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The turn of the year is the time when many people set the resolutions, that quickly become forgotten, or are a repeat of the ones set previous years. This is not the best way to make meaningful changes in your personal or business life. Planning and goal-setting can be an invaluable component of successful change and sustaining achievements. Michael Hyatt has an influential programme '5 days to your best year ever', but this type of process doesn't always have to apply to the turn of the year. In this episode I outline a 5-stage process to setting those SMART goals, from personal belief and reflection through to specific goals, actions and the all-important need to review... keep on your own case if you want to make best use of the idea of planning and goal-setting. This episode asks you to focus goals broadly across your life, so they need to be personal as well as business oriented.