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A new study in this month's issue of The Journal of Financial Planning suggests a dramatic change to the way retirees have traditionally been advised to invest their money.  John and Steve will delve into this alternative strategy on this episode of MoneyMD. Up next: when considering annuities, Steve and John warn that "guaranteed" may not mean what you think. Tune in to MoneyMD as they shed some light on the often confusing components of an annuity. Finally, in the past three years, tax identity fraud has tripled. John and Steve will give you some ways to help keep these new scammers from reaching into your wallet.