EPISODE · Feb 16, 2026 · 7 MIN
021626 ~ 4 Social Media Money Trends - Nicole Bernacik
from The Lucy Ann Lance Show · host Cumulus Media
February 16, 2026 ~ Lucy Ann Lance is joined by Nicole Bernacik, Financial Education Specialist with the University of Michigan Credit Union for this week's Money Monday! Nicole discusses “soft saving,” a trend prioritizing quality of life over aggressive saving, popular with Gen Z. She also covers the “100 Envelope Challenge” for saving, “doom spending” as a coping mechanism for stress, and “Under Consumption Core,” which promotes using existing items and thrifting. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
What this episode covers
February 16, 2026 ~ Lucy Ann Lance is joined by Nicole Bernacik, Financial Education Specialist with the University of Michigan Credit Union for this week's Money Monday! Nicole discusses “soft saving,” a trend prioritizing quality of life over aggressive saving, popular with Gen Z. She also covers the “100 Envelope Challenge” for saving, “doom spending” as a coping mechanism for stress, and “Under Consumption Core,” which promotes using existing items and thrifting.
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021626 ~ 4 Social Media Money Trends - Nicole Bernacik
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