Unbreakable Ventures

🎙️ Unbreakable Ventures Fortnightly Risk Update — 6 May 2026An AI chatbot wipes an entire company database in minutes, and a Pacific paradise becomes ground zero for a global drug superhighway. This fortnight: the human negligence behind the AI blame game, and the cartels, gangs, and corruption reshaping Fiji.🧠 Main Threats Covered1. AI Blame Game Masks Human Negligence An AI chatbot built on Anthropic's Claude model deleted an entire company database after being given overly broad instructions, raising urgent questions about how organisations govern autonomous AI tool use.2. Pacific Drug Superhighway Threatens Regional Stability Fiji has transformed from a low-crime tourist destination into a critical transit hub on the Pacific "drug superhighway," linking Latin American cartels to Australian and New Zealand consumer markets.⚡ Quick-Fire Threats1 - Bushfire Destroys $1.8 Million Wine Business, Exposing Underinsurance Risk 2 - Singapore Manufacturing Grows, but Conflict-Driven Cost Inflation Persists 3 - When Supply Chains Go Dark, Risk Compounds Invisibly 4 - Reinsurance Costs Signal Structural Shift in Climate Risk Pricing 5 - Mining Sector Recovers Cents on the Dollar from Insurance Claims📚 SourcesMain Story 1: Claude AI deletes firm's database in incident that has shaken AI community | The Guardian | April 2026 Shadow AI: How Employees Are Bypassing Corporate AI Policies | Harvard Business Review | February 2026Main Story 2: Tracking the Pacific Drug Highway | New Lines Magazine | 2026 Fiji considers state of emergency over drugs and gangs | RNZ | April 2026 UNODC report exposes escalating threat of organized crime in the Pacific | UNODC | October 2024🔗 Links 👉 Read the full episode article 🎧 Subscribe to the podcast 🧠 About Fixinc 🤝 Meet our sponsor, F24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🎙️ Unbreakable Ventures Fortnightly Risk Update — 20 April 2026A UN report warns the Middle East crisis could drag millions across Asia-Pacific into poverty—and a catastrophic biometric breach just handed hackers a near-perfect deepfake training kit. This fortnight: compound shocks radiating from the Strait of Hormuz, and the permanent cost of stolen faces.🧠 Main Threats Covered1. Middle East Crisis Threatens Global Poverty Surge A new UNDP report warns the Strait of Hormuz closure could push millions across Asia-Pacific into poverty through surging energy prices, trade disruption, and collapsing remittance flows.2. Mercor Breach Exposes Permanent Biometric Threat AI hiring startup Mercor suffered a 4TB data breach of video interviews, passports, and source code, creating what experts call a near-perfect deepfake training dataset.⚡ Quick-Fire Threats1 - UK Small Businesses Hit by Cash Crunch, Supplier Fears, and War Shocks 2 - Airlines Slash Flights as Jet Fuel Crisis Deepens 3 - Australia's Fuel Security Scheme Tested Under Real Conditions 4 - Australian Businesses Cut Hours and Push Remote Work as Fuel Costs Bite 5 - Security Leaders Dangerously Overconfident About Ransomware Recovery📚 SourcesMiddle East Crisis: Millions Could Be Pushed into Poverty, Flags UNDP | Times of India | April 2026 Middle East Military Escalation: HDI Impacts Across Asia-Pacific | UNDP | April 2026 Mercor AI Startup Security Incident | Fortune | April 2026 Supply Chain Attack on Trivy Scanner Compromises Thousands | The Record | April 2026🔗 Links 👉 Read the full episode article 🎧 Subscribe to the podcast 🧠 About Fixinc 🤝 Meet our sponsor, F24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🎧 This week on Unbreakable VenturesThis episode features Greg Headley, Lead Data Scientist at Informed Solutions, on what it actually takes to build AI systems that work in high-impact, safety-critical environments—from healthcare regulation to national policing.Informed Solutions is one of the first ten UK organisations to achieve ISO 42001 certification, the world’s first international standard for responsible AI. With two Queen’s Awards for Innovation and clients including the UK National Health Service, Medicines and Healthcare products Regulatory Agency, Metropolitan Police, and Department for Environment, Food and Rural Affairs, they’re at the forefront of operationalising AI where public trust expectations are high.In this episode, we cover:- Why multi-disciplinary teams are essential for AI success- The trust problem in AI—and how to solve it- What the “95% of AI adds no value” statistic actually means- Standards as innovation enablers, not barriers- Digital twins for crisis preparedness- The dark side of AI: cybersecurity concerns- The next five years: scepticism, specialisation, and securityKey takeaway: Trust in AI is fragile and must be built incrementally. Organisations that invest in data governance, user-centered design, and responsible AI practices will be the ones who actually realise value from these technologies.Greg’s recommendations:Andrej Karpathy’s YouTube channel – AI education from a former Google/Tesla researcherDwarkesh Podcast – In-depth conversations including the Richard Sutton interview on reinforcement learningListen on Spotify, Substack, Apple, or YouTube. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

The largest oil supply disruption in history is unfolding—but the real crisis hits in 2027. This week: agricultural collapse looms across Asia-Pacific, and the UAE turns regional chaos into competitive advantage.🧠 Main Threats Covered1. Hormuz Closure Triggers Cascading Agricultural and Industrial CrisisThe Strait of Hormuz closure has disrupted 20% of global oil and LNG flows alongside critical fertiliser shipments, threatening food production across Asia-Pacific.2. UAE Positions Crisis Response as Competitive EdgeThe UAE is leveraging regional instability to strengthen its position as a global business hub, with government-backed initiatives accelerating digital infrastructure and crisis-tested operational frameworks. ⚡ Quick-Fire Threats1 - EU Faces Largest Oil Supply Disruption in History2 - Jubilant FoodWorks Addresses LPG Supply Constraints Amid Middle East Tensions3 - UK Weeks Away from Medicine Shortages as Supply Chains Strain4 - Business Interruption Coverage Gaps Exposed by Escalating Global Disruption5 - New Zealand Tourism Faces Delayed Crisis as Input Costs Surge📚 SourcesHormuz Chokepoint Disruption May Trigger Agri-Inflation and Supply Crunch: Goldman Sachs | Firstpost | April 2026Global Fertiliser Markets Face Supply Shock from Gulf Disruption | Reuters | April 2026Turning Crisis into Capability: The UAE's Business Advantage | Khaleej Times | April 2026UAE Strengthens Position as Regional Business Hub Amid Middle East Tensions | Arabian Business | March 2026🔗 Links👉 Read the full episode article🎧 Subscribe to the podcast🧠 About Fixinc🤝 Meet our sponsor, F24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

In this week's risk update: intensifying insurance audits are catching businesses off guard across Australia and New Zealand, military strikes on Middle East data centres threaten global cloud infrastructure, and five other emerging threats we're watching closely.🧠 Main Threats Covered1. Insurance Audits Intensify as Businesses Scramble to Prove ResilienceFixinc has observed a marked increase in the frequency, intensity, and on-site presence of insurance audits across their Australian and New Zealand client base, with scrutiny previously reserved for $500M+ ARR businesses now extending to smaller organisations.2. Data Centre Strikes Force Businesses to Confront Third-Party Infrastructure FragilityMilitary strikes on data centres during the ongoing Middle East conflict have created unprecedented legal and policy questions about the status of civilian cloud infrastructure during armed conflict.⚡ Quick-Fire Threats1 - Strait of Hormuz Shipping Crisis Shows No Signs of Resolution2 - Global Businesses Maintain Gulf Investment Despite War Volatility3 - Domain Expiry Phishing Campaign Targets Australian Businesses4 - Asian Manufacturing Faces Oil Supply Knock-On Effects5 - China Warns Regional Escalation Threatens Global Economic Stability📚 SourcesAllianz Risk Barometer 2026 | Allianz Commercial | January 2026Australia's Cyber Posture Shows Progress but Gaps Keep Insurers on Alert | Insurance Business Magazine | February 2026The Legal and Policy Fallout From Data Center Strikes | Tech Policy Press | March 2026🔗 Links👉 Read the full episode article🎧 Subscribe to the podcast🧠 About Fixinc🤝 Meet our sponsor, F24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

In this week's risk update: quantum computing threatens to break the encryption protecting your business, Singapore's SME backbone calls for expanded government support, and five emerging threats we're watching closely.🧠 Main Threats Covered 1. Your Encryption Has an Expiry DateGoogle's latest announcement confirms quantum computers capable of breaking current encryption standards are no longer theoretical—they're an engineering challenge with a visible timeline.2. Singapore SMEs Face Internationalisation CrossroadsSingapore's business chambers are calling for expanded government support in Budget 2026, specifically requesting larger automation grants and enhanced assistance for SMEs pursuing international expansion.⚡ Quick-Fire Threats1) Threat Actors Weaponising LLMs for Enhanced Attack Capabilities2) Attackers Exploiting AI Summarisation Features for Data Exfiltration3) Cyber and Supply Chain Risks Dominating Japanese Business Concerns4) Optus Outage Highlights Escalating Third-Party Dependency Risks5) Supply Chain Cyber Attacks Evolving in Sophistication and Scale📚 SourcesMain Story 1:[Google Just Told You Your Encryption Is on Borrowed Time | Cybersecurity Insiders | February 2026](https://www.cybersecurity-insiders.com/google-just-told-you-your-encryption-is-on-borrowed-time-most-organizations-wont-listen/)[NIST Releases First 3 Finalized Post-Quantum Encryption Standards | NIST | August 2024](https://www.nist.gov/news-events/news/2024/08/nist-releases-first-3-finalized-post-quantum-encryption-standards)[Quantum Computing Progress and Cryptographic Implications | IBM Research | 2025](https://research.ibm.com/quantum-computing)Main Story 2:[Budget 2026: Business Chambers Want More Help for SMEs | The Business Times | February 2026](https://www.businesstimes.com.sg/singapore/budget-2026-business-chambers-want-more-help-smes-internationalise-bigger-automation-grants)[Singapore SME Landscape Report | Enterprise Singapore | 2025](https://www.enterprisesg.gov.sg/resources/reports)🔗 Links👉 Read the full episode article🎧 Subscribe to the podcast🧠 About Fixinc🤝 Meet our sponsor, F24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

