034: Annuity Laddering Strategies: How They Actually Work

In this episode, The Annuity Man discusses:  Laddering for principal protection vs. Laddering for lifetime income.  The customizable nature of laddering annuities.  What is looked at and strategies for laddering depending on what you want the contractual guarantee to do.  Addressing inflation.    Key Takeaways:  There are no perfect answers, just really bad sales pitches. Nobody can predict where interest rates are going to go and if they say they can they're wrong.  MYGAs are regulated at the state level.  It's about life expectancy at the time you take the payment.  You already own the best inflation annuity on the planet - and that's Social Security.    "Immediate annuities or deferred income annuities can be structured to pay for a specific time, not just for life." —  Stan The Annuity Man     Connect with The Annuity Man:  Website: TheAnnuityMan.com  Email: [email protected]  Book: SPIA Owner's Manual  YouTube: Stan The Annuity Man  Get a Quote Today!