# 122 As Fixed Index Annuities Gain Popularity, Here's What You Need To Know

Sales of Fixed Indexed Annuities (FIAs) are in the billions.  So, obviously these products are resonating with some folks.  For them to resonate with you please understand these things. 1. Fixed Index Annuities will most likely give you BOND-like performance, not stock-like performance.    If a sales guy is selling you on the concept of stock-like performance with no risk, please run, don't walk but RUN, away.  In this video I show you research by Roger Ibbotson, who is in favor of these products, what he says FIAs will most likely do.  Again, BOND-like, not stock like performance.  2.  If a naysayer on annuities is saying he doesnt' like them because the fees are so high, ask him how much he gets paid...in dollars, not percentages.  Weird how some compare 1 product against another by only showing the fees on the one but NOT the other.  3.  FIAs can provide you with guaranteed income with NO market loss.  This is a fact for many of the products.  If this is important to you, there is nothing wrong with that.  But remember for those guarantees you will sacrifice upside performance.  There simply is no two ways around that.  However, if that protection helps you achieve peace of mind, there is NOTHING wrong in the least with considering one of these products.  https://dta0yqvfnusiq.cloudfront.net/commo93759149/2018/02/Ibbotson-White-Paper-5a78d2dea0f40.pdf http://money.com/money/5382994/fixed-indexed-annuities/ ================================ If you like what you see, a thumbs up helps A LOT. It tells YouTube that people are engaged and so the Youtube algorithm will show the video to others who may be interested in the content. So, give me a thumbs up, please! Don't forget to SUBSCRIBE by clicking here: https://www.youtube.com/channel/UCSEzy4i9xrKPoaU9z0_XbmA?sub_confirmation=1 My Amazon Product page:  https://www.amazon.com/shop/heritagewealthplanning Anything you buy there Amazon pays me a commission.  Much appreciated! If you received value from this video and/or channel, and want to say thanks, feel free to send a donation via Paypal. I'm not too proud to ask! https://bit.ly/2Gq1QsE Contact me: [email protected] GET MY BOOKS:   ALL are FREE to Kindle Unlimited Subscribers! The Tax Bomb In Your Retirement Accounts: How The Roth IRA Can Help You Avoid It https://amzn.to/2LHwQpt Strategic Money Planning: 8 Easy Ways To Put Your House In Order https://amzn.to/2wKGi50 State by State Tax Guide For Retirees: https://amzn.to/2A1TmkH GET ALL MY LATEST BLOGPOSTS: https://heritagewealthplanning.com PODCAST: https://itunes.apple.com/us/podcast/josh-scandlen-podcast/id1368065459?mt=2 http://heritagewealthplanning.com/category/podcasts/ LET'S SOCIALIZE! Facebook: http://Facebook.com/heritagewealthplanning Linkedin: https://www.linkedin.com/in/joshscandlen/ Quora: https://www.quora.com/profile/Josh-Scandlen Google +: https://plus.google.com/u/1/108893802372783791910