The Money Matters Radio Show

Is your retirement teetering on decisions you didn’t know mattered? Bob and Tyler Fowdy reveal why the first ten years surrounding retirement are fraught with unseen risks—and how the timing of your Social Security claim could transform your financial future. Listeners will hear real-life dilemmas and hidden strategies that challenge conventional wisdom, setting the stage for a discussion filled with practical insights and plenty of surprises left for discovery. Explore the complexity behind “when to claim,” and why what works for others may not be the answer for you.Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

“Does your home’s rising tax bill have you questioning the system—or your future?”This episode brings Mayor Joe Schultz into the studio to unpack the harsh realities behind property taxes, the flawed appraisal process, and the ways retirees are being squeezed by taxes on unrealized gains. With heartfelt stories and a clear-eyed proposal, the conversation explores how government reform, market-based appraisals, and transparent leadership can restore fairness and empower citizens. The mood is urgent and sincere, inviting listeners to ask: what would change if your vote—and your voice—truly determined your financial fate?Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

What if the greatest threat to your retirement wasn’t the stock market, but something lurking just beneath the surface? Bob and Tyler Fowdy dive into the unseen risks of healthcare expenses, rising costs, and economic turbulence—revealing why a plan on paper can outweigh a pile of savings under the mattress. With today’s fast-paced world and mounting anxiety in the headlines, discover how a fresh mindset and the right strategies could help preserve your nest egg from unexpected financial shocks. The true challenge, and its solution, may be different than you imagine.Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Is your nest egg built to last—no matter how long you live? Bob and Tyler Fowdy tackle the overlooked challenge of longevity risk as inflation, rising health care costs, and market volatility reshape what retirement means for today’s families. They reveal how the classic “three-legged stool” has changed, why income strategies and smart tax planning matter, and how flexible “bucket” approaches can balance growth and security. From real-world stories to practical tips, this episode invites you to rethink your plan—so you can chase new opportunities, safeguard your savings, and enjoy a confident retirement no matter what life brings.Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

With national debt growing and tax uncertainty swirling, Bob and Tyler Foutty break down why proactive planning—not panic—sets you up for a secure retirement. From navigating inheritance disputes and updating your estate plan, to demystifying Roth conversions and tips for avoiding hidden tax pitfalls, this episode tackles the questions every retiree should be asking. Find out the steps you can take now to help preserve more of your savings, build tax-free income streams, and avoid costly surprises—so you can focus on what really matters in the next chapter.Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

How do you transform a lifetime of savings into a steady, reliable paycheck—especially when the world is facing turbulence abroad and volatility at home? As headlines swirl about rising oil prices and shifting global conflicts, Bob and Tyler Fowdy dig into the silent shift that’s fundamentally changed retirement planning: the move from company-backed pensions to the do-it-yourself era of 401(k)s. Listen in as they expose the secrets behind building a resilient income plan, uncover the devastating pitfalls of the old '4% rule,' and reveal how smart retirees are staying confident (and calm) regardless of what the markets—or the news—throw their way. The path to clarity, comfort, and control in retirement may be simpler than you think…but what’s the catch?Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

“When headlines scream crisis, what should retirees really do?” As war dominates the news and markets tremble, Bob and Tyler Fowdy examine the hidden forces that threaten your financial peace of mind—and why sometimes, ‘just breathe’ is the smartest move of all. This episode tackles the dangers of emotional reactions, the myths of conventional investing, and how panic can quietly sabotage your future. Along the way, discover how finding your ‘just right’ balance could be the key to sleeping soundly, no matter how rough the world gets.Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Is your retirement plan ready for the “silent killer”? Inflation, market volatility, and a dramatically reshaped tax code are converging to threaten even the best-laid financial plans. Bob and Tyler Fowdy set a steady, family-driven mood as they share how outdated strategies may fall short and reveal modern tactics to regain control. From stories about shrinking paychecks to hidden tax traps, this episode explores powerful ways to protect your purchasing power—while leaving listeners wondering how their own plan measures up.Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

The majority of Americans are now retiring without traditional pensions, relying instead on their own savings, primarily 401(k)s, which were designed for saving, not for generating steady retirement income. This shift has left many retirees worried about making their money last. The episode discusses the transition from saving to spending in retirement, the effects of the "One Big Beautiful Bill" of July 2025—which locked in current tax rates but increased the importance of tax management—ongoing risks like inflation and market volatility, and offers a step-by-step guide to creating a personal pension plan. The goal is to help retirees turn their savings into reliable income for a secure retirement.Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

The 2026 Social Security COLA is here, but 77% of older Amercians say it's not enough. Bob & Tyler talk about what you can do to keep up with rising costs. Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler talk about "Medicare" in this episode of "The Money Matters." They talk about the key parts of Medicare and other areas of how it works. Key Parts of Medicare:Part A: Hospital insurance (inpatient hospital stays, skilled nursing facility care, hospice, and some home health).Part B: Medical insurance (doctor visits, outpatient care, preventive services, and some home health).Part C (Medicare Advantage): Private plans that bundle Parts A and B (and often Part D), sometimes with additional benefits.Part D: Prescription drug coverage.Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Find out more at https://nhwealth.biz/Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.

Bob & Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.