The High Worth $hift™

The High Worth Shift™ Podcast is on summer vacation.Season 2 coming soon…Make sure that you’ve finished Season 1’s rich behaviors!

This week’s episode is about celebrating you.Every week, I give you a rich behavior so you can have more to show for your hard work.My goal is to always honor the Behaving Wealthy Promise that each of our rich behaviors is designed to net you a return of at least 300%.1 Rich behavior, 3x Richer results.This week’s rich behavior asks you to celebrate you.Listen to this episode to give you the kudos that you deserve.Podcast Cheatsheet:Episode’s Rich Behavior - 1:44Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube - https://youtu.be/7TzBSOJa2wg

Today’s episode of The High Worth Shift™ Podcast is our quarterly Rich Behavior check in.Life gets busy and time can get away from us.Every 12 weeks or so, it is a great habit to review your progress toward financial freedom. It’s customary to confirm that you are indeed on track to afford and achieve your dreams.Therefore, this week’s rich behavior is to confirm that you’re on track with this quarter’s rich behaviors.As your partner to more worth, more wealth, and more freedom, this week is your friendly reminder to stay on track.Or if necessary, get back on track.The Behaving Wealthy Promise is every rich behavior you execute can create 3x richer results for you. In other words, if Behaving Wealthy’s rich behaviors are implemented, then you could see a 300% return.I created a Rich Behavior Checklist for this quarter. Click here to download.Are you on track this quarter?Kudos to you if you’ve completed each rich behavior.Please share in the comments the actual richer results you’ve experienced because of these money baby steps.If you have not completed each rich behavior this quarter, then today’s the day to execute the rich behaviors that you’ve missed.Each rich behavior is designed to take you 10 minutes or less.Are you willing to exchange 10 minutes for more money, more time, and more love?I know you’re worth a 300% ROI.Remember that baby steps lead to quantum leaps.Financial quantum leaps create sustainable financial security.Podcast Cheatsheet:Episode’s Rich Behavior - 1:44Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube - https://youtu.be/R7-8Ci3yxoM

In this episode, I help high income earners who will likely NOT qualify for financial aid for their children’s college expenses.High income earners must let time work for them.I explain exactly how to do just that.By focusing on what they can control, allows them to meet the goal of helping their children have better lives.College planning is a common parental goal that transcends class, race, religion, politics and yet college planning is one of the least planned goals.Such a paradox -> clear goal but unclear steps toward achieving that goal.The most important reason to plan for this goal is timing.Think about it…retirement age for parents and college age for children can occur simultaneously.If you don’t plan for both, then one or both goals suffer.Both are known inevitabilities and yet too many people aren’t sufficiently prepared for either.Both retirement and college goals can seem so far away.People let time get away from them.Life is busy and time flies.How important is college planning to you?Are you willing to sacrifice your retirement to pay for college expenses?Remember you can’t finance retirement.College and retirement don’t have to be competing goals.Listen to this episode to learn how to strike the right balance to achieve both goals – college and retirement freedom.Podcast Cheatsheet:The Power of Compounding - 05:34Tax Exempt Opportunity - 09:39Episode’s Rich Behavior - 12:19Ready to Start Behaving Wealthyhttps://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube - https://youtu.be/CX2tCjqqTZM

“Who’s left holding the bag?”This adage encourages a person to think critically and objectively whether a situation will benefit him or her or whether that situation will steal from him or her.In any transaction, who profits and who loses?Specifically, who profits and who loses in insurance transactions.Who wins with insurance and who - with insurance - is left holding the bag?The goal of this episode is not to recommend a specific insurance.The goal of this episode is to share how wealthy people approach insurance.High income earners and wealthy people think about insurance differently.The main reason - people who are financially free ask different questions about insurance than high income earners do.I want you to ask the right questions about insurance.When you do so, then you decrease the probability that you’re left holding the bag in any insurance transaction.Or in other words, you’ll reduce the chance of wasting money that could be working harder and harder for you in a more advisable vehicle.Listen to this episode to know whether you are posed for profits or overpaying with insurance.Let someone else unfairly hold the bag.After this episode… it should not be you.Podcast Cheatsheet:3 Ways To Lose With Insurance - 3:07The Right Insurance - 7:30Episode’s Rich Behavior - 13:08Ready to Start Behaving Wealthyhttps://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube - https://youtu.be/8Tr5sgEZ4-M

