The Property Journey Podcast: Beginner To Expert

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In Episode 44 we take a look at some of the potential Property Horror Stories that can happen when purchasing a property, either as a first time buyer, home mover or as an investor. We discuss topics such as people rushing in to buy a property, disregarding independent property surveys and their contents, as well as issues affecting developments and much more. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In this latest episode, we take a look at what makes a good rental property. Ranging from location, to the type of property, as well as the product that you are offering, we look at all the different aspects of what makes a good rental property.  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel @RoyDouganPropertyExpert⁩ or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. When it comes to Property Financing, there a few options, whether you are a first time buyer, home mover or property investor. In Episode 42 we take a look at some of the options that are available to all. We discuss deposits, 0% deposit mortgages, cash buyers, mortgages, the bank of mum and dad and much more. As well as this, we discuss how best to navigate the market, how the market can change, resulting in higher interest rates, and plenty more all crammed into this episode! This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel @RoyDouganPropertyExpert⁩ or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In Episode 041 we take a look at the buying decisions and how these can be powered by emotion, while also overriding the logic behind the decision. This is something which we see clearly with first time buyers and home movers, with a lot less emotion shown from investors when it comes to buying property.  We take a look at why sometimes emotion can be the driving factor, with fear and missing out being key factors, as well as stress and getting caught up in the pressure pot of buying, and possibly selling your property.  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages:  https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In Episode 40 we take a look at some of the common Property Myths that surround purchasing property, and the industry. Ranging from questions such as does property value always rise, to interest rates and waiting on them to drop, we take a look at all of the common myths, and debunk them.  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages:  https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. The Hidden Costs of Property Ownership. When purchasing a property, sometimes it's very easy to just look at the purchase price of a property, and maximise your budget, forgetting about extra costs which may come your way.  We discuss things such as management fees and ground rent, insurances that you would normally take out when it comes to purchasing a property, budgeting for unexpected costs, as well as general owning and maintaining costs.  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages:  https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. The Autumn Budget 2025 has arrived and after much speculation, we finally get to look at the details of what the Chancellor, Rachel Reeves, is set to bring in in terms of taxes, spending and cuts!  We take a look at what has been announced, ranging from National Minimum Wage increases to Threshold Freezes, increases in property taxes on profits made, to changes set to be enforced on pensions and Cash ISA's.  The Autumn Budget 2025 was set to be a doom and gloom budget, certainly if the speculation before hand was anything to go by, but judging by our interpretation, it certainly hasn't been as bad as what was expected. This episode is our own personal interpretations of the budget, and many will have a differing opinion on it. If you would like to discuss your own personal situations, feel free to get in touch. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages:  https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In Episode 37 is all about the Autumn Budget 2025, with a full preview of what potentially could be expected when the Budget is announced on November 26th 2025. So far, there has already been speculation as to what could potentially be announced by the chancellor, with potentially increase in Income Tax, VAT and National Insurance (either one of these three, increases and reductions, or a mixture).  There has also been discussions around revamping the Stamp Duty tax, introduction of capital gains tax on residential property profits, amongst other increases in areas such as Inheritance Tax, Capital Gains and more. As this is a preview, this episode is simply speculation and we will not know for definite any of the potential changes that are set to be introduced, until they are announced on November 26th.  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages:  https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Northern Ireland is in a very unique area, bordering the Republic of Ireland, while also having the Irish sea between it and the rest of the UK. When it comes to Property Investment, we discuss the reasons why some people would choose to invest in Northern Ireland from these other areas and discuss some of the challenges, considerations and potential pitfalls of investing either in NI, or from NI investing in the rest of the UK and ROI.  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Succession & Estate Planning is not just for certain people, it is for everyone. Whether you simply have one bank account with some money or a business and property portfolio, everyone should consider succession and estate planning. In Episode 35, we take a look at important documents such as your Will, Enduring Powers of Attorney, Property Trusts and much more, hopefully helping you make the right informed decision as to what best suits you and your needs. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In Episode 34 we take a look at Property Disputes and the different types of disputes you can face within the property industry. Ranging from disputes between property investors, to tenant and landlord disputes, as well as property disputes involving neighbours and boundaries.  We discuss how each of these potential disputes can arise, and what the best possible circumstances are to deal with it, or also to avoid it altogether. Some of these are simply examples, and many people may not see disputes ever across their property journey, however sometimes disputes are all too common, when it comes to things such as fences, boundary walls and more. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages:  https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. We take a look at different Investment Scenarios in Episode 33, ranging from what happens if a deal falls through to potential tenants falling into arrears, as well as financial backers pulling out of deals, plus much more.  We take a look at how best to deal with these scenarios, what the potential outcomes could be and the potential risks or consequences of each scenario.  