Wealth Experience

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale is joined by Financial Adviser and Alman Partners business owner, Jason Kirk, to unpack the realities of running a small business in Australia. With 98% of Australian businesses falling into the SME category—and many owners sacrificing a salary in the early years—Jason explores how financial advice for business owners differs from that for individuals. He explains why effective advice comes down to sequencing risk: understanding what to prioritise, what to put on hold, and what to avoid altogether. They also dive into the strong link between personal and business finances, and the value of a well-rounded professional network—especially collaborating closely with accountants—to achieve better client outcomes. Jason shares his perspective on the right time for business owners to seek financial advice, challenging the common mindset of waiting until “later.” Whether you’re launching a start-up or managing an established SME, this episode delivers practical insights to help you make smarter financial decisions at every stage.   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #smallbusiness #businessowner #smefinancialadvice

In this milestone episode, Kelsey is joined by Leanne Abela and Joseph Schepis of Pearsons Family Law, who bring 40+ years of experience each to a frank, practical conversation about family law and asset protection. Together, they cut through the confusion and debunk common myths that stop people from planning with confidence. From pre-nups and property division to settlements, asset protection, and gifting property to children, this episode breaks down what really matters - before things get complicated. Whether you’re planning for the future or protecting what you’ve built, this is essential listening for couples, families, and anyone serious about long-term security.   Topics covered: Pre-nuptial agreements: what they do (and don’t) protect Property division & settlements explained Asset protection strategies Gifting property to children - pitfalls and planning tips Trusts   RESOURCES Pearsons Family Lawyers Melbourne   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #pearsonsfamilylaw #assetprotection #familylaw #prenup

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale & Kelsey demystify term deposits - one of the simplest tools to grow your savings. We break down what they are, how they work, and who they’re best suited for, from cautious savers to those looking for guaranteed returns without market volatility.   You’ll also hear the key pros and cons: the comfort of fixed interest and capital security versus the trade‑off of limited access and potentially lower returns compared to other investments. Whether you’re new to investing or considering where to park your cash, this episode will help you decide if a term deposit fits your financial strategy.   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #termdeposits #interestrates #splitspaces #launchpadstudios

Welcome to the first episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 of 2026. In this episode, Teneale travels through some of the most dramatic moments in financial history - the Great Depression, the Global Financial Crisis, and the COVID‑19 crash - to uncover timeless lessons about building and preserving wealth.   Across every crisis, one pattern stands out: markets fall fast…but they often rebound even faster. And for investors, missing just a handful of the market’s best days can mean missing out on the recovery entirely. We break down why staying invested - even when it feels uncomfortable - is one of the most powerful wealth strategies available.   𝐷𝑖𝑠𝑐𝑖𝑝𝑙𝑖𝑛𝑒𝑑 𝑖𝑛𝑣𝑒𝑠𝑡𝑜𝑟𝑠, 𝑛𝑜𝑡 𝑟𝑒𝑎𝑐𝑡𝑖𝑣𝑒 𝑜𝑛𝑒𝑠 𝑏𝑢𝑖𝑙𝑑 𝑙𝑎𝑠𝑡𝑖𝑛𝑔 𝑤𝑒𝑎𝑙𝑡ℎ.   Join us as we explore the real stories, the historical data, and the key takeaways that help investors navigate uncertainty with confidence. If you’re looking to deepen your long-term investment mindset, this episode is for you.   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #wealthlessons #financialhistory #investorlessons

The festive season is just around the corner, but for some, it’s not always the most wonderful time of the year—especially when the average Christmas spend sits between $1,200 and $1,500. In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale and Kelsey dive into the financial realities of the holidays and share practical tips to keep your budget in check.   They also explore the 5 Love Languages—Words of Affirmation, Acts of Service, Receiving Gifts, Quality Time, and Physical Touch—and how understanding them can make this season more meaningful without overspending.   Plus, discover how AI tools can help you manage your finances, investments, superannuation, and even set achievable goals for the new year.   Tune in for insights that will help you celebrate smarter and start 2026 on the right foot!   RESOURCES The 5 Love Languages – Gary Chapman   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #newyearfinancialhangover #christmasspending #5lovelanguages #budget #splitspaces #launchpadstudios

In a profession built on trust, how do you know your financial adviser is truly acting in your best interest?   In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Kelsey and Teneale unpack what it means to be a fiduciary—a role bound by legal and ethical obligations to protect your financial wellbeing. They explore how to identify fiduciary advisers and why it matters more than ever.   The collapse of Shield and First Guardian Master Funds has left over 12,000 retirement accounts impacted and $1.2 billion in assets liquidated. What went wrong? And what happens when advisers fail in their duty?   Tune in as we discuss: The fiduciary standard and how to spot it The role of CEFEX accreditation in safeguarding your investments   Whether you're planning for retirement or simply want to protect your wealth, this episode is a must-listen.   RESOURCES Alman Partners' CEFEX Interview CEFEX | Fiduciary Excellence at Investment Advisory Firms   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #investmentfiduciary #trust #professionalconduct #cefex #splitspaces #launchpadstudios

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Kelsey sits down with Ashleigh Thompson, Financial Adviser at Alman Partners, to unpack the realities of a midlife financial crisis. From impulsive spending to chasing short-term gratification, they explore how emotional decisions in your 40s and 50s can derail long-term financial security.   Ashleigh shares insights into the psychology behind midlife money moves, why people feel the urge to “catch up” or “live it up,” and how to spot the warning signs before it’s too late. Whether you're feeling stuck, restless, or just wondering if your financial habits are shifting, this episode offers clarity, compassion, and practical tips.   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #midlifefinancialcrisis #midlifecrisis #impulsivespending #smartmoneydecisions #splitspaces #launchpadstudios

