What THEY don't want you to know about money! WTDWYTKAM with GERALD MWANDIAMBIRA

Have you received the axe? It is an unfortunate and unforeseeable circumstance we all pray never happens to us. But when it does you might fear paying off your debts for the months to come, don't cash out your pension just yet. Early withdrawal from your pension can mean paying more tax at retirement and leave very little to live off on. This advice may come too late for those who have already been retrenched, the solution is to live like you could lose your job tomorrow. How can you better prepare for retrenchment? Lester Kiewet and Mr.G https://linktr.ee/GERALDMWCFP to book financial planning session with Gerald. Gerald can advise International Clients fom SA, Zimbabwe, Botswana, Nigeria, Ghana, Zambia, Kenya, UK, USA, Australia , Canada and Beyond.

How do you say no to family and friends who need financial assistance? The difficult decision is discussed by Bongani, Nala and Gerald.

The Matric Dance/Prom or Leavers Dance is the highlight of many teens high school years. How much is deemed enough to spend on this extravagant night. We discuss.

It's the hardest question to answer in personal finance: Who can you trust (or, as my mother would insist, whom can you trust)? There's a world of self-serving advisers out there, laser-focused on getting a piece of your money. A candid chat discussing whom you should trust for financial advice or wealth management.

Standing surety (guaranteeing someone else’s debt) is a high-risk financial commitment, as you become personally liable for the full debt if the borrower defaults. It should generally be avoided unless you can afford the repayments, trust the borrower implicitly, and have limited your liability in writing. Gerald and Kwena discuss the dangers of standing surety

Gerald replies a listener voicenote on Saving vs Investing. Do you know the difference? Are you Saving or Investing. Gerald with Bongani and Nonala on THE TAKE OFF Breakfast Money Mondays.

What Financial myths have you heard about women? Are women compulsive spenders and irresponsible when it comes to finances. Gerald and THETAKEOFF Team discuss the myths and facts around women and finances.

We all know the phrase "Time is Money". How can you make the most of your time and create wealth or Income? Gerald and The Morning buzz Team Discuss.

Aphelele and Gerald Mwandiambira discuss Insurance. Do you need an Insurance Policy.

Banks are supposed to uphold the highest standards of Integrity and Customer Care. What do you do when they do not perform to your expectations?

Are you middle Class. Who defines the "classes"? Are you Poor? Gerald, Nala, Lonwabo and Bongani discuss the case of middle class vs poor!

Faith is in conversation with Personal Financial Planner and personal finance educator Gerald Mwandiambira and Tax Consultant Sidney Fletcher about taxes for freelance contractors and independent workers.

How can your family survive on reduced income? What can be done?Bongani, Nala and Gerald explore the options available 

How can one enjoy the finer things in life and be entertained on a shoestring budget? Can one have fun when funds are tight? Gerald and the team discuss the pros and cons of entertainment on a tight budget.

What is the Snowball method? What is Avalanche method? What are the different ways of getting out of debt . A brief look at how to pay off debt on Metro FM.

Is it a good idea to pay off your homeloan or mortage bond quickly. Gerald and the BEST MORNING breakfast team have a quick chat on the benefits of paying off your Bond quickly.

What is Black Tax? How can it destroy your finances? What can you do to manage your family expectations on your money and what can you do to get control of your money back? Are you a family ATM? Gerald discusses the ever popular topic.https://linktr.ee/GERALDMWCFP to book financial planning session with Gerald. Gerald can advise International Clients from SA, Zimbabwe, Botswana, Nigeria, Ghana, Zambia, Kenya, UK, USA, Australia , Canada and Beyond.

What is the principal behind giving financially. Is there a correlation why the biggest givers also happen to the wealthiest people on the planet. Does giving trigger wealth, or is it the wealth that triggers giving. Either way, we cannot ignore the close relationship between giving and accumilation of more wealth. Nathi and Gerald discuss this on the Morning Buzz. South African leading public broadcaster breakfast show.

When someone dies, their debts become a liability on their estate. The executor of the estate, or the administrator if no will has been left, is responsible for paying any outstanding debts from the estate. In this interview, Aldrin speaks to certified financial planner Gerald Mwandiambira to explore the complexities of dealing with the debt of a spouse or a loved one which you have lost and how one can best navigate the situation should they find themselves in it.https://linktr.ee/GERALDMWCFP to book financial planning session with Gerald. Gerald can advise International Clients from SA, Zimbabwe, Botswana, Nigeria, Ghana, Zambia, Kenya, UK, USA, Australia , Canada and Beyond.

What opportunities have you missed in your life? Could you be rich, could you be a billionaire, might you be dead. I look at the Opportunity Cost of decisions we make every day in just 2 minutes and 47 seconds, lend me your ear..

Gerald, Pabi and guests discuss the alarming increase in mental illness cases and the associated costs. Is it more affordable to treat an illness versus prevention, and if you have no funds? Listen and find out..

An episode of Money Talks where we discuss legal matters, legal jargon and all things legal about your money. What is a Court Summons or a Court Judgement? Watch for much more, this is a grab a coffee and watch...

Gerald on Touch my Money with Metro FM drive team. Gerald and Touch talk ways of killing debt and improving your credit score.

How do you collect Debts from Family and Friends? Is it even a good idea to loan family and friends. Gerald and the two million gang gang discuss the pros and cons. Clip from award winning breakfast show THETAKEOFF with Lonwabo, Nala and Bongani.

