12.16.25 Risk-off Trading; Phoenix Burst's Tela Mathias on Tech Development; Delayed Data Dump

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today’s episode, we look at what is driving sentiment in the bond markets. Plus, Robbie sits down with Phoenix Burst’s Tela Mathias for a discussion on the latest innovations in the mortgage space and how it is people rather than technology that is driving the pace of change in the industry. And we close by going through some delayed labor market indicators that were released today.Thanks to the Refi Recapture Engine from LO Autopilot. Lenders lose ~80% of recapture business. Their plug & play Refi Recapture Engine triples recapture volume. It runs nonstop, analyzes every loan, creates personalized quotes and sends them directly to borrowers, and delivers refi-ready borrowers to your LOs on a silver platter.