012. Expert. How the Hell Do You Buy a House?

If you’ve ever looked at a house on Zillow, loved it, and then had no clue what to do next — this one’s for you.This week’s guest is Joey, a 32-year-old loan officer (and my friend) who walks us through exactly how to buy a house — from pre-approvals and down payments to interest rates, closing, and what most people get wrong.It's a high level conversation on everything you should know going into buying a home. I also play the test dummy and ask all the questions you’ve probably had but didn’t know who to ask.In this episode:-What a loan officer actually does (and why you need one before a realtor)-The step-by-step process of buying a house-Pre-approvals, credit scores, and how much you really need for a down payment-FHA vs conventional loans (and other mortgage types)-What to know about interest rates, the housing market, and why it sucks right now-Choosing your team: realtor vs loan officer vs big banksRATINGS:Faith - 1Heart - 3Head - 9Hands - 6Watch on Youtube: ⁠⁠https://www.youtube.com/@QtrLifeClarityJoin the Quarter Life Clarity Community: ⁠⁠https://www.reddit.com/r/QuarterLifeClarity/⁠⁠Instagram: ⁠⁠https://www.instagram.com/qtrlifeclarity/⁠⁠TikTok: ⁠⁠https://www.tiktok.com/@qtrlifeclarity?is_from_webapp=1&sender_device=pc⁠⁠QLC Hub: ⁠⁠https://stan.store/qtrlifeclarity⁠⁠