As we begin a new month, many residents will be paying 15% more for electricity. Not forgetting that the Petrol price is increasing by R1 a litre at midnight. We can’t even imagine what the food prices will be like after these increases. But then seeing how many people are hard hit by the lockdown restrictions, what are the most practical ways one can navigate their finances with the current salaries that have probably not increased? How tight can we tighten our belts? To help us through this difficult subject, we are joined on the line by…GUEST: Gerald Mwandiambira – CEO South African Savings Institute

More and more households have a Woman as the Primary income earner or breadwinner. What are the challenges faced when managing a female led home's finances. Gerald and the Morning Buzz Team discuss the challenges. Glenn Lewis, Nathi Ndamase & Lelo Mzaca & GERALD "MR.G" MWANDIAMBIRA discuss how Women lead Households Financially on THE MORNING BUZZ, The Breakfast show on Radio 2000 South Africa.

What is the difference, to save or to Invest, that is the question? 1 minute to explain...

Award winning breakfast show #THETAKE off with 2 million listeners on Radio 2000. Gerald share weekly financial insights and lessons in conversation with Bongani, nala and Lonwabo. How do you ask for a raise when so many people are getting laid off?

#MoneyMonday| Fresh from the 2021 Local government elections  , sometimes choosing a bank can be as confusing as choosing a political party. You might even feel like you lose either way….Just like a political party a bank should fit your needs, but it doesn’t  necessarily live up to your expectations. What are some of the best tips when it comes to choosing a bank? Is your bank serving your needs?Guest: Gerald Mwandiambira , Award winning CFP® Professional ,Speaker and AuthorFor professional financial planning and wealth creation and management, visit www.askgerald.co.zaTwitter: @AskGeraldCFP

When things get from bad to worse, and you cant pay bills, you may eventually receive a legal summons to appear in Court. How do you manage this and if you ignore the summons what are the consequences? Bongani, Nala and Gerald discuss.

Have you found that your spending behaviour is influenced by your mood. Or is your mood influnced by your spending behaviour. How does Money affect your Emotions. Do you suffer from Compulsive Spending Disorder (CSD)? How can you find help? Gerald, Candice, Sabby and Owen Honey discuss.

Have you ever been a victim of cybercrime? Aphelele and Gerald discuss this growing threat.

Everyone believes that their business idea is viable. But in reality 89% of new businesses fail in the first year, meaning, most new businesses have a 10% chance of success. Is your idea any good?

We tackle listener questions with Bertha Charumahttps://linktr.ee/GERALDMWCFP to book financial planning session with Gerald. Gerald can advise International Clients fom SA, Zimbabwe, Botswana, Nigeria, Ghana, Zambia, Kenya, UK, USA, Australia , Canada and Beyond.

Travelling to the Metro Music Awards as a group. Here are travelling tips from the Team.

Gerald and Pabi Moloi discuss the pros and cons of Debt Review under The National Credit Act. Should you consider debt counselling?

What is a garnishee order? Find out before they use one on you! An episode from my show, The Money Show....

Have you received the axe? It is an unfortunate and unforeseeable circumstance we allpray never happens to us. But when it does you might fear paying off your debts for themonths to come, don't cash out your pension just yet.Early withdrawal from your pension can mean paying more tax at retirement and leavevery little to live off on. This advice may come too late for those who have already beenretrenched, the solution is to live like you could lose your job tomorrow.How can you better prepare for retrenchment? Refilwe and Gerald chat.

Family holidays are great fun , but they also end up being financial pits if not prepared. How can you avoid unnecesary spending when you are spending time with friends. Should you hide your cash or pretend you are broke? Candice, Mr G, Sabi and Owen discuss your best options.

From running a blog, social media, DJ or TV Personality, musician or artist. Creatives are running their own lives. Here are the challenges the face in making money. From my show, The Money Show

Tshego Moagi was in conversation with Award Winning Financial Entrepreneur, International Speaker And Author  Gerald Mwandiambira 

Are you applying God's Word in your Finances? Are your Finances Pleasing to God? If God was to inspect you Financial Habits? Would you miss the mark , fall short, SIN? Are you sinning or promoting Sin with your Money. A look of Christian Financial Planning.

We all dream of attending a Red Carpet event, it can be a Matric Dance, Work Function or even an Awards Show. How can you cut costs , show up, and still be at your best. Are there ways to stretch your budget? Gerald, Candice and Sabby discuss.

THE PRICE OF DECEPTION - HOW FAKE MILLIONAIRE MENTORS SCAM PEOPLE OUT OF THEIR HARD-EARNED MONEY – THE SAMUEL ONUHA STORYPabi Moloi Was In Conversation With AWARD WINNING FINANCIAL ENTREPRENEUR, INTERNATIONAL SPEAKER AND AUTHOR  GERALD MWANDIAMBIRA & NIRMALA GOPAL POLICING AND CRIME EXPERT

Gerald and #THETAKEOFF team discuss how much you as a parent should spend on a High School Leaving Dance or Ball. Teenagers are a fussy bunch and what you consider small is often "life or death" in a developing adolescent mind.

This episode discusses the number 1,000. What 1,000 can do for you if you can save a 1,000 a month!

Sometimes I get clever and coin acronyms. Find out what your F.A.T.E.E is...

Thami Ngubeni and Gerald talk Retirement. 

Are you Healthy? What is the relationship between your health and your wealth?

Gerald Mwandiambira CFP and Managing Partner at Sugar Creek Wealth provides useful advice on managing family financial requests. Lending money to family and friends is often fraught with emotions and complications. Issues around whether you charge interest, timeframes for repayment, or if it will be repaid at all are some of the challenges involved. Gerald Mwandiambira CFP and Managing Partner at Sugar Creek Wealth provides useful advice on managing family financial requests. Gerald and Refilwe chat