#118: Building Success From Scratch ft. Caragh Fahy episode artwork

EPISODE · Feb 2, 2026 · 51 MIN

#118: Building Success From Scratch ft. Caragh Fahy

from Cultivate with Alex Canavan · host CNY Women's Network

In this episode of Cultivate CNY, host Alex Canavan sits down with Caragh Fahy, Owner and President of Madison Financial Planning Group. With over 25 years in financial services and a CERTIFIED FINANCIAL PLANNER™ credential, Caragh specializes in guiding clients through early retirement and financial independence.Caragh shares her journey from working two jobs to building a successful advisory practice from the ground up. She discusses modern retirement planning, strategic tax management, and why financial independence looks different for today's professionals.💬 Topics we cover:Building Madison Financial Planning Group from scratchRetirement vs. financial independenceSmart money strategies for every life stageTax planning in your 40s and 50sThe emotional dimensions of retirementLeadership in financial advisoryConnect with Caragh at Madison FPGLinks mentioned: https://famzoo.com/https://www.osc.ny.gov/unclaimed-fundsLearn more about our sponsors: ⁠⁠Cannon Advisory Group⁠⁠⁠⁠Empower FCU⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apply⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to be a guest on Cultivate CNYReady to gain access to exclusive discounts on some of our favorite women-owned products and services in Central New York? Introducing the 2025-2026 CNYWN ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Member's Card⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! SHOP & SAVE AT 30+ women-owned businesses ACROSS CENTRAL NEW YORK Connect with Alex Canavan, the host of Cultivate CNY on her ⁠⁠⁠⁠⁠website⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠Follow Cultivate CNY on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support this podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow the CNY Women's Network on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow the CNY Women's Network on TikTok:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   / cnywomensnetwork  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This episode is brought to you by the⁠⁠⁠⁠⁠ ⁠CNY Women’s Network.⁠ CNY Women’s Network is a Syracuse-based media company that prioritizes community and collaboration between woman-owned businesses. We connect, promote, and celebrate businesses in Central New York.Email [email protected] to learn more about how CNY Women's Network can amplify your brand.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Collective by CNY Women’s Network, a membership community for growth-minded women.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Use the code: CULTIVATE10 for 10% off your first month or your first year with The Collective.This episode is brought to you by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Diam Media Group⁠⁠⁠⁠⁠⁠⁠

In this episode of Cultivate CNY, host Alex Canavan sits down with Caragh Fahy, Owner and President of Madison Financial Planning Group. With over 25 years in financial services and a CERTIFIED FINANCIAL PLANNER™ credential, Caragh specializes in guiding clients through early retirement and financial independence.Caragh shares her journey from working two jobs to building a successful advisory practice from the ground up. She discusses modern retirement planning, strategic tax management, and why financial independence looks different for today's professionals.💬 Topics we cover:Building Madison Financial Planning Group from scratchRetirement vs. financial independenceSmart money strategies for every life stageTax planning in your 40s and 50sThe emotional dimensions of retirementLeadership in financial advisoryConnect with Caragh at Madison FPGLinks mentioned: https://famzoo.com/https://www.osc.ny.gov/unclaimed-fundsLearn more about our sponsors: ⁠⁠Cannon Advisory Group⁠⁠⁠⁠Empower FCU⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apply⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to be a guest on Cultivate CNYReady to gain access to exclusive discounts on some of our favorite women-owned products and services in Central New York? Introducing the 2025-2026 CNYWN ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Member's Card⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! SHOP & SAVE AT 30+ women-owned businesses ACROSS CENTRAL NEW YORK Connect with Alex Canavan, the host of Cultivate CNY on her ⁠⁠⁠⁠⁠website⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠Follow Cultivate CNY on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support this podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow the CNY Women's Network on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow the CNY Women's Network on TikTok:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   / cnywomensnetwork  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This episode is brought to you by the⁠⁠⁠⁠⁠ ⁠CNY Women’s Network.⁠ CNY Women’s Network is a Syracuse-based media company that prioritizes community and collaboration between woman-owned businesses. We connect, promote, and celebrate businesses in Central New York.Email [email protected] to learn more about how CNY Women's Network can amplify your brand.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Collective by CNY Women’s Network, a membership community for growth-minded women.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Use the code: CULTIVATE10 for 10% off your first month or your first year with The Collective.This episode is brought to you by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Diam Media Group⁠⁠⁠⁠⁠⁠⁠

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#118: Building Success From Scratch ft. Caragh Fahy

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Frequently Asked Questions

How long is this episode of Cultivate with Alex Canavan?

This episode is 51 minutes long.

When was this Cultivate with Alex Canavan episode published?

This episode was published on February 2, 2026.

What is this episode about?

In this episode of Cultivate CNY, host Alex Canavan sits down with Caragh Fahy, Owner and President of Madison Financial Planning Group. With over 25 years in financial services and a CERTIFIED FINANCIAL PLANNER™ credential, Caragh specializes in...

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