This episode encourages you to get your financial life in order so that you can take advantage of investment opportunities that arise.Did you know that millionaires are made during recessions?Why?The people who can profit from distressed opportunities during down markets are the people who win when the value of those assets rebound.When assets are underpriced what do you do?Your immediate emotional response indicates which camp you’re in.Do you want to win twice or do you choose to lose twice?For you to participate in these significant opportunities, you must have a good financial foundation.You can not win if you are not on a good financial footing.Today’s rich behavior is to assess your readiness to take advantage of opportunities.Listen to this episode to know where you stand based on how you answer 7 questions.Podcast Cheatsheet:Two-fold Losses - 2:13Who Wins? - 4:42Episode’s Rich Behavior - 6:56Ready to Start Behaving Wealthyhttps://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube - https://youtu.be/VoFRzoaLDic

This episode explains a subject that few people proactively face until there is a crisis.I’m talking about eldercare.This is definitely a sensitive topic.Some of my clients resist discussing eldercare…at first.Who wants to think about the perils of old age?Especially in a society that praises youth & runs from aging.And yet, aging is natural.Preparing for this inevitable state is honorable.Not preparing for it means you become a burden to others.Imagine working as hard as you do now but failing to prepare for this natural state, which leaves you vulnerable to losing your dignity the last years of your life?It’s your choice: Dignity or BurdenWhich do you choose?Listen to this episode to learn the eldercare options available to you so that you can decide to maintain your dignity for the rest of your life.Podcast Cheatsheet:Retirement Definition - 03:00Retirement’s #1 Goal - 06:55Episode’s Rich Behavior - 14:07Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube - https://youtu.be/oqX_dDNTAH4

This episode explains the practical side of retirement planning.Ultimately, the question you need to answer is, “Can you replace your current income so that you can maintain your standard of living in retirement?”Retirement planning is “paycheck replacement” planning.What’s essential is that you save enough to replace your income.Did you know that the worst thing you can do is….Wait and do nothing.Did you know that the most common money question and worry is,“Will I have enough money?” Retirement Planning is answering that question to your satisfaction. Your nest egg is all that you have to cover your expenses for the rest of your life. You must have enough money in your nest egg to cover the rising prices of your lifestyle during retirement. So, your nest egg must be sufficient to cover the inflation adjusted costs of what you spend now. A sufficient nest egg equals freedom. You deserve freedom. You’re worth it. Listen to this episode to learn how to create your necessary retirement. Podcast Cheatsheet:Retirement Definition - 2:35Retirement’s #1 Goal - 15:52Episode’s Rich Behavior - 20:57Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube - https://youtu.be/XWy9WQH_k54

Do you CYA?How do you cover your assets?Are you covering your assets?This episode shares with you a few tips about emergency funds and emergency accounts.High income earners and high wealth individuals treat emergency funds differently.High income earners treat emergency funds and savings accounts as overdraft accounts or temporary places to park cash.High wealth individuals treat emergency funds as strictly protective asset tools.The difference is in the tragedy’s impact on a life.Does it wipe you out or put your family or assets at risk?Or can you go to an overflowing emergency fund and cover the difficulty and get back to your life with relative ease?If your life resembles the former and not the latter, then you’re making your life unnecessarily hard.If you don’t have an overflowing emergency fund, then unexpected costly events can be quite disruptive.You know the low level of anxiety that results from robbing peter to pay paul.Or the insecure feeling of seeing your savings account balance dwindle to uncomfortable levels.Or worse having to use lost debt to weather storms.Listen to this episode to learn how to defend your current and future freedom and CYA – Cover Your Assets.Podcast Cheatsheet:Why People Are Unprotected - 03:52Episode’s Rich Behavior - 06:52What’s An Emergency? - 07:25Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube - https://youtu.be/LIVtG5nHMak

High wealth individuals use debt to achieve their goals faster and easier.This episode teaches you how they leverage debt to become richer and wealthier.Once you know these strategies, then you can use them over and over to achieve and afford your life and financial goals faster and easier.If you aren’t using debt to increase your income and assets, then you’re leaving money on the table.There’s a smart and savvy way to use debt for your ultimate gain.First, you must use debt optimally.To accomplish this, you must leverage debt to get a higher return on investment or ROI.But if you have a negative relationship with all debt, then you won’t let leverage debt work for you.When you don’t understand how debt works, you can’t use it to your advantage.Listen to this episode to learn how to make leverage debt work for you.Podcast Cheatsheet:3 Types of Return - 3:15The Goal of Leverage Debt - 3:46Episode’s Rich Behavior - 7:35Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube - https://youtu.be/FC-hxgHr2Dc

This episode puts you in the know.In my 23 years of wealth management experience, I’ve never met – out of tens of thousands of high-income earners – a high-income earner who acknowledged the distinction between passive income and passive profits.Passive Profit beats passive income.High income earners aim for passive income.High wealth individuals know to aim for passive profits.Truth vs hype.This episode will teach you the truth so that you can reject passive income myths.The 4 passive income myths that are costing you the most are:Myth #1 - Passive income is easy to create.Myth #2 – Passive income is the highest goal to achieve.Myth #3 - Passive income means “set it and forget it.”Myth #4 - Passive income happens quickly.These passive income myths are stealing money from your future.Reject passive income myths; instead embrace passive profit.What is passive profit?Listen to this episode to learn about passive profit and how to achieve it.Podcast Cheatsheet:Likely Wealth - 4:00Client Case Study - 16:07Episode’s Rich Behavior - 19:03Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube - https://youtu.be/P965tjfTcCg

This episode provides clarity on the giving conundrum of high-income earners. First-generation high-income earners are fulfilling the American dream of becoming upwardly mobile. However, being the first in the family to earn a considerable salary can have an unexpected consequence You can become the bank to those family and friends who earn less. High income earners often have “Income Guilt,” which is a response to earning considerably more income than others who earn less. Once you’ve given and given… Once you realize that you may be the family’s bank, then resentment builds First-generation high-income earners often vacillate between feelings of guilt and resentment regarding their giving. Have you ever considered the true results of giving from the place of guilt or resentment? There are significant financial consequences to you. The solution is to have a legacy giving plan. This is the win-win solution. You give and you achieve your goals. Everyone wins. Listen to this episode so you can solve the giving problem that exhausts first-generation high-income earners. Podcast Cheatsheet:Guilt Resentment Cycle - 1:20Episode’s Rich Behavior - 5:38Win-Win Giving Solution - 8:01Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube -

Are you Freedom Ready?Are you NOT Freedom Ready?Listen to this episode to determine whether you are maximizing or wasting your freedom.This episode explains the best way to manage your non-monthly fun expenses like· Annual family trips· Milestone birthday experiences· Back to school clothes shopping· New electronics· Holiday shoppingLearn how the not adequately planning for these non-monthly fun and freedom expenses are creating debt and money stress.Note: this episode does not discuss your monthly fun expenses like weekly haircuts, weekly dining out, and mani/pedis every 2 wks, etc.Get off the money rat race and become Freedom Ready with the completion of this episode’s Rich Behavior.It’s your time to have more.Podcast Cheatsheet:NOT Freedom Ready - 1:21Freedom Ready - 3:05Episode’s Rich Behavior - 4:38Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube - https://youtu.be/VvTitnqZCWM

This episode encourages you to stop budgeting.I share with you another more successful and sustainable strategy to use instead.Hint: it comes from what millionaires do.You must answer this question, “How do you want to SPEND your ONE life?”The word SPEND has a double meaning:1 - The first interpretation is a literal one that determines whether you’re spending your money in alignment with what matters most to you.2 – The second interpretation – a figurative one – is a play on the word “spend” to ask how you want to SPEND your other resources – your time and your talent - on the one life that you have.Mastering spending is crucial for high income earners to turn hard-earned income into freedom.In other words, to get your money working harder for you, then you must stop wasting your income and creating money drains.You need to know how you’re spending your money now; not to shame you, but to understand your truth.Think of where you want to be in the next 12 months…this step is necessary to get there.Listen to this episode to learn more about aligning your spending like millionaires do.Podcast Cheatsheet:Stop Budgeting - 2:30Current Freedom - 06:19Episode’s Rich Behavior - 08:43Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube - https://youtu.be/HrFPrpcvYgg

