#071 - Debt For NON-Essential Items?

Let me state the obvious: life can "get hard". When this happens to you, will you be prepared to caught off guard and be forced into even harder circumstances? On the bright side of things, according to the statistics, there are people out there fully prepared to weather any financial hardships if they should strike. On the other hand though, there are some insane statistics out there about how not only would be fail to be prepared, but worst yet, their solution to the problem is about as scary as it gets. It's time to be honest with yourself and see where you fall into this extremely important area of building and growing wealth.