Unbreakable Ventures Special Edition – February 2026Monsters, Multipolarity, and the 1%: Inside the WEF Global Risks Report 2026What's inside this episodeThe World Economic Forum has released its 21st Global Risks Report. Only 1% of experts expect calm. In this special episode, we break down what has changed, what risks are climbing, and what you can do about it.Key Highlights- Why the WEF's tone has shifted from "cooperation under pressure" to "cooperation crumbling".- Geoeconomic confrontation takes the number one spot, up eight positions from last year.- The risk category with the sharpest climb in the report's history.- What Canada's PM Mark Carney said at Davos that every middle power should hear.- Why environmental risks dropped in short-term rankings but dominate the decade ahead.- The reactive vs proactive trap and how to avoid it.- Who should be concerned and practical steps to take now.SourcesThe Global Risks Report 2026 | World Economic Forum | January 2026Davos 2026: Special Address by Mark Carney | World Economic Forum | January 20, 2026Read the Full Transcript of Carney's Speech | CBC News | January 20, 2026Links👉 Read the full article: https://www.unbreakableventures.com/p/now-is-the-time-of-monsters-key-takeaways🎧 Subscribe to Unbreakable Ventures: https://www.fixinc.io/blog/subscribe🧠 Visit Fixinc: https://www.fixinc.io/🤝 Learn about our sponsor F24: https://www.fixinc.io/technology/f24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🎙️ Unbreakable Ventures Fortnightly Risk Update — 9 February 2026In this week's risk update: a global shipping crisis reshaping trade economics, Singapore's bold nationwide blackout simulation, and five other emerging threats we're watching closely.🧠 Main Threats Covered1. Consumer Goods Costs Surge on Global Shipping CrisisContainer rates from Asia to Europe and the US have more than doubled, forcing businesses into difficult decisions about absorbing costs or passing them to consumers.2. Singapore Stress-Tests National Resilience with Simulated CrisisSingapore's Total Defence Day exercise will simulate simultaneous power outages and digital disruption, testing citizens' preparedness for extended periods without electricity, connectivity, and digital payments.⚡ Quick-Fire Threats1 - Malaysia Insurers Face Unprecedented Catastrophe Risk Exposure2 - Geopolitical Volatility Demands Sustained Supply Chain Vigilance3 - Logistics Networks Require Climate Resilience Overhaul4 - Australian Emergency Communications Failures Expose Rural Vulnerability5 - Pandemic Risk Insurance Market Gains Momentum📚 SourcesMain Story 1:Consumer goods prices set to rise as shipping costs and supply chain disruption bite | The Guardian | 1 February 2026Red Sea Crisis Continues to Reshape Global Trade Routes | Lloyd's List | 28 January 2026Container Shipping Rates Index: Q1 2026 Analysis | Freightos | 5 February 2026Main Story 2:Total Defence Day Exercise SG Ready Will Simulate Power Outage and Digital Disruption | Channel News Asia | 8 February 2026Singapore Total Defence Framework: Annual Report 2025 | Ministry of Defence Singapore | January 2026Taiwan's Civil Defence Modernisation and Resilience Building | RAND Corporation | December 2025🔗 Links👉 Read the full episode article🎧 Subscribe to the podcast🧠 About Fixinc🤝 Meet our sponsor, F24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🎙️ Unbreakable Ventures Fortnightly Risk Update — 26 January 2026 In this week's risk update: a staggering 80% insurance protection gap leaving Asia-Pacific businesses exposed to climate losses, the World Economic Forum's warning on geo-economic fragmentation reshaping global trade, and five emerging threats we're watching closely.🧠 Main Threats Covered1. APAC Insurance Gap Leaves 80% Weather Exposure UnprotectedNatural catastrophes have risen to the second-highest global business risk, with Asia-Pacific's protection gap exceeding 80% for weather-related losses.2. Global Risk Landscape Fractures as Economic Warfare Eclipses Traditional ThreatsState-based armed conflict tops short-term risks while geoeconomic confrontation through tariffs, sanctions, and investment screening reshapes global commerce.⚡ Quick-Fire Threats1 - Healthcare Sector Faces Perfect Storm of Cyber Threats and AI Integration Risks2 - Resilience Debt Accumulating as Organisations Underestimate Recovery Complexity3 - Energy Infrastructure Cyber Attacks Intensify Amid Geopolitical Tensions4 - Critical Vulnerabilities in Anthropic MCP Server Enable Remote Code Execution5 - Security Leaders Report Misalignment Between Investment Decisions and Actual Risk📚 SourcesAPAC Insurance Gap Above 80% Leaves Weather Exposure | Asian Business Review | January 2026Allianz Risk Barometer 2026 | Allianz Commercial | January 2026World Economic Forum Global Risks Report 2026 | WEF | January 2026🔗 Links👉 Read the full episode article🎧 Subscribe to the podcast🧠 About Fixinc🤝 Meet our sponsor, F24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🎙️ Unbreakable Ventures Fortnightly Risk Update - 12 January 2026🔍 What's inside this episode In this fortnight’s risk update: Compounding 2026 supply-chain shocks, ransomware squeezing transport logistics, and five quick-fire threats to watch.🧠 Main Threats Covered 1. Economic: 2026 Supply Chain Disruption Outlook Everstream Analytics is flagging a 2026 disruption landscape where climate-linked shocks, infrastructure strain, and geopolitics increasingly compound rather than occur in isolation, turning “single events” into multi-region, multi-tier supply failures.2. Technological: Ransomware Targets Transport Logistics A Cyble report highlights a surge in ransomware activity affecting transport and logistics, with attackers exploiting the sector’s high uptime requirements and operational interdependence to force faster payments and higher disruption impact.⚡ Quick-Fire Threats- Cyber incidents are increasingly disrupting enterprise operations- Honda extends China production halt amid Nexperia crisis- Manufacturing in 2026: repatriation meets intelligent cobots- UK businesses warned: disruption risk rising from protests- Ransomware pressure rises on UK mid-market firmsSourcesEverstream: Predicts the top four global supply chain disruptions for 2026 (DC Velocity, accessed 11 Jan 2026)Cyble: 2025 ransomware attacks on transport and logistics surge, disrupting global supply chains (VARINDIA, accessed 11 Jan 2026)🔗 Links 👉 Read the full episode article🎧 Subscribe to the podcast🧠 About Fixinc🤝 Meet our sponsor, F24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🎧 This week on Unbreakable VenturesIn this solo deep dive, Ollie Law examines the Common Operating Picture paradox and why New Zealand still lacks a truly integrated national system for disaster response.Using Taiwan’s world-leading disaster management platform as a reference point, the episode explores how communication, technology, and community preparedness combine to dramatically reduce loss of life, and what happens when those elements remain fragmented.Drawing on real events, system failures, and international comparisons, this episode challenges the idea that planning alone equals preparedness.In this episode, we cover:Why Taiwan’s disaster outcomes changed after system failure, not policy debateWhat a real common operating picture actually looks like in practiceHow early warning, predictive modelling, and shared data save livesWhy fragmented systems quietly erode public trustHow delayed implementation compounds national and economic riskKey takeaway:Resilience is not built through reports or roadmaps. It is built through integrated systems that work under pressure and communities that know how to act when they do.🎧 Subscribe: https://www.fixinc.io/blog/subscribe🧠 About Fixinc: https://www.fixinc.io/🤝 Sponsor: https://www.fixinc.io/technology/f24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🎧 This week on Unbreakable VenturesThis episode features Brenden Winder, Civil Defence and Emergency Manager at Christchurch City Council, on what really happens when disasters strike — and why community leadership matters more than plans.Drawing on experience from the Christchurch earthquakes and tsunami planning, Brenden shares hard truths about preparedness, public behaviour, and the limits of emergency services during large-scale events.In this episode, we cover:Why communities are the real first respondersThe myth of panic — and why apathy is the bigger riskWhat people misunderstand about tsunamis and evacuationWhy preparedness before an event determines recovery after itKey takeaway:Resilience is built before a crisis — through leadership, trust, and communities that know how to act when systems are under strain.🎧 Subscribe: https://www.fixinc.io/blog/subscribe🧠 About Fixinc: https://www.fixinc.io/🤝 Sponsor: https://www.fixinc.io/technology/f24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🎙️ Unbreakable Ventures Fortnightly Risk Update — 16 December 2025In this fortnight's risk update: HR burnout emerges as the top business risk heading into 2026, India mandates continuous SIM-binding for messaging apps affecting 500+ million users, and five emerging threats from Cloudflare outages to AI investment warnings.🧠 Main Threats Covered1. HR Burnout Identified as Top Business Risk Nearly half of HR professionals warn burnout is the biggest organisational risk for 2026, with one-third considering quitting due to emotional exhaustion.2. India's SIM-Binding Mandate Sparks Concerns One in two Indian consumers fear disruption as messaging apps must link continuously to active SIM cards, with six-hour automatic logouts for web sessions.⚡ Quick-Fire ThreatsCloudflare admits 'letting the Internet down again' after second major outageJPMorgan CEO warns Europe's weakness poses major economic risk to USThai family businesses lag in digital transformation amid declining salesNovelis aluminum plant fires create staggering automotive supply chain tollAnthropic CEO warns AI companies 'YOLOing' with risky capital investments📚 SourcesMain Story 1: HR BurnoutHR labels burnout as biggest business risk for 2026 | People Management | November 2025HR professionals identify burnout as top business risk | Guardian Nigeria | 3 December 2025HR teams feel the strain as expectations rise, survey finds | HR Review | November 2025The 2025 NAMI Workplace Mental Health Poll | NAMI | February 2025The State of Workplace Burnout in 2025 Research Report | The Interview Guys | October 2025Main Story 2: India SIM-Binding1 in 2 people believe DoT’s SIM-binding rule will cause disruption: Survey | Business Standard | 9 December 2025India Orders Messaging Apps to Work Only With Active SIM Cards | The Hacker News | December 2025SIM-binding mandate forces changes to WhatsApp use in India | Digital Watch Observatory | December 2025India’s new SIM-binding rule for WhatsApp and other apps explained | Onmanorama | 2 December 2025Half of Indians fear SIM binding may disrupt messaging apps | Communications Today | 9 December 2025🔗 Links👉 Read the full episode article: https://www.unbreakableventures.com/🎧 Subscribe to the podcast: https://www.fixinc.io/blog/subscribe🧠 About Fixinc: https://www.fixinc.io/🤝 Meet our sponsor, F24: https://www.fixinc.io/technology/f24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