They say the first generation earns it, the second enjoys it, and the third burns it - but it doesn’t have to be that way. In this thought-provoking episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale & Kelsey explore how families can break the cycle by focusing not just on wealth creation, but on the values that sustain it across generations. Join us as we dive into the mindsets and principles that build lasting wealth, the power of family money meetings, and the importance of intentional gifting. What are you teaching your children about money management, generosity, and responsibility? Discover practical ways to pass on financial wisdom and values that endure far beyond the balance sheet.   RESOURCES Legacy Letter Template Values-Based Financial Planning, Bill Bachrach   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #personalvalues #inheritance #intergenerationalwealthtransfer #moneyvalues #splitspaces #launchpadstudios

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Kelsey explores the hidden costs of burnout in our hyper-connected world. From brain fog and fatigue to emotional and physical strain, burnout affects more than just our productivity - it impacts our overall well-being. Why do we push ourselves to the edge? And how can stepping back actually move us forward? Tune in as Kelsey shares insights on the link between rest and fulfilment, and offers practical tips to help you avoid burnout and live a more balanced, energised life.   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #burnout #worklifebalance #metime #stressedout #splitspaces #launchpadstudios

In this thought-provoking episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 Kelsey & Teneale dive into the age-old question: Does money change people? Teneale kicks things off with some late-night online shopping confessions and practical tips, setting the stage for a deeper conversation about the power and pitfalls of wealth. From the freedom and security that money can bring, to the stress it sometimes relieves - or creates - they explore both sides of the coin. The discussion touches on the generosity that wealth can enable, the temptation of superiority, and the surprising paradox between earned and inherited riches. They also unpack the emotional rollercoaster of sudden wealth (hello, lotto winners!) and bring it all back to what really matters: your personal values. Whether you're building your fortune or just curious about how money shapes us, this episode offers insight and a fresh perspective on what it means to be truly wealthy.   RESOURCES Wealth Experience Ep 6 – The Psychology of Money   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #doesmoneychangepeople #moneypersonalities #powerandmoney #moneypsychology #valuesvswealth #splitspaces #launchpadstudios

Are you currently in the market for a new car? Are you considering a lease? Discover the benefits and drawbacks of car leasing in this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞. Join Teneale and Kelsey as they investigate the pros & cons of leasing a car, including taxes and all of those extra fees included in your purchase price. 𝑻𝒖𝒏𝒆 𝒊𝒏 𝒕𝒐𝒅𝒂𝒚!   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #carleasing #buyinganewcar #splitspaces #launchpadstudios

In our 40th episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Kelsey dives into some of the common mistakes that business owners make in their own financial situations. Whether it’s mixing business and personal expenses, neglecting their own finances, or not having a retirement plan other than the business, Kelsey counts down the top 6 mistakes she comes across as a Financial Adviser.   𝐈𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐚 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐎𝐰𝐧𝐞𝐫, 𝐦𝐚𝐤𝐞 𝐬𝐮𝐫𝐞 𝐧𝐨𝐭 𝐭𝐨 𝐦𝐢𝐬𝐬 𝐭𝐡𝐢𝐬 𝐞𝐩𝐢𝐬𝐨𝐝𝐞!   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #businessowner #financialmistakes #almanpartners40years #splitspaces #launchpadstudios

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale is joined by special guest, Ben Brinkerhoff - Head of Advice for Consilium in New Zealand. Ben imparts some of the investment and economic wisdom that he has attained through his 20+ years of experience in the profession.   Discussing investment fundamentals, wealth-eroding investor behaviour, and the value of having a trusted financial adviser helping you steer your ship, Ben is a captivating speaker.   Be sure to tune into this episode of Wealth Experience today!   RESOURCES The 7-Question Retirement Strategy, Ep 459 Ben Brinkerhoff - Podcasts NZ: New Zealand Podcasts   Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #benbrinkerhoff #consiliumnz #investmentwisdom #splitspaces #launchpadstudios

Can AI generate better financial advice than a qualified and experienced Financial Adviser?   In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale and Kelsey pull apart a financial advice generated by AI. This great scenario was put forward to us by Alman Partners’ Client Service Officer, Jodie Coates wanting to understand the difference between the 2 outputs.   Tune in to Wealth Experience as we dive into the results.    *DSS Guide refers to Department of Social Services Guide.   RESOURCES MoneySmart Calculators & Tools Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #aifinancialadvice #financialadvice #humaninadvice #splitspaces #launchpadstudios

For our first episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 for 2025, Kelsey is back to join Teneale in discussing the correlation between elections and market returns, and the results may surprise you.   2024 was a big year for elections around the world, with 76 countries or 60% of the world’s population voting. With so many changes happening across the globe, it left many wondering about their finances and the stability of share markets.   Be sure not to miss the first Wealth Experience podcast for 2025.   RESOURCES https://www.alman.com.au/wp-content/uploads/2025/02/Dimensional-Fund-Advisors-The-Election-Question.pdf https://www.dimensional.com/au-en/insights/how-much-impact-does-the-president-have-on-stocks Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #electionsandmarkets #sharemarkets #marketreturns

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale is joined by special guest, Founder of Alman Partners, Scott Alman. After 40 years in business, with 2 successful firms to his name, Scott discusses the ups and downs of business ownership, covering topics such as how you know you have a good team behind you and being a leader.   Scott also provides some helpful tips to those wanting to begin a business and his plans for his next chapter.   If you are considering starting a business, this is the episode for you.   RESOURCES Episode 19: The Gift of Giving - Philanthropy HOME - Mackay Community Foundation   Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #scottalman #entrepreneuriallessons #businessownership

