EPISODE · Jan 30, 2026 · 5 MIN
1099 CRNAs: The Hidden Risks Most Providers Don’t See Coming | Ep. 14
from Money Moves for CRNAs · host Randy Larkin
If you’re a 1099 CRNA, risk doesn’t only come from clinical work.In this episode of Money Moves for CRNAs, Randy Larkin, CPA, explains the hidden business risks CRNAs face when working as independent contractors — risks that malpractice insurance alone does not cover.This episode continues The CRNA Business Basics Series, building on why 1099 CRNAs are businesses and how structure affects taxes and protection.You’ll learn:Why malpractice is only one type of riskWhat business risk really looks like for CRNAsHow lack of structure increases exposureWhy preparation is about boundaries, not fearThis episode is for CRNAs who want clarity, not scare tactics.🎧 Educational purposes only. Not personalized tax or financial advice.Chapters:00:00 – Introduction01:10 – The Type of Risk Most CRNAs Think About01:45 – What Business Risk Really Looks Like02:22 – How Structure Changes Exposure02:48 – Insurance vs. Business Structure03:24 – Preparation vs. Panic03:51 – Why Most CRNAs Have a Structure Problem04:10 – What’s Coming Next in the SeriesMusic licensed from PremiumBeat.com under License #7394047
What this episode covers
If you’re a 1099 CRNA, risk doesn’t only come from clinical work.In this episode of Money Moves for CRNAs, Randy Larkin, CPA, explains the hidden business risks CRNAs face when working as independent contractors — risks that malpractice insurance alone does not cover.This episode continues The CRNA Business Basics Series, building on why 1099 CRNAs are businesses and how structure affects taxes and protection.You’ll learn:Why malpractice is only one type of riskWhat business risk really looks like for CRNAsHow lack of structure increases exposureWhy preparation is about boundaries, not fearThis episode is for CRNAs who want clarity, not scare tactics.🎧 Educational purposes only. Not personalized tax or financial advice.Chapters:00:00 – Introduction01:10 – The Type of Risk Most CRNAs Think About01:45 – What Business Risk Really Looks Like02:22 – How Structure Changes Exposure02:48 – Insurance vs. Business Structure03:24 – Preparation vs. Panic03:51 – Why Most CRNAs Have a Structure Problem04:10 – What’s Coming Next in the SeriesMusic licensed from PremiumBeat.com under License #7394047
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1099 CRNAs: The Hidden Risks Most Providers Don’t See Coming | Ep. 14
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