Unbreakable Ventures Fortnightly Risk Update — 1 December 2025In this week's risk update: the UN's inaugural Global Risk Report reveals a world dangerously under-prepared for interconnected threats, major food companies abandon net-zero timelines in favour of operational resilience, and five emerging threats we're tracking closely.Main Threats Covered1. The UN Global Risk Report 2024 The United Nations has released its first Global Risk Report, surveying 1,111 experts across 136 countries — and the world scores just 4.3 out of 7 on preparedness for catastrophic risks.2. Food Companies Reframe Net-Zero Around Resilience Major food and beverage companies are revising or abandoning net-zero targets set after COP26, acknowledging that commitments were made without clear delivery pathways.Quick-Fire Threats1) TSMC Arizona Fab Halted by Supplier Power Outage2) Ransomware Attacks Continue to Target Holidays and Weekends3) Indian Firms Rank AI and Climate as Top Future Risks4) Ethiopian Volcano Eruption Disrupts Aviation Across India5) Optus Suffers Another Emergency Services OutageSourcesUN Global Risk Report 2024 | United Nations | 2024Disinformation Is a Global Risk | UN Development Coordination Office | November 2025Food companies are reframing net-zero around resilience | AgFunderNews | November 2025An update on Diageo's sustainability goals | Diageo | August 2025Links👉 Read the full episode article: unbreakableventures.com🎧 Subscribe to the podcast: https://www.fixinc.io/blog/subscribe 🧠 About Fixinc: https://www.fixinc.io/ 🤝 Meet our sponsor, F24: https://www.fixinc.io/technology/f24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🔍 What's inside this episodeThreat concerns this week: AI demand triggers 60% memory chip price surge. UK's Storm Claudia shows compound weather risks. And 5 quick fire stories on aviation's $11B crisis and H5N5 bird flu.In this week's risk update: Samsung's 60% memory price hike reveals how AI's explosive growth is starving global tech supply chains, Storm Claudia demonstrates the cascading chaos of compound weather events, and five emerging threats including aviation's supply chain breakdown and the first human case of a bird flu strain never before seen in people.🧠 Main Threats Covered1. Global Memory Chip Shortage IntensifiesSamsung raised DDR5 memory prices by 60% in two months as AI data center demand triggers a "super-cycle" shortage, collapsing inventory from 31 weeks to just 8 weeks and forcing panic buying across industries with analysts warning the crisis will persist through 2026.2. Storm Claudia: Compound Weather Events Create Cascading CrisesOver 100mm of rain in 24 hours followed immediately by Arctic temperatures down to -7°C exposed how compound weather events—multiple hazards in rapid succession—create business continuity nightmares that traditional single-threat planning doesn't address.⚡ Quick-Fire ThreatsAviation supply chain crisis worsens with $11 billion in costs expected for 2025 as aircraft deliveries fall 30% below expectations due to parts shortages and engine delaysDelhi's pollution crisis forces corporate adaptation as AQI hits 491—over 30x WHO limits—triggering emergency 50% work-from-home mandates across major companiesUK pharmacy workforce on the brink with 70% of staff reporting mental health impacts and 21% of pharmacies forced to close temporarily due to staffing shortagesFormer pilot warns AI could complicate crisis response as Qantas Flight 32 hero argues automation makes flying harder when systems fail during emergenciesFirst human case of H5N5 bird flu detected in Washington State marking the first time this avian influenza strain has infected a person and the first US bird flu case since February📚 SourcesMain Story #1 - Global Memory Chip Shortage:Samsung hikes memory chip prices by up to 60% as shortage worsens, sources say | ReutersMemory Chip Shortage Sends Profits Higher For Samsung And Rivals | FinimizeAI Chip Boom Triggers Global Memory Shortage | TipRanksMain Story #2 - Storm Claudia:Storm Claudia causes road closures and flooding disruption | Daily PostImproving picture but further flooding impacts expected | UK GovernmentStorm Claudia brings intense rain to England and Wales | Met OfficeQuick-Fire Stories:Supply Chain Issues Continue to Impact Airline Performance | IATADelhi-NCR air pollution: Corporate offices adopt work-from-home measures | Business TodayCommunity pharmacies face 'unsustainable' pressure | Pharmacy BusinessRetired airline pilot saved over 400 lives after engine explosion | Business InsiderWashington resident is infected with different type of bird flu | AP News🔗 Links👉 Read the full episode article on Unbreakable Ventures🎧 Subscribe to the podcast🧠 About Fixinc🤝 Meet our sponsor, F24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🔍 What's inside this episodeThreat concerns this week: Business travel weather disruptions cost US firms $17 billion annually. AWS's fifteen-hour outage locks fans out of playoff baseball. And 5 quick fire stories on Microsoft's second outage and crisis management costs.In this week's risk update: weather chaos forces companies to rethink duty-of-care as 50% of US business travelers face disruptions, Amazon's cloud collapse exposes the fragile infrastructure holding modern sports and commerce together, and five emerging threats including another Microsoft outage days after AWS recovered.🧠 Main Threats Covered1. Business Travel's $17 Billion Weather ProblemWeather-related travel disruptions doubled to 50% of US business travelers in one year, costing companies $17 billion annually while 28% missed critical sales opportunities as climate instability breaks the just-in-time travel model.2. When Amazon's Cloud Goes Down, The World Stops PlayingAWS's fifteen-hour outage locked fans out of ALCS Game 7 tickets, crashed sports betting platforms, and forced the Premier League to operate without automated offside technology—exposing critical dependencies on infrastructure controlling one-third of the internet.⚡ Quick-Fire ThreatsMicrosoft Azure hit with five-hour outage from configuration error affecting Microsoft 365, Xbox Live, and thousands of customer workloads just days after AWS incidentDoorDash launches emergency food aid program with fee waivers and nonprofit partnerships ahead of potential SNAP benefits shutdown affecting millionsBaden Bower's crisis management product reports 22% average cost reduction in PR fallout through rapid response protocols and reputation managementUK car and van production disrupted by cyber incidents and manufacturing chaos while SMMT warns government tax changes threaten company car marketAWS outage classified as "moderate incident" for cyber insurance industry as analysts recommend cloud diversification and parametric coverage review📚 SourcesMain Story #1 - Business Travel's $17 Billion Weather Problem:Survey: Business Travelers Battling Unprecedented Weather-Related Disruptions | AOLWeather-related disruption rises - TravelPerk survey | Business Travel News EuropeAlmost 90% of Business Travelers Face Disruptions, Says Report | Business Travel ExecutiveMain Story #2 - When Amazon's Cloud Goes Down:How AWS outage disrupted the sports industry | SportsProThe AWS Outage Wreaked Havoc in Sports | Front Office SportsAWS outage affects Ticketmaster for pivotal playoff game | GeekWireQuick-Fire Stories:Microsoft Azure outage ahead of quarterly earnings | CNBCDoorDash SNAP shutdown announcement | DoorDashBaden Bower cuts PR fallout costs by 22% | TechTimesUK car output hit by disruption, SMMT warns on tax plans | Business MotoringAWS Outage a 'Moderate Incident' for Insurance Industry | Insurance Journal🔗 Links👉 Read the full episode article on Unbreakable Ventures🎧 Subscribe to the podcast🧠 About Fixinc🤝 Meet our sponsor, F24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🔍 What's inside this episodeIn this week's risk update: researchers expose how half the world's satellite communications broadcast unencrypted—intercepted with $800 of basic equipment, the pharmaceutical industry faces a perfect storm of supply chain fragility and regulatory upheaval threatening patient access to critical medicines, and five other emerging threats including Japan's ransomware-crippled beer industry and the "dead internet" theory.🧠 Main Threats Covered1. Satellites Are Leaking the World's SecretsUC San Diego and University of Maryland researchers used $800 of off-the-shelf equipment to intercept unencrypted satellite communications—capturing T-Mobile calls and texts from 2,700+ users, U.S. and Mexican military transmissions, critical infrastructure data from power utilities and oil platforms, and corporate traffic from Walmart, Santander, and major airlines, exposing a massive global cybersecurity blind spot.2. Life Sciences Convergence CrisisAon's Global Risk Management Survey reveals the pharmaceutical industry under siege from interconnected threats: 91% of U.S. generic drug ingredients have no domestic source, patent cliffs are eroding billions in revenue, regulatory divergence across FDA and EMA complicates global launches, and cyber attacks on manufacturers like Cencora are disrupting operations across entire supply chains—forcing a fundamental rethink of resilience strategy.⚡ Quick-Fire ThreatsJapan's Asahi brewery ransomware attack by Qilin gang paralyzes 40% of beer market, stealing 27GB of dataReddit cofounder declares internet "dead" as bots and AI-generated content overtake human interactionWindows legacy fax driver exploited in the wild since 2006, Microsoft removes entirely rather than patchAustralia power outages hit Origin Energy with infrastructure failures and reliability concernsUK sick leave crisis as burnout and mental health pressures drive productivity losses across major firms📚 SourcesMain Story #1 - Satellites Are Leaking the World's Secrets:Satellites Are Leaking the World's Secrets | WIREDSATCOM Security Research Project | UC San DiegoT-Mobile customer call and text data captured from satellite comms | 9to5MacGear ordered online can intercept secret satellite data | CybernewsMain Story #2 - Life Sciences Convergence Crisis:Navigating Risk in Life Sciences: Building Resilience to Support Growth | Aon2025 Supply Chain Challenges for the Life Sciences Industry | MedMarcBuilding a more resilient biopharma supply chain in 2025 | Pharma ManufacturingFour ways pharma companies can make their supply chains more resilient | McKinseyQuick-Fire Stories:Hack on Japan's popular Asahi beer firm renews concerns over cyberattack readiness | CNN BusinessJapan days away from running out of Asahi Super Dry after cyber attack | Financial TimesReddit cofounder Alexis Ohanian says 'much of the internet is now dead' | Business InsiderWindows users hacked due to legacy fax modem driver | The StackAustralia Power Outage – Origin Energy Scrutiny | MeykaVast majority of UK plc concerned about long and short-term sick leave | Healthcare & Protection🔗 Links👉 Read the full episode article on Unbreakable Ventures🎧 Subscribe to the podcast🧠 About Fixinc🤝 Meet our sponsor, F24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

