10. How to Buy a House in Pittsburgh (Even With 3% Down) | Ft. Local Lender Amber Householder

Thinking about buying a home in Pittsburgh but not sure where to start?In this episode of Move Me to PGH, we sit down with local lender Amber Householder from Guaranteed Rate Affinity to break down what buyers actually need to know right now.We cover everything from down payments and interest rates to hidden programs that could save you thousands at closing.If you’ve been waiting because you think you need 20% down… this episode might change your mind.What we cover in this episode:• How buyers are getting into homes with as little as 3% down• What seller assist really means and how to use it• First-time buyer programs in Pittsburgh (including URA + PHFA)• FHA vs Conventional loans — which one makes sense for you• How to use renovation loans to buy “ugly” houses and build equity• The biggest mistakes buyers are making right now• Where mortgage rates are actually headingAmber also shares real examples of how buyers are structuring deals creatively in today’s market.If you’re planning to buy in 2026, this is a must-listen.📍 Thinking about buying or selling in Pittsburgh?Reach out to us directly — we’d love to help.🎧 New episodes weekly covering Pittsburgh real estate, neighborhoods, and the stories shaping the city.