106: What Nobody Tells You About Financial Freedom

✨ FREE CLASS: How to Make More Money in Real Estate Without Buying Another Property. Thursday, August 20 at 12 PM ET 👉🏽 https://owningitandlivingit.com/makemoremoney/ ✨ Join the Investor Circle waitlist 👉🏽 https://owningitandlivingit.com/investorcircle/ ✨ The final year of The Owning It and Living It Experience. November 13 to 15, 2026 in Atlanta 👉🏽 https://owningitandlivingitexperience.com ✨ Join the newsletter for weekly real estate wealth building tips 👉🏽 https://erikab.kit.com/f2f4df9a56 ✨ Follow along 👉🏽 https://instagram.com/erikabrowninvestor/ Nobody warns you that the season you prayed for can still wear you out. I was complaining to a friend about how far behind we both were. It is August, the kids are back, the businesses are busy, and there are things only the boss can do. Somewhere in the middle of that complaining I caught myself. No matter how overwhelmed I get, I still choose what I give my time to. That is the thing I asked God for when I had one income and no options. So this episode is a real look at what my life actually is right now, and it is probably not what you picture. Three kids in elite sports. A landscaping company in its high season. Rentals. A real estate team. Properties we are flipping. A conference that is its own full business, which is exactly why this is the last year I am doing it. Here is the part I have never said out loud. Having financial options does not exempt you from hard things. It changes what the hard thing is. We have financial options. We have not reached financial freedom. Those are two different things, and I think a lot of people online blur them on purpose. We are about three and a half years from being empty nesters, so my husband and I sat down and built our actual financial freedom plan with a real timeline on it. What surprised me was what the plan did not include. It does not involve buying another rental property. Not one. When I started, the goal was more units, more doors, bigger. Then our values changed. We would rather own less and make more, keep the flexibility, stay generous, and not be tied down to things. You are allowed to change your mind about what you are building. CHAPTERS 0:00 What If You Asked God for This Season 3:03 A Real Look at My Day Right Now 4:26 How My Day Actually Starts 6:55 The Businesses Nobody Sees 9:15 Why This Is the Last Conference 9:45 Financial Options Are Not Financial Freedom 10:46 Three and a Half Years From Empty Nesters 12:06 The Plan Does Not Include Another Property 17:41 The Business That Grew Without Me 19:15 What I Want You to Take From This WHAT WE GET INTO Why the season you asked for can be the season that exhausts you. What a normal day actually looks like when you run several businesses at once. The real reason this is the final year of the conference. The difference between having financial options and having financial freedom. Why our financial freedom plan does not include buying another property. How a business we barely touch has grown about 40 percent a year. What we are building in the next two years, and why we are not doing it the way we started. Do you have a financial freedom plan? Tell me in the comments what yours is. #GenerationalWealth #WealthWithinReach #FinancialFreedom #BlackWealth #CashFlow #BlackWomenInvest #PassiveIncome #OwningItAndLivingIt Subscribe so you do not miss the next one.