121: Financial Independence with Amy D Lux

A conversation with multidisciplinary designer Amy D Lux about how she got on track to become financially independent.   Topics: ⭐️ Index funds ⭐️ Credit scores ⭐️ Compound interest ⭐️ Late bloomers can retire early ⭐️ Tools for budgeting and investing ⭐️ Using a Debt Avalanche to pay off debt ⭐️ FIRE - Financial Independence, Retire Early ⭐️ Loan rehabilitation - how to get your student loans out of default   If you think you’re too old to turn your financial life around, skip to minute 59. Amy gives a realistic timeline on how long it takes to get retirement on track.   Amy’s Financial Resources: https://utopiadreamscape.com/category/wellness/finance/   Lighting LoboLuxDesign.com IG/FB/TW @LoboLuxDesign LinkedIn Amy D Lux   Lifestyle UtopiaDreamscape.com IG/FB @UtopiaDreamscape   Retirement Contribution Limits 2023: https://www.irs.gov/newsroom/401k-limit-increases-to-22500-for-2023-ira-limit-rises-to-6500   Women In Lighting: https://womeninlighting.com/site/page/about   Alphonse Mucha: https://www.alfonsmucha.org/the-complete-works.html   Iran Death Toll: https://www.bbc.com/news/world-middle-east-63242100   Compound Interest with Paddy Hirsch: https://www.artisticfinance.com/episode/DuW0LZ00yYMPsqiwFKyH/Compound-Interest-with-Paddy-Hirsch   Lap Chi Chu - Lighting Designer - SIMPLE retirement plan: https://www.artisticfinance.com/episode/a28i0vVANKirBQ1nR324/Lap-Chi-Chu-Lighting-Designer   Rich Dad, Poor Dad - Audiobook: https://www.youtube.com/watch?v=gliZHyovI7c   Afford Anything - Podcast: https://podcasts.apple.com/us/podcast/afford-anything/id1079598542   Acorns - “Round Up” Investing: https://www.acorns.com/   Mint.com: https://mint.intuit.com/   Index Fund Investing: https://investor.vanguard.com/investment-products/index-funds   VTSAX - Vanguard Index Fund: https://finance.yahoo.com/quote/VTSAX/   Debt Avalanche - How Amy Paid Off Her Debt: https://www.nerdwallet.com/article/finance/what-is-a-debt-avalanche   Paying More For Utilities Because of Low Credit Score: https://blog.risecredit.com/can-bad-credit-score-affect-utility-bills/#:~:text=Can%20a%20Poor%20Credit%20Score,your%20service%20up%20and%20running.   Student Loan Default: https://studentaid.gov/manage-loans/default/get-out   Money Mustache - Saving Chart:  https://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/   AYRTON: https://www.ayrton.eu/   LDI: https://www.ldishow.com/   Book List: Your Money or Your Life 4 Hour Work Week The Simple Path To Wealth The Millionaire Next Door Early Retirement Extreme Playing With Fire Set For Life Quit Like A Millionaire Retire Early With Real Estate The Bogleheads Guide To Investing Financial Freedom Rich Dad Poor Dad   Become a patron at: www.patreon.com/artisticfinance   Interview by Ethan Steimel