Sonali Chandratilake, a seasoned crisis management expert and Emergency Management & Business Continuity Manager at the University of Canterbury, shares insights from 15+ years on the front lines of NZ's major crises (Canterbury Earthquakes, Christchurch Mosque Attack, COVID-19). Her unique perspective combines professional roles with personal advocacy (Cleft New Zealand). Discover her pragmatic approach to crisis leadership, emphasizing community connection and emotional intelligence.In this episode, we talk about:0:00 | Introduction and Guest Background2:12 | Sonali's Unexpected Path to Emergency Management9:00 | The SVA Experience as a Foundation15:13 | Replicating Community Resilience in Organizations20:08 | Inspiring Employees: Acknowledgment and Validation26:59 | Transition to a Professional Career Path32:17 | Balancing Professional Work with Volunteer Passions36:41 | Challenging the "She'll Be Right" Attitude41:51 | Real-World Community Preparedness Example45:56 | Finding Champions and Leaders Setting the Scene50:43 | The Evolving Role of Technology59:51 | Social Media: Misinformation, Intelligence, and Trust1:02:50 | Actionable Steps for Building Personal Resilience1:03:49 | Book RecommendationKey Takeaways:Emergency management is deeply human. Community connection, built before crisis, forms the bedrock of resilience. While technology helps, analog backups are essential, and social media intelligence needs careful navigation. True leadership fosters self-sufficient teams. Emotional intelligence is key to effective crisis navigation and personal resilience.Reference LinksSonali on LinkedInCleft New Zealand (donate here)Student Volunteer Army, New ZealandUniversity of Canterbury, New ZealandNew Zealand ShakeOutBook recommendation: The Seat of the Soul by Gary Zukavwww.unbreakableventures.com This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🔍 What's inside this episodeIn this week's risk update: three climate disasters kill over 100 people in 14 days exposing compound environmental risks, U.S. tariffs trigger economic upheaval across Southeast Asia threatening entire export sectors, and five other emerging threats including Google's disruption of the SEO industry and warnings of a historic AI bubble.🧠 Main Threats Covered1. Asia-Pacific Climate Crisis Intensifies Super Typhoon Ragasa and Typhoon Bualoi struck one week apart killing 102 people across the Philippines, Taiwan, Vietnam and China, while Syria's worst drought in 36 years threatens 16 million with food insecurity—demonstrating the new reality of simultaneous, cascading climate disasters.2. U.S. Tariffs Trigger ASEAN Economic Upheaval Tariffs ranging from 10-49% took effect August 7th, with Vietnam facing potential losses of $25 billion and Cambodia's exports projected to contract 23.9%, forcing Southeast Asian nations to reconsider their entire export-led economic model.⚡ Quick-Fire ThreatsGoogle removes &num=100 parameter disrupting SEO industry with 10x cost increases AI bubble warned to be 17 times larger than dot-com crash Smart home devices revealed as far from secure by default Munich Airport shut down twice from mysterious drone sightings U.S. Army flags Anduril/Palantir battlefield system as high risk📚 SourcesMain Story #1 - Asia-Pacific Climate Crisis:Ragasa: Powerful storm hurtles past Hong Kong, Macao and slams into southern China | CNN | September 24, 2025Typhoon Bualoi kills dozens in Vietnam and Philippines | Al Jazeera | September 30, 2025Syria's silent war: How a devastating drought threatens post-conflict recovery | The Week | September 14, 2025Main Story #2 - U.S. Tariffs on ASEAN:ASEAN economy under threat after Trump tariffs | GIS Reports | September 2025Cambodia, Vietnam, and Thailand hit hardest in ASEAN by US tariff impacts | The Nation Thailand | September 2025Vietnam at a Crossroads: Responding to the 2025 U.S. Tariff Shock | Modern Diplomacy | April 15, 2025Quick-Fire Stories:Google just removed &num=100. This is what it means for Organic teams | Embryo | September 2025The AI bubble is 17 times the size of the dot-com frenzy | MarketWatch | October 3, 2025Your Smart Home Might Not Be As Secure As You Think | Lifehacker AustraliaMultiple drone sightings reported in Germany in past three days | Reuters | October 3, 2025Anduril and Palantir battlefield communication system 'very high risk,' US Army memo says | Reuters | October 3, 2025🔗 Links👉 Read the full episode article🎧 Subscribe to the podcast🧠 About Fixinc🤝 Meet our sponsor, F24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

This week on Unbreakable Ventures, we welcome Sandeep Sharma who joins us to share his experiences and advice from his debut book, Good on you Mate!Good on You, Mate! follows Sandeep’s journey from Mumbai to Christchurch as an international student. It's part memoir, part practical guide for anyone considering studying abroad. And where one might think this as a purely academic read, the advice on putting together systems, community, and plan B’s can be used in any organisation.In this interview, we cover:* Having motivation and vision in your work.* Doing your due diligence / try before you buy techniques.* How to be adaptable and having a plan B.* Being "decision ready".* How can we leverage social capital.* Making your own luck.* Support systems and mentoring.Sandeep is a University of Canterbury alumni, the Strategy and Trade Officer at the India New Zealand Business Council, Chairperson of New Zealand Institute of International Affairs, Whare Tawāhi-a-mahi i Aotearoa - National Office, and an international advisor to private businesses through his own advisory service, Northstar Global Advisory.Key timestampsHow to follow Sandeep* Sandeep on LinkedIn* Good on You, Mate! on LinkedIn* Get a copy of Good on You, Mate!* Northstar Global Advisory* Sandeep’s book recommendation: Shantaram by Gregory David Roberts This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🔍 What's inside this episodeIn this week's risk update: a cyberattack on shared airport systems exposes the hidden costs of efficiency, Russian military aircraft systematically test NATO's eastern defences, and five other emerging threats including AI surveillance glasses and Thailand's banking crisis.🧠 Main Threats Covered1. Collins Aerospace Cyberattack A single software platform failure brought Europe's busiest airports to manual operations, exposing dangerous single points of failure in shared infrastructure systems.2. Russian Aircraft Airspace Violations Three MiG-31 fighters deliberately violated Estonian airspace for 12 minutes, part of systematic probing of NATO's eastern borders that triggered Article 4 consultations.⚡ Quick-Fire ThreatsHarvard students created facial recognition smart glassesOpenAI admits AI hallucinations are mathematically inevitableAustralia formally recognises Palestine as sovereign stateChinese economy shows factory and consumer slowdownThailand banking crisis from anti-fraud overreach📚 SourcesMain Story #1 - Collins Aerospace Cyberattack:Cyberattack disrupts check-in systems at major European airports | ABC News | September 21, 2025A cyberattack on Collins Aerospace disrupted operations at major European airports | Security Affairs | September 21, 2025What Collins Aerospace should have had in place | Cyber Defence | September 21, 2025Main Story #2 - Russian Aircraft Violations:Estonia, NATO slam 'brazen' Russian air incursion | Al Jazeera | September 19, 2025NATO intercepts three Russian jets over Estonia's airspace | CNN | September 19, 2025Chart shows Russian jets' 12-minute violation of Estonian airspace | Estonian World | September 20, 2025🔗 Links👉 Read the full episode article (Link to be provided)🎧 Subscribe to the podcast🧠 About Fixinc🤝 Meet our sponsor, F24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

What's inside this episodeA chemical spill at a battery plant becomes the sixth major incident in ten years, while New Zealand's economic ranking plummets to near the bottom of developed nations, plus five emerging threats including the largest cyber attack ever recorded.Main Threats Covered1. Chemical Crisis A solvent spill at LG Energy Solutions' Michigan facility hospitalizes fifteen workers, marking the sixth major safety incident in a decade at this critical EV battery supplier.2. Economic Decline New Zealand drops to 37th out of 43 developed countries for recent income growth, revealing the harsh reality of post-pandemic economic adjustments.Quick-Fire ThreatsCloudflare blocks record 11.5 Tbps DDoS attackAmazon stopped Russian hackers targeting MicrosoftTelecom outages will need to be reported under new rulesForum brings East Halmahera's water crisis back to lightTop food and beverage disruptions in 2025SourcesMain Story Sources:Chemical Spill at LG Plant in Holland Contained, 15 Hospitalized | WHTC | September 6, 2025LG chemical spill marks sixth incident in 10 years | Holland Sentinel | September 7, 2025LG Energy Solution faces $175,000 in fines over safety violations | WOODTV | April 11, 2024New Zealand income growth one of the worst in the world | RNZ | September 6, 2025Links👉 Read the full analysis: [unbreakableventures.com]🎧 Subscribe on your platform: [Spotify] | [Apple Podcasts] | [YouTube]🧠 Professional resilience consulting: [fixinc.io]🤝 Powered by F24: [f24.com/en]Unbreakable Ventures provides threat intelligence and risk analysis for business professionals. This episode covers threats from September 1-8, 2025. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