𝐴𝑟𝑒 𝑦𝑜𝑢 𝑐𝑜𝑛𝑠𝑖𝑑𝑒𝑟𝑖𝑛𝑔 𝑠𝑡𝑎𝑟𝑡𝑖𝑛𝑔 𝑎 𝑓𝑎𝑚𝑖𝑙𝑦 𝑜𝑟 𝑒𝑥𝑝𝑎𝑛𝑑𝑖𝑛𝑔 𝑦𝑜𝑢𝑟 𝑒𝑥𝑖𝑠𝑡𝑖𝑛𝑔 𝑜𝑛𝑒? 𝐻𝑎𝑣𝑒 𝑦𝑜𝑢 𝑑𝑒𝑙𝑎𝑦𝑒𝑑 𝑦𝑜𝑢𝑟 𝑝𝑙𝑎𝑛𝑠 𝑑𝑢𝑒 𝑡𝑜 𝑦𝑜𝑢𝑟 𝑓𝑖𝑛𝑎𝑛𝑐𝑖𝑎𝑙 𝑠𝑖𝑡𝑢𝑎𝑡𝑖𝑜𝑛 𝑜𝑟 𝑡ℎ𝑒 𝑐𝑢𝑟𝑟𝑒𝑛𝑡 𝑒𝑐𝑜𝑛𝑜𝑚𝑖𝑐 𝑒𝑛𝑣𝑖𝑟𝑜𝑛𝑚𝑒𝑛𝑡?   In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale & Kelsey discuss the financial considerations to starting a family, covering the dreaded ‘B’ word (budgets), the importance of communication between partners and your insurance/private health needs.   The ladies cover maternity/paternity leave entitlements, either via your employer or Centrelink, how these entitlements relate to your tax position, and the areas Centrelink considers for eligibility (work test and family income).   Are you financially prepared? Tune in to this episode of Wealth Experience today to start your new family life on the right foot.   Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #startingafamily #familylifefinances #financialplanning #maternityleave #paternityleave

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 Kelsey & Teneale discuss how successful people spend their time. Looking into the common trends of how millionaires spend their day, it turns out that a considerable amount have a sacred morning ritual - dedicating time for mind, body and soul. Exercise proves invaluable, clearing the mind and improving focus, as well as strengthen the body.   Working early in the morning and without interruption, can be more productive as this is the time when you have more focus and higher cognitive ability, allowing you to complete your Most Important Tasks (MIT).   Join Teneale and Kelsey to discover more tips on how to live like a millionaire!   RESOURCES Episode 19: The Gift of Giving - Philanthropy   Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #livelikeamillionaire #168hours

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Kelsey interviews special guest, Teneale Laister, Business Partner and Senior Financial Adviser of Alman Partners True Wealth.   We find out if she practices what she preaches and if she does in fact have her own financial adviser. Talking about everything financial from cash flow, credit cards, offset arrangements and business accounts, the ladies cover the importance of having a close circle of professionals supporting you.   If you have wondered about the benefits of having a trusted financial adviser in your life, hear it from the horse’s mouth in this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞.   Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #financialadviser #financialadvice

𝑀𝑜𝑠𝑡 𝑝𝑒𝑜𝑝𝑙𝑒 𝑙𝑜𝑣𝑒 𝑡ℎ𝑒 𝑖𝑑𝑒𝑎 𝑜𝑓 𝑔𝑒𝑡𝑡𝑖𝑛𝑔 𝑟𝑖𝑐ℎ 𝑞𝑢𝑖𝑐𝑘𝑙𝑦, 𝑏𝑢𝑡 ℎ𝑜𝑤 𝑟𝑖𝑠𝑘𝑦 𝑎𝑟𝑒 𝑡ℎ𝑒𝑠𝑒 𝑠𝑐ℎ𝑒𝑚𝑒𝑠?   Kelsey & Teneale dive into the various schemes out there that promise to get you rich quick! The ladies discuss pressure sales tactics and how you should always be wary of anything that advertises high returns with low effort over a short period of time.   Covering pyramid schemes and cryptocurrency, Teneale and Kelsey cover the 2 golden rules for successful investing, and the relation of risk & return.   Join us in this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 to stay up to date on informed investing!   Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #getrichquickschemes #investments

We have all heard Benjamin Franklin’s famous quote: “…𝑖𝑛 𝑡ℎ𝑖𝑠 𝑤𝑜𝑟𝑙𝑑 𝑛𝑜𝑡ℎ𝑖𝑛𝑔 𝑐𝑎𝑛 𝑏𝑒 𝑠𝑎𝑖𝑑 𝑡𝑜 𝑏𝑒 𝑐𝑒𝑟𝑡𝑎𝑖𝑛, 𝑒𝑥𝑐𝑒𝑝𝑡 𝑑𝑒𝑎𝑡ℎ 𝑎𝑛𝑑 𝑡𝑎𝑥𝑒𝑠,” and in this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale & Kelsey try to convince us that taxes are in fact a good thing!   After all, they do play a surprisingly beneficial role in society. From funding essential public services like schools, hospitals, and infrastructure, taxes are the backbone of a functioning society.   Kelsey & Teneale discuss the importance of tax planning for both individuals and businesses, along with covering what a Div7a loan is. Tax rates do change from time to time, and there can be complexities depending on your circumstances. It can be a wise decision to engage a tax specialist or accountant.   Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #taxplanning #taxisgood

Life Risk Advisor & Partner of Personal Risk Professionals (PRP), Corey Evans joins Teneale again in this follow-up episode on all things life insurance.   In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Corey & Teneale discuss some common myths and misconceptions around insurance, how tax impacts your policy, holding insurance through a self-managed superannuation fund (SMSF) and rider cover.   Corey also steps Teneale through how insurance can be used as a tool to equalise estates.   𝐼𝑓 𝑦𝑜𝑢 𝑤𝑎𝑛𝑡 𝑡𝑜 𝑢𝑛𝑑𝑒𝑟𝑠𝑡𝑎𝑛𝑑 𝑡ℎ𝑒 𝑖𝑛𝑡𝑟𝑖𝑐𝑎𝑐𝑖𝑒𝑠 𝑜𝑓 𝑝𝑒𝑟𝑠𝑜𝑛𝑎𝑙 𝑖𝑛𝑠𝑢𝑟𝑎𝑛𝑐𝑒, 𝑡ℎ𝑒𝑛 𝑡ℎ𝑖𝑠 𝑒𝑝𝑖𝑠𝑜𝑑𝑒 𝑖𝑠 𝑓𝑜𝑟 𝑦𝑜𝑢.   Also check out Corey’s last episode #29 Securing Tomorrow: A Deep Dive into Life Insurance.   Personal Risk Professionals Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #personalriskprofessionals #personalinsurance

