1.20.26 Wallowing Rates; American Pride Bank's Jessica Bluj on Construction Lending; Holiday Calendar

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today’s episode, we look at the overall path of rates after some recent headlines swayed investor sentiment. Plus, Robbie sits down with American Pride Bank's Jessica Bluj for a discussion on One-Time Close construction-to-permanent loans versus traditional multi-close structures. And we close by inspecting the meaningful data points in this holiday-shortened week.Thank you to Truework, the one verification solution to replace in-house waterfalls. Verify any borrower with a VOIE solution that automates the entire process to quickly deliver the most accurate and complete reports with broad GSE coverage.