What's inside this episodeIn this week's risk update: shared AI conversations creating permanent shadow data trails that organisations can't control, Australia's first potato virus detection threatening national food security, and five other emerging threats we're watching closely.Main Threats Covered1. Shared LLM Conversations Permanently Archived OpenAI removed 50,000 ChatGPT conversation links from Google search results, but over 110,000 remain permanently accessible on the Wayback Machine.2. Potato Mop-Top Virus Detection in Australia First detection of potato mop-top virus in Australia confirmed in northwest Tasmania on July 18, 2025, affecting a single farm property.Quick-Fire ThreatsGas Crisis Warning in New ZealandNew Zealand Faces Most Challenging Security EnvironmentInnotiv Drug Development Hit by RansomwareVishing and AI Voice Cloning ThreatsRising OT Threats Target Critical InfrastructureSourcesOpenAI Is Pulling Shared ChatGPT Chats From Google Search | Search Engine Journal | August 1, 2025ChatGPT Confessions gone? They are not ! | Digital Digging | August 2025More than 130,000 Claude, Grok, ChatGPT, and Other LLM Chats Readable on Archive.org | 404 Media | August 2025Potato mop-top virus detected in Tasmania | Premier of Tasmania | August 14, 2025Mop-top potato virus detected for first time in Australia | Potato News Today | August 13, 2025Shoppers urged to change expectations as food disease found in Australia for first time | Yahoo News Australia | August 2025Links:👉 Read the full episode article (Ollie will provide URL per episode)🎧 Subscribe to the podcast🧠 About Fixinc🤝 Meet our sponsor, F24 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

Unbreakable Ventures Fortnightly Risk Update — August 11, 2025🔍 What's inside this episodeIn this week's risk update: New Zealand's emergency alert system loses public trust during a real tsunami threat, AI disruption forces investors to flee traditional service industries, and five other emerging threats challenging business resilience worldwide.🧠 Main Threats Covered1. Alert Fatigue Crisis New Zealand's emergency communication breakdown during tsunami warnings reveals systemic failures that could prove catastrophic during the next major disaster.2. AI Market Disruption Artificial intelligence threatens traditional business models faster than expected, forcing investors to abandon entire industry sectors.⚡ Quick-Fire ThreatsSouth Australia's ongoing algal bloom disasterCredix DeFi platform $4.5M security breachGPT-5 mixed reception highlights AI advancement concernsDaVita healthcare data breach affects 916,000 patientsShiseido's brand identity crisis and recovery efforts📚 SourcesNZ's early morning tsunami alerts - Expert Reaction | Science Media Centre | July 31, 2025Traders Are Fleeing Stocks Feared to Be Under Threat From AI | Bloomberg | August 9, 2025M8.8 Kamchatka earthquake and tsunami | National Emergency Management Agency | August 2025🔗 Links👉 Read the full analysis on Substack 🎧 Subscribe to Unbreakable Ventures🧠 Book a free consultation with our team 🤝 Sponsored by F24 - Europe's leading resilience software This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

SummaryIn this conversation, Ollie Law and Martin Petts discuss the evolving landscape of resilience technology and business continuity across different regions, particularly focusing on the cultural differences in understanding and implementing these practices. They explore the role of international companies in shaping local markets, the trends in emergency management solutions, and the impact of AI on resilience technology. The discussion highlights the need for comprehensive solutions that combine technology and consultancy to effectively address business continuity challenges.Takeaways- Martin Petts works for F24, a resilience technology company.- Cultural differences significantly affect business resilience practices.- International regulations influence the aviation industry's resilience standards.- Local companies often lag in understanding resilience techniques.- Education on business continuity is crucial for local industries.- AI is becoming increasingly integrated into resilience technology.- Companies prefer comprehensive solutions that include consultancy and technology.- Terminology differences can lead to misunderstandings in business discussions.- The introduction of large enterprises can accelerate local resilience practices.- Resilience culture varies significantly across different regions. Chapters00:00 Introduction to Resilience and Technology02:46 Cultural Differences in Business Resilience05:53 The Role of International Companies in Local Markets08:44 Trends in Emergency Management Solutions11:54 AI's Impact on Resilience Technology14:43 The Future of Resilience Solutions17:45 Conclusion and Future DiscussionsKeywords#resilience #technology #businesscontinuity #culturaldifferences #emergencymanagement #AI #internationalbusiness #F24 #communication #crisismanagement This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

This Week's Major Threats🌊 Russia's 8.8 Magnitude EarthquakeOne of the strongest quakes ever recordedPacific-wide tsunami warnings from Japan to Chile2+ million evacuated, airlines groundedKey lesson: Test your business continuity against real worst-case scenarios🔒 US Nuclear Agency HackedChinese state groups exploited Microsoft SharePoint zero-dayNational Nuclear Security Administration breached400+ servers infected globallyBrad: "We need to hammer our third parties more"⚖️ AI Chaos in Courts95+ cases of lawyers using fake AI-generated citationsRecent $31K sanctions against major law firmsMyPillow lawyers fined for ChatGPT hallucinationsCrisis spreading beyond legal into all industriesKey TakeawaysCrisis communication excellence during tsunami responseZero-day vulnerabilities can hit even the most secure systemsAI verification protocols needed before problems emergeVendor accountability frameworks must evolve for cloud eraQuick Actions for LeadersReview natural disaster response protocolsAudit third-party security assessmentsEstablish AI output verification requirementsTest business continuity against multi-node failuresNext Episode: Supply chain vulnerabilities and state-sponsored cyber ops🎧 Subscribe: unbreakableventures.com💼 Sponsored by: F24 Crisis Management This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🧠 Main Threats Covered1. US Nuclear Weapons Agency Breached Chinese state-sponsored hackers breached the U.S. National Nuclear Security Administration using Microsoft SharePoint zero-day vulnerabilities known as "ToolShell."2. AI Errors Infiltrate Court System First known judicial ruling based on AI-generated fake legal cases occurred in Georgia divorce dispute, with trial judge issuing order citing completely fabricated precedent.⚡ Quick-Fire Threats- Alaska Airlines IT Outage Grounds Fleet- Swiss Broadcasting Infrastructure Disrupted- French Air Traffic Strikes Cause Mass Disruption- Global Starlink Outage Affects Millions📚 Sources- US nuclear weapons agency hacked in Microsoft SharePoint attacks | BleepingComputer | July 23, 2025- U.S. nuclear and health agencies hit in Microsoft SharePoint breach | The Washington Post | July 23, 2025- Customer guidance for SharePoint vulnerability CVE-2025-53770 | Microsoft Security Response Center | July 20, 2025- It's "frighteningly likely" many US courts will overlook AI errors, expert says | Ars Technica | July 2025- Trial Court Decides Case Based On AI-Hallucinated Caselaw | Above the Law | July 2025- How AI is introducing errors into courtrooms | MIT Technology Review | May 19, 2025🔗 Links👉 Read the full analysis on Unbreakable Ventures🎧 Subscribe and listen on Spotify🧠 More threat intelligence at Unbreakable Ventures🤝 Powered by Fixinc Consulting This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

UV July 14 Update Unpacked - Show NotesJoin Brad and Ollie for an informal deep dive into this week's major threats: America's medical student loan crisis and ANZ's dangerous cyber confidence gap.Episode OverviewA 30-minute conversational analysis between Unbreakable Ventures senior advisors exploring real-world implications, case studies, and additional insights from our July 14 fortnightly update.Listen to the original podcast: Doctor Debt Risk UpdatesKey Topics DiscussedMedical Student Loan Crisis (0:01:23)Trump's "Big Beautiful Bill" caps federal loans at $200,000 vs. $286,000 median medical school cost187,000 physician shortage projected by 2037Smoldering crisis patterns and long-term policy impactsGlobal ripple effects on ANZ healthcare systemsANZ Cyber Confidence Crisis (0:12:57)80% expect 5-day recovery vs. 4-week realityBrad's case study: NZ healthcare organization down for 2+ yearsHuman impact of cyber attacks often overlookedCrisis communication failures and reputation managementCrisis Communication Lessons (0:22:30)Real-world breach notification failuresKFC "FCK" campaign as crisis communication gold standardBoard-level messaging responsibilitiesQuick Threats Analysis (0:28:32)Italy's mandatory natural disaster insuranceAI misinformation and geopolitical influenceDeep dive into emerging threat patternsKey Quotes"Policy decisions made now can have long-term impacts that you can look back and see exactly where a decision was made that has future consequences." - Brad Law"The issue with cyber is it's not about the technology, it's about the people." - Brad LawResourcesOriginal Podcast: Doctor Debt Risk UpdatesBook a Consultation: unbreakableventures.comNext Unpacked Episode: July 28, 2025Duration: 30 minutesFormat: Informal discussion/analysisHosts: Ollie Law (Editor-in-Chief) & Brad Law (Senior Advisor) This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