Today’s episode of The High Worth Shift™ Podcast is our quarterly Rich Behavior check in.Life gets busy and time can get away from us.Every 12 weeks or so, it is a great habit to review your progress toward financial freedom. It’s customary to confirm that you are indeed on track to afford and achieve your dreams.Therefore, this week’s rich behavior is to confirm that you’re on track with this quarter’s rich behaviors.As your partner to more worth, more wealth, and more freedom, this week is your friendly reminder to stay on track.Or if necessary, get back on track.The Behaving Wealthy Promise is every rich behavior you execute can create 3x richer results for you. In other words, if Behaving Wealthy’s rich behaviors are implemented, then you could see a 300% return.I created a Rich Behavior Checklist for this quarter. Click here to download.Are you on track this quarter?Kudos to you if you’ve completed each rich behavior.Please share in the comments the actual richer results you’ve experienced because of these money baby steps.If you have not completed each rich behavior this quarter, then today’s the day to execute the rich behaviors that you’ve missed.Each rich behavior is designed to take you 10 minutes or less.Are you willing to exchange 10 minutes for more money, more time, and more love?I know you’re worth a 300% ROI.Remember that baby steps lead to quantum leaps.Financial quantum leaps create sustainable financial security.Podcast Cheatsheet:Episode’s Rich Behavior - 1:44Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube - https://youtu.be/iI4k67cLDik

This episode - Cancel Mistakes - will help you understand how to avoid the common retirement mistakes, which decrease your financial security.Once you can accept these retirement truths and reject retirement myths, you can begin to accumulate enough money.The five most common retirement myths ensure that you will NOT have enough money.These myths are costing you….Stop believing retirement myths, start believing retirement truths.Once you embrace retirement facts, you can begin to build true financial freedom.Listen to this episode to learn the baby step that can get your retirement monies working harder for you.Remember that baby steps lead to quantum leaps.Financial quantum leaps create sustainable financial security.Podcast Cheatsheet:Retirement Myths – 1:19Retirees and Mortgages – 9:20Episode’s Rich Behavior – 12:15Ready to Start Behaving Wealthyhttps://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video version of this podcast?https://youtu.be/sjuOxXx3BxYTake The Quizhttps://www.behavingwealthyacademy.com/societys-worthy-box

This episode explains “Millionaire Shame” and how it prevents high income earners from ever affording and achieving true freedom.Do you have a FREEDOM gap?You have a FREEDOM gap if there’s a difference between your personal and secret vision of FREEDOM and where you are today.The number one goal for most people is FREEDOM.Freedom to do what you want when you want with whom you want.Some people have a visceral reaction to the thought of millionairesHow do you feel about MILLIONAIRES?What comes to mind when I say that MILLIONAIRES can afford freedom?There are a lot of people that have what I call “Millionaire Shame.”Do you know what “Millionaire Shame” is?How you feel about millionaires will determine whether you can afford your vision of freedom.Listen to this episode to learn more about “Millionaire Shame” and whether you have it.Podcast Cheatsheet:Millionaire Shame – 4:00Client Spotlight – 11:58Episode’s Rich Behavior – 20:25Ready to Start Behaving Wealthyhttps://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video version of this podcast?https://youtu.be/EfBdcEfEU50Take The Quizhttps://www.behavingwealthyacademy.com/societys-worthy-box

