11 - Interest rates and finance in 2025 ft. Kristen Pavez

Introduction:Join us as we dive into the world of property financing with Kristen, an expert with a wealth of knowledge and experience.Episode Breakdown:00:00 | Introduction to Kristen and Her Background: Get to know Kristen and her journey in the property financing industry.01:52 | Rate Predictions for 2025: Explore expert predictions on interest rates for the coming year.04:33 | Impact of Rate Changes on Borrowers: Learn how fluctuations in interest rates can affect borrowers and their financial plans.08:11 | Investment Property Financing and Interest Rates: Kristen dives into the specifics of financing investment properties and the role interest rates play.09:08 | Understanding Offset vs. Redraw: Demystifying the concepts of offset accounts and redraw facilities.11:09 | Fixed vs. Variable Interest Rates: A comprehensive comparison to help you decide which is best for your financial goals.13:49 | Principal and Interest vs. Interest Only Loans: Weighing the pros and cons of each type of loan.15:21 | The Role of Accountants in Property Investment: How accountants can be your best allies in property investment.17:30 | Market Trends and Refinancing Tips: Stay ahead of market trends and learn essential tips for refinancing.19:50 | The Benefits of Using a Broker: Discover the advantages of enlisting a broker for your financing needs.22:43 | Common Misconceptions in Financing: Busting myths and setting the record straight on common financing misconceptions.25:35 | Renovation Financing Process: Understanding the steps and strategies for financing your renovation projects.📢 Tune in to gain valuable insights and practical advice on navigating the complex world of property financing with Kristen's expert guidance! 🚀Matt Piotrowski – Your Property GuideMatt Piotrowski Instagram: https://www.instagram.com/matt.dynamic/LinkedIn: https://www.linkedin.com/in/mattdynamic/Dynamic Advisory – Perth’s Premium Buyers AgencyInstagram: https://www.instagram.com/dynamicadvisory/Book a strategy call: https://dynamicadvisory.com.au/ Find out how Kristen can help you on your journey. You can reach her on the details below:https://brokerpages.com.au/mortgage-broker/kristen-pavez/ https://www.instagram.com/perth_mortgage_broker/*This information is general only and should not be considered as advice. We encourage you to seek independant legal and financial advice.Your Property Guide - Powered by Dynamic Advisory - Perth Based Buyers Agency and QPIA accredited Property Advisory