Threat concerns this week: Medical staff crisis set for 2037. Leaders too optimistic about their cyber recovery. Plus 5 quick snippets.Main Story 1: U.S. Medical Student Loan CrisisMedical students fret over the new student loan cap in the 'big, beautiful bill' | July 9, 2025 | NBC NewsFederal student-loan changes would worsen physician shortage | June 3, 2025 | American Medical AssociationDoctor Shortage Explained: 187,130 Physician Shortage by 2037 | July 11, 2025 | Med School InsidersMain Story 2: ANZ Cyber Confidence CrisisCyber confidence crisis: ANZ Business leaders 'vastly overrate cyber resilience' | July 9, 2025 | iTWireThe State of Data Readiness and Cyber Resiliency in ANZ | May 8, 2025 | CommvaultQuick SnippetsBetween ambition and ambiguity: Italy's new mandatory NatCat insurance | 2025 | Norton Rose FulbrightResearcher tricks ChatGPT into revealing security keys - by saying "I give up" | 2025 | TechRadarGoogle Cloud outage brings down a lot of the internet | June 12, 2025 | TechCrunchTikTok flooded with deepfake copies of real creators' videos | July 11, 2025 | BoingBoingUnbreakable Ventures is brought to you by Fixinc Consulting Partners. Analysis by senior advisors across New Zealand, Australia, Malaysia and the United Kingdom. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

This past weekend, New Zealand's Nelson-Tasman region got absolutely hammered by flooding, while Air India Flight 171's crash continues to expose dangerous cracks in our global aviation system. From insurance markets collapsing to aircraft fleets grounded by parts shortages, we examine how critical infrastructure failures create cascading risks for businesses worldwide.Episode HighlightsNelson-Tasman Weekend Disaster: June 28-29 flooding killed one person and generated 373+ insurance claims worth millions, representing another nail in New Zealand's collapsing insurance marketAir India Flight 171 Catastrophe: Boeing 787 Dreamliner's first fatal crash killed 241 people, exposing systemic vulnerabilities in global aviation supply chains and triggering 10-30% insurance premium increases worldwideInsurance Market Transformation: New Zealand's claims exploded from $17 million annually in the 1990s to $3.5 billion in 2023, with IAG stopping policies on 20,000 flood-prone homesGlobal Aviation Crisis: 160 aircraft (25% of India's fleet) remain grounded due to parts shortages, while component lead times doubled from 18 to 30 weeks amid the worst supply chain crisis since WWIIBusiness Adaptation Strategies: Practical mitigation steps including parametric insurance, supply chain diversification, and operational flexibility planning for companies facing these escalating risksResources & Further ReadingAviation Story - Air India Flight 171:Air India crash is the latest test for new Boeing leadership | Reuters | June 12, 2025Air India crash: What to know about the first fatal Boeing Dreamliner tragedy | CNBC | June 12, 2025Indian authorities begin investigating Air India crash in which 1 passenger survived | NPR | June 13, 2025Air India crash risks fueling up to 30% jump in airline insurance premia | Business Standard | June 23, 2025Insurance Story - New Zealand Climate Crisis:Australian, New Zealand property markets face creeping climate risks | Reuters | July 1, 2024Tasman, Nelson to prepare for more heavy rain following flooding | RNZ | June 30, 20252023 climate disaster payouts top $2 billion | Insurance Council of New Zealand | February 28, 2024Where homeowners insurance costs are rising the most — and how Trump's tariffs could make them worse | MarketWatch | April 8, 2025Host: Ollie Law, Editor-in-ChiefDuration: Approximately 15 minutesCategories: Technological, Environmental, EconomicBook a free consultation at fixinc.io to discuss how these risks might impact your business operations. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🎙️ Fortnightly Risk Update – June 16, 2025☕ Pour a cup and unpack this week's biggest disruptions:Economic: One bad apple spoils the supply chain. China's rare earth licensing crisis shuts down Ford's Chicago plant and Suzuki production. 90% of global processing capacity now requires government approval, exposing dangerous "just-in-time" vulnerabilities.Technological: Apple exposes the illusion of AI thinking. Research reveals ChatGPT and Claude lack true reasoning, failing even with correct algorithms. 34-hour ChatGPT outage highlights enterprise over-dependence on flawed systems.🔥 Quick Hits: OpenAI's triple crisis week • Interpol dismantles 20k malicious domains • Google's 15-day hurricane predictions • Airlines secretly selling passenger data • Brazil bird flu disrupts SA food supply🎧 Listen for threat insights, analysis, and action steps. 📚 Sources: https://www.unbreakableventures.com/p/one-bad-apple-risk-updates-for-weeks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🎙️ Fortnightly Risk Update – May 20–June 2, 2025☕ Pour a cup and unpack this fortnight’s biggest disruptions:Technological: It’s not just food. It’s a $400m cyber breach.M&S suffers a crippling ransomware attack by Scattered Spider, halting online operations and exposing customer data. Recovery expected to stretch into July.Environmental: Toxic bloom suffocates South Australia’s coast.A rare algae bloom kills over 200 species, shuts down oyster farms, and leaves marine industries reeling. A wake-up call for climate-driven business risks.Economic: QNB Türkiye relocates 830 staff over seismic risk.The bank shifts operations from Istanbul to Ankara, highlighting a growing trend of relocating infrastructure in response to natural disaster threats.🎧 Listen for threat insights, analysis, and action steps.📚 Sources and recommendations at unbreakableventures.com This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🎙️ Fortnightly Risk Update – May 5–19, 2025☕ Grab a brew and catch the top 3 emerging threats:1. Economic:Could the U.S. Tank the Global Economy?Debt ceiling brinkmanship is back. A U.S. default would devalue the dollar, rattle markets, and disrupt global trade. Run scenario tests and monitor U.S. budget talks through Q3.2. Economic:NZ’s Open Banking Model Could Kill InnovationProposed API fees put NZ out of step with global standards. Fintechs face higher costs, with innovation and competition at risk.3. Technological:Sonos App Update Sparks CrisisA botched redesign removed key features and broke connectivity. Ratings tanked, trust eroded, CEO stepped down.🎧 Listen for insights, analysis, and what to do next.📚 Full sources and preventative actions at unbreakableventures.com This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

🎧 Episode Notes (April 21 – May 5, 2025)1. Societal & EconomicSpain & Portugal blackout: A cascading grid failure—not cyber or terrorism—cut power to millions.🔗 Sources:EuroNewsReutersCapacity MediaYahoo News2. GeopoliticalAlbanese re-elected in surprise win: Reflects rising global dissatisfaction with establishment politics.🔗 Sources:1NewsWSJ OpinionWall Street Journal3. TechnologicalFlexiSpy leaks, Microsoft RDP flaw, Apple Wi-Fi hack & SAP CVSS 10 bug: Alarming signs digital tools remain insecure by design.🔗 Sources:GizmodoThe Stack9to5Mac💬 Want to know how these risks impact your business? Book a free 30-min call at unbreakableventures.com ↗ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

Hello 👋 get a brew on because these are the top 3 emerging risks between April 7th and April 21st, 2025…Review our report’s terminology here ↗1. Geopolitical & Economic: China’s mineral grip tightens on global supply chains.China controls 70% of rare earth mining and 85% of processing globally. With new export restrictions in place, they’re signalling that minerals essential to EVs, wind turbines, and electronics can - and will - be used as a political weapon.The move mirrors the old U.S.–China trade wars but this time it’s not about tariffs. It’s about minerals that power clean tech, defence, and digital infrastructure, and China holds the key.Why this matters:Without access to rare earths, innovation stalls. Prices rise. Supply chains collapse. Entire industries become vulnerable to geopolitics instead of market forces.2. Technological: AI is now powering high-quality phishing emails at scale.Researchers found that over 80,000 phishing emails were generated using ChatGPT and similar tools. The emails were articulate, polished, and bypassed most spam filters, because they were written like a human, by AI.No hacking. No bypassing security walls. Just pure misuse of open-access tools.Why this matters:Phishing is no longer riddled with typos and sketchy links. AI has raised the game, and anyone can launch convincing, low-effort attacks in seconds.3. Technological: Your data clears debt during a liquidation.23andMe filed for Chapter 11 bankruptcy, but the real issue is what happens to the 15 million DNA profiles it collected. Under U.S. law, that data can be auctioned off to pay creditors.At the same time, UniSuper and Australian Retirement Trust were hit by quiet, targeted cyberattacks. Not for cash, but for identity data.Why this matters:User data—whether genetic, personal, or financial—is now a tradeable asset in both cybercrime and corporate liquidation. If you store sensitive data, or use services that do, this is your wake-up call.Need support?At Unbreakable Ventures, we are passionate about helping people get through disasters. That’s why our team of Advisors bring you this resource free of charge. If you need help understanding these threats and building a plan against them, the same Advisors are here to help over a 30-minute online call. Once complete, if you like what was provided, you can choose to provide a donation or subscribe to Unreasonable Ventures to support this channel. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