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages:  https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Episode 32 discusses Portfolio Scaling and Exit Strategies, both of which are considerate when it comes to Property Investment. Portfolio Scaling is essentially growing your portfolio of properties, building it up and increasing it. We discuss risk, difficulties, to-do's and not to-do's plus more. Then when the time is right, we discuss exit strategies, how do you go about exiting the market, when is the right time to do this or simply when should you even be thinking about your exit strategy? A short episode but packed with plenty of information to divulge! This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel  @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages:  https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Episode 31 sees us take a look at renovations and refurbishments of properties. When buying a property, either as an investment property or for your new home, you may or may not like the interior / exterior of the property and therefore may choose to renovate or refurbish. This could be as little as a quick freshen of paint in the rooms and new carpet, or extensive refurbishment for things such as kitchens and bathrooms, to extensions being build on to the property. We take a look at some of these scenarios and discuss things like costings, common trends and much more. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel  @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages:  https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. As we reach Episode 30 of The Property Journey Podcast, we decided for this episode to run through a few of the listener's questions that we've been receiving through our social media. Ranging from Home Mover questions to first time buyers, as well as investment questions and a few about why we even started this podcast, we cover a few of each of these in this episode. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel  @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Commercial property is a big part of investing when it comes to property. In this episode we discuss commercial property, the different types of commercial property to consider and also the risks involved when it comes to this type of investment.  As well as this, we take a look at some of the reasons why investors choose commercial, whether this be outright, or to compliment their portfolio by diversification. Commercial property has many of it's own challenges, as well as benefits, and we delve right into all of them.  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel  @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages:  https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. When it comes to Success, people will define it in different ways. Success can be achieving the goals you set out to achieve, or being successful for someone could be making money.  In our latest episode, we take a look at some property investment success stories, as well as looking at unsuccessful stories, and how people can define successful / unsuccessful ventures. We also discuss how social media can have a negative outlook when it comes to viewing success, as only "success" is broadcast, and not the full picture.  Episode 028 is also there to discuss risk, and how property investment is a risk, no matter how much money you invest. And risk must always be considered when considering property investment. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel  @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages:  https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Episode 027 takes us to Property Valuations and Negotiations. In the first part of this episode, we discuss many of the factors that can affect a property's value, as well as looking at the perspective from as a buyer, and also as a seller. As we move on, we then take a look at negotiations and how negotiations can be carried out between the buyer and seller. We look at some of the most common mistakes that are made, and Roy also provides a little bit of insight into things that you should be looking out for. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel  @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In Episode 026 of The Property Journey Podcast we take a look at land, developments and where to expect new housing estates. For many, the idea of where to purchase land can be a difficult one, as well as how to come about purchasing it. This along with planning, a huge things which need to be looked at before pushing ahead with the building of properties or a property.  From a developer point of view, we look at how they are purchasing land, in the outskirts of towns and cities, or in wasteland / previously used sites.  As well as this, we take a look at where we expect new developments to pop up in the local area, for those keeping an eye out for new housing developments to purchase as their first home, or as an investment property.  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!  Check out all episodes on our YouTube channel @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In Episode 025 of The Property Journey Podcast we take a look at a Day In The Life of a Property Expert. Roy discusses some of his daily and weekly routine in juggling the legal side of property and conveyancing, as well as discussing his work with rental properties, renovations and investment clients.  As well as this, Roy also discusses some of his top tips in how he finds time to relax and wind down, how he sets himself up for the week with his strategies and goals, plus a whole lot more. A nice short episode which will allow you to get to know Roy just that little bit more.  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel, @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Following on from our previous episode, we take a look at Strategies for Property Investment. In Episode 024 this is where we look at the different elements that should be considered when building out your strategy if you intend to invest in property. Areas that we discuss include location of the property, what you should include in your strategy, management of properties, what type of property you intend to invest in, market research and a whole lot more! We also discuss risk and how the property market is just that, a market, in which prices can go up and down, therefore this is the same as your finances.   This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel, @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Episode 23 allows ourselves to take a look at some of the most frequently asked questions around Property Investment. Property Investing, like any investment, involves a lot of risk, and therefore must be thought about extremely carefully.  In this episode we discuss getting started in property investment, scenarios that could potentially happen in your investment journey amongst plenty of other questions that some of our listeners have put forward.  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel, @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In Episode 22, we take a look at the difference between buying a new build property or an older build property, discussing things such as cost, pricing, price retention as well as how properties are build and energy efficiency. We also discuss how a property sourcer can help when it comes to purchasing investment property and how they can help guide you to buying the right property. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel, @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In Episode 21, we look at the changes announced in the Chancellor's budget with businesses set to take the brunt of the tax increases. Employer's National Insurance is set to increase, with thresholds also reducing. In the podcast, we also look at the increases in Capital Gains Tax, the changes to Agricultural Relief, changes to Inheritance Tax and much more. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel, @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In Episode 20, we take a quick look at the speculation surrounding the upcoming Budget. This will be the first Labour Budget in nearly 15 years, and there is much speculation surrounding some of the tax increases following a touted "£22 billion black hole" in public finances. Some of the potential tax increases will affect areas such as Capital Gains Tax (affecting those with property and investments) as well as Inheritance Tax plus much more. With The Budget 2024 only around the corner on October 30th, we will know for certain what is to come then, but for now, we take a look at some of the speculated changes and discuss how they could affect you. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel, @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Following our last episode, we touched on Houses in Multiple Occupations aka HMO's. In Episode 19 we talk about HMO's, how at the moment, many property guru's are pushing HMO's as an easy source of money, what to expect if you decide to invest in an HMO and much more. We discuss how HMO's are a completely different way of providing rental accommodation, how much it differs from a standard residential letting as well as the differences when it comes to paperwork, legal standards and more. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel, @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In Episode 18 we follow on from our previous Episode of Property Investment Figures with a focus on Property Management Companies. If you have decided to take on a property investment journey, then a property management company may be something to consider. In this episode we talk about the pros and cons of having a property management company on board helping you through your journey. As well as that, we look at the pitfalls of what can happen as an independent landlord, some of the benefits of taking on your own journey, as well as what it means for your tenant, dealing with either you as a landlord, or dealing with a property manager. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel, @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. We apologise for taking a few weeks off however with the Summer months, it's always a busy time of the year! In our latest episode, Episode 17, we discuss the latest interest rate drop from 5.25% to 5%, as well as the current economic situation in Northern Ireland. As well, we take the time to discuss Property Investment and the figures behind it, answering key questions such as can you begin with no funds, what aspects should you consider, how important are funds in comparison to stress, risk and strategy, as well as much more, leaving you with a few answers to consider when thinking about getting involved in property investment. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod # Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Episode 16 we welcome Jim Smyth from First Stop Mortgages in Portadown. Jim provides us with a valuable insight into the world of mortgages, how recent times have developed with changes in interest rates, as well as how he helps his clients with securing mortgages.  We discuss everything from Credit Report, Low Scores, Co-Ownership in Northern Ireland as well as re-mortgaging, the current property market as well as what his pieces of advice are alongside Roy.  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In Episode Fifteen we have our first guest appearance with the brilliant Jule McCrory who operates Kingham Property Services in Lurgan. Kingham Property Services are an Estate Agent's based in and around the Lurgan area. Julie provided us with an insight into the role of the Estate Agent when it comes to buying a property, as well as selling. She also discussed with us her views on the current market, her tips and tricks for First Time Buyers as well as discussing key topics like property prices and more!  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Episode 14, Chris takes a look back at The Journey So Far. He discusses some of the tips and tricks that he's learnt over the course of the last 13 episodes, as well as discussing what topics have been focused on, what to expect over the next few episodes and the greater plan for The Property Journey Podcast! Episode 14 is a recap episode to give you, the listener, a brief overview of each episode to date! This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages:  https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert   https://www.tiktok.com/thepropertyjourneypod  Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In this episode, we take a look at the current property market in Northern Ireland and discuss what we think is currently happening within the industry. From mortgage rates, to the current demand within the market, construction of new build properties to what should first time buyers should be thinking about, we take a look at it all. This episode was recorded in May 2024. The information discussed in this episode is relevant to today's market. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod  Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In Episode 12 Roy & Chris discuss tips to Moving House and relocating. For many the experience of moving into your first home, will be different to moving into your second home. Why? Your first home you may have had time (due to living with parents or still holding time on your rental lease).  Moving house for the second time is different. You may be moving out and then in, all in the same days. So within this episode, we discuss key points from removal companies, pre-planning, packing up your possessions, clear-outs and more!  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Episode 11 is a key focus to help those First Time Buyers on their journey to purchase their first or forever home. Chris and Roy discuss some of the most Frequently Asked Questions when it comes to First Time Buyers and solicitors, some of the common issues that can arise, some of the common queries that need to be answered and more. Some of the discussions points touch on legal fees and the breakdown of these, any issues or pitfalls that may be encountered by a First Time Buyer, transferring of funds, completion dates and much much more! If you are a First Time Buyer, make sure to give this episode a listen.  