115: The Little Three, Saving Money on Small Expenses

If you're a teacher trying to save money without sacrificing your quality of life, this episode is for you.In this episode of the Teacher Money Show, I break down what I call the “Little Three” expenses — cable/streaming, internet, and cell phone bills — and show you how these small monthly payments quietly eat away at your wealth.Most teachers focus on the “Big Three” (housing, food, transportation). But the Little Three are on autopay… and they add up fast.Here’s what I cover:• What the average American spends on streaming, internet, and cell phone bills• Why these small recurring expenses can cost you six figures over time• My “cancel everything” reset strategy for cable and streaming• How to use a streaming rotation strategy to dramatically cut costs• Exactly how to renegotiate your internet bill (and what to say)• Why you probably don’t need the highest internet speed• How to stop financing phones and save thousands• Why MVNOs like Mint and Visible can slash your cell phone bill• How optimizing the Little Three could create $120,000+ in retirement savingsIf you’re working to pay off debt, build margin, invest more, or retire earlier as a teacher, this episode gives you practical steps you can take this week.We don’t build wealth by cutting joy. We build wealth by cutting inertia and living intentionally.🔗 Full Show Notes (Episode 115):https://teachermoneyshow.com/show115💰 1-on-1 Financial Coaching for Teachers:https://teachermoneyshow.com/coaching🏫 Bring Me to Your School for Professional Development or Teacher In-Service:https://teachermoneyshow.com/speakingIf this episode helped you, please subscribe, rate, and review the show. It helps more teachers find practical financial guidance built specifically for educators.#TeacherMoneyShow #TeacherFinance #BudgetingForTeachers #SaveMoney #FrugalLiving #CutMonthlyBills #PersonalFinanceForTeachers