1.0, 1.15, 1.25 DSCR Explained : The Ratio That Decides Your Investor Loan episode artwork

EPISODE · Jul 27, 2026 · 6 MIN

1.0, 1.15, 1.25 DSCR Explained : The Ratio That Decides Your Investor Loan

from Truss Talk

What does a 1.0, 1.15, or 1.25 DSCR mean for your real estate investor loan? In this episode of the Truss Financial Podcast, Jeff Miller and Jason Nichols explain how the debt service coverage ratio is calculated, how rental income affects DSCR loan approval, and why a higher ratio can lead to better rates and loan terms. They also discuss DSCR loans for investment properties, no-tax-return financing, and options for investors whose properties are breaking even or still improving cash flow. Explore your DSCR loan options: https://trussfinancialgroup.com/loans/dscr-loans Call Truss Financial Group: 888-878-7715

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1.0, 1.15, 1.25 DSCR Explained : The Ratio That Decides Your Investor Loan

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