This episode answers the age old question – “can you have it all?”The one thing I know for sure is that society’s success checklist is an exhausting pursuit. And, can be a fool’s errand.This episode explains how to have your F.R.E.E.D.O.M. vision.Listen to this episode to learn what’s needed to fulfill life’s most important goals.Imagine affording and achieving your deepest desires at the same time as you help others fulfill theirs.It’s possible to meet your greatest needs and wants while sharing with the world around you.Wealthy people approach goal planning differently than high income earners.Want to know their secret:Listen to this episode to understand what you can really afford without being on society’s rat race.Podcast Cheatsheet:Freedom Fulfillment - 5:11Client Spotlight - 12:38Episode’s Rich Behavior - 16:30Ready to Start Behaving Wealthyhttps://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video version of this podcast?https://youtu.be/z2bXrjPi3zQTake The Quizhttps://www.behavingwealthyacademy.com/societys-worthy-box

This episode walks you through how to get your money working harder and harder for you.It also reminds you of how valuable your time really is.When you maximize your time, you can automatically maximize your money.The financial concept that you must utilize (so you don’t leave money on the table) is compounding.It’s time to put that money back on the table.How to get your money working harder for you is not about being good with money; it’s about implementing this simple Rich Behavior to yield Richer Results.Use time to your benefit…TODAY!Listen to this episode to do what rich people do...ensure your money is working as hard for you as you work for it.Podcast Cheatsheet:Compounding Basics - 2:25Money Habit #1- 9:56Episode’s Rich Behavior - 11:11Ready to Start Behaving Wealthyhttps://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video version of this podcast?https://youtu.be/P9esMK01hisTake The Quizhttps://www.behavingwealthyacademy.com/societys-worthy-box

This episode explains how to join the No Matter What! Club, which can help your money … Win effortlessly. Win automatically. Win consistently. Learn the challenges that get in the way of financial freedom. Learn how to turn your financial life around in 90 days. The No Matter What! Club helps you eliminate your money shame. No Matter What! Club members create financial and life freedom as a natural outcome of membership. This episode has examples of 10-minute rich behaviors that you can do to get your financial life in order. Are you willing to exchange 10 minutes for financial freedom? Imagine a scenario when you can look at your financial situation and hold your head up high because you trust you and you are proud of your money truth.Listen to this episode to learn how to trust you with your money.Podcast Cheatsheet:3 Habit Challenges - 1:46Private Promise Plan - 5:40Episode’s Rich Behavior - 7:52Ready to Start Behaving Wealthyhttps://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video version of this podcast?https://youtu.be/SxjUZ8CcGX4Take The Quizhttps://www.behavingwealthyacademy.com/societys-worthy-box

This episode gives you a simple and successful plan to eliminate money shame.Money shame starts when you’re aware that your money is not working hard enough for you.It grows when you feel that you should have more.There are 2 types of money shame…One motivates you to make progress and the other one keeps you stuck.Do you have either one?Listen to this episode to understand how to eliminate one kind of shame and let the other one work for you.Podcast Cheatsheet:Media Myths - 03:002 Types of Shame - 05:11Episode’s Rich Behavior - 11:19Ready to Start Behaving Wealthyhttps://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video version of this podcast?https://youtu.be/0s9AX6hf3KYTake The Quizhttps://www.behavingwealthyacademy.com/societys-worthy-box

This episode shares a baby step that can yield you at least $100,000.Your $100,000 Decision is committing and taking this simple step.It’s time that you knew how to get your money working harder for you.There’s a minimum return standard that is worthy of you.This episode will explain exactly what that is.In fact, I share an example of a client making a $100,000 decision.I’m willing to bet that you could execute this simple decision if you knew more.Did you know that there are 3 types of return?Those returns can add exponential growth to your assets when you activate the ROI Cycle.Listen to this episode to learn how.Podcast Cheatsheet:3 Types of Return – 2:39Client ROI Example - 7:50Episode’s Rich Behavior - 14:35Ready to Start Behaving Wealthyhttps://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video version of this podcast?Youtube - https://youtu.be/5tFtcQ4yGMATake The Quizhttps://www.behavingwealthyacademy.com/societys-worthy-box