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale is joined by Life Risk Advisor & Partner of Personal Risk Professionals (PRP), Corey Evans. With nearly a decade of experience in the insurance and financial industry, Corey discusses with Teneale all things personal insurance. With a passion for educating others on how insurance policies work, Corey explains the pros and cons of holding insurance within superannuation and what protection WorkCover provides. Covering Life/Death, Total & Permanent Disability (TPD) and Income Protection, Corey is a wealth of knowledge when it comes to protecting your family's financial future.   Personal Risk Professionals Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #personalriskprofessionals #personalinsurance

𝐴𝑟𝑒 𝑦𝑜𝑢 𝑙𝑜𝑜𝑘𝑖𝑛𝑔 𝑡𝑜 𝑒𝑛𝑔𝑎𝑔𝑒 𝑎 𝐹𝑖𝑛𝑎𝑛𝑐𝑖𝑎𝑙 𝐴𝑑𝑣𝑖𝑠𝑒𝑟? 𝑊𝑒𝑙𝑙, 𝑡ℎ𝑖𝑠 𝑖𝑠 𝑡ℎ𝑒 𝑒𝑝𝑖𝑠𝑜𝑑𝑒 𝑓𝑜𝑟 𝑦𝑜𝑢.   In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale and Kelsey dive into a listener question and lift the veil on financial advice.   Did you know that only 1 in 10 Australians seek advice on their financial matters? Engaging an adviser is a long-term relationship, so making sure you are comfortable with the individual, their qualifications and skills, and the firm is crucial.   The ladies discuss what you need to consider when looking at engaging an adviser, what that adviser will need from you to provide advice, and what to expect in your meetings and the process more generally.   All firms are slightly different so be sure to research your options.   Alman Partners is CEFEX Accredited.     Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #financialadvice #financialadviser

Join Teneale & Kelsey as they interview special guest, Kayla Batiste, Business Development Manager for Wealth Solutions at Macquarie, in this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, 𝑰𝒏𝒔𝒊𝒈𝒉𝒕𝒔 𝒊𝒏𝒕𝒐 𝑰𝒏𝒗𝒆𝒔𝒕𝒎𝒆𝒏𝒕 𝑷𝒍𝒂𝒕𝒇𝒐𝒓𝒎𝒔.   Discussing everything from chocolate cake to tooth fairy rates, the ladies also cover the importance of having a trusted financial adviser on your side, especially through tough life events. They also explore the latest in Macquarie’s platform security and technological advancements along with cyber security in general, and the perennial challenge of achieving work-life balance and overcoming mum guilt.   The information in this podcast is provided for the use of financial services professionals only. In no circumstances is it to be used by a potential client for the purposes of making a decision about a financial product or class of products. Macquarie Wrap is issued by Macquarie Investment Management Limited ABN 66 002 867 003 AFSL 237492 RSEL L0001281 (MIML), and the Macquarie Cash Management Account is a deposit product issued by Macquarie Bank Limited ABN 46 008 583 542 AFSL 237502 (MBL). Funds invested on your behalf by MIML are not deposits with or other liabilities of MBL or any other entity of the Macquarie Group and are subject to investment risk, including possible delays in repayment and loss of income and capital invested. None of MBL, MIML, or any other member of the Macquarie Group guarantees any particular rate of return or the performance of the investments, nor do they guarantee the repayment of capital.   𝐃𝐨𝐧’𝐭 𝐦𝐢𝐬𝐬 𝐭𝐡𝐢𝐬 𝐞𝐩𝐢𝐬𝐨𝐝𝐞 𝐨𝐟 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞!   RESOURCES Macquarie Security & Scams Hub   Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #investmentplatforms

Join Kelsey & Teneale in 𝐋𝐞𝐠𝐚𝐜𝐲 𝐓𝐚𝐥𝐤𝐬: 𝐒𝐦𝐚𝐫𝐭 𝐄𝐬𝐭𝐚𝐭𝐞 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠, as they explore the essential estate planning documents and explain why keeping them updated is crucial to ensuring your wishes are honoured after you pass. The girls will cover key considerations like asset protection, superannuation, insurance, tax implications, and the potential pitfalls of wealth erosion between generations. Be sure to tune into this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 for your guide on estate planning. Be sure to visit – DINK Diaries: Navigating Life as Double Income, No Kids, for further insights.   Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #doubleincomenokids #launchpadstudios

𝐴𝑟𝑒 𝑦𝑜𝑢 𝑎 𝐷𝐼𝑁𝐾? 𝑊ℎ𝑎𝑡 𝑎𝑏𝑜𝑢𝑡 𝑎 𝐷𝐼𝑁𝐾𝑊𝐴𝐷? 𝑊ℎ𝑎𝑡 𝑡ℎ𝑒 ℎ𝑒𝑐𝑘 𝑖𝑠 𝑎 𝐷𝐼𝑁𝐾 𝑎𝑛𝑦𝑤𝑎𝑦? In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, discover the unique opportunities and challenges that come with being in a Double Income, No Kids relationship as Teneale chats about the financial aspects of this increasing demographic. Having conversations early on with your partner about your wishes becomes very important and Teneale covers Enduring Powers of Attorney, personal insurance, goal setting and generational wealth for those without children or close family they can fall back on. Also, check out our past episode “What You SHOULD Invest In” for further insights.   Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #doubleincomenokids #launchpadstudios

