043: Why Renewal Rates are the Secret to Fixed Index Annuities

In this episode, The Annuity Man discusses:  What an index annuity is.  Buying the contractual reality, not the dream.  Why renewal rates are the key to index annuities.  The importance of understanding what the renewal rates are and why they matter.   Key Takeaways:  If you're looking for an index annuity for accumulation, then you need to know about renewal rates.  There is no renewal rate history on an index that has just been created.  There is no reason not to send a specimen policy - annuities are contracts, so you might want to read it before you sign.  Never, ever, ever base your decision on a backtested number.    "Renewal rates with indexed annuities are the secret and hidden sauce that no one ever talks about, but that you and me need to talk about. " —  Stan The Annuity Man     Connect with The Annuity Man:  Website: TheAnnuityMan.com  Email: [email protected]  Book: Owner's Manuals  YouTube: Stan The Annuity Man  Get a Quote Today!