This episode delves into the connection between feelings of worthiness and wealth.The more worthy you feel, the more you know your value.The more worthy you feel, the more you know your worth.The more worthy you feel, the more income you earn.The more worthy you feel, the more income you keep.The more worthy you feel, the better your relationship is with money.The more worthy you feel, the faster you achieve your goals.The more worthy you feel, the more you have to show for your hard work.I’m committed to helping you increase your worth, wealth, and freedom.I developed a Worthy Quiz to calculate your feelings of worthiness. Click here.Listen to this episode to get your next, best rich behavior that yield richer results for you.Podcast Cheatsheet:Crisis-Escape Loop - 1:03Money & Mindset Connection - 20:00Episode’s Rich Behavior - 20:28Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video version of this podcast?Youtube - https://youtu.be/pvW9w1uIvKoTake The Quizhttps://www.behavingwealthyacademy.com/societys-worthy-box

This episode shares the details of my Buy One, Invest One Strategy.High income earners are super busy with many roles – employee, business owner, caregiver, parent, mate, volunteer, and friend.Who gets the last of a busy professional? The busy professional.Robin A. Young is the busy, high income earner’s advocate!This Buy One, Invest One Strategy could be life-changing if it becomes a habit.The Buy One, Invest One Strategy is a win-win solution for people who gives but unable to give to self.This is a great habit to use for holiday, birthday, and graduation shopping.Matching rich behaviors with giving requires commitment, courage, and worthiness.Everyone wins.Use this simple, successful strategy to jumpstart your financial freedom.Listen to this episode so you can keep more.Podcast Cheatsheet:Selfless vs Selfish - 3:37Buy One, Invest One Strategy - 4:46Episode’s Rich Behavior - 9:58Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video version of this podcast?Youtube - https://youtu.be/umyi3xbw88cBuy the Journalhttps://www.behavingwealthyacademy.com/pl/2147639598

This episode shares the proven, successful money habits of 500 millionaires.Wealthy people behave differently than high income earners.I share these money secrets with my podcast listeners.If you want to keep more and have more to show for your hard work, then do what rich people do…these consistent behaviors.Today’s rich behavior is a baby step to help you use these 5 wealthy behaviors to solve the most common money habits of high income earners.These 5 wealthy behaviors help you never ask these anxiety-provoking money questions again:Where did my money go?Will I have enough money?What should I do with the cash I’ve accumulated?How do I earn more?What can I really afford?Listen to this episode so you can step off the money rat race of earning and spending.Podcast Cheatsheet:THE 5 Money Habits - 9:08The 5 Most Common Money Problems - 15:23Episode’s Rich Behavior - 18:28Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video version of this podcast?Youtube - https://youtu.be/c9V_LvkF1vk

This episode shares Behaving Wealthy’s origin story.Before I started Behaving Wealthy, I was a Vice President for the largest retirement financial services firm in America.I managed a billion dollars for 500 millionaires, who had to keep at least 2 million dollars of investable assets in our firm.I was responsible for creating and maintaining portfolios for my wealthy clients so that they could afford to pay for their future goals - retirement, eldercare, college, debt repayment, and bucket list items.I helped those 500 millionaires add an additional $118 million dollars to their net worth and helped them save over $3 million dollars in taxes.After conducting a client survey, I cracked the wealth code.My wealthy clients attributed their financial success to specific behaviors.Wealthy people behave differently than high income earners.I share these money secrets with my podcast listeners.If you want to keep more and have more to show for your hard work, then do what rich people do…start behaving wealthy.Today’s rich behavior is a baby step to help turn income into worth, wealth, and freedom.Podcast Cheatsheet:Behaving Wealthy’s origin story - 1:20500 Millionaire Client Survey - 4:43Episode’s Rich Behavior - 7:52Ready to Start Behaving Wealthy:https://www.behavingwealthyacademy.com/roi-retirement-roadmapShare this podcast with your friends:Spotify - https://open.spotify.com/show/6uwUCj8c971XUJgbOOAH9hApple Podcasts - https://podcasts.apple.com/us/podcast/the-high-worth-%24hift/id1654041671Amazon - https://music.amazon.com/podcasts/c76f2f81-4fff-4d6e-8943-d31e298d5e85Google - https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL2hpZ2h3b3J0aHNoaWZ0L2ZlZWQueG1s?sa=X&ved=2ahUKEwj8zdXUzsf7AhVamFYBHcZnBwoQ9sEGegQIARACWant the video of this podcast?Youtube - https://youtu.be/ZUzyaAgTLSQ