005: What Actually Happens at a Real Estate Closing? A Step-by-Step Guide for Florida Buyers and Sellers - Part 1

Real estate closings confuse almost everyone. Buyers show up expecting keys. Sellers expect a check. Neither happens the moment the paperwork is signed, and that gap between expectation and reality is exactly what Chelsea Metka, founder of the Metka Law Firm, breaks down in this episode.Chelsea walks through the full closing process, from contract execution to post-closing wires and recorded documents. She covers what happens during intake and processing, why title commitments require careful review, what Schedule B-2 actually means for a buyer, and how tools like surveys, municipal lien searches, and estoppel certificates protect everyone at the table.Chelsea also explains the three-day TRID rule, who shows up at the closing table and why, and what can quietly derail a deal if nobody catches it in time.In this episode, you will hear:Why buyers expect keys and sellers expect checks the moment signing ends, and why neither works that wayThe four phases of a closing, from intake and processing through post-closing wires and recorded documentsWhat the title commitment actually promises, and why objecting to the right items expands a buyer's insurance coverageHow Schedule B-2 works, and what surveys, municipal lien searches, and estoppel certificates each revealWhy cash contracts closing in 10 days require immediate action on HOA estoppels and title ordersThe three-day TRID rule, what triggers a reset, and why the first closing disclosure is almost never the final oneWho sits at the closing table, what each person is responsible for, and where the line is on legal adviceFollow and Review:We’d love for you to follow us if you haven’t yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We’d love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.Episode CreditsIf you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.