#105 - Essential Steps for First-Time Home Buyers in 2026

In this episode of the Full Subjects podcast, hosts Austin Catalano and Cole discuss essential steps for first-time home buyers planning to purchase a home in 2026. They emphasize the importance of understanding personal finances, including tracking income and expenses, knowing credit scores, and managing debt. The conversation also covers the significance of establishing a first home savings account and preparing for both ongoing and one-time homeownership costs, such as mortgage payments, property taxes, and moving fees. The hosts stress the need for potential buyers to engage with professionals, including realtors and mortgage brokers, to navigate the complexities of the housing market effectively.The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.