050: Retirement Cash Flow from SPIAs

In this episode, The Annuity Man discusses:  Why we don't care about the cash flow percentage that other sites put by their numbers.  The best immediate annuities...and why they differ for everyone. Income floor vs. cash flow.  Annuities as confidence products.     Key Takeaways:  Annuity companies have the big buildings for a reason - they are not giving any money away.  Immediate annuities are the granddaddy of all lifetime income annuities, the granddaddy of all annuities for that matter. SPIAs can be used in a non-IRA setting, as well as in IRAs.  Annuity companies are not smarter than banks, they're just more regulated.   "Income floor is a better word than cash flow. Income floor is the guaranteed amount hitting your bank account every single month, regardless of who's in office, what's happening in the markets, what's happening in the world. It's going to hit your account. " —  Stan The Annuity Man     Connect with The Annuity Man:  Website: TheAnnuityMan.com  Email: [email protected]  Book: Owner's Manuals  YouTube: Stan The Annuity Man  Get a Quote Today!