In this bite-sized technical episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 Teneale & Kelsey look into the strategy of borrowing money to invest, whether from the bank or using equity in your property. Discover how this powerful financial tool can turbocharge your investment portfolio and accelerate your growth potential. The ladies step through the pros and cons of this approach, discussing topics such as margin calls, ensuring you are protected with insurance and the power of compound interest. If you are searching for insights on accelerating your investment growth, be sure to tune in.   Resources: Wealth Experience - Episode 9: Pursuing a Better Investment Experience   Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #splitspaces #borrowtoinvest #investmentgrowth

Tune in to our latest episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, where we dive into the world of super contributions and unravel the confusion surrounding them. Are you wondering if you can still contribute to your superannuation fund while on maternity leave or during periods of unemployment? Teneale & Kelsey explore salary sacrifice and employer contributions - is it enough to secure your financial future? We'll break down what the SGC entails and whether additional contributions might be necessary to meet your retirement goals. Whether you're a seasoned investor or just starting to think about your super, this episode is packed with valuable insights to help you navigate the complexities of super contributions and make informed decisions about your financial future. Tune in now to learn how to make the most out of your super contributions! Note: All figures discussed in this episode are only relevant to the 2023/24 financial year.   Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #superannuation #supercontributions

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale & Kelsey are joined by the ever-vibrant Geoff O’Connor, Director of the successful accounting practice, SBB Partners, discussing everything from cats, university, Bluey and inevitably, tax. Geoff has an immense passion for people and community so his current role as President of the Mackay Region Chamber of Commerce is a perfect fit. Together with his successes, Geoff discusses overcoming the variety of challenges he has experienced throughout his career as a young, professional gay man in a regional town. Join us in this uplifting episode of Wealth Experience, that is sure to leave you with a smile!   https://www.sbbpartners.com.au/  https://www.mackayregionchamber.com.au/    Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #sbbpartners #accounting

In the latest episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, “Cashless Society,” Teneale and Kelsey discuss the advantages and drawbacks surrounding society's steady march towards a cashless future. From the convenience of digital transactions to the potential threats to privacy through cyber-attacks, the ladies discuss their own experiences in an increasingly cashless world. Tune in today and let us know how you have been impacted by this change.   Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #cashlesssociety #splitspaces

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale & Kelsey discuss their personal experiences in buying and selling property. Whether you're a seasoned property investor or a first-time homebuyer, working effectively with a real estate agent is paramount as this will allow you to get the best price, terms, and timing for your transaction. The ladies discuss how keeping emotions out of the process will help you make clearer decisions, along with how and when you should have your finances in order ready to make an offer. They will also cover the differences in bank and market valuations and chat about some common contract terms. If you are looking to buy or sell property, this is an episode not to be missed. Tune in today!   Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #propertymarket #splitspaces

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 - 𝐓𝐡𝐞 𝐆𝐢𝐟𝐭 𝐨𝐟 𝐆𝐢𝐯𝐢𝐧𝐠: 𝐏𝐡𝐢𝐥𝐚𝐧𝐭𝐡𝐫𝐨𝐩𝐲, hosts Kelsey and Teneale are joined by a very special guest, Frances Easton, former Partner and Financial Adviser of Alman Partners, and current chair of the Mackay Community Foundation. Together, they dive into a topic close to Frances's heart – philanthropy.   Join us as we explore the true essence of giving and the profound impact it can have beyond financial contributions. Discover how philanthropy extends far beyond wealth and how anyone can make a meaningful difference. Tune in to gain insights into the Mackay Community Foundation and uncover the transformative power of generosity.   Mackay Community Foundation: Website Mackay Community Foundation: Facebook Wealth Experience: Podcast - Alman Partners   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #mackaycommunityfoundation #philanthropy  

Dive into the world of marketing mastery with our latest episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 – 𝐒𝐨 𝐘𝐨𝐮 𝐓𝐡𝐢𝐧𝐤 𝐘𝐨𝐮 𝐊𝐧𝐨𝐰 𝐌𝐚𝐫𝐤𝐞𝐭𝐢𝐧𝐠!     Join Kelsey & Teneale as they sit down with Jade McAuley, Director of Rebel Nation and a trailblazer in the industry, to uncover her incredible journey through the business landscape. From challenges to soaring successes, she shares invaluable insights and tips that every entrepreneur needs to hear. Whether you're a seasoned business owner or just starting out, this episode is packed with actionable inspiration to take your marketing game to the next level. Tune in now and unleash your business potential!     Podcast — Rebel Nation  Rebel Nation  Wealth Experience: Podcast - Alman Partners    Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF   𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e   𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA   𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb   𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3paBrpO  𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3WNIjWi    𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.     Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #rebelnation #marketingmargaritas 

Dive into the world of legal expertise and entrepreneurial wisdom with our first episode of 2024 on 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞! 𝑺𝒖𝒛𝒂𝒏𝒏𝒆 𝑩𝒓𝒐𝒘𝒏, the dynamic Director and Commercial Solicitor at McKays Solicitors, Mackay, joins hosts Teneale & Kelsey for an electrifying conversation. Get ready to be inspired as Suzanne shares her remarkable journey as a regional business leader and her stellar achievements as a commercial solicitor. From navigating complex legal landscapes to empowering entrepreneurs, Suzanne's insights are invaluable. But that's not all! The discussion extends to the delicate yet vital topic of lending and gifting to family members, offering practical advice and thought-provoking perspectives. Don't miss out on this engaging episode as we kickstart a season filled with enriching discussions and invaluable insights. Tune in now to Wealth Experience!   McKays Solicitors (mckayslaw.com) Wealth Experience: Podcast - Alman Partners    Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF   𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e   𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA   𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb   𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3paBrpO  𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3WNIjWi    𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ. Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   #wealthexperiencepodcast #almanpartners #truewealth #mckayslaw #familyloans

