it, not in property deals, but in helping others realise their potential. That became his new mission—and the driving force behind propertyCEO.In this honest and entertaining conversation, Ritchie shares the ups, the pivots, and what he’s learned about business, fulfilment, and the power of teaching others to build something meaningful.What You’ll Learn in This Episode:✅ Why hitting big goals isn’t the finish line—and what really comes after✅ How Richie rediscovered purpose through mentoring and teaching✅ The mindset shift from building projects to building people✅ Why small-scale development (5–20 units) is the smartest play in 2025✅ How to build the right team and avoid the classic developer trapsWhether you’ve trained with him, watched him speak, or follow his work—this episode reveals the man behind propertyCEO. It’s reflective, direct, and packed with insight for anyone building their own path in property.Will use this one to all platformsStay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]#FinancialFreedomPodcast #WealthCreation #PropertyInvesting #FinanceStrategies #HMOs

In this episode of The Financial Freedom Podcast, we sit down with Rob Peters, the owner and principal financial advisor of Simple Fast Mortgages. With years of experience in complex property finance, Rob has helped countless investors and developers secure the right funding to scale their portfolios. As a property investor himself, he understands the challenges of navigating finance, managing risk, and building long-term wealth.✅ How to structure property finance for success✅ The biggest mistakes investors make with mortgages✅ Why cash flow is key to financial freedom✅ How strategic financing can accelerate portfolio growthThis episode is packed with expert insights, real-life experiences, and actionable advice to help you make smarter financial decisions on your property journey. Don’t miss out!Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, we sit down with Derek, a lead GP covering 52 practices, a YouTube creator with 500K views, and now a successful property investor. In just 12 months, he’s built a thriving HMO portfolio—scaling quickly while balancing a demanding medical career, a growing family, and an expanding digital presence.In this session, we dive deep into how he transitioned from medicine to property investing, how he systematised his approach, and what he’s learnt along the way. Whether you're an aspiring investor, a busy professional looking for additional income streams, or just curious about balancing multiple ventures, this episode is packed with real-life insights, strategies, and inspiration to help you on your journey to financial freedom!Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

💼 How do you transition from a corporate career to financial freedom through property investing? That’s exactly what we’re diving into in this episode of The Financial Freedom Podcast — brought to you by Property Portfolio Building 🎤 Louise Jowsey went from a successful career in marketing to building a high cash-flowing property portfolio, leveraging commercial-to-residential conversions and smart investment strategies.Here's what you'll learn:✅ How Louise built a multi-property portfolio while transitioning from corporate life✅ The power of commercial-to-residential conversions for long-term wealth✅ Overcoming financial fears and mindset blocks to unlock success✅ Why marketing and property investing go hand in hand for business growth✅ Lessons from balancing multiple businesses while maintaining financial freedomStay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

With so many property strategies out there, how do you know which one is right for you? That’s the BIG question we’re tackling in this episode of The Financial Freedom Podcast—brought to you by Property Portfolio Building and sponsored by Property Filter.💡Tim and Phil are breaking it all down — giving you the essential insights into choosing a property strategy that aligns with your financial goals, lifestyle, and resources. Whether you're just starting out or looking to level up your portfolio, this episode is packed with expert guidance to help you avoid common pitfalls and build a strategy that actually works!Here's what you'll learn:✅ The biggest mistakes investors make when choosing a strategy✅ Understanding the wealth hierarchy (cash flow, profit, and assets)✅ The difference between high-yield, long-term, and asset-backed investments✅ How to align your investment choices with your financial freedom goalsStay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Life doesn’t always go as planned, but it’s how we rise after failure that defines us. In this episode of The Financial Freedom Podcast, we sit down with Ashley Lindsay, a property investor who completely transformed his life after experiencing a devastating business failure that left him £150,000 in debt.Ashley started his career in business, but after taking a major financial hit, he found himself at rock bottom—struggling to make ends meet and even questioning his next steps. But rather than giving up, he took action. He pivoted towards rent-to-rent property investing, learning everything he could, and eventually building a portfolio that now consists of over 30 properties and 180 tenants.n this inspiring conversation, we dive deep into:✅ The reality of business failure and the emotional toll it takes✅ How Ashley rebuilt his financial stability from negative net worth✅ The rent-to-rent strategy that helped him gain momentum✅ How he transitioned from managing properties to owning them🎧 Tune in now!Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

