091: Investing with Bonds: When is the Right Time?

The typical retirement portfolio has operated on a 60/40 split between equities and bonds for many years–but this traditional approach has cost retirees a lot of money over the past few years. Our goal with today’s episode is to help answer two questions: when is the right time to add more bonds to your portfolio, and why isn’t cash still king?  We’ll discuss the relationship between interest rates and market performance, the difference between “good bonds” and “bad bonds,” and what to do with your portfolio as we approach another period of major volatility.  In this podcast interview, you’ll learn:  Why interest rates likely won’t go up much further. Why good news is bad news for the market and vice-versa. What makes the market so uniquely volatile during an election year.  Why it’s impossible for Congress to avoid overspending. How our looming debt crisis makes it easy to recommend bonds over cash. How Fit Is Your Retirement Plan?  We can help you manage your finances so you can pursue your goals. To learn more, visit EGSIFinancial.com