Karen Hall, award-winning mortgage broker and owner of Action Finance joins Kelsey & Teneale for an insightful interview, in the latest episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 – 𝐋𝐞𝐧𝐝𝐢𝐧𝐠: 𝐅𝐢𝐫𝐬𝐭 𝐇𝐨𝐦𝐞 𝐁𝐮𝐲𝐞𝐫𝐬. Covering First Home Buyers offerings, repayments, deposits, and the benefits of having a mortgage broker in your corner, Karen simplifies the daunting process of securing a mortgage, offering practical advice and tips to empower aspiring homeowners. Tune in to gain expert knowledge that will help you make informed decisions and set you on the path to achieving your homeownership dreams.   RESOURCES Action Finance Mortgage Solutions First Home Buyers: Alman Partners vlog     Wealth Experience: Podcast - Alman Partners   Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3paBrpO 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3WNIjWi   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ. Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   #wealthexperiencepodcast #almanpartners #truewealth #actionfinance #firsthomebuyers

𝐻𝑎𝑣𝑒 𝑦𝑜𝑢 𝑒𝑣𝑒𝑟 𝑤𝑜𝑛𝑑𝑒𝑟𝑒𝑑 𝑤ℎ𝑎𝑡 𝑎 𝑝𝑎𝑟𝑡𝑖𝑐𝑢𝑙𝑎𝑟 𝑓𝑖𝑛𝑎𝑛𝑐𝑖𝑎𝑙 𝑡𝑒𝑟𝑚 𝑚𝑒𝑎𝑛𝑠?   Welcome to 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, “Decoding the Jargon,” where we decode the complex financial world! Kelsey & Teneale are joined by Alman Partners Creative Director, Kerri Wallace in this episode as they look to unravel the mysteries behind the jargon, making it accessible to all. But hold on tight - we're adding an exciting twist! Get ready for a friendly competition that promises both insight and entertainment. Tune in to demystify finance while enjoying some competitive fun.   Wealth Experience: Podcast - Alman Partners   Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3paBrpO 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3WNIjWi   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ. Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   #wealthexperiencepodcast #almanpartners #truewealth #financialjargon

𝐖𝐡𝐚𝐭 𝐢𝐬 𝐲𝐨𝐮𝐫 𝐡𝐨𝐭 𝐭𝐢𝐩 – 𝐰𝐡𝐚𝐭 𝐬𝐡𝐨𝐮𝐥𝐝 𝐈 𝐢𝐧𝐯𝐞𝐬𝐭 𝐢𝐧!?   Join Teneale and Kelsey in this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 as they explore the most crucial investment you can make. It's not about stocks or real estate; it's about investing in yourself!   𝐻𝑎𝑣𝑒 𝑦𝑜𝑢 𝑒𝑣𝑒𝑟 𝑡ℎ𝑜𝑢𝑔ℎ𝑡 𝑎𝑏𝑜𝑢𝑡 𝑡ℎ𝑒 𝑝𝑜𝑡𝑒𝑛𝑡𝑖𝑎𝑙 𝑒𝑎𝑟𝑛𝑖𝑛𝑔𝑠 𝑦𝑜𝑢 𝑐𝑜𝑢𝑙𝑑 𝑎𝑚𝑎𝑠𝑠 𝑡ℎ𝑟𝑜𝑢𝑔ℎ𝑜𝑢𝑡 𝑦𝑜𝑢𝑟 𝑐𝑎𝑟𝑒𝑒𝑟?   Your hosts dive into the three key areas of life: lifestyle, self (you), and wealth (capital), revealing the interconnectedness between your dreams and ambitions, and how your financial resources and earning capacity bolster them.   Wealth Experience: Podcast - Alman Partners   Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3paBrpO 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3WNIjWi   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ. Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   #wealthexperiencepodcast #almanpartners #truewealth #splitspaces #launchpadstudios

We’ve all had that thought – ‘I wish I did that when I was younger!’   Join us on the latest episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 - “Financial Tips I wish I could give to my 18-year-old self,” as we take a journey through time to explore the invaluable financial tips, we wish we could impart to our 18-year-old selves. Whether you're a teenager stepping into adulthood or well past those youthful years, the wisdom we'll share is timeless and invaluable.   Teneale and Kelsey discuss the importance of establishing healthy saving habits and avoiding high-interest debt products such as credit cards and Buy Now Pay Later (BNPL) schemes. They also cover different ways you can invest in yourself – after all you are your own biggest asset.   RESOURCES About — Hal Hershfield Wealth Experience: Podcast - Alman Partners   Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3paBrpO 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3WNIjWi   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ. Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   #wealthexperiencepodcast #almanpartners #truewealth #splitspaces #launchpadstudios