"What does financial freedom really mean? For some, it’s about having enough money to never work again. For others, it’s about creating security, options, and—most importantly—buying back their time."In this episode of The Financial Freedom Podcast, we welcome Sobia Ahmad, a dentist-turned-investor who built and sold multiple dental practices before leveraging her capital into property and other investment strategies to achieve true financial independence.Sobia's journey is one of determination, strategic decision-making, and redefining success beyond a high-paying career. Here’s what we discuss:🔹 From Dentistry to Investing – How she transitioned from running dental practices to becoming financially free.🔹 Lessons in Wealth Creation – The key strategies Sobia used to build sustainable cash flow and secure her financial future.🔹 Why Buying Back Time Matters – Financial freedom isn’t just about money—it’s about gaining control over your life.🔹 Overcoming Challenges – The setbacks, learning experiences, and mindset shifts that helped her navigate the ups and downs of investing.🔹 The Importance of Smart Investing – Why Sobia chose property, stocks, and alternative investment strategies to create multiple income streams.Success isn’t just about working harder—it’s about working smarter. Sobia's story is a blueprint for anyone looking to escape the rat race, invest wisely, and create a life on their own terms.🎧 Tune in now and start your journey toward financial freedom!Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Property investing comes with a whole new language, and it can be overwhelming when you're first starting out. What’s the difference between an HMO and an AST? Is a co-living property just a fancy HMO? And what exactly does "Article 4" mean? In this episode of The Financial Freedom Podcast, hosts Phil and Tim Witt provide a clear and structured breakdown of essential property jargon, offering valuable insights for both new and experienced investors. What You’ll Learn: 🔹 Property Strategies: Understanding key investment models like buy-to-let (BTL), serviced accommodation (SA), houses in multiple occupation (HMO), co-living, and social housing. 🔹 Ways to Buy, Hold, and Control Property: The differences between exchange with delayed completion (EDC), lease options, vendor finance, rent-to-rent, and joint ventures (JVs). 🔹 Key Planning Terms: What you need to know about permitted development (PD), Article 4, prior approval, and use classes like C3, C4, and sui generis. Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/ LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/ YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠ Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠ COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free! Connect with our hosts: Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/ Facebook: ⁠https://www.facebook.com/phil.y.bygrave Get in touch with Tim here: LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/ For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, Phil and Tim are joined by Yoni Fine, a seasoned property investor who has transitioned from managing local properties to thriving as a remote investor. Yoni shares his journey of navigating the challenges of property investing while balancing a full-time career, a young family, and the pursuit of financial freedom. What You’ll Learn: ✅ The Shift to Remote Investing: Yoni discusses his transition from local investments in London to exploring high-yield opportunities in the North, leveraging his power team to streamline the process. ✅ Overcoming Challenges: From unexpected structural issues to navigating down valuations, Yoni highlights the critical lessons learned during his property projects and how perseverance played a vital role in overcoming setbacks. ✅ Defining Financial Freedom: Yoni opens up about his "light bulb moment" that inspired his journey toward financial freedom, sharing insights on balancing work, family, and a passion for property investing. Whether you’re an experienced investor or just starting your property journey, Yoni’s story is filled with relatable challenges and actionable strategies to help you take your next steps toward financial freedom. Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/ LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/ YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠ Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠ Connect with our hosts: Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/ Facebook: ⁠https://www.facebook.com/phil.y.bygrave Get in touch with Tim here: LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/ For all enquiries, please contact us at: ⁠[email protected]