006. Expert. Financial Planning 101: What They Forgot to Teach Us

This one’s for all of us who want financial clarity — but aren’t sure where to start, what the terms mean, or if we’re doing anything right.Today’s guest is Cam, a 26-year-old financial advisor (and my financial advisor) who breaks down what real financial planning actually looks like — not just investments or budgeting, but a holistic overview of everything we need to know.Together, we unpack the parts of financial planning no one walked us through — and what to do about it now.In this episode:What defensive planning is (and why it matters way more than you think)Emergency funds, insurance, and debtGood debt vs. bad debt — and how to prioritize what to pay offThe 4 “drawers” of investing (a helpful analogy for where to put your money)401(k)s, Roth IRAs, and planning for retirementBudgeting & saving strategiesIf you’ve ever thought, “I make money… now what?” — this one’s for you.RATINGS: Faith - 1 Heart - 2 Head - 9 Hands - 5Join the Quarter Life Clarity Community: https://www.reddit.com/r/QuarterLifeClarity/Instagram: https://www.instagram.com/qtrlifeclarity/TikTok: https://www.tiktok.com/@qtrlifeclarity?is_from_webapp=1&sender_device=pcQLC Hub: https://stan.store/qtrlifeclarityWatch on Youtube: ⁠https://www.youtube.com/@QtrLifeClarity