“𝐴 𝑤𝑜𝑟𝑘𝑖𝑛𝑔 𝑚𝑢𝑚 𝑖𝑠 𝑘𝑖𝑛𝑑 𝑜𝑓 𝑙𝑖𝑘𝑒 𝑠𝑝𝑖𝑛𝑛𝑖𝑛𝑔 𝑝𝑙𝑎𝑡𝑒𝑠. 𝑌𝑜𝑢 𝑗𝑢𝑠𝑡 𝑛𝑒𝑒𝑑 𝑡𝑜 𝑢𝑛𝑑𝑒𝑟𝑠𝑡𝑎𝑛𝑑 𝑎𝑡 𝑡𝑖𝑚𝑒𝑠, 𝑦𝑜𝑢 𝑐𝑎𝑛 𝑙𝑒𝑡 𝑡ℎ𝑒 𝑝𝑙𝑎𝑠𝑡𝑖𝑐 𝑜𝑛𝑒𝑠 𝑓𝑎𝑙𝑙 𝑑𝑜𝑤𝑛 𝑎𝑛𝑑 𝑡ℎ𝑎𝑡’𝑠 𝑜𝑘.”   In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 - 𝐓𝐡𝐞 𝐒𝐭𝐫𝐮𝐠𝐠𝐥𝐞𝐬 𝐨𝐟 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐒𝐮𝐜𝐜𝐞𝐬𝐬 𝐟𝐨𝐫 𝐖𝐨𝐦𝐞𝐧, Teneale & Kelsey have a candid conversation, exploring the multifaceted challenges that women face in managing traditional roles, finances, and careers. Taking a step back from the often-discussed pay gap, we dive deep into the diverse experiences of working mothers and successful women. For many, the decision to work is no longer a mere choice; it's a financial necessity. Kelsey & Teneale look at the balancing act and discuss how they find time for themselves in a fast-paced world, while still being there for their children.   Wealth Experience: Podcast - Alman Partners   Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3paBrpO 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3WNIjWi   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ. Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   #womeninfinance #successfulwomen #wealthexperiencepodcast #almanpartners #launchpadstudios

What value would you put on receiving professional financial advice? Do you understand the value an adviser brings to you and your life? Wait a second, what does a Financial Adviser actually do? In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 - 𝐖𝐡𝐲 𝐩𝐞𝐨𝐩𝐥𝐞 𝐝𝐨𝐧’𝐭 𝐬𝐞𝐞𝐤 𝐚𝐝𝐯𝐢𝐜𝐞…𝐛𝐮𝐭 𝐬𝐡𝐨𝐮𝐥𝐝, Teneale & Kelsey discuss the value of financial advice and some of the reasons people don’t seek it out.   RESOURCES & ADDITIONAL MATERIAL: Ted Klontz: Money Scripts 10 Obstacles to Investing - and How to Overcome Them Wealth Experience: Podcast - Alman Partners Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3paBrpO 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3WNIjWi   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ. Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   #wealthexperiencepodcast #almanpartners #truewealth #splitspaces #launchpadstudios

In 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 – 𝐈𝐧𝐝𝐞𝐱 𝐚𝐧𝐝 𝐄𝐒𝐆 𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠, hosts Teneale Laister & Kelsey Dent are joined by Investment Specialist (Strategy and Research) Libby Newman from Vanguard Australia. Vanguard is one of the world's largest investment management companies, offering a wide range of investment options and superannuation to investors and financial advisers. With more than 25 years of experience in the financial services industry, Libby breaks down what index-style investing is and Vanguard’s approach to investments. Also covered in this in-depth interview are discussions on speculative and evidence-based investment styles, and of course, the current hot topic in the investment world, ESG Investing.  Don’t miss this episode of Wealth Experience.   RESOURCES: Vanguard Australia Personal Investor   Disclaimers: The mention of any specific investment products, companies, or services in this podcast does not imply endorsement or recommendation. We encourage you to conduct your own research and due diligence before engaging in any investment activities. ESG stands for Environmental, Social, and Governance. While there is a general consensus on the broad categories encompassing ESG, it's crucial to note that different organizations, institutions, and regions may have varying definitions and interpretations of what falls under each category. Therefore, there can be discrepancies in how ESG factors are assessed and classified. Investing in securities, including ESG-focused investments, involves risks. The value of investments may fluctuate, and past performance is not indicative of future results. We encourage you to carefully consider the risks associated with investing and seek professional advice if needed.  You should consider your objectives, financial situation or needs, and the relevant Product Disclosure Statement (“PDS”) and/or IDPS Guide ("the Guide"), before making any investment decision. You should also refer to the Target Market Determinations TMD of any product before making any investment decision.    Wealth Experience: Podcast - Alman Partners Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL3dlYWx0aGV4cGVyaWVuY2UvZmVlZC54bWw%3D 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://podcasts.apple.com/us/podcast/wealth-experience/id1688303408 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ. Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   #wealthexperiencepodcast #almanpartners #truewealth #vanguardaustralia #indexinvesting

How would you feel if your investments fell 20% overnight?   Kelsey & Teneale discuss managing emotions with investing in this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 – 𝐏𝐮𝐫𝐬𝐮𝐢𝐧𝐠 𝐚 𝐁𝐞𝐭𝐭𝐞𝐫 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞. The hosts break down ten crucial points that pave the path for a better investment experience, including taking a long-term approach, controlling costs and diversification.   “If investing is entertaining, if you're having fun, you're probably not making any money. Good investing is boring.” George Soros   The journey to wealth may not always be thrilling, but with the right knowledge, it can be rewarding.   So, if you're ready to transform your investment mindset and enhance your financial well-being, tune in to Wealth Experience for an engaging discussion that promises to empower your financial decisions and steer you toward a more secure and prosperous future.   RESOURCES: Pursuing a Better Investment Experience   Wealth Experience: Podcast - Alman Partners Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3paBrpO 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://buff.ly/3WNIjWi 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ. Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   #wealthexperiencepodcast #almanpartners #truewealth #pursuingabetterinvestmentexperience #investing

What is the link between a healthy lifestyle and wealth?   In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 - 𝐓𝐡𝐞 𝐇𝐞𝐚𝐥𝐭𝐡/𝐖𝐞𝐚𝐥𝐭𝐡 𝐂𝐨𝐧𝐧𝐞𝐜𝐭𝐢𝐨𝐧, Teneale & Kelsey dive deep into the fascinating intersection of well-being and financial prosperity. In a 2022 study by the Money & Mental Health Policy Institute, a staggering 63% of individuals revealed that their ability to make sound financial choices was significantly hampered when dealing with health issues.   Join Teneale and Kelsey, as they unravel the intricate relationship between gut health, mental well-being, and overall physical vitality. Discover how a holistic approach to health can pave the way for wise financial decisions, propelling you toward both wellness and wealth.   As the great Benjamin Franklin once wisely said, "Early to bed and early to rise makes a man healthy, wealthy, and wise."   RESOURCES: Money & Mental Health Policy Institute (Aug 2022) The Happiness Advantage: The Seven Principles of Positive Psychology that Fuel Success and Performance at Work Beyond Blue Financial Wellbeing   Wealth Experience: Podcast - Alman Partners Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL3dlYWx0aGV4cGVyaWVuY2UvZmVlZC54bWw%3D 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://podcasts.apple.com/us/podcast/wealth-experience/id1688303408 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ. Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   #wealthexperiencepodcast #almanpartners #truewealth

