072 - Better Investor Series: Understanding Asset Allocation

from Real Personal Finance · host Scott Frank and James Conole

In this episode, we dive deeper into three ways on how you should think about framing asset allocation; your ability to take risks, your willingness to take risks, and your need to take risks. Listen in to learn the fundamentals that should drive your investment decisions. Timestamps: What is asset allocation [0:30] The four factors in your ability to take risk explained [2:18] How to work out investing horizons framework [3:14] Think of your income stability outside of investments you plan on making [7:03] How your need for liquidity tie into your investments’ options [8:48] How to prepare your portfolio to handle your plan B [9:25] Measuring your risk tolerance framework [11:02] Knowing what’s essential to you so you can figure out what you need to invest [14:39] Tradeoffs when your needs for your portfolio don’t align with your risk tolerance [17:37] Invest in both the US and international market [20:06] Big companies versus small companies investing [21:07] How to invest in bonds and not chase yield [24:21] LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? Submit one here

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This episode is 29 minutes long.

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This episode was published on November 4, 2020.

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