This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Episode 10 is a our Property Investment Expert. Roy talks about his personal experience of property investment and how he is currently helping people begin their property investment journey. With his clients, he discusses weighing up the risk of property investment, how he carries out services such as property sourcing, legal works as well as some of the reasons as to why people choose property as an investment tool. It's keen to remember that with investments, they can rise and fall so always be aware that it is not a quick, easy way to make money! This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert  https://www.instagram.com/roydouganpropertyexpert  https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Episode 9 is a guide to self-building. Roy talks about his personal experience of building his own house and the challenges / rewards that he got from the experience. As well as this, we delve into the different stages, ranging from architects, construction, completion and moving in plus other topics and areas of self-building. Self-Building is becoming extremely popular, especially in Northern Ireland so we wanted to discuss some of the common talking points and consider financials, mortgages and more! This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Episode 8, we talk about the Pro's & Con's of purchasing a "Fixer Upper". A fixer upper is normally a property that needs either minor or major work carried out to it to bring it back up to market standard. It could be as simple as kitchen's need replaced or updated, bathrooms need redecorated, outside ground work needs carried out or it major work to change the style, shape or property overall. We discuss the pro's and con's of purchasing a fixer upper, mainly detailing the financial rewards / risks, the time and effort of the project, the customisation or personalisation you can carry out plus much more in this episode! Make sure to listen! This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel and for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/@thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. Episode Seven is one for the First Time Buyers or those thinking about taking the step towards buying their first home. In this episode, we discuss deposits, what is a deposit and why you need one for a property. As well as this, we talk about saving, when you should begin to save, what an average deposit should be for a house and more. Co-Ownership is also a topic of conversation and the different methods or strategies that are available for First Time Buyers to gain a foothold in the property market. A lot of to discuss on The Property Journey Podcast. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel, @RoyDouganPropertyExpert and for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/@thepropertyjourneypod Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. The rise of Airbnb's has been a well documented journey. Many investors have chosen this path in prime locations for short-term rentals, rather than long term traditional rentals. It is a vast area, comprising of single rooms, glamping pods and log cabins, to large houses fit to house many families at once. So are there positives to Airbnb's? What impact have Airbnb's had on local economies, local property markets and long term rental properties? Are there downsides to it from an investor point of view? What are the risks involved? In Episode 6 of The Property Journey Podcast this is what we discuss and aim to get to the bottom of, whether it is feasible or not, and you can make your own decision about it! This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel, RoyDouganPropertyExpert and for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod If you like this, follow us on our social media pages: www.facebook.com/roydouganyourpropertyexpert www.instagram.com/roydouganpropertyexpert Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. What is Property Investment? Do you invest in Commercial or Residential Property? What are the challenges of Property Investment? These are just a few of the questions we discuss in episode 5. We go into detail about Property Auctions, Group Investing, Tax Implications for Property Investing plus a whole lot more. This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  and for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here. If you like this, follow us on our social media pages: www.facebook.com/roydouganyourpropertyexpert www.instagram.com/roydouganpropertyexpert Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert. In this latest episode, Roy and Chris discuss the role of a solicitor in the property transaction. In Northern Ireland, conveyancing can only be completed by a solicitor and therefore your solicitor who represents you will be highly important. We discuss the different documents which a solicitor completes within the process, from title deeds to property certificates, as well as Roys' tips for Buyers and Sellers plus much more. If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions! Check out all episodes on our YouTube channel, and for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here.   If you like this, follow us on our social media pages: www.facebook.com/roydouganyourpropertyexpert www.instagram.com/roydouganpropertyexpert Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.   In this latest episode, Roy and Chris discuss House Prices in Northern Ireland and what certain circumstances can affect House Prices in certain areas. They discuss Supply and Demand for purchasing properties in various areas, discussing the age of properties and the affect that it can have, as well as more affluent areas, houses that are more in demand plus a whole lot more.   If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!   Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  and for audio only, visit all major podcast providers and search The Property Journey Podcast.   If you like this, follow us on our social media pages: www.facebook.com/roydouganyourpropertyexpert www.instagram.com/roydouganpropertyexpert   Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.   In this latest episode, Roy and Chris discuss the current state of The Rental Market in Northern Ireland, but which also reflects problems felt across the United Kingdom. They discuss where to find rental properties, some of the problems faced by Renters, as well as landlords, plus more on lease agreements, the pros and cons of renting and a whole lot more.  The purpose of this episode is to better understand the Rental Market, the high competition that is currently seen within the market, and also to discuss how there is a difference between renting a property and being a home owner.  If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!   Check out all episodes on our YouTube channel, and for audio only, visit all major podcast providers and search The Property Journey Podcast.

Hello everyone and welcome to The Property Journey Podcast: Beginner to Expert.    This first episode is an introduction to ourselves, your hosts Chris and Roy, as Chris begins his Journey from Beginner to Expert with the help of Roy.    We talk about the House Buying Process, different people that are involved in Property Transactions, current Interest Rates and key questions that First Time Property Buyers might be asking in the current market.    Make sure to stay tuned for much more as continue The Property Journey Podcast.