045: Fixed Index Annuities - Are They a Good Investment?

In this episode, The Annuity Man discusses:  Understanding how a fixed index annuity works, rather than how it is pitched.  The dangers in backtested numbers (and why they should be illegal in all 50 states). Stripping away the complication of the fixed index annuity.  Shopping around for your annuity and asking for a specimen policy.    Key Takeaways:  Fixed index annuities can be used as an efficient and cost-effective delivery system for the income rider guarantee. The renewal rate is where the game is played with index annuities.  There are over 700 index options currently available.  If you want market growth, never buy an annuity.    "Fixed indexed annuities are a good investment  if you fully understand how to use them, and fully understand how they are designed, and fully understand the realistic return expectations you should have." —  Stan The Annuity Man     Connect with The Annuity Man:  Website: TheAnnuityMan.com  Email: [email protected]  Book: Owner's Manuals  YouTube: Stan The Annuity Man  Get a Quote Today!