110: Tips & Solutions To Financially Survive The Coronavirus - Biz & Personal

Robert Massi & Michele deliver specific and clear information for all of the economic relief programs and protections created by the CARES Act. To keep it simple, if your income has decreased because of the Coronavirus you need to immediately do two things: 1)  APPLY for unemployment, a disaster business loan thru SBA or the Paycheck Protection Program thru your bank. Start @ SBA.gov 2) CALL ALL of your creditors & utility companies to work out delays in payments, set up payment plans, forbearance for your mortgage, discounted rental amounts, etc (Cars, Credit Cards, Student Loans, Insurances, etc) BUSINESS: 2 Govt programs to help Small Businesses, Nonprofits, Faith Based Organizations, Independent Contractors, Sole Proprietors, Self-Employed & 1 person operations Economic Injury Disaster Loans & Paycheck Protection Program  PERSONAL: 1) The definition of "Unemployment" is now wide open & includes just about everyone who has had their income decrease so APPLY on your state's website NOW! Even though the Act has protections on delays in payments, you still need to CALL your creditors, get the specifics on the terms & dates on when you need to begin payments & what the amounts are. Make sure you clarify if the delayed payments are added to your balance or due in 1 lump sum after your time period ends. *CREDIT REPORTING* There will be NO late payments reported on your credit from Jan 31 thru 120 days AFTER the emergency is declared over. Use this to your advantage when planning your budget. VISIT: www.EverythingHomeTalkShow.com For More Info