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝑷𝒍𝒂𝒏𝒏𝒊𝒏𝒈 𝒇𝒐𝒓 𝑩𝒖𝒔𝒊𝒏𝒆𝒔𝒔 𝑶𝒘𝒏𝒆𝒓𝒔, Kelsey and Teneale, as they delve into the common challenges faced by business owners and how their professional and personal lives intertwine.   Setting goals is crucial for any entrepreneur, but what happens when your business becomes your only retirement plan? Kelsey and Teneale explore the importance of diversifying your financial strategy beyond your business to secure a stable future.   Succession planning is another hot topic in this episode. As a business owner, envisioning life after you step down can be daunting. Teneale & Kelsey shed light on the benefits of having a circle of professionals, including trusted financial advisers, to guide you through the complexities of transitioning your business.   Whether you're a seasoned entrepreneur or just starting your business journey, this episode will provide you with invaluable insights into achieving balance, financial security, and overall well-being.   Wealth Experience: Podcast - Alman Partners Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL3dlYWx0aGV4cGVyaWVuY2UvZmVlZC54bWw%3D 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://podcasts.apple.com/us/podcast/wealth-experience/id1688303408 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ. Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   #wealthexperiencepodcast #almanpartners #truewealth

Join Kelsey and Teneale in this thought-provoking episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 - 𝐏𝐬𝐲𝐜𝐡𝐨𝐥𝐨𝐠𝐲 𝐨𝐟 𝐌𝐨𝐧𝐞𝐲. Delving into the emotional aspects of money management, they emphasize the importance of financial literacy, and explore the profound influence of psychology on your financial decision-making.   In a world where money plays a central role in our lives, understanding the psychology behind our financial choices is more crucial than ever. Kelsey and Teneale shed light on the various cognitive biases that often cloud our judgment when it comes to money matters. From the powerful impact of emotions on our spending habits to the way past experiences shape our attitudes toward finances, they unravel the intricate web of psychological factors that can either empower or hinder our financial success.   RESOURCES Morgan Housel – Psychology of Money Dan Sullivan – The Gap & The Gain   Wealth Experience: Podcast - Alman Partners Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL3dlYWx0aGV4cGVyaWVuY2UvZmVlZC54bWw%3D 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://podcasts.apple.com/us/podcast/wealth-experience/id1688303408 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ. Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   #wealthexperiencepodcast #almanpartners #truewealth

Did you know that 33% of young adults (18-21 year olds) use finfluencers for their financial information? What’s worse is that only 3% of these are qualified!  In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 - 𝐊𝐢𝐝𝐬 & 𝐌𝐨𝐧𝐞𝐲, Teneale & Kelsey discuss practical tips on teaching your kids about money, and how to ensure they are receiving reliable information. Getting your kids involved early with finances will instil healthy habits around savings and spending.   HELPFUL LINKS: Alman Partners Vlog: Early Bird gets the Worm (Compound Interest) Alman Partners Blog - Kid Cash: Finfluence them Alman Partners Blog - Kid Cash: Teach kids delayed gratification ASIC Study: Young people and money - Survey snapshot MoneySmart Nelson Soh | TEDx Talk: Financial Literacy & The Social Media Generation Wealth Experience: Podcast - Alman Partners Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL3dlYWx0aGV4cGVyaWVuY2UvZmVlZC54bWw%3D 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://podcasts.apple.com/us/podcast/wealth-experience/id1688303408 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ. Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   #wealthexperiencepodcast #almanpartners #truewealth

Join Teneale & Kelsey as they speak with Minds Aligned owners, coaches & facilitators Nick Bennett & Rowena Hardy in this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞. Discussing topics such as personal and professional growth, leadership styles and women in the workforce, Nick & Rowena share their ‘why’ and their goal of helping individuals reach their true state and purpose. Nick & Rowena shed some light on what contributes to keeping a high-performing team functional and discuss how they are helping teams come together and align their thinking, their focus and their purpose. RESOURCES Minds Aligned “Fierce Conversations” – Susan Scott Heartstyles Wealth Experience: Podcast - Alman Partners Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://buff.ly/3M44zaF 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://buff.ly/3NMc87e 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://buff.ly/3nLZzhA 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://buff.ly/3LKqKlb 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL3dlYWx0aGV4cGVyaWVuY2UvZmVlZC54bWw%3D  𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://podcasts.apple.com/us/podcast/wealth-experience/id1688303408 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ. Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   #wealthexperiencepodcast #almanpartners #truewealth #mindsaligned #personaldevelopment #professionaldevelopment

In this thought-provoking episode of Wealth Experience, hosts Teneale and Kelsey delve into the financial dilemma faced by many individuals: Should they prioritize saving for the future amidst rising living costs, or focus on paying down debts due to increasing interest rates? With the uncertain economic climate, it becomes important to determine how much money you should set aside for unexpected expenses. Throughout the episode, Teneale and Kelsey offer practical tips and smart ideas amidst rising living costs and interest rates.    Get debt under control - Moneysmart.gov.au   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners

How does delayed gratification play into your finances? In this episode of Wealth Experience, Teneale & Kelsey discuss the marshmallow test, Buy Now Pay Later services, and discussing money practices in relationships. Stanford marshmallow experiment - Wikipedia