10.15.25 Biometrics in Mortgage; Figure’s Anthony Stratis and West Capital Lending’s Art Greenbaum on DSCR; Spreads Tightening

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today’s episode, we look at how biometrics are making their way into mortgage banking. Plus, Robbie sits down with Figure’s Anthony Stratis and West Capital Lending’s and Arthur Greenbaum for a discussion on the power of partnership and why they're excited about Figure's new AI-powered DSCR platform. And we close by examining what data points are being released during the government shutdown.Today’s podcast is brought to you by Floify, an industry-leading point of sale platform. With Floify’s new Dynamic AI feature, lenders can modify applications with no coding required and rely on AI to autofill key application fields, allowing borrowers to fill out only a few fields relevant to their needs. The result? Faster completions, fewer drop-offs and smoother approvals. Discover smarter lending at www.floify.com or visit Floify in person at MBA Annual.