#038 - Who's Accountable When AI Decides? Balancing Risk & Innovation with Dr Joanna Michalska

This episode features Dr Joanna Michalska, and explores the human side of AI — how awareness, ethics, and responsibility shape the technology we build. The conversation delves into human psychology, risk, and decision-making within AI systems, questioning who holds accountability when algorithms influence lives. Also discussed; data sovereignty, trust, conscious design, and the balance between innovation and human values. It’s a reflective, high-level dialogue for leaders who want to integrate AI responsibly while keeping humanity at the centre of progress.Dr Joanna Michalska is Founder of Ethica Consulting and an advisor to boards on AI risk, ethics, and governance. She holds a PhD in Strategic Enterprise Risk Management and has twenty years’ experience leading enterprise risk, strategy and transformation across J.P. Morgan and HSBC. Joanna’s research in Enterprise AI Risk bridges academic insight with boardroom practice. Through Ethica, she helps organisations build AI risk literacy, ethical awareness, and accountable governance. She speaks on AI risk, responsible leadership, and the human standard in intelligent enterprise, championing the belief that integrity, intelligence, and insight must guide technological progress.