1-on-1 with Jay Conner: How This Investor Raised $2M in 90 Days Without Banks or Credit

In this episode of Investor 1-on-1, we sit down with Jay Conner—real estate investor, national speaker, and author of Where To Get The Money Now. Known across the country as The Private Money Authority, Jay has helped thousands of investors fund their deals without relying on banks, credit scores, or hard money lenders.After his bank unexpectedly cut off his funding overnight, Jay was forced to pivot—and in just 90 days, he raised over $2 million in private capital. That moment didn’t just save his business—it sparked a movement in creative financing that’s helped investors from small towns to major markets scale without limits.In this interview, Jay shares how he built a funding empire from scratch, why private money beats hard money, and how you can get the cash you need—even if you’re brand new to real estate. If you're tired of hearing "no" from banks, this episode will open your eyes to what’s truly possible when you raise money the right way.Let’s jump in.In This Episode:00:00 Intro 01:40 Jay, take us back—what was your very first real estate deal like, and how did that set the stage for your journey?06:15 What happened the day your bank cut you off, and how did that moment shape your approach moving forward?17:10 What exactly is private money, and how does it differ from hard money or traditional bank loans?25:10 How did you raise over $2 million in just 90 days—and what was the key to that rapid success?33:10 You’ve used strategies like Subject-To, Lease/Options, and seller financing—what’s your favorite and why?34:50 What are some of the biggest myths or misconceptions you hear about raising capital?38:10 Can you walk us through a typical private money deal—start to finish?41:30 What fears did you have when you started raising money? How do you handle objections like “This sounds risky” or “I’ve never done this before”?45:10 If you had to start completely from scratch in 2025—no deals, no private money, no connections—but you wanted to succeed in real estate all over again, what exact steps would you take in your first 90 days? 46:33 What’s one book—or piece of advice—that’s made a lasting impact on both your real estate career and your personal life, and why?🔔 Subscribe for more expert insights and tips to boost your real estate success!Connect with Jay now and receive his latest book with two tickets valued at $3,000 to The Private Money Conference - https://www.jayconner.com/Follow us on social media to stay connected and get the latest updates! - https://linktr.ee/motivatedsellersReceive off-market deals now at motivatedsellers.com