#119 - The Cash Flow Formula for Real Financial Freedom with Chris Miles

Send us Fan MailWhat if everything you’ve been told about retirement is wrong? In this episode, Steven sits down with Chris Miles, also known as the “anti-financial advisor,” as he shares how most traditional financial advice keeps people stuck, even those doing all the “right” things. He opens up about watching his own dad follow the system only to retire on a tight budget, and why he walked away from his job as a financial advisor to build real, passive income instead. Chris breaks down how you can stop chasing net worth and start building income that gives you freedom now, not 30 years from now. If you’re tired of waiting to retire, this one’s for you.Chris Miles is the founder of Money Ripples, an organization focused on helping entrepreneurs and professionals achieve financial freedom through cash flow strategies, alternative investments like real estate, and ditching traditional, slow financial planning for immediate "work optional" lifestyles. Known as the "Anti-Financial Advisor," he teaches how to build passive income, use life insurance strategically, and create a financial "ripple effect" for current income, not just future retirement. He hosts the popular Money Ripples Podcast, sharing insights from his journey from being deeply in debt to achieving financial independence multiple times.Connect with Chris:Website: https://moneyripples.com/Facebook: https://www.facebook.com/moneyripplesX: https://twitter.com/MoneyripplesYoutube: https://www.youtube.com/@moneyrippleswithchrismilesInstagram: https://www.instagram.com/chriscmiles/LinkedIn: https://www.linkedin.com/in/chriscmiles/Grab a copy: https://tinyurl.com/5n7r7r79Episode highlights:(0:00) Intro(3:25) Who is Chris Miles, and why did he leave traditional finance(4:03) The moment with his dad that changed everything(5:56) The real reason most financial advisors aren't free(10:45) What fiduciaries can and can’t do for you(17:31) Why 401(k)s and “saving more” isn’t enough(25:25) Why net worth doesn't equal freedom(30:30) Chris’s 3-part strategy: Get Lean, Get Liquid, Get Out(37:06) Smart ways to invest outside the stock market(43:31) Infinite banking explained in simple terms(51:30) Where to find Chris and grab the Work Optional Blueprint(52:11) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita