#106 - How First Home Buyer Grants Push Prices Higher

Property prices don’t just “go up” on their own, they respond to incentives, and right now Australia is drenched in them. We’re fired up about how first home buyer grants and 5% deposit schemes can look helpful on paper while quietly bidding up the same entry-level homes first home buyers are trying to afford. When you add 95% lending into a rising interest rate environment, the risk isn’t abstract anymore. It’s repayment stress, defaults, and a system that starts planning bailouts before the ink is dry. We also dig into the political heat on investors, especially talk of changing the capital gains tax discount. If a meaningful chunk of property investors sell or stop buying, the rental market doesn’t magically improve. Supply shrinks, vacancy tightens, and rents climb, which hits the exact people policy claims to protect. We talk through why this matters for retirement planning too, because many Australians are trying to build long-term wealth outside the age pension by creating a property investment portfolio they can actually control. Then we shift to what we’re seeing on the ground: real growth numbers, including big monthly gains and why markets like regional Queensland surged so hard. We zoom out on how to think about “the next affordable market” without chasing yesterday’s winners, using fundamentals like infrastructure spending, employer demand, and risk checks like insurance costs and vacancy rates. If you want clearer thinking on the Australian property market, interest rates, inflation, and smart property investing strategy, hit play and tell us what you think. Subscribe, share the show, and leave a review so more people can find it.Did you like this episode?Support the show🎧 Enjoyed this episode? Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates. Explore more at www.assetroad.com.auTop 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/Disclaimer: The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.