09 I The Difference Between Tracking and Planning w. Suzanne

This week I’m introducing you to my client Suzanne.  Prior to working together, Suzanne tracked her finances and felt like she was very conscientious of where her money was going but was still caught off guard by expenses. She would have even told you she had a budget.  In this candid conversation, she shares how she set goals about how much she desired to spend on groceries and made sure her bills were paid every month. In the one month intensive, Suzanne and I worked together to help her have greater clarity about how she desired to spend her money day to day.  Although she was tracking her finances it was all about how much she spent and we were able to focus on preparing for irregular and unexpected expenses that she’d usually take out of savings. This simple shift in her plan helped her prepare for her dog’s unexpected visit to a cardiologist and save for her love of travel without it getting in the way of other annual fees like her HOA special assessment fee. Tune into this episode to learn more about... How she’s been able to plan ahead for things like irregular expenses (auto maintenance, pet care,etc.) while also staying on track for other goals like paying off her student loans Suzanne’s realization that there’s a difference between tracking and planning How Suzanne has been able to triple her payments towards her student loan payment How Suzanne has doubled the investment she made in hiring a financial coach How she’s adjusted the spending plan we created as she’s continued to learn more about her own spending habits so that she can pay off all of her debt within the next three years I work with a number of clients who “budget” but they still can’t seem to make the progress they desire towards their financial goals whether that’s saving more, paying down debt or releasing fear and anxiety about their finances. And my guess is you might be able to relate. Tune into Suzanne’s story to hear how you can shift the way you’re currently thinking about your money so you can reach your financial goals with ease. To learn more visit www.wealthovernow.com/category/money-files