Hello 👋 get a brew on because these are the top 3 emerging risks between March 24th, and April 7th, 2025…Review our report’s terminology here ↗Our main risk this fortnight is…1. Technological: Oracle’s biggest breach they don’t want you to know about.* A hacker named Rose87168 claims to have breached Oracle’s identity platform, stealing over 6 million customer records including SSO credentials, OAuth2 keys, and hashed passwords, and is now extorting affected companies.* Oracle denies, but evidence says otherwise. Despite Oracle’s public denial, independent cybersecurity firms have verified the data is real, affecting up to 144,000 companies, with credentials dated as recently as 2024.* Why this matters: This breach represents a serious third-party risk. If you use Oracle Cloud or rely on its SSO platform, your systems and data could be compromised, even if your internal security is strong.* What to do now:* Investigate if your domain or team was affected.* Reset all credentials and rotate any tokens/keys.* Enable MFA and monitor for suspicious activity.* Update your incident response plans to account for vendor breaches.Sources* Bleeping Computer - Oracle privately confirms Cloud breach to customers | Published on 2025-04-03* Tech Spot - Oracle buried serious data breach from customers, now hacker has it up for sale | Published on 2025-04-01You should be concerned if…* Large enterprises using Oracle Cloud for identity or infrastructure: Especially those using Oracle Identity Cloud Service (IDCS) or Oracle Cloud Classic for Single Sign-On (SSO), authentication, or access control.* Organisations with sensitive or regulated data: Financial institutions, healthcare providers, government agencies, and large SaaS platforms that store personally identifiable information (PII), financial records, or proprietary IP.* Companies with global operations or remote workforces: Those relying on cloud-based authentication for distributed teams are at higher risk if compromised credentials lead to unauthorised access.* Third-party vendors and Oracle partners: Suppliers, consultants, or service providers integrated into Oracle’s ecosystem may also have credentials or access points exposed.* IT, security, and DevOps teams: These individuals are directly responsible for managing cloud credentials, access policies, and system monitoring - and are now on the front line of mitigating the breach fallout.These items are generic assumptions. We recommend considering your own unique risk landscape against your critical dependencies. If you don’t know what they are, get in touch.Preventative actions* Investigate if your domain or team was affected.* Reset all credentials and rotate any tokens/keys.* Enable MFA and monitor for suspicious activity.* Update your incident response plans to account for vendor breaches.2. Technological: Fake receipts being used for fraudulent expenses.* AI is powering a new wave of expense fraud: With tools like ChatGPT and DALL·E, anyone can now generate hyper-realistic fake receipts - complete with wrinkled textures, restaurant logos, itemised charges, and perfect maths.* Fraud is rising fast: AI-generated receipts accounted for nearly 15% of all expense fraud in 2024 - a 300% increase in just two years. And that’s only what’s been caught.* The risks are broad and costly: Businesses face financial losses, tax liabilities, damaged employee trust, and increased overhead trying to verify claims.* Detection and prevention are evolving: Tools like Ramp and Veryfi can now detect AI-generated receipts using metadata and OCR, while QR code-based receipts in Europe offer a strong model for verification.Sources* Trustpair - The Rise of Generative AI Fraud: Risks, Realities, and Strategies for Businesses | Published on 2024-11-15* The Economic Times - 'Still Ghibli-posting, pivot to insurance fraud': Netizens are now using ChatGPT to fake receipts and accident | Published on 2025-04-033. Technological: Russia floods web with millions of fake articles, targetting LLMs.* AI is being deliberately fed disinformation: A Russian network called "Pravda" created over 3.6 million fake articles across 150+ sites in 49 countries to poison AI training data, and it’s working. Major chatbots repeated propaganda 33% of the time.* AI poisoning is a growing global threat: Beyond Russia, China, Iran, and others are manipulating AI through censorship, fake personas, and corrupted models like PoisonGPT.* The risks are real and serious: Businesses depending on AI face reputational damage, financial losses, and compliance issues if decisions are made using manipulated outputs.* Action is critical: Vet your AI vendors, cross-check outputs, monitor response patterns, and train teams to question AI-generated content; your data supply chain depends on it.Sources* Euromaiden Press - Russian propaganda network Pravda tricks 33% of AI responses in 49 countries | Published on 2025-03-27Want to discuss how these risks might effect your business?Book 30 minutes with us, free ↗Every fortnight, we send out a risk you may not have heard to help you stay prepared. You can always unsubscribe later.Need support?At Unbreakable Ventures, we are passionate about helping people get through disasters. That’s why our team of Advisors bring you this resource free of charge. If you need help understanding these threats and building a plan against them, the same Advisors are here to help over a 30-minute online call. Once complete, if you like what was provided, you can choose to provide a donation or subscribe to Unreasonable Ventures to support this channel.Help us help people just like you. Share this post today and spread the support 🤝 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

SummaryIn this conversation, Ollie and Brad Law discuss the rising measles outbreak, drawing parallels to lessons learned from COVID-19. They emphasise the importance of pandemic planning, vaccination awareness, and the need for businesses to prepare for multiple disruptions. The discussion also covers the evolving nature of work-from-home strategies and the necessity of integrating infectious disease plans into broader business continuity frameworks. A case study on universities highlights the specific challenges they face in managing outbreaks and the steps they can take to ensure preparedness.Want more updates like this? Subscribe for free, and we’ll keep you posted, weekly.Takeaways* Organisations should have infectious disease plans in place.* Measles is highly infectious and requires proactive planning.* Vaccination sentiment is influenced by misinformation and past experiences.* Work from home strategies need to be tested and validated.* Business continuity plans should encompass various potential disruptions.* Universities must identify and isolate cases quickly during outbreaks.* Effective communication with health authorities is crucial.* Planning for multiple disruptions can simplify response strategies.* Organisations should regularly review and update their pandemic plans.* Collaboration among competitors can enhance resilience during crises.Podcast keywordsmeasles outbreak, pandemic planning, COVID-19 lessons, vaccination sentiment, business continuity, infectious disease plan, work from home, university preparedness, crisis management, health protocols This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

Hello 👋 get a brew on because these are the top 3 emerging risks between March 10th and 24th, 2025…Review our report’s terminology here ↗Our main risk this fortnight is…1. Economic: The Deteriorating Landscape of Commercial Real EstateGrowing stress in commercial real estate debt markets outside major financial news cycles: Regional banks and smaller lenders are increasingly exposed to defaults as commercial real estate valuations adjust to higher interest rates and changing work patterns.* Regional Bank and Market Vulnerability: Smaller banks and credit unions hold a large share of commercial real estate (CRE) debt, making them highly exposed to declining property values. Secondary and tertiary markets, with lower liquidity and less economic diversification, are under heightened stress.* Work-From-Home and Property Valuation Declines: The shift to remote work has reduced demand for office space, particularly in older buildings, leading to rising vacancies, falling property values, and financial strain on landlords and lenders.* Interest Rate and Loan Refinancing Pressures: Rising interest rates are making refinancing significantly more expensive, increasing the risk of defaults and foreclosures. A large volume of CRE loans is set to mature in the coming years, creating a “maturity wall” that will further strain borrowers.* Transaction Declines and Market Uncertainty: Fewer real estate transactions make it difficult to accurately value properties, increasing uncertainty and risk for lenders, investors, and businesses reliant on CRE.* Global and Sectoral Exposure: U.S. cities with high concentrations of older office buildings, like Houston, Dallas, and parts of California, are especially vulnerable. In Europe, the UK and Germany are seeing similar challenges with rising office vacancies. Businesses that depend on office space, such as professional services firms, may face higher rental costs, while construction and development projects could slow due to tighter financing conditions.News information cited can be found via unbreakableventures.com2. Technology: Data Privacy Risks in the Acquisition of Niantic's Gaming Division by Saudi Arabia* Saudi Arabia’s PIF, via Savvy Games' Scopely, is acquiring Niantic’s gaming division for $3.5B, raising concerns over extensive user data transfers, including minors' information.* Niantic, a Google spin-off, built success on geospatial AR tech, collecting significant location and personal data from Pokémon Go users, including age verification for COPPA compliance.* Transferring this data to Saudi Arabia poses risks due to regulatory differences between GDPR, COPPA, and Saudi’s new PDPL, affecting legal grounds, user rights, and cross-border transfers.* Business leaders must ensure due diligence in global acquisitions, especially in regions with distinct data laws, to mitigate legal, reputational, and operational risks.3. Technology: Undocumented Bluetooth Commands in ESP32 Chips: Implications for Device Security* Researchers discovered 29 undocumented commands in the ESP32 Bluetooth chip, enabling memory manipulation, MAC address spoofing, and packet injection.* These commands could allow attackers to impersonate trusted devices, steal sensitive data, and compromise network security.* Over a billion devices use the ESP32 chip, making the potential attack surface vast, including IoT, medical, and industrial systems.* Espressif, the chip’s manufacturer, claims these commands were for internal debugging but has promised a software update to remove them.* Businesses should assess risks, apply firmware updates, and strengthen security with encryption and network segmentation.* The discovery underscores the persistent security challenges in widely used hardware and the need for continuous cybersecurity vigilance.Want to discuss how these risks might effect your business?Book 30 minutes with us, free ↗Need support?At Fixinc, we are passionate about helping people get through disasters. That’s why our team of Advisors bring you this resource free of charge. If you need help understanding these threats and building a plan against them, the same Advisors are here to help over a 30-minute online call. Once complete, if you like what was provided, you can choose to provide a donation or subscribe to Unreasonable Ventures to support this channel.Help us help people just like you. Share this post today and spread the support 🤝 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com

