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025 - How Can I Best Use My Employee Stock Purchase Plan (ESPP)? episode artwork

EPISODE · Dec 11, 2019 · 21 MIN

025 - How Can I Best Use My Employee Stock Purchase Plan (ESPP)?

from Real Personal Finance · host Scott Frank and James Conole

What is ESPP? The price discount is generally 15%. Enrollment period - decide how much of your paycheck you will contribute. Can’t contribute more than $25k/year, although companies can limit the amount to a % of salary. Purchase period - usually 6 months. The period during which Look back provision - not required for all ESPPs, but allows the discount on the lower of the stock price on the first or last day of the purcase period. Is it smart to tie up with a single employer? If you sell your shares immediately, then there’s no risk of doing this. If you hold the shares, then you could lower taxes and have greater growth potential, but there’s the risk of being too concentrated in one company LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Sticher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? Submit one here 

What this episode covers

What is ESPP? The price discount is generally 15%. Enrollment period - decide how much of your paycheck you will contribute. Can’t contribute more than $25k/year, although companies can limit the amount to a % of salary. Purchase period - usually 6 months. The period during which Look back provision - not required for all ESPPs, but allows the discount on the lower of the stock price on the first or last day of the purcase period. Is it smart to tie up with a single employer? If you sell yo...

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025 - How Can I Best Use My Employee Stock Purchase Plan (ESPP)?

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Frequently Asked Questions

How long is this episode of Real Personal Finance?

This episode is 21 minutes long.

When was this Real Personal Finance episode published?

This episode was published on December 11, 2019.

What is this episode about?

What is ESPP? The price discount is generally 15%. Enrollment period - decide how much of your paycheck you will contribute. Can’t contribute more than $25k/year, although companies can limit the amount to a % of salary. Purchase period - usually 6...

Can I download this Real Personal Finance episode?

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