115. Financial Reset for 2026: Audit Your Money, Set Smarter Goals

Share Your Thoughts!Before setting financial goals for 2026, it’s essential to audit your finances. This episode walks through a step-by-step, no-shame financial audit to help you see where your money actually went, understand your current numbers, and set realistic, aligned wealth-building goals.We cover:How to assess your current financial “vital signs” How to track and evaluate your debtUnderstanding your net worthHow to review your spending and create a realistic budget snapshotHow to identify your current financial season (stabilize, grow, or scale)How to set financial goals that actually align with your life and priorities in 2026This episode helps you break the cycle of repeating the same financial goals by slowing down, getting honest with your numbers, and building a solid foundation so your 2026 goals are intentional and achievable.Mentioned in episode:Monthly Money Plan & Yearly Tracker - Get the free tracker hereSupport the showSign Up for the MoneyChisme & Raíces NewsletterResources:Start Investing with M1Finance or FidelityFinance Books to Start Your JourneyOpen a High Yields AccountSupport/Apoya MoneyChismeDisclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.