Hello 👋 get a brew on because these are the top 3 emerging risks between February 24th, and March 10th, 2025…* Economic | At the crossroads of global commerce and geopolitical tension, a new narrative of international trade anxiety unfolds before us. The US administration has cast a wide net of tariffs across products from Mexico, Canada, and China, an action that reverberates through all sectors with ripples touching distant shores like Japan, Korea, and Australia. We are witnessing the swift retaliation already choreographed by Canada and Mexico, with China joining this economic dance through targeted commodity tariffs and strategic export controls on critical minerals. The situation invites businesses into a moment of deep introspection about their place in this shifting landscape; are you directly exposed through existing trade flows, or indirectly vulnerable through the threads of your supply chain? In response, organisations are charting courses both immediate and long-term: exploring technical solutions like the 'first sale' rule and unbundling pricing components, navigating special customs programs as mid-term havens, and contemplating fundamental questions about where and how they source their goods. New Zealand's move toward digital services taxes, for example further complicates this tableau, revealing how even nations at geographical remove are crafting responses to capture value from multinationals operating virtually within their borders. This moment calls for not just tactical adjustments but a philosophical reimagining of how businesses position themselves in an increasingly fragmented global marketplace. This week, we are pleased to share a longer form podcast with a discussion between EY's Matt Andrew and the New Zealand Trade & Enterprise. We dive into this developing situation as this week's main risk below. Source* Geopolitical | In the unfolding tensions between Taiwan and China, a new chapter has emerged that speaks volumes about the delicate geopolitical balance in the region. Taiwan has detained a Chinese-linked cargo vessel, suspecting its involvement in damaging two crucial undersea internet cables near the Taiwanese islands of Matsu early 2025. The detention of the vessel - a gravel ship registered in Sierra Leone but with significant Chinese connections - represents more than just a technical incident, it embodies the deeper narrative of Taiwan's ongoing struggle to maintain its sovereignty in the shadow of Beijing's influence. Authorities took decisive action after reviewing surveillance footage that placed the vessel near both cable ruptures on February 2nd and February 8th, incidents that severely disrupted communications for the 14,000 residents of Matsu and required weeks of repair work by technicians. This maritime confrontation reflects the broader tensions in the Taiwan Strait, where infrastructure vulnerability intersects with questions of national security, and where even something as seemingly mundane as a gravel ship can become entangled in the complex web of cross-strait relations. Businesses should consider the risk of escalating cyber and physical infrastructure disruptions due to increased geopolitical tensions, potentially leading to communication blackouts and supply chain interruptions. This could force businesses to invest in redundant systems and alternative communication pathways, while also facing increased regulatory scrutiny and potential trade restrictions. Source* Economic | Findings from multiple sources suggest that the five major GenAI labs that produce our most popular Large Language Models (like ChatGPT) are not profitable and that the costs to run these companies is no longer sustainable. ChatGPT's operational costs in 2024 was $9 billion with a reported loss of $5 billion. Similarly, the fees these LLMs charge for API access, token usage, or "pro" subscriptions are not providing enough capital for any of the labs to begin to become profitable. Key players like Microsoft who are heavy investors in OpenAI (with a reported $13-14 billion invested up to 2023) appear to be recalibrating its AI strategy amid concerns about OpenAI's growing compute demands and uncertain profitability, evidenced by a significant 14% reduction in planned data centre capacity and paused expansion projects, possibly signalling diminished confidence in generative AI's immediate growth potential and financial sustainability.Businesses with technical AI frameworks embedded deep in their operational infrastructure are most at risk. As the AI buzz continues to be pushed by those most heavily invested in the innovation, organisations may be left vulnerable to failing labs and systems that rely on solid APIs. In other words, now is the time to understand a fallback if connections to specific LLMs fail.Our thoughtsAt Unbreakable Ventures, we try to avoid political opinions as they rarely add value to the risk landscape. That said, geopolitical and economic policy invariably impact businesses. US President Donald Trump's recent tariffs have disrupted China, Canada, and Mexico, with unclear global consequences. But it is now obvious more countries are seeing the impact and opportunities of these tariffs.In February, our team joined a discussion on the tariffs' wider implications for New Zealand businesses with EY's Global Transformation Lead and Head of Tax Policy from Hong Kong, Matt Andrew. While focused on New Zealand SMEs, the insights apply universally. Matt emphasised that all businesses face risk from these tariffs, not just those in the targeted countries. Understanding your product's component origins and navigating vague frameworks for determining non-Chinese, Mexican, or Canadian manufacture is crucial. Listen to our feature length podcast for Matt's fascinating, well-researched perspective on the situation and EY's preparation recommendations above.Meanwhile, Taiwan has apprehended a Chinese vessel in another subsea cable incident, coinciding with Meta's announcement of "Project Waterworth", a 50,000km subsea cable connecting the US, India, Brazil, South Africa, and other key regions. While increased cable numbers naturally raise damage risks, this specific Chinese-Taiwanese incident carries significant geopolitical weight. We're monitoring this closely to check for any escalations. But as tech juggernauts like Meta continue to increase the subsea infrastructure (and even low orbit solutions), we must strongly consider a mitigation option.Finally, OpenAI spent at least $2.25 to make $1 in 2024, a ratio reflecting the broader GenAI landscape and suggesting an overvalued, overhyped market ripe for correction. If this occurs, many businesses will feel profound impacts. While GenAI will persist, (likely becoming an enterprise commodity controlled by top players like Google and Microsoft) inexpensive API access may disappear within two years. We suggest evaluating how deeply AI is embedded in your operations and organisational fabric. This is an investigation we are looking forward to sharing a deeper insight on soon.Want to discuss how these risks might effect your business?Book 30 minutes with us, free ↗Every fortnight, we send out a risk you may not have heard to help you stay prepared. You can always unsubscribe later.POTUS doesn't like your foreign parts either.Category: EconomicReview our report’s terminology here ↗In summary: We are witnessing a fascinating evolution of how national identity is assigned to products crossing borders. For businesses embracing the global marketplace, the traditional comfort of a "Home made" label now faces a deeper scrutiny, one that peers into the very DNA of their products. The U.S. administration, with its heightened awareness of supply chain geopolitics, now looks beyond surface-level appearances to examine whether a product has undergone sufficient "substantial transformation" on home soil to truly claim it's unique identity against the origin of its component parts. This philosophical question of transformation echoes ancient paradoxes: when does a ship repaired plank by plank become an entirely new vessel? Similarly, at what threshold (perhaps 40% or 50% based on existing Free Trade Agreements) does a product with Chinese, Canadian, or Mexican components shed its origin story and become authentically unique to the supplier's country of origin?The ripple effects of this examination extend through the invisible threads of global supply chains. A company might orchestrate a complex choreography of materials moving from China to Thailand to Australia before reaching American shores, yet find themselves unable to escape the gravitational pull of heavier tariffs. This scenario invites us to reflect on deeper questions about authenticity and identity in a world where few things are truly made in isolation. The physical journey of components (raw materials becoming parts, parts becoming products) mirrors our own transformative experiences, where we constantly integrate external influences while maintaining our core identity. For businesses navigating this landscape, the challenge becomes not just logistical but existential: understanding where their products truly come from and what substantial transformation truly means in both practical and philosophical terms. Where the impacts of tariffs are yet to be realised is outside of China, Mexico, and Canada. Soon, the world will see how the ripple effect of these tariffs will impact us all.Sources:* Measles Outbreak– Feb. 21, 2025 | Texas Health and Human Services* Measles Sicken Nearly 100 in Texas and New Mexico | Wall Street Journal* Record-breaking measles outbreak plagues western Texas as cases spread to New Mexico | NY Post* The Guardian | Texas measles outbreak grows to 90 cases, worst level in 30 yearsYou should be concerned if…* Exporters with manufacturing, production, or processing in the United States and with heavy imports of inputs. These businesses may be significantly impacted if they are importing parts or raw materials from Mexico, China, or Canada. Such businesses should conduct an impact assessment and consider managing their supply chains and transfer pricing.* Exporters who manufacture or source goods in China, Canada, or Mexico, and then sell to the U.S. These businesses should assess the financial risks and potential costs associated with tariffs. They should also evaluate their pricing strategies and supply chain management.Exporters who export to the U.S. from the local market, excluding China, will likely experience a lower impact.These items are generic assumptions. We recommend considering your own unique risk landscape against your critical dependencies. If you don’t know what they are, get in touch.Disruption RiskSee all risk types here ↗Supplier / 3rd Party Negligence* Delays in receiving essential materials or services.* Breach of contract or financial losses due to negligence.Resignation of Staff Members* Gaps in the workforce may lead to decreased efficiency.* Financial burden of finding and training replacements.* Inability to access buildings or systems, causing downtime.Theft, Fraud, or Malice* Direct theft of money, assets, or intellectual property.* Loss of trust from customers and partners if fraud occurs.* Loss of critical assets may halt or delay business functions.Preventative actionsMatt Andrew recommends several preventative actions to mitigate tariffs and their potential impact on businesses. These actions include:Assessing the current situation* Determine if the business has a significant footprint in or geopolitical risk connected to countries subject to tariffs* Also determine if the business has a risk because it buys raw materials, parts, or manufactures in these jurisdictions, and then sells into the US.•Short-term strategies* For businesses with connections to countries that have tariffs imposed* First sale rule Consider using the U.S. first sale rule for export planning to potentially lower landed costs* Unbundling Separate costs like royalty, service, and warranty from the product's landed cost to reduce the overall tariff base* Customs effective transfer pricing Adjust transfer prices to reduce the landed cost of goodsMedium-term strategies* Special supply chain and customs programs Utilise programs like duty drawback, bonded warehouses, or foreign trade zones to defer or potentially reduce dutiesLonger-term strategies* Cost reduction Implement cost reduction strategies throughout the supply chain* Alternative sourcing and manufacturing Consider diversifying sourcing and manufacturing locations to reduce reliance on countries subject to tariffsPricing Strategies* Dissect pricing to identify cost reduction opportunities* Also consider using duty drawback schemes, bonded zones, and specific pricing strategies to manage risks and maintain competitiveness.•Supply chain adjustments* Businesses should evaluate and potentially modify their supply chains to minimise the impact of tariffs* This could involve bringing raw material parts and components back to New Zealand for substantial transformation to reduce the risk.Warehousing and inventory* Re-evaluate warehousing strategies* Consider moving from "stock to hold" to "just in time" delivery models, potentially using warehouses outside the U.S. but close by, such as in Puerto Rico or Panama. Bonded warehouses can also be used to delay the cash flow impact of tariffs.Andrew also suggests businesses stay informed about changes to trade policies by monitoring resources such as the White House website for executive orders and fact sheets. Available expertise and resources can help develop these plans, including government agency resources, and experts in transfer pricing, supply chain, tax planning, and tariffs/country of origin.Need support?At Fixinc, we are passionate about helping people get through disasters. That’s why our team of Advisors bring you this resource free of charge. If you need help understanding these threats and building a plan against them, the same Advisors are here to help over a 30-minute online call. Once complete, if you like what was provided, you can choose to provide a donation or subscribe to Unreasonable Ventures to support this channel.Help us help people just like you. Share this post today and spread the support 🤝 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.unbreakableventures.com