#102: Enjoy Today Whilst Planning Tomorrow. The One On Budgeting Feat.Tawnya Schultz

After getting out of debt, Tawnya dedicated herself to help others do the same. She shares how to create a budget to help break free from living paycheck to paycheck. It's not always easy, but it's worth it.We cover:// The impact being broke has on your health. // Why getting into debt is so common and normalised. // The first steps you need to take to get out of debt.// Budget fluctuates. // Is it an income issue or a spending issue?// What can you afford, how much should you spend on rent? Plus other % to know based on your income.  // Out of the box ideas to get out of debt.// Why people relapse into debt.// Should everyone have a budget?// How to still enjoy yourself when budgeting and saving money.// What is an emergency fund and what should it be used for?// Her thoughts on the F.I.R.E. movement.// How your past with money doesn’t have to equal your future.// Why buying a house is not always the best financial option.// Should you buy a new car or a second hand car?Am taking a little break (more details shared in the intro of the episode) but I’ll be back soon!Find Tawnya www.themoneylifecoach.com &  https://instagram.com/tawnyaschultz✨ Don’t be a stranger:🎙️ Thinking about starting your own podcast? My membership at getyourpodcastdone.com will help you actually do the thing - without the overwhelm.📬 Want the good stuff I don’t share anywhere else? Hop on my email list❤️ If this episode made you think, laugh, or roll your eyes (in a good way), you can support the show here. It helps keep the mics on.The podcast host I swear by: Captivate💌 Old school and want to just say hi? Contact me here*Affiliate link alert: I get a tiny kickback if you sign up. Think of it as buying me a fancy coffee. ☕️